... September 2006 of the Bank for Foreign Trade of Vietnam (now the Join Stock Commercial Bank for Foreign Trade of Vietnam) , all foreign exchange transactions, including forward foreign exchange ... 13,440 Vietnam Export-Import Commercial Joint Stock Bank Saigon Bank for Industry and Trade Military Commercial Joint Stock Bank Vietnam International Joint Stock Commercial Bank Gia Dinh Joint Stock ... Bank s auditors KPMG Co.Limited Joint Stock Commercial Bank for Foreign Trade of Vietnam Scope We have audited the accompanying consolidated balance sheet of Joint Stock Commercial Bank for Foreign...