Determinants of lending interest rates and interest rate spreads pptx

... aggressive interest rate policy leading to lower lending rates and narrower interest rate spreads. On the other hand, the results show that operating costs do not affect lending rates and interest rate ... because of a fall in foreign interest rates implying that the effect on the lowering of deposit rates is larger relative to the possible fall of lend...

Ngày tải lên: 22/03/2014, 23:20

... BEI rate (b) Ten-year maturity Figure 7: Nominal and Real Yields and BEI Rates Five- and ten-year nominal and real zero-coupon US Treasury yields with associated BEI rates and implied BEI rates ... char- acterization of the recent shift in the term structure of US interest rates using subsample regressions of the change in a long-term interest rate on the lagg...

Ngày tải lên: 17/02/2014, 03:20

... the lending and funding interest rates, stood at 22.4% p.a. Graph 5 illustrates the evolution of the average bank spread since January 2001 (including fixed, floating and FX-linked interest rate ... fixed interest rates. There are also several types of corporate credits with fixed interest rates, including hot money, working capital, discounts of trade bills, credit f...

Ngày tải lên: 06/03/2014, 02:21

... Bulletin74 4. PASS-THROUGH OF MONEY MARKET INTEREST RATES TO BANK INTEREST RATES AND BANK LOANS This section examines the pass-through of money market interest rates to bank lending rates and bank loans, ... of bank interest rates but their adjustment dynamics to shocks. The evolution of bank interest rates has been one of the most visible expressions o...

Ngày tải lên: 15/03/2014, 01:20

Ngày tải lên: 15/03/2014, 01:20

... than a few percent of references to interest rates. Even those levels of references to real interest rates have been dropping off precipitously. The concept of “real interest rate appears to ... related concept of the “natural rate of interest. ” 16 Clark’s long discourse on the elementary concept of real interest rates and Fisher’s astonishment at the lac...

Ngày tải lên: 17/03/2014, 08:20

... commercial banks and by flooding the system with liquidity so as to drive short-term interest rates close to zero. Although counterparty risk is now in abeyance, forcing short-term interest rates to ... expenditures and cutting taxes. Central banks followed the lead of the U.S. Federal Reserve by driving down short-term interest rates toward zero: almost exactly zero for...

Ngày tải lên: 22/03/2014, 17:20

... management of 4.1 Do bank lending rates depend on deposit rates? 4 Table 2 reports the test of the influence of several type of deposits rates on credit rates. While all deposit rates are ... market interest rates movements are not necessarily fully transmitted to market interest rates with longer maturity, the pass-through of official interest rates t...

Ngày tải lên: 22/03/2014, 23:20

... money, and money- and bond-market interest rates • Policy instruments: various policy interest rates (including rediscount, re -lending, banks’ benchmark lending and deposit rates) , reserve requirements, ... frequently by PBC: RRR, benchmark deposit and lending rates, and central bank bills. 2.2 Dual-track interest rates and the credit target After ye...

Ngày tải lên: 29/03/2014, 13:20

Ngày tải lên: 06/03/2014, 02:21