BANK-SPECIFIC, INDUSTRY-SPECIFIC AND MACROECONOMIC DETERMINANTS OF BANK PROFITABILITY pptx

... 31 BANK- SPECIFIC, INDUSTRY-SPECIFIC AND MACROECONOMIC DETERMINANTS OF BANK PROFITABILITY Panayiotis P. Athanasoglou Bank of Greece Sophocles N. Brissimis Bank of Greece and University ... macroeconomic determinants on the profitability of Greek banks. Novel features of our study are the analysis of the effect of the business cycle on bank...

Ngày tải lên: 22/03/2014, 23:20

... 30% of Belgian banks recorded a profitability figure of less than 4%, whereas 13% of banks achieved a return on equity of more than 20%. BIS Papers No 1 129 Figure 4 Indicators of bank profitability (average ... supervision of banks and investment undertakings, the Banking and Finance Commission (BFC). It is thus laid down that a member of the NBB is an ex officio memb...

Ngày tải lên: 24/10/2012, 09:11

... inventories and poor short-term prospects. A third conclusion is that the determinants of the ex post distribution of credit by banks are very close to the determinants of the ex ante demand for ... sample. 14 These phenomena are generated in a model of soft budget constraint in Berglof and Roland (1994). Enterprise Adjustment and the Role of Bank Credit in Russia: Evid...

Ngày tải lên: 06/03/2014, 08:20

... assets of firms are typically three times as volatile as the assets of banks (12% versus 3.6%). The median profitability of banks is 5.1% of assets, which is a little less than a half of firms’ profitability ... Our sample consists of 2,415 bank- year observations. 6 Table I shows the number of unique banks and bank- years across countries in our sample. Table I (Un...

Ngày tải lên: 15/03/2014, 10:20

... risk, and off-balance sheet banking”, Journal of Banking and Finance, 21, 1, pp. 55–87. [2] Awdeh, A and Hamadi, H., 2011, “How do banks set their capital”, Journal of Money, Investment and Banking, ... Journal of Money, Investment and Banking ISSN 1450-288X Issue 23 (2012) © EuroJournals Publishing, Inc. 2012 http://www.journalofmoneyinvestmentandbanking.com The...

Ngày tải lên: 22/03/2014, 17:20

... health of financial institutions and the functioning of financial markets, threaten the “independence” of central banks, and can encourage imprudent behavior on the part of governments. None of ... remainvacantaftertheirpurchase.  65 OnreturningfromavisittotheUSinthelate1920’s,Hayekforetoldadeep...

Ngày tải lên: 22/03/2014, 23:20

... McSHANE, R. W., and I. G. SHARPE (1985): “A time series/cross section analysis of the determinants of Australian trading bank loan/deposit interest margins: 1962-1981”, Journal of Banking and Finance , ... coefficients of variation for the loan, deposit and spread rates both over time and across banks for all the banks in the country. 9 Table 3: Coefficients of Vari...

Ngày tải lên: 22/03/2014, 23:20

... between 1988 and 2000, savings banks almost doubled the market share (in terms of number of loans to corporations) at the expense of that of commercial banks. The lack of knowledge of the business ... Choice, and the Decline of Banking, The Journal of Finance, Vol. L, n.º 5, December. HESTER, D. D. (1979). Customer Relationships and Terms of Loans, Journal of Mone...

Ngày tải lên: 29/03/2014, 08:20

... the FSA, Bank of England and the Treasury. . This case raises questions regarding the impact of internet banking on the way banks and banking 3 There is a co-insurance percentage of 10% for ... concept of electronic bank run and this represents an opportunity to understand the issues at stake in terms of liquidity management and of behavior of the central bank...

Ngày tải lên: 29/03/2014, 09:20

... private commercial banks, state-owned banks and banks of the cooperative sector. The majority of these banks belong to the last two pillars. However, state-owned savings and cooperative banks operate in ... magnitude of interest risk premia in bank margins, we utilize a comprehensive dataset of the complete German universal banking sector between 2000 and 2009. Both the period...

Ngày tải lên: 29/03/2014, 13:20