... time Using Justice Brandeis s formulation, the mutual fund industry is obsessed with the delusion—and is foisting that delusion on fund investors—that the nominal gross returns in the stock market ... illusion of financial market returns to the illusion of our own returns, after all of those pesky costs—fund expense ratios, sales charges, and turnover costs; tax costs, and the most subtle cost ... mutual funds Costs go on forever By costs, I mean not only the fund s expense ratio, but also its estimated portfolio turnover costs Transactions cost money, and I estimate that turnover costs are...
Ngày tải lên: 06/03/2014, 04:20
... Numerous studies of associations of JIA with both HLA class I and class II genes have been described, with the class I associations being consistently more limited than those for class II These studies ... National Institute of Arthritis and Musculoskeletal and Skin Diseases has sponsored a research registry for JRA-affected sibling pairs Initial analysis of 71 affected sibling pairs showed that ... arthritis Evidence for a genetic component to a disease can come from a variety of sources such as twin studies, family studies or association studies As JIA is a relatively rare disease, accounts...
Ngày tải lên: 09/08/2014, 06:22
WHAT’S NEXT ; Unconventional Wisdomon the Future of the World Economy Edited by David Hale and Lyric Hughes Hale
... deficits Gave s new concern is that China could soon confront labor shortages He is also concerned that China has excess savings, but understands how the excess has resulted from robust profits, ... business schools, law schools, and other institutions The US government itself has been less effective at prosecuting the financial criminals in the recent crisis than it was in the past The US ... reviewers for the public press), without written permission from the publishers Yale University Press books may be purchased in quantity for educational, business, or promotional use For information,...
Ngày tải lên: 04/11/2014, 11:48
Tài liệu PRIVACY & FREE SPEECH: IT''''S GOOD FOR BUSINESS docx
... against class-action lawsuits10 for interfering with free speech by slowing access for customers using peer-to-peer technologies Mistakes can result in expensive lawsuits Several large companies ... is also wise business policy Protecting user rights can generate immediate results as well as build customer loyalty and trust Safeguards can increase use and consumer spending With safeguards ... Mulligan, Assistant Professor, School of Information, UC Berkeley “This primer makes it clear why privacy is good for business and deftly shows the specific steps companies can take to develop strong...
Ngày tải lên: 18/02/2014, 00:20
What’s Trending in Display for Publishers? pdf
... Leisure Business & Industrial Home & Garden news Finance Real Estate Beauty & Fitness Sports Autos & Travel Vehicles 33 Video Ads Videos tell stories—from publishers as well as advertisers Video ... interest to our clients as well, which is what Ad S ize s 20 prompted us to introduce this research publication This premiere issue focuses on trends in the publisher display business It is not ... the fastest-growing segments in advertising Publisher video impressions grew nearly 70% in the second half of 2011 across the DFP Video platform As measured across in-stream video impressions in...
Ngày tải lên: 06/03/2014, 19:20
Báo cáo y học: "Sepsis therapy: what’s the best for the mitochondria" doc
... reaching initial values in the final phase only Clearly, these haemodynamic effects are typical for endotoxininduced sepsis but not for hyperdynamic sepsis, as is encountered in patients receiving adequate ... model of sepsis, which has fundamental differences from human septic shock As indicated by the data presented by Regueira and colleagues, endotoxin causes acute pulmonary hypertension almost immediately ... cells may differ significantly, as was studied in detail years ago by Fontaine [11] and Saks [12] and their colleagues Finally, another limitation of the study should be considered; the study was...
Ngày tải lên: 13/08/2014, 11:22
DEVICE THERAPY FOR HEART FAILURE WHAT’S NEW IN 2008
... in Patients With Severe Systolic ACC/AHA/HRS 2008 Guidelines Heart Failure I IIa IIb III For patients with LVEF less than or equal to 35% with NYHA functional Class I or II symptoms who are receiving ... ICD is reasonable for the treatment of NYHA functional Class III or ambulatory Class IV heart failure symptoms on optimal recommended medical therapy I IIaIIb III For patients with LVEF less than ... considered I IIa IIb III I IIa IIb III CRT is not indicated for asymptomatic patients with reduced LVEF in the absence of other indications for pacing CRT is not indicated for patients whose...
Ngày tải lên: 10/03/2015, 17:36
Choosing a treatment that,s right for you
... Kidney Diseases (NIDDK) fact sheet Vascular Access for Hemodialysis Who Performs It Hemodialysis is usually done in a dialysis center by nurses and trained technicians In some parts of the country, ... choice? • What should I look for in a dialysis center? • Will my kidney doctor see me at dialysis? • What does hemodialysis feel like? • What is self-care dialysis? • Is home hemodialysis available ... there is adequate time—usually from 10 days to or weeks for the insertion site to heal This is another way in which planning your dialysis access can improve treatment success This catheter stays...
Ngày tải lên: 01/09/2012, 11:09
Báo cáo y học: "Evidence-Based Dentistry: What’s New"
... whose Specificity is so high that a Positive result rules-in the diagnosis An "Absolute SnNout" is a diagnostic finding whose Sensitivity is so high that a Negative result rules-out the diagnosis ... Ecological studies SR (with homogeneity*) of case-control studies Individual Case-Control Study "Outcomes" Research Case-series (and poor quality cohort and case-control studies§§ ) Case-series (and ... economic studies Analysis based on clinically sensible costs or alternatives; systematic review (s) of the evidence; and including multi-way sensitivity analyses Absolute better-value or worse-value...
Ngày tải lên: 26/10/2012, 09:57
Man's Search For Meaning
... PRESS Most Washington Square Press Books are available at special quantity discounts for bulk purchases for sales promotions, premiums or fund raising Special books or book excerpts can also be ... Konzentrationslager This translation first published by Beacon Press in 1959 Beacon Press books are published under the auspices of the Unitarian Universalist Association A Washington Square Press Publication ... these distressing disorders in the anxiety caused by conflicting and unconscious motives Frankl distinguishes several forms of neurosis, and traces some of them (the noögenic neuroses) to the...
Ngày tải lên: 07/11/2012, 14:03
Application of house’s model for translation quality assessment in assessing the english version of the vietnam’s law on investment no. 59/2005/qh11
... for assessment is necessary Among the various criteria and models for translation quality assessment, House s model is chosen in this study because it is deemed to have a comprehensive set of ... different views on equivalence will be discussed but there shall be no separate discussion of translation assessment; instead, it is implied that assessment of a translation is based on the respective ... has been translated into English by several translators An assessment of the English version of this law is thus desirable 2 Significance of the study The results of this study will help test...
Ngày tải lên: 07/11/2012, 14:36
unit 4 What''s the weather like?
... work Discuss these questions Is the weather forecast better for Saturday or Sunday? What you think the weather will really be like next weekend? Which day last weed had the best weather? What did ... power losses wildfires Blizards Heat waves C join another pair Compare your ideas Can you add any more words and phrases to part B.? D Group work Discuss these questions * where are typhoons common? ... Discuss these questions Would you like to visit any of the places in part A? Is the weather important? What s the weather like today where you live? What was the weather like last weekend? Is...
Ngày tải lên: 03/07/2013, 21:51
Unit 4: What’s your name ?
... Porter He s a Porter She is an air hostess She s an air hostess What is her job ? What are + Possessive adjective + jobs? What re Our, your, their You are cooks What Are our jobs ? You’re cooks We ... These are my bags These bags are here Those cups Those are cups Those cups are there Those are their bags Their bags are there What + to be + P A name (s) ? P A + name (s) + tobe + (Possessive ... knife Possessive Adjectives + noun My table Our handbags His hats Her car Their potatoes Its ball Your umbrella Minh Mai Is this your book? This is my book This is your book Yes, it is Is this my...
Ngày tải lên: 05/07/2013, 01:27
an entity-centric approach for privacy and identity management in cloud computing
... owners, or auditors) Get decryption information and host s trust level from SSA True Is host s trust level lower than AB s trust level? False Is integrity check successful? Apoptosis True False ... apoptosizes (Step 5); otherwise, the AB decrypts its sensitive data (Step 6) Step 7: AB enforces its privacy policies Step 8: AB provides the output to the host Step 9: AB sends audit information to ASA ... provides its owner4 with a list of ABDs (destinations), and asks to select one as its destination Upon receiving the destination choice, the AB starts preparing itself for the move This step is called...
Ngày tải lên: 31/07/2013, 09:43