Savings Constraints and Microenterprise Development: Evidence from a Field Experiment in Kenya∗ ppt

... conferences. We thank Jack Adika and Anthony Oure for their dedication and care in supervising the data collection, and Nathaniel Wamkoya for outstanding data entry. We thank Eva Ka- plan, Katherine Conn, ... for a large part of the sample. 18 Savings Constraints and Microenterprise Development: Evidence from a Field Experiment in Kenya ∗ Pascaline Dupas † Jona...

Ngày tải lên: 06/03/2014, 10:20

... for plant and machinery, and 2.5% for land and buildings. These are taken from King and Fullerton (1984). For each observation, we then calculate the proportion of land and building investment, ... conclude that a possible explanation for why, contrary to the mainstream literature, authors such as Kaplan and Zingales (1997) and Cleary (1999) found that those firms facin...

Ngày tải lên: 06/03/2014, 08:20

... indirectly via parental behavior, parental health and parental financial resources. By investigating the causal impact of education on these parental outcomes measures, we might be able to rule ... Conditions Early In Life and Individual Mortality, American Economic Review 96, 290-302. IZA DP No. 2516 Parental Education and Child Health: Evidence from a Schooling Reform Maa...

Ngày tải lên: 28/03/2014, 09:20

... Supporting Standards (testing, sampling standards etc). Most of supporting standards are adapted from those of International Organization for Standardization (ISO). They are prepared by STAMEQ (National ... the appropriation or damage of natural wealth by any organization or individual and an obligation on all individuals as well as State organs, units of the armed forces and econom...

Ngày tải lên: 24/08/2013, 18:48

... banks, rather than to an individual savings bank. In addition to the detailed borrower/bank matched data set, we also use a bank level data set that includes the savings banks and as a control ... bank (“Landesbank”) and each federal state bank is a liated with a state (“Bundesland”) or group of states. The a liated savings banks own each a part of their federal state ba...

Ngày tải lên: 15/03/2014, 10:20

... class="bi x5 y2f w3 hb" alt="" S(3) S(12) S(60) R ˆ R Which interest rate scenario is the worst one for a bank? Evidence from a tracking bank approach for German savings and cooperative banks Christoph ... 14, 60431 Frankfurt am Main, Postfach 10 06 02, 60006 Frankfurt am Main Tel +49 69 9566-1 Telex within Germany 41227, telex from abroad 414431 Please address all orde...

Ngày tải lên: 22/03/2014, 23:20

... Lehmann and al, 1998) and anecdotal evidence suggest indeed that delays in the payment of wages has been a dominant form of labor market adjustment in Russia 11 . However, if one takes into account ... been increasing for 36%, and has been stable for the remaining 11%. An increase in indebtedness (of 80% in average) is associated with a 14% decrease in production, and...

Ngày tải lên: 06/03/2014, 08:20

... weighted average rank of the acquiring and acquired banks before the merger. In all cases, the efficiency rank is calculated relative to the peer group of all large banks that had data available ... Mergers between banks that have significant local market overlap ex ante may increase local market concentration and market share consumers (higher do not affect local and allow the...

Ngày tải lên: 06/03/2014, 08:21

... with intrahousehold allocation rather than with self-control. Anderson and Baland [2002] argue that Rotating Savings and Credit Associations (ROSCAs) provide a forced sav- ings mechanism that a ... impact using In- tent to Treat specifications as well as quantile regressions, and using both change in savings balance as well as binary outcomes for increasing savings over cer...

Ngày tải lên: 06/03/2014, 10:20

...

Ngày tải lên: 16/03/2014, 03:20