Báo cáo tài chính công ty cổ phần bảo hiểm ngân hàng nông nghiệp 1596795490

C8ng ty CO phAn Bala hiem Ngfin hang N6ng nghirOp Bao cao tai chinh Q1.2020 Cong ty CO phhn Bao him Ngan hang !Ong nghrap MVC LVC Trang Thong tin chung Bang can el& Re toan Bac cao ket qua float dOng kinh doanh Bac cat) LIu chuyen tier] te Thuyet minh bao Geo tal chinh 1-2 3-4 5-7 9-38 COng ty C6 phan Bao him Ngan hAng NOng nghi0 THONG TIN CHUNG CONG TY C6ng ty Co phAn Bao hiem Ngan hang Nang nghlep ("Ceing ty"), tuft day la Ding ty CO phAn Bao him Ngan hang Nang nghiep ye Phat trien nal-1g than Viet Nam &vac lap theo Luat Doanh NghiCip cOa Viet Nam theo Gay Chaing nhan Dang ky Kinh doanh só 38GP/KDBH BO Tai chinh cap 18 thang 10 nam 2006 va theo cac Giay chapg nhan clang ky kinh doanh dieu chinh saw Gig), phap didu chinh Ngay Gip They ded chinh 38/GPOC1/KDBH 01/02/2008 Tang van di& la caa C6ng ty CO phAn Bao him Ngan hang N6ng nghiep ya Phat trien Nang than Viet Nam thenh 380 tY VND va lap chi nhanh tpi Ha Nei, Da Nang, Nghe An ye flak Lak 38/GPIDC2/KDBH 25/06/2008 DOi ten tient) Gong ty CO phAn Bao hiem Ngan hang Nang Nghiep Thanh lap chi nhanh tai Hai Phang, Khanh Haa va Can Tha 38/GPDC3/KDBH • 26/07/2011 Thenh lap chi nhanh tai Thanh Hea 38/GPDC4/KOBH 07/01/2015 Thay dal ca cau van dieu la cüa cac co dang ye lap chi nhanh tai Pha Thq Hopt clang chinh nam hien tpi caa Cang ty la kinh doanh bao him phi nhan thq, tai bao hem, giam djnh tan that, boat Ong dali tu tai chinh va cac hopt dOng khac theo ouy dinh cüa phap luat Cting ty c6 try ser chinh tai Tang 6, tea nha chung 2911, Outing Hoang Dpo Thay, Phutrig Trung Hob, Quan cat, Glay, Thanh ph6 Ha Nei, Viet Nam ya 10 chi nhanh tai HO Chi Minh, Ha Nei, Da Nang, Nghe An, Oak Lek, Hai Phang, Khanh Him, Can Thu, Thanh H6a Phu Thq HO' BONG QUAN TR! Cac yien Hei deing Quan trj nam ye yao lap bao cao nine saw HQ ya ten Ong Dinh Viet Ding Ong Nguyen Tien Hai Ong [Yang Van Lieu Ong L8 Hang Quan Ong Dtrang Van Thanh Char V(.1 CFI° tic," Thanh Vi8n Thanh \On Thanh Wen Thanh %/len Ngthy tai b6 nhiOm Tai b6 nhiem 26 thang nam 2017 B6 nhiern thang nam 2019 Tai IDO nhiem 26 thdng nam 2017 Tai bO nhiem 26 thang nam 2017 Tai 136 nhiem 26 thang nam 2017 BAN KIBM SOAT Cac \nen Ban Kiem soat nam va yao lap bao cao Nur saw Ng ya tan ChAv yg ft/gay tali b6 nhiOnl Ong Truang Dinh Canh Ba Luu Thj Viet Hoa Ong Nguyen Ngcc Kien Trutng ban Thanh vien Thenh Irian Tai b6 nhiem 26 thang nam 2017 Tai b6 nhiem 26 thang nam 2017 Tai 66 nhiem 26 thang nam 2017 4, , C6ng ty CO phAn Bac) hiem Ngen hang N6ng nghilep 801 - DNPNT BANG CAN DOI KE TOAN BAN TONG GIAM 06C Cac vier.' Ban Tang Giam dOc vac lap bao cao tai chinh nhu , sau: Ho vA tOn Ong Nguyen Tien Hdi Ong D6 Minh Hoang Ong Quach Id Khang Ong Mai Sinh Chem vy T6ng Clam d6c PhO Tang Gam dOc Pile -king Clam clOc Phi Tang Giam dOc Algay tni nhiAmitai b6 nhi'Am E36 nhiern [hang nam 2019 Tai be) nhiem Nay 18 thang nam 2015 Tai b6 nhiem 19 thang nam 2016 Tai ba nhiem [hang nam 2017 NGU'6I DA! DO THEO PHAP LUAT Nguti dai didn theo phap luat cua COng ty vao lap bac cao la Ong Nguyen Tien Hai, chirc danh: Tang Gam Mc Cong ty CO phAn Sao hiern Ngan hang Nang nghiap B01 - DNPNT BANG CAN DOI KE TOAN Ma se Thuyet mlnh TAI SAN 100 A TAI SAN NGAN HAN 110 I Tien ve cdc khohn twang throng nen 111 Tian 112 Cac khoan tvang (Strang tin 120 IL Deu tw tat chinh :men hpn SO will iry% s6 dhu nom VND VND 2.501.333.712.678 2.375.366.521.557 80.566.546.592 (104.577.606.356) 80.252.604.892 47.694.393.644 313.941.700 (152.272.000.000) 1.975.247.291.700 2.092.019.291.700 1.975.247.291.700 2.092.019.291.700 124.281.297.270 89.860.456.179 123 Day tv riOnl girls dart dao hpn 130 III Cdc khoan phal thu ngisn hpn 131 Phai thu ngSn hart cOa khach hang 33.281.694.461 31.819.015.863 1.1 Phai thu A hop clang boo hiorn 33.281.694.461 31.819.015.863 131,1 132 Tra trutc cho nguti ban ngat n hsn 830.016.287 1.015.730.687 136 Phdi thu ngan Flan khac 96.135.516.331 62.750.233.389 137 Dv phong phai thu ngAn hen khO cloi (5.965.929.809) (5.724.523.760) 140 IV Hang Mn kho 2.463.132.476 2.852.348.591 141 Hang ton kho 2.463.132.476 2.852.348.591 150 V TN san ngen hpn khac 206.163.242.347 192.376.171.120 151 206163.242.347 192.376171.120 204.321.651.437 192.376.171.120 1.841.590.910 - Chi phi tra trutc ngAn hpn 151.1 1.1 Chi phi hoa hong chtpa phan bo 151.1 1.2 Chi phi tra trusac ngen hpn khac 190 VI Tai sen tal boo hiem 112.612.202.293 102.835.860.323 191 Dv pheing phi nhutng tai boo hiem 40.624.667.695 43.620.819.454 192 Dv phOng b6i thvang nhvang tai bdo hiArn 71.987.534.598 59.215.040.869 200 B TAI SAN DA! HAN 178.539.370.246 194.103.077.331 210 L 7.038.514.666 7.014.924.505 216 Phal thu 'dal hen khac Cac khohn phai thu dal h?r, 216.1 1.1 Ky the bao Nom 216.2 1.2 Phai thu dal bon khac 220 II 16,3 TN sett cite dlnh 7.038.514.666 7.014.924.505 6.000.000.000 6.000.000.000 1.038.514.666 1.014.924.505 129.602.209.095 122.404.961.892 221 TN san CO dinh hfru hInh 69.427.693.740 62.202.443.706 222 - Nguyen gia 126.347.154.505 118.541.261.266 223 - Gia trj hao mO n Wire (56.919.460.765) (56.338.817.560) 227 TN san co djnh va hinh 228 229 - Nguyen gia Gia trj hao m6n luy Ica 240 III Tai sat, da dang dal hpn 242 1, Chi phi xay dvng co, ban cid, dang 250 lit Deu fugal chinh dal hpn 255 Du by n&ni gICr den dao hpri 260 IV Tel ken dal hpn Mac 261 Chi phi tra trvac dai hen 270 TONG CONG TAI SAN 10 11 60.174.515.355 60.202.518.186 65.634.778.877 65.634.778.877 (5.460.263.522) (5.432.260.691) - - - - 36.000.058.302 58.500.058.302 36.000.058.302 58.500.058.302 5.898.588.183 6.183.132.632 5.898.588.183 6.183.132.632 2.679.873.082.924 2.569.469.598.888 Cong ty C6 phan Bao hi4m Ngan hang Nang nghi'p B01 - DNPNT BANG CAN DDI ICE TOAN (tiep theo) Ma s6 S6 cuOi k9 Thuyet mirth NGUON VON SO cidu nem VND VIM C Ng PHAI TRA 1.751.187.675.851 1.678.394.782.837 310 I 1.751.187.675.851 1.678.394.782.837 311 Phai tra nguti ban ngan han 300 Ny ngdn ban 311.1 1.1 Phai tre va hop dOng bhp hiem 311.2 1.2 Ph& tra khac cho nor& ban 313 314 318.1 318.2 319 Thue %fa cac khoen phdi Op Nhe nut 410 411 411a 1.633.003.276 2.855.891.855 25.285.204.870 15.619.057.670 60.976.932.434 66.171.064.281 15.491.016.734 Doanh thu hoa hang chin (Iwo twang 14 10.997.123.270 11.826.852.256 Phdi tra pgAn han khac 15 16.580.715.898 19.226.667.738 Quy khen thutng phOc 10 400 74.511.145.383 10.819.254.407 Dui phong nghiep Ai 329.3 77.367.037.238 75.369.706.339 Phai tra nguti lao Ong 329 329.2 13 77.002.709.615 Doanh thu chva (hut hien nOn han 322 3291 12 8.1 Dv phony phi bao hi4m g6c ye nhan tei bao hidm 8.2 Dv phOng bdi thutmg bao hifim g6c , ye nhen tai bho hiem 8.1 DV phOng dao dOng 16n D 55.005.746.566 65.118.826.129 16,1 1.494.519.988.791 1.407.574.260.791 16.3.1 1.165.907.769.223 1.104.892.188.295 16.3.2 219.139.369.927 197.724.673.267 16,4 109.472.849.641 104.957.399.229 VON CHO see HOu I Von ch0 sly haw 17 928.685.407.073 891.074.816.051 928.685.407.073 891.074.816.051 V6n ca ohn 380.000.000.000 380.000.000.000 1.1 C6 phiau ph6 th6ng c6 quyen bleu guy& 380.000.000.000 380.000.000.000 412 Thing du viin c6 phan 12.000.000.000 12.000.000.000 415 CO phieu guy (13.898.400.000) (13.898.400.000) 417 Quy dal.' Kr ghat then 176.133.188.964 176.133.188.964 419 QuY di/ trii, bat buec 38.000.000.000 38.000.000.000 421 Li Milian sau thue chua phial.' ph6i 336.450.618.109 298.840.027.087 254.629.867.087 56.344.507.044 81.820 751.022 242.495.520.043 421a 4216 440 6.1 Lql nhuan say thud chua phan ph& lOy k4 den cu6i nam truac 6.2 Lqi nhuen sau thud diva phan ph& nam TONG CONG NGUON VON , 2.6 Co PHAN gomfm AN RAN 924 2.569.469.595888 -0 NONG NGHla qT Ong Sao Duy Trung Ong Pharn Minh Tri Ong Nguyen Tien Hai PhO Phong Ke toan Tai chfnh Truerng Phong Ke Wan Tài chfnh Ten° Giam dee Ding ty CO phen Rao him Ngan hang NOng nghiep B02 - DNPNT BAO CAO KET QUA HOAT DQNG KINH DOANH PHAN I — BAO CAO KET QUA HOAT DQNG KINH DOANH TONG NCR Ma s6 CHI T1EU 10 Doanh thu thuan hoat dOng kinh doanh bao him 12 Doanh thu boat dOng tai chinh 13 Thu nhap khac 20 Tang chi phi hopt dOng kinh doanh bao hiarn 22 Chi phi hopt dOng tai chfnh 23 Chi phi quan19 doanh nghiep 24 50 Tang lqi nhupn kb` toan trustfc th tie 51 Chi phi thue TNDN hian hanh Chi phi khan 60 Lqi nhuan sau thus thu nhap doanh nghiap 70 Lai co, ban tam c6 phial.] KS' K9 Welt VND VND 396.343.011.977 338.219.967.978 33.385.705.822 27.198.337.059 587.404.214 60.032.226 204.517.446.620 166.468.088.173 16.635.296 5.899.726 123.280.889.297 120.213.283.680 171.169.618 20.346.044 102.329.981.182 78.770.719.640 20.509.230.160 15.767.213.137 81.820.751.022 63.003.506.503 - - C6ng ty CO phan Bao hiern Ngan hang N6ng nghiOp 802 - DNPNT aiko CAO IS QUA HOAT DQNG KINH DOANH PHAN II — BAO CAO KET QUA HOAT BONG KINN DOANH THEO HOAT DQNG Ma Ky Ky try& s6 CHI TIEU Thu* minh Doanh thu phi bao lam (01 = 01.1 + 01.2 + 01.3) 18 412.253.059.894 350.671.500.150 18 473.049.097.744 414.717.392.052 VND Trong d6: 1,1 - Phi bao ram gOc VND 1,2 - Phi nhan tai bao hi6m 18,2 219.543.078 1,3 - Tang dv phial-1g phi bao hiern g6c va nhan tai bao him 67.079.987 16,1 61.015.580.928 64.112.971.889 19 (24.719.751.373) (16.061.368.999) 19,1 (21.723.599.614) (17.958.571.744) 16,1 (2.996.151.759) 1.897.202.745 387.533.308.521 334.610.131.151 8.809.703.456 3.609.836.827 5.887.142.033 3.589.656.427 2.922.561.423 20.180.400 396.343.011.977 338.219.967.978 (96.231.436.670) (80.286.591.929) 2,1 2,2 Phf nhtnyng tai bac) hiem (02 = 02.1 + 02.2) Trong da: - T6ng phi nhvong tai bao hiern - Tang du, phang phi nhuvng tai bao hiern Doanh thu phi bao tam than (03 = 01 + 02) Hoa hong nhuvng tai bao hie:it vA doanh thu khic boat dang kinh doanh bao hiem (04 = 04.1 + 04.2) Trong d6: " 4,1 - Hoa hong nhuvng tai bac) ham 4,2 - Doanh thu khac hoat Ong kinh doanh bao him A hot ging kinh doanh bio Doanh thu thun lam (10 = 03 + 04) CM bOithutng (11 = 11.1 + 11.2) 10 11 20,1 Trong do: 11,1 - 11,2 - 12 Tang chi bbi thutng 21 Can khoan giam ft& Thu 136i thutng nhutng tai bao hiem 13 (Tang)/giam dip ph6ng bOi thutng bao hiem 96c va nhan tar bao Mom 14 Tang/(gjam) dy phong Mil thutng nhuvng tai bao hiem TOng chi bOi thutng bao hiem (15 = 11 + 12 + 13 + 14) 15 16 Tang dys phong dao dOng 16'n - - (96.378.186.479) (80.288.591.929) 146.749.809 2.000.000 21,3 2.024.827.957 865.253.110 16,2 (21.414.696.660) (878.045.161) 16,2 12.772.493.729 1.636.879.567 21 102.848.811.644 78.662.504.413 16,4 (4.515.450.412) (3.968.259.002) C6ng ty CO phAn Sao hiern Ngan hang NOng nghiOp B02 - DNPNT BAo CAO le QUA HOAT DQNG KINH DOANH PHAN II - BAo cAo KET QUA HOAT DONG KINN DOANH THEO HOAT DONG Ma so 17 Thule minh CHITIEU Chi phi khac hoot Ong kinh doanh bao hiern (17 = 17.1 + 17.2) 22 KS'nay Kit trut VND VND (97.153.184.564) (83.837.324.758) Trong ft: 17,1 - 17,2 - 18 A 19 - - (59.736.321.638) (54.221.357.736) (37.416.862.926) (29.615.967.022) (204.517.446.620) (166.468.088.173) 191.825.565.357 171.751.879.805 Chi hoa hong bac) hien, Chi phi khan hoot Ong kinh doanh bao him T6ng chi phi hoot dOng kinh doanh bao hien, (18= 15 + 16 + 17) Lqi nhtiOn gOp hoot dOng kinh doanh bac him (19 = 10 + 18) 23 Doanh thu hoot dOng tai chInh 23 33.385.705.822 27.198.337.059 24 Chi phi hoot dOng tal chinh Log nhuOn hoot Ong tai chfnh (25 = 23 + 24 (16.635.296) (5.899.726) 33.369.070.526 27.192.437.333 (123.280.889.297) (120.213.283.680) 101.913.746.586 78.731.033.458 25 26 30 31 32 40 24) 18 Chi phi quart 19 doanh nghi4p Thu nap khac Chi phi khac 51 Lqi nhan khac (40 = 31 + 32) T6ng lqi nhan kb` toan Out thus (50 = 30 + 40) Chi phi tha TNDN hiOn hanh 60 Lqi nhan sau thue TNDN (60 = 50 + 51) 70 Lai co, ban ban c6 phiSu 50 25 Lqi nhtlan than UP hoot dung kinh doanh (30 = 19 + 25 + 26) Ong Dao Duy Trung Ph6 Pheing Ke toan Tai chinh 26 587.404.214 60.032.226 26 (171.169.618) (20.346.044) 416.234.596 39.686.182 102.329.981.182 78.770.719.640 (20.509.230.160) (15.767.213.137) 81.820.751.022 63.003.506.503 - - 27,1 Ong Pham Minh Tri Truiong PhOng Ke toan Tel chinh g Nguy n Tien Hai Teng Giam dee Cong ty CO pith) Bac) hiern Ngan hang Nang nghiep B03 - DNPNT BAO CAO LUU CHUYEN TIEN -re Ma s6 Nam Nam trutc VND VND 465.901.944.910 418.504.028.873 (265.776.563.160) (197.800.785.346) (79.271.778.109) (108.404.781.025) (8.829.146.438) (12.090.464.959) 2.119.198.711 4.999.273.884 (33.711.309.410) (22.690.800.747) 80.432.346.504 82.516.470.680 (9.222.283.183) - 533836.364 - (55.000.000.000) (120.000.000.000) 42.000.000.000 35.068.000.000 19.669.256.900 14.323.262.267 (2.019.389.919) (70.608.737.733) Thuyet minh CHI TIEU I LVU CHUYEN TIEN TI)' HOAT BONG KINN DOANH Tien thu ter ban hang, cung cep djch vy va doanh thu khdc lien chi tra cho nguti cung cep hang hOa va djch vy Tien chi tra cho nguti lao dOng Thug thu nhdp doanh nghiep dã nOp Tien thu khac tie hot dOng kinh doanh Tien chi khdc cho hoat Ong kinh doanh 20 13 Wu chuyen tien than if, hot Ong kinh doanh II WU CHUYEN TIEN TO MOAT BONG DAU TU' 21 22 23 24 27 30 Tien chi,mua sam tai sari cot clinh Tien thu if, ly, nhutng ban tai san CO djnh va cdc tai san clai han khac Tien chi cho vay, mua ode c6ng cy no cOa don vj khac Tien thu hei cho vay, ban lai cac ding cy no dm don vi khac Tien thu lai cho vay, ch tCrc va loi nhudn &roc chia Um chuyen tier, than sir dyng vac !mat Ong du hr III UM CHU YEN TIEN TO' NOr?i,T DQNG TAI CHiNH 36 CO tilt, lqi nhudn da tra cho chi' so* hCru 40 60 LLPU chuyen den than sir dyng vac hot Ong thi chinh Ltru chuyen tien than kk (50 = 20 + 30 + 40) Tien va twang dutng troll du ky 70 Tien va tuvyng &rang Wen cuOi ky (70 = 50 + 60) 50 Ong DA° Duy Trung Ph6 Phong KO than Tai chinh (45.325.440.000) -Ong (45.325.440.000) - 33.087.516.585 11.907.732.947 47.694.393.644 C.161,251:919,229 70.515.666.216 Pham Minh Tri Trutng Phong KO Wan Tai chInh 58.607.933.269 ng Nguyen TiOThr n ITong Gam CtOc Cang ty CO phAn Bao hiern Ngan hang N6ng nghiep 1309 - DNPNT THUYET MINH BAO CAO TAI CHINH (tiep theo) THUE VA CAC KHOAN PHA! NOP NHA Nutec SO ctau nam Thud gia trj gia tang Thue thu nhdp doanh nghidp Thue thu nhap ca nhan Thue khac TOng Ong VND 3.396.290.330 8.648.680.589 3.572.890.686 1.196.065 15.619.057.670 Phat sinh SO ma kl SO ph& nOp SO de nOp VND VND VND 10.099.084.139 11.274.888.421 2.220.486.048 20.664.387.537 8.829.146.438 20.483.921.688 12.191.917.700 13.185.704.525 2.579.103.861 43.604.090 43.106.882 1.693.273 42.998.993.466 33.332.846.266 25.285.204.870 DOANH THU HOA HONG CHUA DUVC HUtYNG SO du, au kk Phut sinh k9 Phan IDO vdo doanh thu k9 siS du, cutii kY 56 cif& kk VND 11.826.852.256 1.719.568.616 (2.549.297.602) 10.997.123.270 56 Nu nam VND 10.625.186.519 11.826.852,256 (10.625.186.519) 11.826.852.256 56 cif& VND 34.804.000 SO dOu nem VND 76.160.000 396.816.307 16.149.095.591 2.475.126.263 2.890.000.000 1.304.852.000 9.479.117.328 16.580.715.898 234.424.252 18.916.083.486 2.475.126.263 8.910.000.000 2.420.132.000 5.110.825.223 19.226.667.738 PHAI TRA NGAN HAN KHAC Bao hiern xa hOi Bao hiem y te Sao hiem that nghiep Kinh phi Ong cloth, Cac khoan phai tra, phai nOp Mac - Qufl boo vØ ngueri duvc bao hien; - Khen thuong tong cki ly" - PhOi tra ye c6 tem - Phthi tit khec fling a:lug 24 COng ty CO phhn Bac hiem Ngan hang N6ng nghia'p B09 - DNPNT THUYET MINH BAO CAO TAI CHINH (trap theo) 16 CAC KHOAN DV' PHONG NG1-11p3 VV Sci au& k9 (VND) DO phony Dv phony boo hidm nhuvng thi got Va nha'n thi bac hien, Dy, phony ban hi4m thuan Sci du nam (MD) phony boo higrn goo va nhOn thi Dv phony nhapng Mi beo hien, Dy, phony ban hitim thuan Dv phang phi chin &roc hailing Dy phong than hoc cho nghiap vy bao hiem sOc kh6e 370.853.875.785 - Dy phOng phi chva duct taking cho nghiep vy bao him phi nhan thQ 370.853.875.785 423.062.479.121 795.053.893.438 40.624.667.695 754.429.225.743 681.829.709.174 43.620.819.454 638.208.889.720 40.624.667.695 1.125.283.101.528 1.104.892.188.295 43.620.819.454 1.061.271.368.841 165.102.992.913 54.036.377.014 69.101.793.359 96.001.199.554 51.150.635.775 145.442.821.317 52.281.851.950 56.442.250.469 2.885.741.239 219.139.369.927 2.772.790.400 71.987.534.598 89.000170.848 49.509.061.550 147.151.835.329 197.724.673.267 59.215.040.869 138.509.632.398 35.477.517.557 35.477.517.557 32.088.257.331 73.995.332.084 73.995.332.084 72.869.141.898 - 72.869.141.898 109.472.849.641 104.957.399.229 - 104.957.399.229 Thing c6ng Dv phong b6i thutng Dy phOngb6i thvOung chin giai guy& Dy phong b6i thutng chin th6ng bao ("IBNR") Teing Ong 1.165.907.761223 423.062.479.121 ph6ng dao Ong lan Dy phang dam bao can ddi cho nghiap vy bao hien, sOt khoe Diy phOng dao dOng 16n cho nghlap vy bao hiern phi nhan tho T6ng cOng 109.472.849.641 25 32.088.257.331 Gong ty C6 phAn Bac) him Ngan hang Ming nghiOp B09 - DNPNT THUYET MINH BAO CAO TAI CHINH (tiep theo) 16 DV' PRONG NGHV VV (trep theo) /6 / DV phony phi chtra divot hiring SOcudi k,fr (VND) Dv phony DyphOng boo hi4m $O thr du nem SO trich 10 them nem - Dv phony toan hoc cho nghidp vy beo hi4m sem khoe - DV phony phi chin ductv huemg cho nghidp yy bao hi4m phi nhan Mg SO dui cuoi kir nhuang tai Dv phony bdo hiem thudn g6c ve nhan tai ado hidm 1.104.892.188.295 43.620.819.454 1.061.271.368.841 61.015.580.928 (2.996.151.759) 64.011.732.687 59.901.860.851 59.901.860.851 SO tidu nam (VND) Dv phony Dv phony beo ham Dv phony nhuscmg tat bao hi4m thuen goc VA nhdn tai 877.482.672.877 227.409.515.418 112.110.464.187 beo hidm 38.120.964.499 5.499.854.955 839.361.708.378 221.909.660.463 112.110.464.187 1.113.720.077 (2.996.151.759) 4.109.871.836 115.299.051.231 5.499.854.955 109.799.196.276 1.165.907.769.223 40.624.667.695 1.125.283.101.528 1.104.892.188.295 43.620.819.454 1.061.271.368.841 16.2 Dv phong b61 thwirng $O du nem SO trtch lOp them /(hoan nhOp)trong nem - Dv phOng b6i thuerng chin giai guy& - Dv gluing b6i thuong chug th6ng ban 56 du, cal kt Dv phony bao hiem gc6c ye nhen tél 197.724.673.267 21.414.696.660 19.660.171.596 1.754.525.064 219.139.369.927 56 au& kit (VND) Dv gluing nhvgng tai beo hien 59.215.040.869 12.772.493.729 12.659.542.890 112.950.839 71.987.534.598 26 Dv phony ado higm thudn 138.509.632.398 8.642.202.931 7.000.628.706 1.641.574.225 147.151.835.329 Dv phony bao hidm g6c ye nadn tai 173.504.918.920 24.219.754.347 14.340.711.583 9.879.042764 197.724.673.267 So rthu nem (VND) Dv phony nhuang tai bee hiem 38.587.553.086 20.627.487.783 20.008.323.944 619.163.839 59.215.040.869 DV phony boo hidm thud,, 134.917.365.834 3.592.266.564 (5.667.612.361) 9.259.878.925 138.509.632.398 C6ng ty CO phAn Bac) him Ngan hang N6ng nghiOp B09 - DNPNT THUYET MINH BAO CAO TM CHINN (tiep theo) 16 CAC KHOAN PRONG NGH1e13 VI) (tiep theo) 16.3 Dv phony phi chwa chivy htrang tea ciỗi phong bed thusang 16.3.1 Dv phong phi Dv ph6ng phi bao him gem va Man tai bac) hiem: Logi hinh bac) Nom SCrc kh6e va tai npn nguti Tai san va thiet hei Hang hod yen chuyen Hang khOng Xe Chay ne Than tau va TNDS chit tau Trach nhiern R6i ro tai chinh va rui ro tin dung Thiet hpi kinh doanh N6ng nghiep Tang cOng S6 cuoi kj VND S6 ciao Mtn VND 953.642.157.416 38.332.872.701 790.532.041 887.663.751.155 40.736.067.680 790.649.029 142.511.310.547 22.364.056.567 6.544.950.795 548.690.991 145.221.775.259 22.370.769.773 6.283.938.811 606.270.420 22.863.828 1.150.334.337 1.165.907.769.223 37.140.983 1.181.825.185 1.104.892.188.295 Dip phang phi nhutng tai bac him (Tai san tal bao tam): Logi hinh boo higin arc khoe va tai nen nguti TM san ye thiet hpi Hang boa van chuyen Hang khOng Xe co, 061 Chay n6 Th5n tau va TNDS chi tau Trach nhiem Rai ro tai chinh va rui ro tin dung Thiel hpi kinh doenn Nang nghiep TOng cOng 27 S6 cu6i VND s6 deo ngm VND 5.201.096 21.740.164.168 651.805.272 5.644.795 24.719.336.793 651.863.766 1.506.558.414 12.083.520.028 3.638.187.719 179.373.187 1.518.133.336 12.205.826.942 3.486.378.124 179.294.198 21.971.986 797.885.825 40.624.667.695 35.546.417 818.795.083 43.620.819.454 COng ty C6 ph'en Bao him Ngan hang N6ng nghiep B09 - DNPNT THUYET MINH BAO CAO TAI CHINN (tiop theo) 16 CAC KHOAN DV PHONG NGHleP VI) (tip theo) 16.3 Dy, phong phi chuo cluvc &rang va du Thong bOlthweing theo) 16.3.2 Dv phOng ho! thueng Dv ph6ngb6ithutng bao Nem g6c va nh9n tái bac, hien': Lap' hinh btho hiorn S6 cu6i SCrc Rhea va tai nn nguti Tel sari thi9t h8i Hang hod 4n chuyen Hang kh6ng Xe w Chey n6 Than tau vâ TNDS chi) tau Trach nhiem RCS ro tai chinh rüi ro tin dyng Thiet hal kinh doanh N6ng nghiOp T6ng cOng S6 et& nem VND VND 73.944.453.070 60.228.505.917 4.548.551.531 207.435.848 31.997.845.773 12.043.489.139 32.151.511.511 174.938.606 68.329.082.121 53.947.215.382 4.891.043.040 207.435.848 28.308.491.722 13.195.646.568 24.660.713.675 275.407.697 3.764.492.526 78.146.006 219.139.369.927 3.768.730.101 140.907.113 197.724.673.267 Dy, phong Is6i thutng nhuting tai boo hiem (TM san tâi bao hiem): Lo0 hinh ben hiem Sirc khoe tai nn nguti Tal sari ye thiOt hai Hang hod y9n chuyen Hang khong Xe ca giai Chay n6 Than tau TNDS ch0 tau Trach nhi0m Red ro tai chinh rOi ro tin dung Thiet hi kinh doanh Ming nghiOp TOng Ong SO cif& ki VND S6 clOu nem VND 627.152 34.364.962.648 2.315.981.536 682.330 26.631.740.923 2.517.869.810 114.406.493 7.676.234.971 23.699.657.841 6.458.174 3.755.201.342 54.004.441 71.987.534.598 122.441.615 7.730.207.874 18.399.853.252 6.458.174 3.759.362.900 46.423.991 59.215.040.869 s6 cud! S6 dhu nam 16.4 Dv phong dao qing loin s6 dip dAu kir VND 104.957.399.229 SO trich lap th8m nam S6 du• VND 88.454.378.713 4.515.450.412 16.503.020.516 109.472.849.641 104.957.399.229 28 Citing ty CO phAn Ban him Ngan hang %rig nghrap THUYET MINH BAO CAO TAI CHINH B09 - DNPNT (trep theo) 17 VON CHI) SO HDU 17.1 Tinh hinh tang Wan; ngtnin win anis& haw V6n gap cOa Nam twee SO dui du narn - Lcti nhuOn thuan 1(9 - Tra Co t&c nam 2019 - nth guy rig Mr bat bugc va gu9 dau tv ghat hien - Trich Ip gu9 khen thveng - Inch gu9 thvang guan 19 di& hart S6 dtr co& nam S6 dv clau nam - Lgi nhtfan thuan k9 - Tra cO tiro nam 2020 - Inch guct dtr Mr' bat b0c va gu9 dau It, ghat then - Trich lp guk khen ththing - nth gu9 thir6ng guanI9 diets hanh SO chr cool kte chit sa halt Mang dv v6n cO ph6n C6 phiou guy( Quji dhu to' phat Won Qu9dr &it buac VND VND VND VND VND 12.000.000.000 (13.898.400.000) 124.633.188.964 38.000.000.000 380.000.000.000 51.500.000.000 Lqi nhuan sau thud slum (than ph6i VND Ting Ong VND 207.944.941.776 242.495.520.043 (44.210.160.000) (51.500.000.000) (54.400.000.000) (1.490.274.732) 298.840.027.087 (54.400.000.000) (1.490.274.732) 891.074.816.051 748.679.730.740 242.495.520.043 (44.210.160.000) 380.000.000.000 12.000.000.000 (13.898.400.000) 176.133.188.964 38.000.000.000 380.000.000.000 12.000.000.000 (13.898.400.000) 176.133.188.964 38.000.000.000 298.840,027,087 81.820.751.022 (44.210.160.000) Him 891.074.816.051 81 820 751 022 (44.210.160.000) 380.000.000.000 12.000.000.000 (13.898.400.000) 176.133.188.964 38.000.000.000 336.450.618.109 928.685.407.073 29 COng ty CO chat) Bac hiern Ngan hang N6ng nghrap B09 - DNPNT THUYET MINH BAO CAO TAI CHINN (ti6p theo) 17 VON CHI) So' HOU (trap theo) 17.2 Chi net v6n clAu tyclia cha so, how SO cuoi kj, VND S6 d6u nem VND Ngan hang N6ng nghiep ye phat Wen Nang th6n Viet Nam (Agribank) Tong C6ng ty Tai bac) hiem Cu& gia Viet Nam Cac c6 clang khac 195.000.000.000 51,32 195.000.000.000 51,32 32.000.000.000 153.000.000.000 8,42 40,26 32.000.000.000 153.000.000.000 8,42 40,26 Ting cog 380.000.000.000 100 380.000.000.000 100 17.3 Cat giao dich v6 win von cat cliff so' hay va phan VOn dAu tu, di Op cOa ch0 s& hew SO au nam Von gap tang nem Von g6p giàm nem SO cuOi nem CO tot da c6ng bO , 30 cd tirc, nhu#n KS, VND Kji tar& VND 380.000.000.000 380.000.000.000 380.000.000.000 380.000.000.000 (44.210.160.000) (44.210.160.000) Cong ty CO phAn Bac him NgOn hang Nang nghiep THUYET MINK BAO CAO TAI CI-IINH 17 B09 - DNPNT theo) VON CHO So' HCYU (tip theo) 17.5 CO phieu S6 cudi 969 SódAu nam SO loong GiAtt1 VND a phi& ding 14 phat hanh 38.000.000 380.000.000.000 38.000.000 380.000.000.000 CO phieu di ban cling cluing 38.000.000 392.000.000.000 38.000.000 392.000.000.000 CO phieu ph6 thOng 38.000.000 392.000.000.000 38.000.000 392.000.000.000 1.158.200 13.898.400.000 1.158.200 1.158.200 13.898.400.000 13.898.400.000 1.158.200 13.898.400.000 CO phieu gu9 Co phi& ph6 thong S6 luring VND CO phieu dang kwhanh 36.841.800 CO phieu ph6 thong 368.418.000.000 36.841.800 36.841.800 368.418.000.000 368.418.000.000 36.841.800 368.418.000.000 MOM gla c6 phieu dang hanh (VND/c6 phieu): 10.000 Gia tri cCia cac c6 phieu ph6 th6ng (la ban cOng thing bao gam menh gia va thang di van c6 phen 17.6 Qu9 Sd cuOi kfr S6 dAu ram Qu9 dau tir phat Men (*) Qu9 du, trO bat buOc (**) VND VND 176,133,188,964 38.000.000.000 176,133,188,964 38.000.000.000 TOng cOng 214.133.188.964 214.133.188.964 a (*) Quji du by phat then &Ivo &mg thqc hien cac dy, an dau to, oat then doanh nghiep va b6 sung von (lieu cho doanh nghiep duct trich tai da 30% ben mqc lqi nhuan nam theo Nghl djnh s6 91/2015/ND-CP 13 thang 10 nam 2015 dm Chfnh phO (**) 0u9 dy trO, bat buOc duct trfch lap vai mix dfch b6 sung von dieu le va dam bac, kha nang toan cua C6ng ty TY re druvc trich lap cOa qu9 du, trik bat buOc bang nam phan tram (5%) lqi nhuan sau thue hang nam, ve s6 diy ten da bang muti phan tram (10%) von dieu le theo Nghl dinh s6 73/2016/ND-CP thang nam 2016 dm Chine" phi) 31 Cong ty CO ph6n Bao him Ngen hang Nang nghiep THUYET MINH BAO CAO TAI CHINN 18 theo) DOANH THU PHi BAO HIEM Phi bao hiern gOc Phi btho hiorn goo Dec khoen glom tile phi bee hiorn gew Phi nhan tai bac, hien' Tang dv ph6ng phitao hum goo ye nhan tai bao hiem Tdng doanh thu phi bao brim 18.1 809- DNPNT K$'nay VND Kk fru& VND 473.049.097.744 474.990.868.933 414.717.392.052 417.822.907.960 (1.941.771.189) (3.105.515.908) 219.543.078 61.015.580.928 67.079.987 64.112.971.889 412.253.059.894 350.671.500.150 Kji ney VND igt trot VND 338.981.295.900 50.633.078.184 996.393.034 300.620.879.063 42.044.018.059 995.584.216 66.783.044.004 12.244.721.261 4.683.026.902 17.468.978 59.941.207.147 10.903.090.711 2.846.613.227 33.105.342 49.390.670 602.450.000 190.643.153 247.767.042 474.990.868.933 417.822.907.960 Doanh thu phl bao hiem get Lopi hinh beo hiem SCrc khoe va tai nail nguti Tai san va the hp' Hang hoe van chuyen Hang khOng Xe co, gti Chay nO Than tau va TNDS chef tau Trach nhiem Ref ro lei chfnh ye rid ro tin dyng Thief hpi kinh doanh NOng nghiep 76ng Ong 18.2 Doanh thu phi nhen tai boo hiem Lopi hinh beo hiom Set khee vâ tai ref nguti TA' san va the hpi Hang hod van chuyen Hang kh6ng Xe c gidei Chay no icti tidy VND truor VND 219.543.078 67.079.987 211543.078 67.079.987 Than tau va TNDS chi) tau Trach nhiern Ref ro tài chinh va rui ro tin dyng The hl kinh doanh N6ng nghiep TOng Ong 32 COng ty CO phan Bao hiem Ngan hang N6ng nghiOp B09 - DNPNT THUYET MINH BAO CAO TAI CHINN (trep theo) 19 PHI NHUVNG TAI BAO HIS Ks/ Tong phi nhuvng tai bdo hiem Tang dv ph6ng phi nhuvng tai bao hiem TOng cOng 19.1 Tong phi nhtryng Mi boo him Logi hinh bac hien, Sim khde va tai nn nguti TM san va thiet hi Hang hod van chuyen Hang kh6ng Xe co gidri Choy n6 Than tau va TNDS ch0 tau Trach nhiem R6I ro tai chfnh va nil ro tin dung Thiet hal kinh doanh N6ng nghiep Icing c6ng 20 Ky truoc VND 21.723.599.614 (2.996.151.759) 24.719.751.373 17.958.571.744 1.897.202.745 16.061.368.999 Ky VND trutt VND 1.203.800 8.883.818.290 666.176.624 3.043.080 7.223.333.617 590.326.668 428.578.256 8.374.773.127 2.912.494.014 8.077.499 47.217.004 401.261.000 21.723.599.614 499.653.401 7.590.210.736 1.709.411.799 8.077.499 185.935.626 148.579.318 17.958.571.744 HOA HONG NHLIVNG TAI BAO HIEM Hoa hong nhvcmg tai bao him Hoan boa hOng, giam hoa hOng Tong Ong 20.1 VND KJ> VND KY fru& VND 5.887.142.033 3.589.656.427 5.887.142.033 3.589.656.427 19 VND Icy turd° VND 508.179 3.166.402.990 195.467.251 651.137 1.352.642.515 169.935.251 122.007.934 1.832.230.103 545.981.597 2.614.304 7.537.508 14.392.167 5.887.142.033 137.400.779 1.531.812.477 362.838.986 8.807.019 Hoa h6ng ntnnyng tdi boo him Logi hinh boo hien, Silt khoe va tai nen nguti Tai san ye thiet he' Hang hoa van chuyen Hang khong Xe ca gicYi Chdy n6 Than tau va TNDS 06 tau Trach nhiern Rill no tai chInh va r6i ro tin dung Thiet hai kinh doanh Wing nghiep TOng Ong 33 21.873.667 3.694.596 3.589.656.427 C6ng ty CO phAn Bac him Ngan hang N6ng nghiOp 809- DNPNT THUYET MINH BAO CAO TA1CHINH (trap theo) 21 TONG CHI 1361 THLYONG BAO HIEM Tong chi boi thutng g6c va boi thutng nhan tai - Chi bdi thuong bao hi4m g6c - Chi Si thwang nhan tai bao hi4m Cac khoan giâm fret, (Thu dee nguti th0, ba b6i hoan, thu hang de xt:r19 bei thutng 100%) Thu bee thutng nhuvng tdi bdo Tang/(giam) dy ph6ng b6i thutng bac) hiOm g6c va nhen tai bdo hien' (Tang)/glam ph6ng 661 thutng nhuvng tai bao him TOng chi b61 thutng bao tam 21.1 Ks', Mr& VND 96.378.186.479 95.900.000.103 478.186,376 80.288.591.929 80.061.878.872 226.713.057 146.749.809 2.000.000 2.024.827.957 865.253.110 21.414.696.660 878.045.161 12.772.493.729 1.636.879.567 102.848.811.644 78.662.504.413 Kje VND Kitruoc VND 67.702.237.137 3.873.979.381 324.867.580 56.093.504.463 1.297.113.131 76.979.617 23.031.008.597 766.172.344 152.735.064 20.983.104.382 820.935.446 790.241.833 Chi phi Mi that ' pg boo hien; g6c Lopi hinh bao hidm SCrc khee va tai nn nguti Tai san va thiat hai Hang hod van chuyen Hang khOng Xe cot giol Chay n6 Than tau va TNDS chit tau Trach nhiern ROi ro tai chfnh Va rOi ro tin dung Thiet hai kinh doanh Nang nghiep TOng creng 21.2 Kk VND 49.000.000 95.900.000.103 80.061.878.872 VND K$, Mr& VND 478.144.221 226.713.057 Chi IA flute:mg nhpn tai bao hien) Lopi hinh boo higm St:rc kh6e va tai nn nguti Tai sdn va thiat hai Hang hoa van chuyen Hang khOng Xe gi6i Chay n6 Than tau va TNDS chCi tau Trach nhiern ROI ro tai chinh va rOi ro tin dung Thidt hpi kinh doanh Nang nghlOp 42.155 TOng ct)ng 478.186376 34 226.713.057 COng ty CO phan Bao hiem Ngan hang N6ng nghilep 809 - DNPNT THUYET MINH BAO CAO TAI CHINH (tip theo) 21.3 Thu bed thuteng nhuvng tái bao hien? Lopi hinh bar; hiarn Ky VND 9.600.000 1.186.472.495 204.275.435 SOt khoe va tai nan nguti Tai son va thiet hai Hang hoa van chuyen Hang kh6ng Xe c giâi Chay n6 Than tau va TNDS che tau Trach nhiern ROI ro tai chinh va rii ro tin dung ThiSt hai kinh doanh N6ng nghiep T6ng cOng KY truck VND 442.720.048 43.654.649 439.819.887 109.664.063 46.566.975 93.252.318 282.713.769 29.600.000 2.023.086.529 865.253.110 Ky VND KY tank VND 59.736.321.638 37.416.862.926 834.842034 18.035.440.369 52.800.000 122.020.000 54.221.357.736 29.615.967.022 514.106.807 16.849.728.030 10.909.091 122.020.000 CHI PHI KHAC HOAT DOG KINH DOANH BAO HIEM Chi hoa hang bao him Chi khec hoat clang kinh doanh bao hiern Chi Om dinh kin that Chi hc3 try, khen thaang ye thio teo dal ty Chi danh gia red ro cOme doci Wang bao hiarn Chi de pitting hen did red ro tin that Chi trich nog cac guy Phong chay chive chair, Btho hiem xe ca giai Chi khac TOng Ong 212.014.599 18.371.760.523 97.153.184.564 11.907.188.495 83.837.324.758 Chi khac bao gom cac khoen chi phi lien quan tdd hoat Ong khai thac bao hiem nhu, chi phi her) khach DOANH THU HOAT DONG TAI CHINH Lai chenh tech ty gia Lai ti6n gal c6 ky hsn Lai tien gCsi toan kh6ng ky han Tong cOng 35 KInay VND KY inky VND 2.902.442 33.336.787.106 46.016.274 33.385.705.822 380.299 27.157.603.110 40.353.650 27.198.337.059 Cong ty CO phan Bac hiern Ngan hang Wing nghiep B09 - DNPNT THUYET MINH BAO CAO TAI CHiNH (ti4p theo) CHI PHI HOAT BONG TAI CHiNH L6 chenh lech t9 gia Chi phi thu tuc phi ngan hang TOng Ong CHI PHI QUAN Ky VND Ky Mirk VND 13.112.104 3.523.192 16.635.296 5.899.726 5.899.726 Ky VND Ky truac VND 88.293.990.986 2.488.363.194 719.756.869 2.025.035.980 3.882.837.688 6.269.431.332 241.406.049 19.360.067.199 123.280.889.297 86.667.574.914 1.587.478.487 662.028.297 2.101.815.661 2.961.699.771 6.049.235.227 DOANH NGHIcP Chi phi nhan vien Chi phi vPt lieu Chi phi de dung van phi:mg Chi phi khdu hao TSCD Thue, phi va le phi Chi phi djch vu mua ngoai Chi phi du, phang nq phai thu kh6 dOi Chi phi bang ti4n khac TOng cOng 20.183.451.323 120.213.283.680 THU NHAP VA CHI PHI KHAC Thu nhOp khac Thu tit, 19 nhuvng ban TSCID, CCDC Thu nhPp khac Chi phi khac Cac khoan phpt vi pham hanh chinh Chi phi khac Thu nhOp khac thuin Ky VND Ky Mit VND 587.404.214 533.636.364 53.767.850 60.032.226 60.032.226 171.169.618 171.169.618 20.346.044 20.346.044 416.234.596 39.686.182 THUE THU NHAP DOANH NGHIU, Thue suet thue thu nhap doanh nghiep ("thue TNDN") áp dung cho C6ng ty nam 2020 bang 20% thu nripp chiu thue (2019: 20%) Cac bao cao thue cUa C6ng ty se chju sq kiem tra cUa ca quan thue Doyiec áp dung lust va cac qui dinh ye thue c6 the duvc giai thfch theo nhieu cach kit nhau, 56 thud duvc trinh bay ten bao cdo tai chinh Co the se bj thay d6i theo quy4t dinh cuai cung cua co' quan thue 36 COng ty CO phen Bac) hiem Ngan hang Wing nghi0p THUYET MINH BAO CAO TAI CH1NH I309 - DNPNT theo) 27.1 Chi phi thue TNDN Chi phi thue TNDN hien hanh Chi phi thue TNDN hoan lai Teng citing KJ,nay VND K9 trutt VND 20.509.230.160 15.767.213.137 20.509.230.160 15.767.213.137 Thue TNDN hien hanh phai tra dvqc xac dinh dva tran thu nhep chit' thue cüa nem hien tai Thu nhep chju thue cüa COng ty khac vâi Igi nhuen duct bao cao bao cdo ket qua float &Ting kinh doanh vi thu nhap chlu thue kh6ng bao góm cac khoan muc thu nhap chiu thud hay chi phi duct kheu trey cho muc filch tinh thug cac nam khac va ming kh6ng bao g6m cac khoart mu° kh6ng phai chit/ thug hay khong duvc khau tit cho muc dich tinh thue Thue TNDN hien hanh phai tra cOa C6ng ty dvqc tinh theo thue suat de ban hanh den ket th0c kj/ ke Wan nam Dual day la bang del chieu chi phi thue TNDN %/A ket qua cOa lqi nhuen ke toan trut thue nhan vbithue su6t thue TNDN: 11/ Tiing nhuOn ite toan trutc thue Thue TNDN theo thue su6t 20% áp dung cho C6ng ty Cac khoan diet/ chinh tang ThO /ao HDTV Tien Op ahem thue Tting chi phi thue TNDN Oat sinh kjf 28 K$'nay VND truor VND 102.329.981.182 20.465.996.236 43.233.924 9.000.000 34.233.924 20.509.230.160 78.770.719.640 15.754.143.928 13.069.209 9.000.000 4.069.209 15.767.213.137 Doc thang tin khac yea cat khoan myc ngoai Bang can clai ice than CHIT/EU Hqp thing bao hiem chin Oat sinh trach nhiem (VND) Ngoai te D6 la my (USD) 37 Se cued ki SO deo am 54.265.983.998 95,48 77.016.792.084 95,48 Cang ty CO pha'n Bac) him Ngan hang Nang nghiep B09 - DNPNT THUYST MINK SAO CAO TAI CHINK (Oep theo) 29 Dip litu tulyng Cmg mot so s6 liOu so sanh tren Bang Can del Ire toan vá Bao cao chuyen ten tO nam trut docrc phan logi !pi de ph0 hp vai viec trinh bay lai bao cao tai chinh cOa nam Chi tiet nhu, sau: Nam trut MA soc CHI TIEU IL Lum chuyen hen ter hoot 24 Tien thu hibi du tu, gop von vac don vi khan Lieu chuyan tan 'Dinh bay MI VND VND 50 Lieu chuyan lien thuan ky (50 = 20+30+40) 60 Tin tea twang throng hen du ky TI6n tin taring dung tibn call kjt (70 = 50+50+61) 222.141.291.700 (187.073.291,700) 35.068.000.000 (187.073.291.700) (70.608.737.733) 198.981.024.647 (187.073.291.700) 11.907.732.947 210.879.933.269 (152.272.000.000) 58.607.933.269 409.860.957.916 (339.345.291.700) 70.515.666.216 116.464.553.967 thuAn th,hoot dt,ng du tip Ong Dan Duy Trung Ph6 Pheng Ke Toan Tai chfnh Nam Meat Ong du tip 30 70 Phan loaf MI (Da trinh bay) ng Phan, Minh Tri Trverng Phong Ke toan Tel chinh Ha Nei, Viet Nam Ngay 20 thang 04 nam 2020 38