Đang tải... (xem toàn văn)
(Source Aviva’s Annual Report, Hanwa Life Vietnam’s Annual Report, Generali Vietnam’s Annual Report and Sun Life’s Annual Report in 2017 2021) Looking at the data of Hanwa Life Vietnam, we can see tha.
(Source: Aviva’s Annual Report, Hanwa Life Vietnam’s Annual Report, Generali Vietnam’s Annual Report and Sun Life’s Annual Report in 2017-2021) Looking at the data of Hanwa Life Vietnam, we can see that the company had a very high debt ratio in 2017 and 2018, even higher than Aviva at that time However, with effective debt management, the company shortened its debt ratio to below 0.6 in 2019 and 2020, then increased to 64.3% in 2021 Generali Vietnam's data is somewhat partial equivalent to Aviva Vietnam Finally, Sun Life Vietnam has the best debt ratio in recent years, as the company has managed to reduce their debt ratio from 73.9% to 26.1% In a nutshell, Aviva's debt ratio has always remained below 100%, specifically 77.0% in 2021, 61.0% in 2018, 73.0% in 2019, 78.1% in 2020, and 79.6% in 2021 Aviva's debt ratio fell sharply in 2018 (down 16%), but Aviva's debt ratio has steadily increased over the years 2019, 2020, 2021 This makes Aviva harder to borrow money from outside sources than it is for companies