... inexpensive and high-quality humancapital, a reasonable transport infrastructure, cheap energy andmany abundant raw materials, and a pro -business governmentseeking to attract value added investment all ... (now Raiffeisenbank Rt.).Currently RZB-Austria operates subsidiary banks in Poland,Slovakia, Czech Republic, Russia, Croatia, Hungary, Bulgaria,Romania, Yugoslavia, Bosnia and Herzegovina, and ... Toms, who was previously a partner of a major multinational law firm, is a graduate of Yale LawSchool (JD, 1975; editor of the Yale Law Journal), and studied lawat Magdalene College, Cambridge...