... benefits to taxpayers of increased educational attainment equal the sum of the increases in public revenues and the reductions in public spending resulting from increased education minus the cost ... totally aside from the benefits that accrue to individuals who increase their educational attainment, taxpayers reap significant benefits from other people’s i...
Ngày tải lên: 16/03/2014, 03:20
... and end of the project. In analyzing the data, Wood and colleagues found a number of interesting results, including: Participants’ well-being increased from the start to the end of the program. ... than inside, physical activity outdoors was higher in the summer than in the winter months, and that there was no seasonal variation in physical activity that took pla...
Ngày tải lên: 16/03/2014, 05:20
Tài liệu The Return to Knowledge of English in Non-English Speaking Country docx
... of the 10 return to years since migration, reducing the coefficient from 2.6% to 2.0%. So far our results confirm existing results in the literature. Our first innovation in the paper is to include ... no difference in skill gain between those who happened to cross the cutoff between not speaking and speaking the language and those who did not cross the cutoff....
Ngày tải lên: 24/01/2014, 04:20
Tài liệu ASSESSING THE BENEFITS OF INTERNATIONAL PORTFOLIO DIVERSIFICATION IN BONDS AND STOCKS ppt
... converting to the foreign currency, lending at the foreign interest rate, and converting the proceeds back to dollars. The stock and bond indices are total market returns from Datastream, the interest ... excess returns for borrowing in US dollars, converting to the domestic currency, lending at the domestic interest rate, and converting the proceed back to doll...
Ngày tải lên: 16/02/2014, 02:20
Tài liệu SOA Governance: The key to successful SOA adoption in your organization doc
... capabilities they need, they're thinking about the service and whether or not the functionality it offers is something they could use, rather than coming to the table with an existing need. In other ... project in uences according to the constraints of the process. In both cases, we get a sub-optimal service. The more I think about this, the more I think the...
Ngày tải lên: 18/02/2014, 09:20
Báo cáo khoa học: Expression analysis of the nucleocytoplasmic lectin ‘Orysata’ from rice in Pichia pastoris ppt
... resulted in a subdivision of this family into two groups: the galac- tose-binding and the mannose-binding lectins. In con- trast to the galactose-binding JRLs that are synthesized on the endoplasmic ... sugars into the binding sites of the lectin. The position of mannose observed in the Man–banana lectin complex was used as the starting position to anchor mannose...
Ngày tải lên: 14/03/2014, 23:20
The Determinants of Commercial Bank Profitability in Sub-Saharan Africa potx
... while the causation from earnings to capital only occurs at the third lag with positive sign. These findings indicate that the negative causation running from capital to earnings and the delayed ... consistent with the results in Al-Haschimi (2007), which finds this variable to be insignificant in determining net interest margins in SSA banks. 16 policymakers...
Ngày tải lên: 06/03/2014, 14:20
Digital Signal Processing and Applications with the C6713 and C6416 DSK (Topics in Digital Signal Processing) pot
... and other devices. These devices have also found their way into the university classroom, where they provide an economical way to introduce real-time digital signal processing (DSP) to the student. Texas ... graduate students in electrical and computer engineering and as a tutorial for the practicing engineer. It is written with the conviction that the principles of DSP can be...
Ngày tải lên: 15/03/2014, 17:20
The Business Motivation Model - Business Governance in a Volatile World pot
... concepts in the Model is in the concept definitions. These definitions are an integral part of the Model — indeed, the Model diagram is meaningless without them. Appendix B contains all the definitions ... result in the elements of business plans being stored and related to other information about the enterprise, no matter what methodology was used for discovering an...
Ngày tải lên: 15/03/2014, 21:20
The effects of bottom up techniques in teaching listening skills to first year students at the university of fire fighting and prevention
... and their spoken forms. As students listen, they usually apply the skills, the same uses in listening in their mother tongue, predict what they will hear and try to match them with the things they ... hear. Therefore, in teaching listening, the teacher should try to give practice in interpreting, matching and predicting to help students fulfill their listening task less...
Ngày tải lên: 07/09/2013, 13:48