Governance in Spanish Savings Banks: A Historical Perspective ppt

... entities in Great Britain are a case in point, with far-reaching consequences for the financial sector. R. Martin and D. Turner, ‘Demutualisation and the Remapping of Financial Landscapes’, Transactions ... of interest grow among the parties • Asymmetry between savings banks and banks: savings banks can takeover banking networks, but the banks cannot purchase savings ba...

Ngày tải lên: 22/03/2014, 20:21

... and myself, began discussing the idea of establishing a central repository for coordinate data at an American Crystal- lographic Association (ACA) meeting in Ottawa, Canada, in 1970. Those conversations ... continued with a larger group at the ACA meeting in Columbia, South Carolina, USA, in 1971. At that meeting, a petition was written and a proposal was submitted to the Unit...

Ngày tải lên: 16/02/2014, 11:20

... features are comparable to those of certain financial institutions already listed on the Spanish stock market. The choice of a Spanish savings bank as the company to be valued was not arbitrary. ... Valuation Standards (2007) and is defined as A factor wherein a value or price serves as the numerator and financial, operating, or physical data serve as the denominator”, its math...

Ngày tải lên: 06/03/2014, 10:20

... spin-off companies. OuluTech’s main operative areas are assistance in commercialization of inno- vations, seed capital financing, assistance and support to newly established companies, and qualified ... training college, a nursing training college, and a “higher education centre” which was a recent amalgamation of a training college for merchant fleet officers (founded in 1859) an...

Ngày tải lên: 16/01/2014, 16:33

... the banks aiming at a quantitative capital ratio have a more complex capital management. In line with this finding, we obtain evidence that the savings banks, with a quantitative capital target, ... savings banks in the neighbourhood has only a marginal effect on the target capital ratio. Savings banks hardly consider neighbouring savings banks as competitors, since in...

Ngày tải lên: 16/02/2014, 11:20

... First Bank Integra Financial United Savings Bank City National Keycorp U.S. Bancorp Colonial Bank Manufacturers National Valley State Bank Colorado Savings Bank Merchants National Western Bank Colorado ... Dominion Bankshares Norwest American Savings Bank Farmers State Bank Old Kent Financial American State Bank Fifth Third Bancorp Omni Bank Ameritrust First Alabama Bancshares Pioneer B...

Ngày tải lên: 16/02/2014, 11:20

... South Africa. She has published in the area of tourism planning and management, appearing in Anatolia and Journal of Human Resources in Hospitality and Tourism. She is also a board member of ATLAS-Africa. ... Management at the University of South Australia. She holds a doctorate and a master’s degree in business administration and professional qualifi cations of the Hotel, C...

Ngày tải lên: 11/03/2014, 18:05

... known as ‘retail banking’ 19 . The savings banks certainly 19 In fact the savings banks developed techniques of their own to attract popular savings – savings pass-books, draws and prizes – and a ... 23/5/1990, ASG; ‘Acta de la LXII Asamblea general de la Confederación Española de Ahorros’, 12/12/1990, ASG; ASOCA, 20/2/2002; and ‘Acta de la LXXXVI Asamblea general ordinaria de la...

Ngày tải lên: 15/03/2014, 10:20

... Girona Caixabank (358,000) Cajasol Cajasol-Guadalajara Guadalajara Banca Cívica Caja Navarra Caja Burgos Banca Cívica Caja Canarias Caja Madrid Bancaja Caja Insular Canarias Caixa Laietana BFA-Bankia BFA-Bankia BFA-Bankia ... Ceiss Caja Espa a BBK BBK Cajasur Kutxa Bank Kutxa Bank (75,300) Caja Vital Caja Vital Kutxa Kutxa Caixa Catalunya Caixa Tarragona Catalunya Caixa Catalunya Caixa Cat...

Ngày tải lên: 22/03/2014, 21:20

... Ricostruzione industriale), which was a public holding company containing the three largest private banks (Banca Commerciale Italiana, Credito Italiano, and Banca di Roma) and a large number of public banks ... assets was more than a percentage point lower than in Italy (Figure 3); this was due to interest and non-interest in- come. In contrast, German banks had lower operating co...

Ngày tải lên: 22/03/2014, 21:20