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INSTITUTE OF SOCIAL STUDIES HO CHI MINH CITY THE HAGUE VIETNAM THE NETHERLANDS tn to UNIVERSITY OF ECONOMICS i gh ep n w VIETNAM – THE NETHERLANDS PROGRAMME FOR M.A IN a lo DEVELOPMENT ECONOMICS d th yj uy ip DETERMINANTS OF HOUSEHOLD lu la an EXPENDITURE ON ENGLISH-LANGUAGE va n EDUCATION: THE CASE OF HOCHIMINH fu m ll oi CITY nh at z z h vb MASTER OF ARTS IN DEVELOPMENT ECONOMICS tj k m om l.c LUU THI KIEU OANH gm By n va Dr PHAM KHANH NAM an Lu Academic Supervisor y te re HO CHI MINH CITY, 2013 tn to CERTIFICATION p ie gh w “I certify that the substance of this thesis has not already been submitted for any degree and has not been currently submitted for any other degree n lo I certify that to the best of my knowledge and help received in preparing this thesis and all ad th used sources have acknowledged in this dissertation” yj uy ip LUU THI KIEU OANH la Date: … Dec 2013 an lu va n ll fu oi m at nh z z ht vb k jm om l.c gm an Lu n va y te re th i tn to p ie gh ACKNOWLEGMENTS w Firstly, I would like to thank so much to Vietnam – The Netherlands programme for n lo Master of Art in Development Economics where I have been studying useful knowledge ad th I would like to express my deep gratitude to my academic supervisor, Dr Pham yj Khanh Nam for his great supports, advices and encouragements during my thesis ip uy completion la I thank so much for all lecturers because of their valuable supports as well as all my lu an family, my friends because of their helps and encouragements during my study va One again, I am grateful to all of you Thank you very much! n ll fu oi m at nh z z LUU THI KIEU OANH ht vb k jm om l.c gm an Lu n va y te re th ii tn to p ie gh ABSTRACT w This study attempts to investigate household’s expenditure on English education for n lo primary school children using the surveyed data from 267 randomly collected households ad th in Ho Chi Minh City As a result, the current payment for English education of household yj in Ho Chi Minh City plays an important role in total expenditure for education It takes up uy ip 61.4% of basic education in average Compared with household’s total income and total la expenditure, it makes up 4.7% and 6.7% of total income and total expenditure, lu an respectively The study also found that total income, total expenditure, current payment for va extra education, education level of wife and household own a house has a positive n ll fu relationship with English education expenditure oi m at nh Keywords: English education, expenditure, income z z ht vb k jm om l.c gm an Lu n va y te re th iii tn to p ie gh TABLE OF CONTENTS w CERTIFICATION i n ACKNOWLEGMENTS ii lo ad ABSTRACT iii th LIST OF FIGURES vi yj LIST OF TABLES vii uy ip ABBREVIATIONS viii lu la CHAPTER 1: INTRODUCTION Problem Statements 1.2 Research Objectives 1.3 Research Questions 1.4 Research methodology 1.5 The structure of the study an 1.1 va n ll fu oi m nh CHAPTER 2: LITERATURE REVIEW at Theoretical literature z 2.1 z vb Theory of Education expenditure: Education production function ht Theory of household production function jm Theory of income elasticity of educational expenditure: k Empirical literature 2.3 Conceptual framework 13 l.c gm 2.2 om CHAPTER 3: RESEARCH METHODOLOGY 15 Sampling strategy and data collection 15 3.2 Variables’ measurement and explanation 15 3.3 Model specification 23 an Lu 3.1 n va General information of the Household’s characteristic in HCM City 28 4.2 General information of English education in Vietnam 29 4.3 Importance of English expenditure in household’s decision 31 4.4 Empirical analysis results 32 iv th 4.1 y te re CHAPTER 4: EMPIRICAL ANALYSIS RESULTS 28 C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an tn to p ie gh 4.4.1 Descriptive statistics 32 4.4.2 Regression results 40 CHAPTER 5: CONCLUSIONS, RECOMMENDATIONS AND LIMITATIONS 46 w 5.1 Conclusions and recommendations 46 n 5.1.1 Conclusion 46 lo Limitations 47 th 5.2 ad 5.1.2 Recommendations 46 yj REFERENCES 49 uy ip APPENDIX 52 an lu la va n ll fu oi m at nh z z ht vb k jm om l.c gm an Lu n va y te re th v Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an tn to p ie gh LIST OF FIGURES w Figure 2.1 Analytical framework for the impact explanatory variable on English education n lo expenditure 14 ad Figure 4.1 The education level of the parents in Ho Chi Minh City – Author’s survey 2013 th yj 29 ip uy Figure 4.2 The education level of the parents in Ho Chi Minh City – VHLSS 2010 29 la Figure 4.3 The distribution of current English education expenditure in basic education, an lu total income and total expenditure 32 va Figure 4.4 Histogram graphic of the current payment for English education in Ho Chi n Minh City 33 fu ll Figure 4.5 Histogram graphic of the dummy variable of current payment for English m oi education in Ho Chi Minh City 34 nh at Figure 4.6 Household’s total income distribution in Ho Chi Minh City 35 z z ht vb k jm om l.c gm an Lu n va y te re th vi Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an tn to p ie gh LIST OF TABLES w n Table 3.1 Variable description and expected sign for Model 26 lo ad Table 4.1 The development of number of foreign language center through the years 31 th Table 4.2 Summary statistic of variables 37 yj uy Table 4.3 The relationship of total income and current payment for English education 39 ip Table 4.4 The relationship of household’s total expenditure and current payment for la an lu English education 39 Table 4.5 The results of the models 40 va n ll fu oi m at nh z z ht vb k jm om l.c gm an Lu n va y te re th vii Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an tn to p ie gh ABBREVIATIONS w Age of husband n Ageh lo yj uy Cpec Current payment for English education th Cpe Age of wife ad Agew Education level of husband ip Eduh Current payment for extra class la Education level of wife Engh English level of husband Engw English level of wife Genderhh Gender of household’s head MOET Ministry of Education and Training Nrofchildren Number of children Ownh Household own a house Soeh Sector of employment of husband Soew Sector of employment of wife Totalexp Household’s total expenditure Wifeworking Wife is working VHLSS Vietnam Household Living Standard Survey an lu Eduw va n ll fu oi m at nh z z ht vb k jm om l.c gm an Lu n va y te re th viii Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 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an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an tn to CHAPTER 1: INTRODUCTION p ie gh 1.1 Problem Statements w Foreign language currently is a prominent issue in worldwide education and society n With the rapid development of information and communication technologies, through lo ad computer systems and networks, people between nations are closer and closer together th understand each other through intermediate language that commonly is the English Most yj ip uy of the knowledge such as books, academic papers, documentation in economy, science and technology, culture and society are mainly written in English and widely circulated on la an lu the global network Bolton (2006) likened the English expansion as the most rapid spread language all over the world In addition, the communication between different languages va n people through this common language which can understand and move toward the agreed fu ll long-term good cooperation In reality, English is rated as the most used and common m oi speaking language in the world with more than 1,226 million users in 2003 and spread on nh 75 countries on the world according to Crystal (2003) Graddol (2008) figures that there at z are more and more people learning English as a second language and it will nearly get big z vb amount of two billions next ten years There was also a replacement of English as a school ht subject instead of Russian from the participation of some Eastern European countries jm k (Modiano, 2006) Since educating English was identified as an important factor l.c gm indispensable, it should be considered by government investment, according to Nergis, (2011)In some developing countries such as Turkey, they recognize that “the only way to om bring Turkish up to the level of the communicational requirements of the modern world is Lu through the interaction of knowledge of English with the derivational convenience an n va provided by the Turkish language reform.” WTO, the spread of English has facing with an unpredicted speed in Vietnam The than 90% of that volume While other languages such as Chinese, Japanese, French, Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn th statistics shows that among the foreign language learner, the English learner takes up more y te re In Vietnam, Thinh (2006) observed that in the past ten years before the joining C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an tn to Table 06 – Multicolinearity test of OLS – Model p ie gh 02 vif w Variable n lo ad th yj 19.45 19.33 12.43 7.02 3.52 3.49 3.42 2.85 2.34 2.26 1.67 1.59 1.29 1.25 1.24 1.21 1.19 1.08 0.051414 0.051727 0.080422 0.142376 0.283793 0.286735 0.292610 0.351058 0.426472 0.443037 0.597484 0.630849 0.775292 0.800912 0.808125 0.826600 0.840553 0.928898 ip uy 1/VIF an lu la va n ll fu dtotalexpt3 dtotalexpt4 dtotalexpt5 dtotalexpt2 eduw ageh agew eduh englishw_0 englishh_0 soew_0 soeh_0 cpec ownh wifeworking local Nrofchildren genderhh VIF Mean VIF oi m 4.81 nh Table 07 – Logit regression result – Model 04 (a) at Logistic regression z z Log pseudolikelihood = -81.443602 Number of obs Wald chi2(18) Prob > chi2 Pseudo R2 = = = = 263 39.67 0.0023 0.2845 y te re th Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn n Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn 4.680429 4.736098 5.232632 7.337423 2.573347 2418711 698019 2871147 988479 9626436 6315634 9827169 5631762 0627737 3378422 1.210402 1.617427 462632 -.9934975 va 57 -.3933617 -.2090731 -.3941084 4396263 7218131 -.4408215 -.3214021 -2.22921 -1.521832 -1.562604 -1.732452 -1.611525 -1.496208 -.1920569 0470992 -.4205823 -.1451731 -.7975786 -11.01297 an 0.098 0.073 0.092 0.027 0.000 0.568 0.469 0.130 0.677 0.641 0.361 0.635 0.375 0.320 0.009 0.343 0.102 0.602 0.019 Lu 1.66 1.79 1.69 2.21 3.49 -0.57 0.72 -1.51 -0.42 -0.47 -0.91 -0.48 -0.89 -0.99 2.59 0.95 1.64 -0.52 -2.35 [95% Conf Interval] om 1.294358 1.261546 1.435419 1.759674 4723387 1741595 2600612 6419314 6403972 6442077 6030762 6618085 5253627 065009 0741705 4160752 4496512 3214882 2.556035 P>|z| l.c gm 2.143534 2.263512 2.419262 3.888525 1.64758 -.0994752 1883084 -.9710477 -.2666764 -.2999803 -.5504442 -.3144039 -.4665157 -.0646416 1924707 39491 736127 -.1674733 -6.003235 z k dtotalexpt2 dtotalexpt3 dtotalexpt4 dtotalexpt5 cpec eduh eduw englishh_0 englishw_0 soeh_0 soew_0 wifeworking genderhh ageh agew local ownh Nrofchildren _cons Robust Std Err jm Coef ht vb dcpe C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an tn to Table 08 – Marginal effects after Logit regression – Model 04 p ie gh (b) w Marginal effects after logit y = Pr(dcpe) (predict) = 93879449 dy/dx n variable lo ad th yj ip an lu la 03063 08326 07852 04656 02155 01031 01541 04692 04037 04127 04483 03164 02436 00365 0044 02937 03286 01836 z va n fu 2.08 1.49 1.46 2.24 4.39 -0.55 0.70 -1.34 -0.39 -0.44 -0.80 -0.53 -0.99 -1.02 2.51 0.85 1.43 -0.52 ll 0637695 1239615 1148973 1043288 094669 -.0057158 0108201 -.0628338 -.0158438 -.0182967 -.0359703 -.0166229 -.0240351 -.0037143 0110593 0248229 0469965 -.0096229 uy dtota~t2* dtota~t3* dtota~t4* dtota~t5* cpec eduh eduw engl~h_0* engl~w_0* soeh_0* soew_0* wifewo~g* genderhh* ageh agew local* ownh* Nrofch~n Std Err P>|z| [ 95% C.I 0.037 0.137 0.143 0.025 0.000 0.579 0.482 0.181 0.695 0.658 0.422 0.599 0.324 0.309 0.012 0.398 0.153 0.600 003736 -.039218 -.039007 013071 052431 -.025929 -.019376 -.154794 -.094976 -.099185 -.123833 -.078632 -.071773 -.010873 002439 -.032734 -.017401 -.045598 ] 123804 287141 268802 195586 136907 014498 041016 029127 063289 062592 051893 045386 023703 003444 019679 08238 111394 026352 X 087452 406844 334601 155894 1.41065 4.20532 3.85551 387833 365019 281369 247148 809886 779468 38.4981 35.7529 749049 642586 1.61977 m oi (*) dy/dx is for discrete change of dummy variable from to at nh z z cpecpbe cpeincome cpetotalexp Mean cpecpbe cpeincome cpetotalexp 267 267 267 6139513 0470075 06704 Std Dev Min 7110703 0435199 0515155 0 Max l.c gm Obs k Variable jm sum ht vb Table 09 – Statistic summary of variable cpe/cpbe, cpe/income, cpe/totalexp 4705882 om an Lu n va y te re th 58 Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an tn to Table 10 – The description of cpe and p ie gh tab cpe w Freq Percent Cum below 300,000 300,000 - 500,000 500,000 - 1,000,000 1,000,000 - 2,000,000 over 2,000,000 41 111 52 35 25 15.30 41.42 19.40 13.06 9.33 1.49 15.30 56.72 76.12 89.18 98.51 100.00 268 100.00 n Current payment for English lo ad Total th tab cpec yj Freq Percent Cum below 300,000 300,000 - 500,000 500,000 - 1,000,000 over 1,000,000 42 120 71 23 12 15.67 44.78 26.49 8.58 4.48 15.67 60.45 86.94 95.52 100.00 ip uy Current payment for extra class an lu la cpec Total 268 100.00 va n ll fu Table 11 – The relationship between total income and total expenditure to cpe SS df MS Number of obs F( 9, 257) Prob > F R-squared Adj R-squared Root MSE oi m Source 95.8439027 315.354599 257 10.6493225 1.2270607 Total 411.198502 266 1.54585903 at nh Model Residual = = = = = = 267 8.68 0.0000 0.2331 0.2062 1.1077 z z 0.973 0.562 0.520 0.017 0.266 0.082 0.017 0.004 0.028 0.652 -.450515 -.4346592 -.4813296 2023931 -.5114126 -.1288853 267091 6354436 1892874 -.8406895 4354815 7978759 9489985 2.006725 1.844746 2.173891 2.70272 3.265303 3.266361 1.340689 om -0.03 0.58 0.64 2.41 1.11 1.75 2.40 2.92 2.21 0.45 [95% Conf Interval] l.c gm 2249593 3129473 363168 4581295 5982413 5846873 6184192 6677354 7812856 5538639 P>|t| k -.0075167 1816083 2338345 1.104559 6666667 1.022503 1.484905 1.950373 1.727824 25 t jm dincome2 dincome3 dincome4 dincome5 dtotalexp2 dtotalexp3 dtotalexp4 dtotalexp5 dtotalexp6 _cons Std Err ht Coef vb cpe an Lu n va y te re th 59 Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an t to ng C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an hi ep C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an w n lo ad th u yj yi Table 13 - Correlation matrix of the explanatory variables pl dincome3 ua al dincome2 dincome4 dincome5 dincome3 -0.42 dincome4 -0.26 -0.16 dincome5 -0.22 -0.14 -0.09 dtotalexp2 -0.25 -0.16 -0.10 dtotalexp3 0.43 -0.39 -0.21 dtotalexp4 0.00 0.41 0.08 -0.13 dtotalexp5 -0.30 0.21 0.25 dtotalexp6 -0.15 -0.10 0.09 0.53 cpec -0.10 0.18 0.11 0.04 eduh -0.04 0.26 0.23 eduw -0.06 0.25 englishh_0 -0.09 0.26 englishw_0 -0.09 0.15 soeh -0.11 0.03 soew dtotal~2 dtotal~3 dtotal~4 dtotal~5 dtotal~6 cpec eduh eduw n dincome2 n va fu 1 -0.22 -0.22 -0.59 0.31 -0.12 -0.31 -0.26 -0.06 -0.16 -0.13 -0.07 -0.15 -0.18 0.14 0.22 0.09 0.19 -0.27 -0.18 0.17 0.27 0.10 0.22 0.19 0.22 -0.26 -0.19 0.18 0.24 0.16 0.20 0.77 0.21 0.06 -0.16 -0.20 0.23 0.09 0.11 0.25 0.49 0.58 0.20 0.17 -0.15 -0.19 -0.05 -0.07 0.16 -0.08 z at -0.26 nh oi m ll -0.08 z jm ht vb k 0.13 0.16 0.26 0.54 0.60 0.01 -0.08 -0.03 -0.12 -0.22 -0.22 0.02 -0.10 -0.37 l.c gm 0.17 -0.06 -0.01 0.18 -0.08 om 0.13 0.05 -0.06 -0.23 0.09 0.06 genderhh 0.02 0.03 -0.09 0.04 -0.03 -0.06 0.07 ageh 0.02 0.04 0.05 -0.04 -0.06 -0.05 0.06 0.03 agew 0.02 0.05 0.02 -0.04 -0.07 -0.03 0.08 -0.04 local -0.14 0.02 0.03 0.12 -0.01 0.02 -0.15 0.14 ownh -0.06 0.23 0.13 0.11 -0.13 -0.21 0.14 Nrofchildren -0.18 -0.07 0.02 -0.03 0.01 0.00 0.00 -0.31 0.04 0.15 0.23 0.11 -0.10 0.01 0.00 -0.07 -0.02 0.17 0.06 0.01 0.02 0.15 0.07 0.02 0.06 0.19 0.15 0.12 0.20 0.14 0.06 0.22 0.22 0.02 0.07 -0.21 -0.14 n n va ac th -0.07 0.04 a Lu -0.04 -0.03 ey -0.13 0.10 t re -0.08 wifeworking -0.10 si eg cd 60 jg hg Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an t to ng C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an hi ep C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an w n lo ad th u yj yi englishw_0 pl englishh_0 soeh soew wifeworking genderhh ageh agew local ownh Nrofchildren ua al dincome2 dincome3 n va dincome4 n dincome5 fu m ll dtotalexp2 dtotalexp3 oi dtotalexp4 nh z at dtotalexp5 dtotalexp6 z cpec ht vb eduh jm eduw englishw_0 0.69 soeh -0.23 -0.25 soew -0.28 -0.27 0.53 0.19 0.19 -0.05 -0.37 -0.03 -0.05 -0.07 0.03 -0.12 ageh 0.10 0.15 -0.08 0.08 -0.11 -0.04 agew 0.12 0.18 -0.10 0.04 -0.05 -0.08 0.84 local 0.06 0.11 0.03 0.05 -0.06 0.03 0.04 0.01 ownh 0.17 0.09 -0.11 -0.13 0.06 0.01 0.04 0.02 -0.18 -0.13 -0.12 0.12 0.18 -0.10 0.04 0.06 0.04 0.09 -0.08 l.c om n a Lu n va ey t re ac th Nrofchildren genderhh gm wifeworking k englishh_0 si eg cd 61 jg hg Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an tn to Table 14 - The results of the models p ie gh Model Model Model Model Model OLS1 OLS2 Logit Ordered Logit Tobit -0.1141 -0.0149 -0.8824 -0.3152 -0.1141 dincome3 -0.1302 0.1100 -1.1158 -0.2819 -0.1302 0.0631 0.2830 0.7016 0.2856 0.0631 w dincome2 n lo dincome4 ad 1.1466 (omitted) 2.5108 dtotalexp2 -0.0173 1.9596 0.7523 -0.0173 0.0754 2.6390 1.1614 0.0754 0.2648 2.9232 1.5204 0.2648 0.3637 3.5090 1.5906 0.3637 -0.0792 (omitted) 0.2832 -0.0792 th dincome5 yj uy dtotalexp3 1.2753 *** ip dtotalexp4 *** la dtotalexp5 an lu dtotalexp6 0.1231 englishw_0 -0.4324 0.2909 *** 0.0964 ** -0.4309 ** oi englishh_0 -0.0457 *** m 0.2839 *** ll -0.0455 eduw 0.5083 fu eduh *** n 0.4903 va cpec 1.5987 1.0854 -0.1371 0.2883 0.6514 -0.9516 0.1391 -0.5446 -0.9070 0.0410 -0.1284 -0.1321 -0.2945 wifeworking -0.2180 -0.2419 -0.2230 genderhh -0.0295 0.0203 -0.4308 ageh -0.0034 -0.0019 -0.0545 agew 0.0428 local 0.0098 at nh 0.0452 soew_0 -0.6157 z z 0.1826 *** 1.1466 *** 0.4903 0.2839 *** *** 0.1231 ** -0.4324 0.1520 0.0452 -0.1284 -0.4132 -0.2180 0.0124 -0.0295 -0.0308 -0.0034 0.1140 *** -0.0455 *** -0.4450 jm ** ht vb 0.0410 *** -0.1096 soeh_0 ** * *** *** 0.0428 ** ** k 0.2786 -0.0311 _cons -1.3253 ** 0.2777 ** 0.8505 -0.0296 * -1.3258 0.1003 * -0.2615 *** -6.0257 0.5253 -0.0725 * 0.0098 0.2786 ** ** 0.0908 om Nrofchildren 0.4860 l.c gm ownh -0.0118 -1.3253 * /cut4 10.4300 /cut5 13.2894 significance at % level 62 Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn th (*): Statistic significance at 10% level, (**): Statistic significance at 5% level, (***): Statistic y te 8.9018 re /cut3 n 7.4700 va 4.6698 /cut2 an Lu /cut1 C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an tn to Source: Author’s calculation p ie gh Table 15 – Correlation between household’s total income and total expenditure and current w payment for English education n cor income totalexp cpe (obs=267) lo ad income totalexp th yj income totalexp cpe 1.0000 0.8064 0.4299 cpe 1.0000 ip uy 1.0000 0.4521 SS an Source lu la Table 16 – OLS regression result of all explanatory variables 408.114068 262 MS Number of obs F( 23, 239) Prob > F R-squared Adj R-squared Root MSE 8.63543908 876564727 1.55768728 = = = = = = 263 9.85 0.0000 0.4867 0.4373 93625 ll fu Total 23 239 n 198.615099 209.49897 va Model Residual df z ht vb jm om 3044974 4684479 7495517 1.984507 1.0531 1.113447 1.38324 1.588574 1.313266 6218854 0516469 4090439 4820939 -.0669609 3672447 2204854 1092237 2614252 0319492 0796371 3014418 5469618 1564882 1371572 an Lu n va -.532629 -.7288563 -.6234191 3087678 -1.087702 -.9626228 -.8536241 -.8612149 -1.471643 3586487 -.1425964 1587891 -.2358051 -.7979091 -.2767849 -.4772161 -.5451376 -.320328 -.0387908 0059627 -.2818299 0101479 -.2186806 -2.787805 l.c gm 0.592 0.669 0.857 0.008 0.975 0.886 0.641 0.559 0.911 0.000 0.357 0.000 0.500 0.021 0.782 0.469 0.191 0.842 0.849 0.023 0.947 0.042 0.744 0.075 k -0.54 -0.43 0.18 2.70 -0.03 0.14 0.47 0.58 -0.11 7.34 -0.92 4.47 0.68 -2.33 0.28 -0.72 -1.31 -0.20 -0.19 2.29 0.07 2.04 -0.33 -1.79 [95% Conf Interval] z 2124752 3038937 3484805 4253276 5433674 5269376 5677495 6217929 7068512 0668134 0493019 0635184 1822135 1855256 1634643 177087 1660867 1476576 0179549 0186997 1480431 1362514 0952234 7423991 P>|t| at -.1140658 -.1302042 0630663 1.146638 -.0173014 0754123 2648081 3636794 -.0791885 490267 -.0454748 2839165 1231444 -.432435 0452299 -.1283653 -.2179569 -.0294514 -.0034208 0427999 0098059 2785548 -.0310962 -1.325324 t nh dincome2 dincome3 dincome4 dincome5 dtotalexp2 dtotalexp3 dtotalexp4 dtotalexp5 dtotalexp6 cpec eduh eduw englishh_0 englishw_0 soeh_0 soew_0 wifeworking genderhh ageh agew local ownh Nrofchildren _cons Std Err oi Coef m cpe y te re th 63 Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an tn to Table 17 - The results of the models (OLS, Logit, Tobit) p ie gh Current payment for English education w Model Model Model OLS Logit Tobit Coefficient Coefficient Marginal Coefficient Marginal effect n lo effect (dy/dx) (dy/dx) ad Total income th yj -0.015 -0.342 -0.023 -0.233 -0.233 (0.93) (0.55) (0.57) (0.50) (0.50) 5-10 millions VND ip uy 0.110 -0.376 -0.027 -0.154 -0.154 (0.61) (0.64) (0.67) (0.74) (0.74) 0.283 1.520 0.062 * 0.683 0.683 (0.29) (0.24) (0.06) (0.30) (0.30) (omitted) 6.654 *** 6.654 *** an lu la 10-20 millions VND 20-30 millions VND va n 1.275 *** ll (0.00) (omitted) fu Over 30 millions VND 0.113 *** 0.881 *** 0.881 *** (0.00) (0.00) (0.00) (0.00) -0.046 -0.114 -0.007 -0.067 -0.067 (0.35) (0.56) (0.56) (0.55) (0.55) 0.291 *** 0.347 0.120 0.120 (0.00) (0.18) (0.20) (0.40) (0.40) 0.096 -1.078 -0.080 -0.729 * -0.729 * (0.59) (0.13) (0.18) (0.10) (0.10) -0.431 ** -0.486 -0.034 -0.242 -0.242 at nh (0.00) oi 1.735 *** vb m 0.508 *** Current payment for extra class z Education level of husband z 0.023 ht Education level of wife k jm Dummy English var of husband l.c gm Dummy English var of wife (0.50) (0.53) 0.041 -0.362 -0.025 -0.060 (0.58) (0.80) (0.56) (0.58) (0.43) -0.132 -0.582 -0.043 -0.043 -0.043 (0.45) (0.37) (0.43) (0.62) (0.62) -0.242 -0.297 -0.018 -0.265 -0.265 (0.14) (0.62) (0.59) (0.45) (0.45) (0.43) an -0.215 -0.013 -0.099 -0.099 (0.67) (0.65) (0.75) (0.75) -0.002 -0.061 -0.004 -0.026 -0.026 64 Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn th Age of husband 0.020 (0.89) y te Gender of household’s head re Wife is working n va Dummy Public sector of wife -0.060 Lu Dummy Public sector of husband (0.58) om (0.02) C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an tn to p ie gh (0.92) (0.28) (0.30) (0.44) (0.44) 0.041 ** 0.176 *** 0.011 *** 0.093 *** 0.093 *** (0.03) (0.01) (0.01) (0.01) (0.01) -0.012 0.357 0.025 0.236 0.236 (0.94) (0.44) (0.48) (0.41) (0.41) 0.278 ** 0.983 ** 0.073 * 0.618 ** 0.618 ** Age of wife w Location of household n lo Household own a house ad th (0.04) (0.04) (0.06) (0.03) (0.03) -0.030 -0.341 -0.022 -0.148 -0.148 (0.74) (0.27) (0.27) (0.42) (0.42) -1.326 *** -3.623 * -0.518 * (0.07) (0.67) yj Number of children ip uy _cons (0.01) la (**): Statistic significance at 10% level, significance at % level Statistic significance at 5% level, (***): Statistic an lu (*): va n Source: Author’s calculation ll fu m oi Table 18 - The results of the models (OLS, Logit, Tobit) Model Model z at nh Current payment for English education Model Tobit Logit z OLS Coefficient vb Coefficient Marginal Coefficient Marginal ht effect (dy/dx) jm effect (dy/dx) k Total expenditure 2.149 0.072 (0.88) (0.18) (0.03) (0.24) -0.034 2.269 0.142 (0.95) (0.14) (0.20) (0.29) 0.175 2.419 0.131 1.101 (0.75) (0.14) (0.16) (0.21) (omitted) (0.01) (0.21) 1.964 *** (0.07) 1.964 * (0.07) 7.923 7.923 0.854 0.854 * y te 0.853 0.101 * 1.101 re 3.591 (0.06) 0.865 (0.29) n 0.652 (0.27) 0.865 va Over 15 millions VND (0.24) an 10-15 millions VND 1.000 Lu 5-10 millions VND 1.000 om 3.5-5 millions VND ** l.c gm -0.083 2-3.5 millions VND 0.451 class (0.00) th (0.18) Current payment for extra 1.649 *** (0.00) 0.106 *** (0.00) *** 65 Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn (0.00) *** (0.00) *** C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an tn to Education level of husband p ie gh Education level of wife -0.044 -0.096 -0.006 -0.065 -0.065 (0.36) (0.61) (0.62) (0.55) (0.55) 0.288 0.189 0.012 0.058 0.058 (0.00) (0.47) (0.69) (0.69) 0.063 -0.940 -0.068 -0.649 -0.649 husband (0.73) (0.17) (0.22) (0.13) (0.13) -0.307 -0.021 -0.165 -0.165 (0.66) (0.68) (0.71) (0.71) w (0.46) Dummy English var of *** n lo ad -0.364 Dummy English var of wife (0.06) * th -0.023 -0.300 -0.020 -0.055 -0.055 husband (0.54) (0.62) (0.63) (0.47) (0.47) yj Dummy Public sector of -0.559 -0.041 -0.039 -0.039 (0.38) (0.45) (0.65) (0.65) -0.286 -0.323 -0.019 -0.283 -0.283 * (0.61) (0.58) (0.43) (0.43) -0.459 -0.026 -0.199 -0.199 (0.38) (0.33) (0.53) (0.53) -0.062 -0.004 -0.033 -0.033 an lu 0.031 (0.46) oi la wife n ip uy Dummy Public sector of Wife is working va (0.10) ll (1.00) m -0.007 Age of husband (0.70) (0.28) (0.29) (0.33) (0.33) 0.042 0.191 0.012 0.102 0.102 (0.39) 0.237 0.732 (0.11) (0.14) -0.164 -0.011 (0.49) (0.61) (0.61) -1.061 -6.060 0.284 0.284 (0.44) (0.33) (0.33) 0.052 0.471 0.471 k (0.10) (0.10) -0.051 -0.051 (0.79) (0.79) -1.462 (0.33) *** * Lu ** * l.c gm Statistic significance at 5% level, (***): Statistic an Statistic significance at 10% level, (0.03) (**): (0.01) 0.028 jm (0.18) *** om (0.80) * (0.01) ht 0.399 (0.09) *** vb _cons (0.01) 0.037 -0.065 Number of children *** z Household own a house (0.00) z Location of household ** at (0.03) nh Age of wife (*): -0.001 fu Gender of household’s head n va significance at % level y te re th 66 Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an t to ng C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an hi ep C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an w n lo ad th u yj yi Table 19 - Questionnaire pl PART - HOUSEHOLD'S MEMBER LIST The family's member is the one who live and eat together with your family at least 6/12 months and shares the expenses Marital status Spouse……… Children z at nh How long has [name] been in HCMc? Parents Grandparent Married……… Widow…… Divorced…… Legal separation Nr Of Nr Of Years Months Others…………… year gm k Grandchildrens…… jm ht vb Male….0 Female…….1 Single……… z D Mark * on the right of household's head name (Write the name of district) Household's head… C E Year of Birth Place of inhabitant How old is [name]? oi R m ll E fu B Relationship to the household's head n M Gender va Please tell us the full name of your family's members, start from the household's lead n E ua al M l.c om n a Lu n va t re ey 10 11 12 ac th si 13 14 Note Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn hg Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn jg 67 eg cd o Center of the city include Dist 1, 3, 4, 5, 6, 7, 8, 10, 11, Binh Thanh, Phu Nhuan, Tan Binh, Tan Phu and part of Dist o Suburbs area include Dist 2, 9, 12, Binh Tan, Binh Chanh, Hoc Mon, Cu Chi C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an t to ng C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an hi ep C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an w n lo ad th u yj yi pl PART - EDUCATION INFORMATION Please let us know the education information of your household's members ua al 12 Self-assessment the English level of [name] 13 14 FOR THE CHILDREN Does the [name] take part in any English class within last 12 months? Don't know………… oi Pre-intermediate (basic communication)…… z at nh z Intermediate (good communication)…… Advance (fluent in skills (Listen, speak, read, write………… Yes No At school At English center Age start learning English? jm ht vb PhD………………… 11 11 Certificate / Grade of English which [name] attain (if any) m ll C O D E fu Primary vocational… Vocational…………… Professional school Vocational colleges Colleges BA MA………………… 10 n Senior high school va E R 10 What is the type of the school? Public school… Charter school…2 Private school… International school………… Other (?)……… n M E M B The highest education level of [name] attained No certificate Primary Junior high school k gm Other (specific )… 12 l.c 10 11 12 13 14 om n a Lu n va ey t re ac th si eg cd 68 jg hg Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an t to ng C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an hi ep C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an w n lo ad th u yj yi PART - CAREER - INCOME – EXPENDITURE pl 15 17 18 19 Total income (monthly) Total expenditure (monthly) Expenditure for food 20 ua al 16 [name]… n Position *Employment status Worker/staff… Employment sector n z Owner…3 Others…4 z at Manager…2 Unemployed…2 Retirement…3 nh Employed…1 E R Private (domestic Co.)…1 Private (foreign Co.)…2 Public…….3 NGOs.……….4 oi B Expenditure for Health's care m ll fu E M va Job… * M EDUCATION COST FOR THE CHILDREN Expense for education of …[name] per month (1000 VND) a b c d Tuition Extra Extra Total English learning (a+b+c) class at English school at English center ht vb jm C O D E k Unit 1000 VND l.c om 10 11 12 13 14 Unit 1000 VND Unit 1000 VND gm Unit 1000 VND n a Lu n va ey t re ac th si eg cd 69 jg hg Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an C.33.44.55.54.78.65.5.43.22.2.4 22.Tai lieu Luan 66.55.77.99 van Luan an.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.C.33.44.55.54.78.655.43.22.2.4.55.22 Do an.Tai lieu Luan van Luan an Do an.Tai lieu Luan van Luan an Do an tn to Table 20 – Price of English class of beginner and pre-intermediate of English centers and school in Ho Chi Minh City p ie gh School/Center English name British Council Class name Price Primary – w ILA 4,200,000 VND/month 2,752,000 VND/month 2,752,000 VND/month 2,445,000 VND/month 2,220,000 VND/month 1,309,000 VND/month Jumpstart (below years old) n lo ad Beginnner and Pre-intermediate level (from 6-11 years old) CleverKids th yj Cleverstarter ip uy Cleverlearn Vietnam la VUS an lu Beginner For preschool children (below years old) Superkids For primary school children (from 6-11 years old) Kindy (below years old) va 1,230,000 VND/month n ll fu oi m Apollo at Early Start z Duong Minh nh Kids (6-11 years old) z ht Kindergarten k jm Bac My Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Below 300,000 VND/month th Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn Stt.010.Mssv.BKD002ac.email.ninhd 77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77.77.99.44.45.67.22.55.77.C.37.99.44.45.67.22.55.77t@edu.gmail.com.vn.bkc19134.hmu.edu.vn.Stt.010.Mssv.BKD002ac.email.ninhddtt@edu.gmail.com.vn.bkc19134.hmu.edu.vn y te 70 re From Class - n From Class - Beginner and Pre-intermediate 300,000 – 500,000 VND/month va English at Teacher’s house Beginner and Pre-intermediate an Pre-intermediate Lu A Au Foreign language school Nong lam University HCM University of Education English at primary school 500,000 – 1,000,000 VND/month om Jump start 1,000,000 – 2,000,000 VND/month l.c gm Pre-starter and Starter Alanta Over 2,000,000 VND/month vb Pre Super 1,204,000 VND/month 1,338,000 VND/month 710,000 VND/month 890,000 VND/month 875,000 VND/month 942,000 VND/month 750,000 VND/month 500,000 VND/month 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