... academic supervisor and taking everything into consideration, I decided to title this thesis “Solutions to improve effectiveness of consumer credit in Vietnam”.2. Research purposesFirstly, ... its customer about his or her using the fund, time to pay principal and interest on the loan, solutions in unavoidable and unforeseen circumstances, etc. A loan is said to perform well if the ... VN. Thirdly, based on the fundamentals and the situation shown, the thesis is expected to give solutions and recommendations which may make a small contribution to the development of consumer...