OHIO - Building on SBA’s Record Year pot

BUSINESS RESOURCE RESOURCE SMALL SMALL OHIO Counseling Capital Contracting PAGE 8 PAGE 15 PAGE 30 Building on SBA’s Record Year page 29 www.SBA.gov • connect with us @ facebook.com/SBAgov twitter.com/sbagov youtube.com/sba SMALL BUSINESS contents 2012-2013 OHIO Advertising Phone: 863-294-2812 • 800-274-2812 Fax: 863-299-3909 • www.sbaguides.com Staff President/CEO Joe Jensen jjensen@reni.net English Small Business Resource Advertising Nicky Harvey nharvey@reni.net Martha Theriault mtheriault@reni.net Kenna Rogers krogers@reni.net Production Diane Traylor dtraylor@reni.net SBA’s Marketing Office: The Small Business Resource Guide is published under the direction of SBA’s Office of Marketing and Customer Service. Director of Marketing Paula Panissidi paula.panissidi@sba.gov Editorial Content marketinghq@sba.gov Graphic Design Gary Shellehamer gary.shellehamer@sba.gov SBA’s participation in this publication is not an endorsement of the views, opinions, products or services of the contractor or any advertiser or other participant appearing herein. All SBA programs and services are extended to the public on a nondiscriminatory basis. Printed in the United States of America While every reasonable effort has been made to ensure that the information contained herein was accurate as of the date of publication, the information is subject to change without notice. Neither the contractor, the federal government, or agents thereof shall be held liable for any damages arising from the use of or reliance on the information contained in this publication. SBA Publication # MCS-0018 This publication is provided under SBA Contract # SBAHQ11C0005. R eni Publishing Publishers of Small Business Resource 4 Introduction 4 Administrator’s Message 6 District Director’s Letter 8 Counseling Getting help to start up, market and manage your business. 8 SBA Resource Partners 11 SBA’s Online Tools and Training 12 Reaching Underserved Communities 13 Are You Right for Small Business Ownership? 14 Writing a Business Plan 15 Capital Financing options to start or grow your business. 15 SBA Business Loans 16 What to Take to the Lender 23 Small Business Investment Company Program 23 Small Business Innovation Research Program 24 Small Business Technology Transfer Program 24 Surety Bond Guarantee Program 27 SBA Loan Program Chart FEATURES 29 Building on SBA’s Record Year 30 Contracting Applying for Government Contracts. 30 How Government Contracting Works 31 SBA Contracting Programs 33 Getting Started in Contracting 35 Disaster Knowing the types of assistance available for recovery. 36 Advocacy and Ombudsman Watching out for small business interests. 37 Additional Resources Taking care of start up logistics. 40 Business Organization: Choosing your Structure 41 Other Assistance 43 Lender Listing “Everything you need to know about setting up, marketing and managing the revenue of your business. ” Visit us online: www.sba.gov/oh/columbus 2 — Small Business Resource OHIO [...]... www.sba.gov/vets Key Contacts for State Assistance 1st Stop Business Connections 61 4-4 6 6-4 232 or 80 0-2 4 8-4 040 (in OH) State of Ohio www.state.oh.us www.development .ohio. gov www.development.state.oh.us/onestop Governor’s Office 61 4-4 6 6-3 555 Ohio Department of Development www.development .ohio. gov 61 4-4 6 6-3 379 Office of Export Assistance 61 4-4 6 6-5 017 Minority Business Enterprise 61 4-4 6 6-5 700 Ohio EPA 61 4-6 4 4-3 020 Secretary... St Dayton, OH 4540 2-1 916 93 7-2 2 6-0 457 • 93 7-2 2 2-7 035 Fax Clark County Development Corporation 300 E Auburn Ave Springfield, OH 45505 93 7-3 2 2-8 685 • 93 7-3 2 2-7 874 Fax www.smbusdev.org Community Capital Development Corporation 900 Michigan Ave Columbus, OH 43215 61 4-6 4 5-6 171 • 61 4-6 4 5-8 588 Fax www.ccdcorp.org County Corp Development 130 W Second St., Ste 1420 Dayton, OH 45402 93 7-2 2 5-6 328 • 93 7-2 2 5-5 089... Valley, MN 76 3-5 4 3-6 993 Construction Bonding Specialists, LLC Wixom, MI 24 8-3 4 9-6 227 Construction Bonds, Inc Herndon, VA 70 3-9 3 4-1 000 D.S Blum, Inc Evergreen Park, IL 77 3-4 4 5-8 070 Dawson Insurance, Inc Cleveland, OH 44 0-3 3 3-9 000 lcolagrossi@dawsoncompanies.com Northeast Surety, LLC The Bond Department Shorewest Surety Services, Inc The Surety Group Agency, LLC Surety Bond Associates, LLC Viking Bond Service,... 51 3-6 8 8-0 800 Huntington Insurance, Inc Cincinnati, OH 51 3-7 6 2-5 195 herbert.reeder@huntington.com Insurance Source, Inc St Louis, MO 31 4-4 1 6-2 602 KOG International, Inc West Berlin, NJ 61 0-6 9 0-0 804 kenneth.turner10@verizon.net KPS Insurance Services, Inc San Diego, CA 85 8-5 3 8-8 822 L Calvin Jones & Company Canfield, OH 33 0-3 3 5-1 195 cpeterso@lcalvinjones.com Visit us online: www.sba.gov/oh/columbus OHIO. .. Services, Inc Altoona, PA 81 4-9 3 1-1 196 Cell blairbooni@aol.com Britton-Gallagher & Associates, Inc Solon, OH 44 0-2 4 8-4 711 elaina_mcgrath@britton-gallagher.com Brooks Insurance Agency, Inc Toledo, OH 41 9-2 5 4-7 438 Brower Insurance Agency, LLC Dayton, OH 93 7-2 2 8-4 135 jsalm@browerinsurance.com CB Insurance, LLC Colorado Springs, CO 71 9-4 7 7-4 278 jason.yezek@centralbancorp.com Visit us online: www.sba.gov/oh/columbus... other needed financing • Long-term real estate loans are up to 20 -year term, heavy equipment 10 - or 20 -year term and are self-amortizing Horizon Certified Development Company 1776 Mentor Ave., Ste 100 Cincinnati, OH 45212 51 3-6 3 1-8 292 • 51 3-6 3 1-1 192 Fax www.hcdc.com Ohio Statewide Development Corporation 1650 Lakeshore Dr., Ste 380 Columbus, OH 43204 61 4-4 8 1-3 214 • 61 4-4 8 1-3 215 Fax www.osdc.net Anchor... Cincinnati, OH 45202 51 3-6 2 1-9 700 • 51 3-5 7 9-8 939 Fax trobinson@rccf.com Stonehenge Opportunity Fund II, L.P B Michael Affinito, Contact 191 West Nationwide Blvd., Ste 600 Columbus, OH 43215 61 4-2 4 6-2 500 • 61 4-2 4 6-2 582 Fax bmaffinito@stonehengepartners.com Triathlon Medical Ventures Fund LP Suzette L Dutch, Contact 300 E Business Way, Ste 200 Cincinnati, OH 45241 51 3-7 2 3-2 618 •  51 3-2 4 7-6 199 Fax sdutch@tmvp.com... Surety Bonds & Insurance Agency, Inc DBA D&M Surety Wells Fargo Insurance Services USA, Inc Farmington, CT 86 0-6 7 4-0 123 kmorottojr@nesurety.com Franksville, WI 26 2-8 3 5-9 576 www.shorewestsurety.com Bala Cynwyd, PA 61 0-6 1 7-1 052 ellen.neylan@suretybondassociates Toledo, OH 41 9-3 5 0-2 221 Cincinnati, OH 51 3-8 9 1-8 864 dsams@bondept.com Atlanta, GA 40 4-3 5 2-8 211 kelly@suretygroup.com Phoenix, AZ 62 3-9 3 3-9 334 ext... cynthiab@vbsbond.com Colorado Springs, CO 71 9-5 9 2-1 177 christina.schulman@wellsfargo.com CAPITAL Delmarva Surety Associates, Inc Timonium, MD 41 0-5 6 1-3 593 www.delmarvasurety.com DLK Bonds Stow, OH 33 0-6 8 8-3 551 Freedom Bonding, Inc Sykesville, MD 41 0-9 2 2-2 221 Global Indemnity Insurance Agency Farmington, CT 86 0-6 7 6-8 830 Governor Insurance Agency, Inc Vienna, OH 33 0-5 3 9-9 999 HCC Surety Group - Cincinnati... 43082 61 4-3 9 2-1 558 • 61 4-3 9 2-1 559 Fax administrator@nawbocolumbusohio.com National Women’s Business Council 409 Third St S.W., Ste 210 Washington, DC 20416 20 2-2 0 5-3 850 • 20 2-2 0 5-6 825 Fax www.nwbc.gov info@nwbc.gov Ohio Department of Development Entrepreneurship & Small Business Division Women’s Program Coordinator 77 S High St Columbus, OH 4321 6-1 001 61 4-4 6 6-2 718 www.development .ohio. gov National Women . Business Enterprise 61 4-4 6 6-5 700 Ohio EPA 61 4-6 4 4-3 020 Secretary of State 61 4-4 6 6-3 910 Workers Compensation 61 4-6 4 4-6 292 or 80 0-6 4 4-6 292 NATIVE AMERICAN. W. Second St. Dayton, OH 4540 2-1 430 93 7-2 2 5-2 887 • 93 7-2 2 5-7 667 Fax www.daytonscore.org score@daytonscore.org Office Hours: Monday-Friday 10a.m 3 p.m.