... s and Berry Wilson, “The Impact of Consolidation and Safety-Net Support onCanadian, U.S. and U.K. Banks, 1893–1992, Journal of Banking and Finance, 23 (1999), pp. 537–571.tives in Europe and ... multifunctional financial firm that is active in retail banking, wholesale commercial banking, middle-market banking, private90 Mergers and Acquisitions in Banking and FinanceFigure 3-11. Alternative Financial–Nonfinancial ... banks expand operations in Canada, allow banks and trustcompanies to offer insurance and auto leasing services, make the disclo-sure of service fees clearer and privacy laws stricter, and create...