without savings there can be no investment and growth

... techniques They can be observable/ behaviourable or non-observable/ mental They are problem-oriented They can contribute directly or indirectly to learning They may be consciously employed and became ... word once it has been encountered They can be defined as those are used to understand a word by asking someone who knows it Teachers are said to be often in this position They can be expected to ... that have no sense relationship can be linked together while they are learnt Grouping: words can be grouped together so that they are easier to memorize, store and recall Words can be grouped...

Ngày tải lên: 05/04/2013, 15:56

... techniques They can be observable/ behaviourable or non-observable/ mental They are problem-oriented They can contribute directly or indirectly to learning They may be consciously employed and became ... word once it has been encountered They can be defined as those are used to understand a word by asking someone who knows it Teachers are said to be often in this position They can be expected to ... that have no sense relationship can be linked together while they are learnt Grouping: words can be grouped together so that they are easier to memorize, store and recall Words can be grouped...

Ngày tải lên: 17/04/2013, 10:12

... Finance and Economics Discussion Series No 1996-43 (November) Farber, Henry S 1986 "The Analysis of Union Behavior." In Orley Ashenfelter and Richard Layard (eds.), Handbook of Labor Economics, ... the ease with which quasi-rents can be appropriated 20 unions significantly reduce investment in physical capital and R&D (Odgers and Betts, forthcoming; Betts and Odgers 1997) Although their ... employers.9 Yet this combination of collective voice and cooperation has not been realized in many, if not most, union and nonunion workplaces There may be no feasible political route to move from the...

Ngày tải lên: 21/02/2014, 00:20

... , if η = Since both intentional and accidental bequests cannot be non-positive, it is impossible that − π (h) ≤ η < Therefore, we can still have result (I) and result (III) hold in a pure moral ... with positive nonannuitized savings, the choices are not optimal, and the growth rate is not maximized Another problem is the inconsistency of assumptions The paper assumes that if the non-altruistic ... accidental bequests in an overlapping generation model Though individuals are heterogeneous within one generation, the aggregated savings and bequest can be traced, and thus, the capital accumulation can...

Ngày tải lên: 16/10/2015, 15:34

Ngày tải lên: 18/01/2014, 07:20

... to code modules and/ or operators that can handle them, and distributed data-flow tracing to help detect, diagnose, and debug performance and reliability failures Finally, we believe that research ... component and type of cause, in hours The component is described as node or network, and failure cause is described as operator error, hardware, software, unknown, or environment The number in parentheses ... error-handling or load-handling capabilities from being deployed; online, this detects components that are faulty in their errorhandling or load-handling capabilities before they fail to properly handle...

Ngày tải lên: 06/03/2014, 21:20

... 2009) to encourage business investment in research and development This type of investment can have a profound effect on long-term growth if it fosters innovation Economists widely agree that some ... much that it would not be able to earn any credit in the next years, then there would be no negative future consequences from increasing this year’s spending and the MER would be 9.1 percent However, ... questioned whether there is still an economic rationale for distinguishing between IUS and software used for other purposes, given that innovations in software can produce spillover benefits regardless...

Ngày tải lên: 15/03/2014, 07:20

... savings and investment What Drives Investment and Desired Savings? Investment Savings and investment decisions are made by each of the three sectors of the world economy: households, firms, and ... Bank of Canada calculations The World Real Interest Rate and the Market for Savings and Investment Economists agree that the real interest rate is determined in the market for investment and savings ... investment decisions are made and how they affect world real interest rates and the level of savings and investment undertaken Although global investment demand and the supply of savings are equalized...

Ngày tải lên: 29/03/2014, 01:20

... groups of attitudes: SAR and SCO; POL and DEC; SED and COL; EXo, EXn and DOU French listeners made reciprocal confusions between AUT and IRR; DEC and OBV; DOU and EXn; DOU and EXo Forty listeners ... men and 10 women) who speak the same dialect as the speaker; and 20 French (10 males and 10 females) who have not been exposed to Vietnamese language The test interface gave them the labels and ... by native and non-native listeners Experimental results not show any significant effect of listener’s gender nor sentence length On the contrary, there are some obvious differences between the...

Ngày tải lên: 18/06/2014, 10:19

... HIV-positive patients on HAART Thus far, there is no evidence showing that the oncogenic behaviour of HPV is altered by HIV[41] and while HIVinduced immunosuppression can be held accountable for the increased ... ingest and present the viral antigens to T cells, are functionally altered as these APC are exposed to an immunosuppressive environment and become tolerized [58] As a Page of (page number not for ... patients HPV-specific therapeutic vaccination to treat may now become an option The clear link between HPV16 and cancers of the cervix, vulva and anal region has prompted the development of two types...

Ngày tải lên: 18/06/2014, 15:20

... year before significant changes in joint damage can be observed This delay means there is a need for more sensitive measures that can detect the process of bone and cartilage damage, which may therefore ... at diagnosis, and before treatment, should also be evaluated In general, the identification of biomarkers that can be used as a prognostic tools in daily practice to predict the onset and progression ... cartilage biomarkers of joint damage and turnover was evaluated We measured not only the degradation (C1,2C and C2C), but also the turnover and synthesis (CS846-epitope and CPII, respectively) of cartilage...

Ngày tải lên: 09/08/2014, 07:20

... http://www.ro-journal.com/content/6/1/49 Materials and methods Patients Forty eight consecutive patients with rectal adenocarcinoma who received preoperative chemoradiotherapy (CRT) between November 2005 and August 2009 and following ... biopsy specimens, and were thus followed without surgery and showed no evidence of recurrence for more than 16 months In all cases, a barium enema (BE) was performed before and after CRT, the ... tumor was measured on BE images before (A) and after (B) CRT, and the reduction rate was calculated as (A-B)/A Biopsy samples were obtained at 3-17 days before the start of CRT, and serial-step sections...

Ngày tải lên: 09/08/2014, 09:20

... group, and control group Complete blood counts and leukocyte classification were checked with the CELL-DYN ® 3700 (Abbott Park, Illinois, U.S.A.) and serum C-reactive protein (CRP, Immuno-Biological ... complex (Vectastain Elite ABC kit standard) for hour at room temperature and then used 3,3-diaminobenzidine (DAB) as a chromogen (Vector Laboratories, Burlingame, CA), and counterstained with Contrast ... 95°C for 15 s, then 60°C for Forward and reverse primers and a fluorescence-labeled probe were as follows: ICAM-1 sense, 5’- CGC AAG TCC AAT TCA CAC TGA -3’, and antisense, 5’- ATT TCA GAG TCT...

Ngày tải lên: 10/08/2014, 05:21

... letters at patient admission and the lack of contact between GPs and intensivists not reflect good practice Currently, no study analyzes the relationship between intensivists and GPs at patient discharge ... 12% (data not shown)) [14] No extrapolation to other European countries can be made because the national organization of each country could alter the role of GPs as regards patient care and the ... use of a standardized community system between family GPs and emergency departments increases the quality of transferred information and improves the GP's perceived patient knowledge and patient...

Ngày tải lên: 13/08/2014, 20:22

... scientists understand not dogs, but each other Clifford: Now I’m the one who’s not understanding Mink: What I mean is that Greg is always complaining that chemists can t understand one another because ... biologists can t understand chemists and physicists and hardly any chemists and physicists know what to make of the typical biology seminar, with its lists of gene names and gel slides and acronyms ... cell biologist or a geneticist or an immunologist or a genome scientist, and understand most of what’s being said They can go to any biology conference and have a ball Clifford: Ball?? Throw the...

Ngày tải lên: 14/08/2014, 08:20

... has been proposed that glypicans can be involved in the uptake of polyamines [24] Glypicans can also be shed into the extracellular environment This shedding is generated, at least in part, by Notum, ... of glypican-5 and chromosomal localiza tion of human GPC5, a new member of the glypican gene family Genomics 1997, 40:24-30 44 Paine-Saunders S, Viviano BL, Saunders S: GPC6, a novel member of ... convertase-induced cleavage of glypicans is complete, and whether it occurs in all cell types, is still unknown It should be noted, however, that this cleavage is not required for all glypican functions [10]...

Ngày tải lên: 14/08/2014, 08:21

... Desulfofrigus oceanense gen nov., sp nov., Desulfofrigus fragile sp nov., Desulfofaba gelida gen nov., sp nov., Desulfotalea psychrophila gen nov., sp nov and Desulfotalea arctica sp nov Int J Syst Bacteriol ... gene stands apart and is not regulated interactions Figure elements Genomic organization of the biotin biosynthetic genes and regulatory Genomic organization of the biotin biosynthetic genes and ... motifs without linking them to specific regulatory systems [56,57] Unfortunately, the predicted regulatory signals based on single genomes turned out not to be conserved across genomes, and could not...

Ngày tải lên: 14/08/2014, 14:21

... will have significant impacts on all “security aspects” because all plans reflect the very rapid growth in demand, which almost triples between 2012 and 2025 These impacts cannot be avoided, so ... can be explained by the fact that under the energy efficiency scenario, there is a reduced overall demand and need for power plants of all sorts—coalfired, hydropower, and nuclear—therefore there ... Pollution Economic Land and Biodiversity Economic 2 Energy Rivers Energy Climate Health and Safety RE Global Rivers 0 Social Land and Biodiversity Food EE Global Climate Health and Safety Social...

Ngày tải lên: 08/09/2015, 23:32

... childbirth cannot be avoided by simply preventing pregnancy Society depends on future generations and women should not be required to give their lives and health in undertaking this social and physiological ... has been accepted that contraceptive use can also reduce unwanted and undesirable pregnancies and indeed the number 26 of possible complications and thus the number of maternal deaths It has been ... also excluded because of the current political upheaval there Including them may not only be demanding in terms of time and cost but may also be very risky 4.4 CASE IDENTIFICATION AND REPORTING...

Ngày tải lên: 11/12/2016, 11:06

... financial losses because the customers borrowed capital from the bank not pay on time, and not keep their commitment Credit risk can be defined as the potential losses which the bank must bear when ... competitiveness of Bank for Investment and Development of Vietnam in the region and in the world, actively integrating and proceeding step by step following international customs and norms acknowledged in banking ... Construction Number and members, and some industrial customers, get matter because of inconvenient business environment For example, Company 889 incurs overdue debts because they did not have new...

Ngày tải lên: 27/10/2012, 16:49