vao ngay va cho quy 2 narn 2016 k~t thuc ngay 30 tMng 06 narn 2016
vi~c cac khoan phai thu khach hang cua T~p doan c6 lien quan <1~nnhi~u khach hang khac nhau, rui ro tin dl,mg khOng b] tap trung <1ang ke vaom¢t khach hang nhat <1inh.
B09-0N/HN
TitJngin ngfm hang
T~p doan chu y~u duy trl 56 duoti~n gLYital cac ngfm hang <1U'Q'cnhi~u ngU'ai bi~t <1~naVi~t Nam. Rui ro tin dl,mg <16ivoi 56 duoti~n gLYital cac ngfm hang <1U'Q'cquan Iy theo chfnh sach cua Tap <1oan. Rui ro tin dl,mg t6i <1acua Tap doan <16ivoi cac khoan rnuc trong bang can <16ik~ toan hop nhat tal m6i ky I~p bao caochfnh la gia tri ghi 56 nhu trlnh bay trong Thuy~t minh 56 4. T~p doan nhan th~y rnuc <1¢t~p trung rui ro tin dl,Jng <16ivoi ti~n gLYi ng~n hang lathap.
Rtiiro thanh khoan
Rui ro thanh khoan la rui ro Tap dean g~p kh6 khan khi thuc hi~n cac nghTa vutal chfnh do thi~u v6n. Rui ro thanh khoan cua Tap doan chu yllu phat sinh tCr vi~c cac tal san tai chfnh
va no phaitra talchfnh c6 cac thol <1iem <1aohanI~ch nhau.
Tap doan qiarn sat rui ro thanh khoan thong qua viec duy trl m¢t 1U'Q'ngti~n mat va cac khoan tU'O'ng <1U'O'ngti~n va cac khoan vay ngan hang a rnuc rna Ban Giarn <16c cho la<1u <1e<1ap Lrng cho cac heat <1¢ng cua Tap <1oan va <1egiam thieu anh hU'ang cua nho>ng billn <1¢ng v~ luong ti~n.
Bang dU'oi <1ay t6ng hop thai hanthanh toan cua cac khoan no phai tra tai chfnh cua T~p
dean dua tren cac khoan thanh toan dl,l' ki~n theo hop <1ongtren co so chua <1U'Q'cchiet khau: