BALANCED STRUCTURAL POLICY: GERMAN SAVINGS BANKS FROM A REGIONAL ECONOMIC PERSPECTIVE pptx

... and Regional Studies 6. Savings Banks Spatial Environment and Returns 7. Regions and their Savings Banks E The Challenges of a Balanced Structural Policy 8. Savings Banks as Players in a Balanced ... savings banks and regional indicators for Germany as a whole, western Germany and eastern Germany 119 Table 4 Savings bank lending from 1999 to 2003 Germany, w...

Ngày tải lên: 06/03/2014, 10:20

... 3.30 Aaa/AAA/AAA Italy Sep. 2010 Sep. 2004 12.80 Aa2/AA-/AA France July 2012 Nov. 2001 14.50 Aaa/AAA/AAA Italy Sep. 2014 Feb. 2004 14.50 Aa2/AA-/AA France July 2015 Nov. 2004 9.27 Aaa/AAA/AAA Germany ... Aaa/AAA/AAA Germany Apr. 2016 Mar. 2006 5.50 Aaa/AAA/AAA France July 2020 Jan. 2004 8.72 Aaa/AAA/AAA Greece July 2025 Mar. 2003 7.20 A1 /A/ A France July 2032 Oct. 2002 7.47 Aaa/AAA/AAA Ital...

Ngày tải lên: 16/02/2014, 02:20

... banks can differ regionally within a nation state, as is also the case for Germany. All private commercial banks, co-operative banks and savings banks have branches in some regions, especially ... banks and savings banks exhibits high com- petition intensity at the national level. Measured against earning ratios in European comparison, German banks have had to take a...

Ngày tải lên: 16/02/2014, 10:20

... equals 1 if all responding savings banks have a total capital ratio smaller than 9.5 percent of risk-weighted assets, and it is 4 if all participating savings banks have a total capital ratio ... savings banks change their capital ratio? We also surveyed the German savings banks about what instruments were most important to manage their capital ratio. In general, sa...

Ngày tải lên: 16/02/2014, 11:20

... Landon Myer b , Virginia Zweigenthal a , Jane Harries a , Phyllis Orner a , Nontuthuzelo Manjezi a , and Pumeza Ngubane a BACKGROUND While many HIV-infected individuals do not wish to have ... (range 2 weeks–8 years) and 2.8 years for men (range 2 weeks–10 years). The average age of female (range 20–45 years) and male (range 26–57 years) respondents was 27 and 37 years respec...

Ngày tải lên: 14/03/2014, 16:20

... 1989/1990, the East German savings banks were resolved – with the aid of West German savings banks – from the state bank and were reintegrated into the German savings bank organization (Günther ... (especially regional differences across locally acting savings banks) and from unobserved variables that are constant across entities but vary over time (especially general...

Ngày tải lên: 15/03/2014, 10:20

... definition (Maani and Cavana, 2000). Maani and Cavana (2000) also note that in the ‘hard’ approaches, organizational and people issues are not taken into account, and data is usually quantitative. ... components and is usually formulated using some diagramming technique such as causal loop diagrams or stock and flow diagrams (Sterman, 2000; Maani and Cavana, 2000). A causal loop diagram (and...

Ngày tải lên: 18/02/2014, 07:20

... this approach for character animation has also increased. The main challenge that an animator is confronted with is to create sufficient detail in order to generate an character animation with a ... style to an initial keyframed animation. Then, a different approach to create a character animation is proposed: the animator starts the animation with keyframing, a method that he is famil...

Ngày tải lên: 21/02/2014, 05:20

... make database languages more like natural language. However Prolog is much more general than relational database formalisms, in that it permits data to be defined by general rules having ... "top-down" approach, as reallsed in the language Prolog, has a great deal in common with the relational approach to databases, which can be seen as the result of a "bottom-up&q...

Ngày tải lên: 21/02/2014, 20:20

... between health status and socio -economic status’, Journal of Econometrics, 112: 3-56. Adda J, Chandola T and Marmot M (2003), ‘Socio -economic status and health: Causality and pathways’, Journal of ... using direct measures of income. But we can use this data as a check on the financial hardship based low-income measures. Information is available on both financial hardship and fami...

Ngày tải lên: 22/03/2014, 09:20