wealth property and asset building policy in the u s
HOMEOWNERSHIP AND HOUSING FINANCE POLICY IN THE FORMER SOVIET BLOC COSTLY POPULISM pptx
... Hungary and Poland have instituted housing-linked contract savings programs The presence of the specialized Bausparkassen banks is a distinguishing feature of the housing finance system in Hungary ... play in any of these housing finance systems remains a very open issue Types and Volume of Loans This section discusses the kinds of loan products being offered in the three study countries All ... additional savings Rather, participants shift funds from another savings instrument into their Bausparkassen account (Diamond 1998b).25 The number of Bausparkassen institutions in Hungary is small,...
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Abortion policy and teen reproductive behavior in the u s, the case of parental involvement laws
... arguments, we use the outcomes of teens ages 17 years and 10-11 months as the counterfactual, since this is the youngest group of teens who are unaffected by the law, and thus the closest in ... Ohsfeldt and Gohmann 1994; Haas-Wilson 1996; Levine 2003) Other studies suggest that the observed decline in abortions is spurious, since abortions to minors obtained outside their state of residence ... literature on parental involvement laws Section describes our data in detail In section 4, we discuss our outcomes and estimation strategy, and present our findings Section concludes Background and...
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Ele ctricity Use d by Office Equipment and Netw ork Equipment in the U.S.: Detailed Report and A ppendices ppt
... requirements for CPUs and the varying number of CPUs used in minicomputers The various kinds of peripherals associated with minicomputers such as external discs and tapes Based on sales data, we assumed ... Central Processing Units1 (CPUs) and the varying the number of CPUs used in mainframe computers The various kinds of peripherals associated with mainframes such as external discs and tapes The recent ... significant uncertainties in our estimates because of the heavy dependence on assumptions Notes on Minicomputers and Mainframes We assumed the same mode distributions for minicomputers and mainframes as...
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monetary and fiscal policy in the ISLM model
... lead to a rise in output – Increased government spending increases the interest rate and crowds out investment spending and net exports • The less interest-sensitive money demand is, the more effective ... Changes in the money supply • Autonomous changes in money demand Shift in the LM Curve from an Increase in the Money Supply Shift in the LM Curve from a Decrease in the Money Supply Response to ... Rate Targets When IS Curve is Unstable and LM Curve is Stable Money Supply and Interest Rate Targets When LM Curve is Unstable and IS Curve is Stable The ISLM Model in the Long Run • Natural rate...
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Consumer Protection and the Criminal Law Law, Theory, and Policy in the UK potx
... person who, in making a contract to which these Regulations apply, is acting for purposes which are outside his business’ These definitions suggest that the consumer is a private individual acting ... into transactions.33 Secondly, he suggests that business people place great emphasis on their expectations, represented by such factors as the long-term business relation and the customs of the trade ... aggressive selling techniques These issues are central to the discussion which emerges in chapter about how the law protects certain types of interests, and are examined in more detail there Suffice...
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BY HOOK AND BY CROOK - Israeli Settlement Policy in the West Bank potx
... ownership and possession of the land superfluous.116 A case in point is the “enormous scope”, as the High Court of Justice termed it, of illegal construction in the Matityahu-East neighborhood of the ... primarily as regards construction and housing The benefits and incentives described below not include the extensive investment in infrastructure in the West Bank, such as transportation, water, and electricity ... justify the building of these settlements are misleading and baseless Chapter One of this report presents statistical data regarding the settlements Chapter Two surveys Israel s settlement policy...
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Monetary Policy in the Eurozone: Evaluating the European Central Bank’s interest rate decisions and the needs of member states using a Taylor rule ppt
... countries.” 27 Previous studies have found similar results Heinemann and Huefner refer to a study by Faust et al in which they “simulate individual interest rates across EMU countries using a Taylor ... overlapping, and mutually reinforcing crises.” 72 “A fiscal crisis is centered on Greece but visible across the southern euro area and Ireland A competitiveness crisis is manifest in large and persistent ... differences in economic fundamentals, and thus Taylor rates, between the euro area countries have implications on various additional economic issues such as competitiveness and debt dynamics These issues,...
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báo cáo sinh học:" Human resources for health and decentralization policy in the Brazilian health system" docx
... employees, employers, managers and administration representatives It allows independent discussions on several aspects of the SUS labour relations and working conditions, such as hours of working, ... politics Therefore, any HRH policies should also involve other areas, such as the ministries of education and labour as well as legislative and judiciary bodies The results of this evaluation show the ... progress made, and setbacks and challenges encountered, indicating the trends in the SUS decentralization of HRH management Results and discussion From the broad set of health labour and education...
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Applying fama and french three factors model and capital asset pricing model in the stock exchange of vietnam
... This study is the premise for the subsequent others evaluating the effect of the risk scale to the rate of return rather than the market risk (beta) in the CAPM model The result showed that the ... known as the group L Finally, these groups are combined and then divided into groups: S/ L, S/ M, S/ H, B/L, B/M and B/H For example, the group S/ L includes the small company compared with the company ... rate of return of the individual stocks is calculated by the formula: Rt = ln(Pt/Pt-1), risk-free rate is the year government bond rate The study used the listing companies which continuously had...
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Law and language policy in the united states
... conquistadores and their accompanying religious figures, the civilizing language was Spanish.) Not all colonists, of course, supported the suppression of the natives and the stripping of their ... of states now have such provisions in their statutes Several have rejected the proposal, and the matter is pending in several others The ultimate goal of the proponents of such measures is the ... language Constitutional provisions, case decisions, and state, federal, and local laws address the issue in an often inconsistent fashion Nonetheless, we examine the scope of language rights in the...
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International Capital Flows and Boom-Bust Cycles in the Asia Pacific Region +
... flows increases output in most countries, and the increase in output is mostly due to a boom in consumption and investment The findings, especially for the case of the full sample including the ... of the business cycles of Japan and the crisis countries Second, we may not observe synchronized business cycles among the crisis countries in the future Since the Asian Crisis, foreign investors ... business cycle comovements as follows First, business cycles in Australia and New Zealand are different from those in the East Asian countries Second, business cycles in the five Asian crisis countries...
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focuses on expressions of criticizing in American and Vietnamese e-newspapers in the light of Directness/Indirectness
... open and direct in expressing opinions, desires, preferences, and feelings, or in discussing issues, events, and most ideas is considered proper in the United States However, to a Vietnamese worker, ... Indirectness Directness and Indirectness is one of the major categorical dimensions of cross-cultural communication This dimension has been seriously studied by many pragmatists, sociolinguist, etc ... acquired and transmitted by symbols, constituting the distinctive achievements of human groups, including their embodiments in artifacts; the essential core of culture consists of traditional ideas and...
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Frequency of Routine and Flooding-stage Observations for Precise Annual Total Pollutant Loads and their Estimating Method in the Yodo River
... required using both frequent routine observations and continuous observations during flooding events throughout the year On this basis, we propose an estimation method using regression equations between ... continuous observations at three transverse points over the river during five periods of flooding in the routine observation period The frequency of flooding-stage observations was set close interval ... matter, nutrients, SS and other measured substances Fig - Map of the Yodo River and its tributaries METHODS AND MATERIALS Sampling points Over the last ten years, we have been carrying out observations...
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Factors influencing borrower’s behavior and decision making patterns in the success of a micro finance model
... financial services to include savings and insurance services for the lower classes He further discussed that MFIs should offer flexible and customized lending services for the lower income groups rather ... the success of micro financing models in the developing countries like Bangladesh, India, Sri Lanka, Bolivia and Zambia MFIs in Pakistan must understand the challenges and issues restraining their ... ended questions to study the prevailing behavior of population The questionnaire was also translated into Urdu and Pushto languages to ensure respondents’ understanding and to gather maximum input...
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Regulation of navigation and vessel-source pollution in the Northern Sea Route - Article 234 and state practice
... Arctic.15 In the US view, the Russian Arctic straits are international and thus subject to transit passage.16 In addition, US declarations have included protests against Russian Arctic baselines and ... objections to the application of the Russian legislation for the NSR to state vessels.17 Both the USA and Russia invoke national security when substantiating and warranting their respective stands The ... territorial sea or EEZ adjoining the USSR northern coast and that it includes seaways suitable for guiding vessels in ice Due to the vagueness concerning leading in Article 7(4) of the NSR Regulations,...
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Tài liệu Material Usage and Condition of Existing Bridges in the U.S pptx
... timber based on the superstructure material for the main span Values shown in the “Total” columns include bridges constructed using other materials such as masonry, aluminum, cast iron and wrought ... of original substructure construction “Year Reconstructed” would then indicate the year the superstructure was replaced Such a situation can lead to apparent inaccuracies in the analysis of NBI ... appraisal ratings of structure • Traffic data Material Usage and Condition of Existing Bridges in the U. S The coding guide assists bridge inspectors in preparing data for identification items, such...
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Tài liệu Conditions of the surface water and ground water resources in the rural area of the Mekong Delta, Vietnam pptx
... agricultural land use with farms, mainly cropping rice and fruits Some of the farms maintain small animal husbandries and fishponds Surface water, rain water and ground water are used for the drinking ... both study sites the main problems of the surface water bodies are the high amount of suspended solids and hygienically pollutants Conclusions and Outlook Regarding the ground water and the surface ... domestic and industrial waste water, agricultural entries and a high amount of suspended solids as well as fuel residues In comparison to the ground water situation there are local differences...
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Tài liệu Mothers’ Investments in Child Health in the U.S. and U.K.: A Comparative Lens on the Immigrant ''Paradox'' docx
... father We also include a measure of whether one or more grandparents live in the household (grandmother only in FFS) Three measures of instrumental support in the FFS indicate Results from the ... adults within the household to assist with caring for the child and making decisions is expected to provide a support buffer against stressful circumstances that might otherwise lead to mothers' ... equivalents; level includes “sub-degree” qualifications and certificates, and level includes university diplomas, teaching and nursing degrees and post-university education To measure family income,...
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Tìm thêm: xác định các nguyên tắc biên soạn khảo sát các chuẩn giảng dạy tiếng nhật từ góc độ lí thuyết và thực tiễn khảo sát chương trình đào tạo của các đơn vị đào tạo tại nhật bản xác định thời lượng học về mặt lí thuyết và thực tế tiến hành xây dựng chương trình đào tạo dành cho đối tượng không chuyên ngữ tại việt nam điều tra với đối tượng sinh viên học tiếng nhật không chuyên ngữ1 khảo sát thực tế giảng dạy tiếng nhật không chuyên ngữ tại việt nam phát huy những thành tựu công nghệ mới nhất được áp dụng vào công tác dạy và học ngoại ngữ mở máy động cơ lồng sóc đặc tuyến hiệu suất h fi p2 đặc tuyến mômen quay m fi p2 đặc tuyến tốc độ rôto n fi p2 đặc tuyến dòng điện stato i1 fi p2 động cơ điện không đồng bộ một pha sự cần thiết phải đầu tư xây dựng nhà máy thông tin liên lạc và các dịch vụ phần 3 giới thiệu nguyên liệu từ bảng 3 1 ta thấy ngoài hai thành phần chủ yếu và chiếm tỷ lệ cao nhất là tinh bột và cacbonhydrat trong hạt gạo tẻ còn chứa đường cellulose hemicellulose chỉ tiêu chất lượng theo chất lượng phẩm chất sản phẩm khô từ gạo của bộ y tế năm 2008 chỉ tiêu chất lượng 9 tr 25