... agencies, and the public with acomprehensive source for abstracts and full texts ofarticles, reports, working papers, and other studies relatedto effective financial education initiatives and communitydevelopment ... Schuchardt and Sommer Clarke, of theU.S. Department of Agriculture, and Manisha Sharma, of the Board’sDivision of Consumer and Community Affairs, contributed to thedevelopment of the survey design and ... researchers and organizations have developed catalogsof programs. For examples, see Lois A. Vitt, Carol Anderson, JamieKent, Deanna M. Lyter, Jurg K. Siegenthaler, and JeremyWard, Personal Finance and...