... Joint"venture Bank, Branches of Foreign Bank, Rep. Office of Foreign Banks), including 5 Stated owned Banks (Agribank, BIDV, Vietinbank, Vietcombank, and Mekong Housing Bank); 34 Commercial Banks (such ... including: Hoan Kiem, Ba Dinh, Hai Ba Trung, Dong Da, Cau Giay, Tay Ho, Thanh Xuan, Hoang Mai, and Long Bien. Although take advantage inherited from the previous study and authors have been many attempts ... (such as: ACB, Eximbank, Techcombank, MBBank, Maritime, etc.); and 5 wholly Foreign-owned banks (HSBC, Standard Chartered, ANZ, Hong Leong, Shinhan). Total assets of 44 banks is ~188,74 Billions...