... equal or close to that of the mortgages The proceeds of the sales of the notes can be used to pay of the CDs and reduce the duration gap Alternatively the thrift can buy a swap and take the fixed ... million It thus just offsets the loss in net worth on the balance sheet The total premium cost to the bank of buying these puts is the price of each put times the number of puts: Cost = Np x ... dictate the price of the cap, and so the net cost of the hedge will depend upon the characteristics of the floor being sold The bank will have to decide on two variables when selecting the floor...
Ngày tải lên: 15/03/2014, 01:20
... on the R1-R2 link (Because there is no congestion on the first link, the UDP arrival rate at the first router is the same as the UDP sending rate.) The bold line (at the top of the graph) shows the ... by the end-node before they can be of use to the end user [Var96] This can occur when web users abort partiallycompleted TCP transfers because of delays in the network and then re-request the ... down to a small fraction of the bandwidth of the R1-R2 flows all from node S1 to node S3, and the constant-rate UDP link flows all from node S2 to S4 The -axis shows the number of Figure shows the...
Ngày tải lên: 15/03/2014, 22:20
báo cáo hóa học:" A promising method for identifying cross-cultural differences in patient perspective: the use of Internet-based focus groups for content validation of new Patient Reported Outcome assessments" potx
... variation in the number and types of probing questions used by the IFG moderators While the moderators used the same Topic Guide to facilitate the IFGs, they used additional probes to develop a ... and the changing roles of the professional moderator In the past, the role of professional moderators has addressed the largely independent mandate to conduct qualitative inquiry within focus ... preparation of the Topic Guide and various participant surveys 10 11 In summary, the qualitative activities of IFGs appear to be enhanced through the use of thematic analyses which help to focus moderator...
Ngày tải lên: 20/06/2014, 15:20
a vietnamese-english cross-cultural study on the use of responding to english greetings = nghiên cứu giao văn hóa anh - việt trong việc sử dụng lời đáp lại các lời chào của tiếng anh
... The study of language from the point of view of users, especially of the choices they make, the constraints they encounter in using language in social interaction, and the effects the use of ... family name or surname The use of title and full name is not found in the responses, perhaps, because the respondents found them too formal to use In fact, the English prefers to use title and last ... in the Chart demonstrate that for the British, the length of the time the speaker and the hearer know each other appear to be the most important factor in selecting responses to greetings Another...
Ngày tải lên: 02/03/2015, 14:25
The use of songs to improve listening skills for students at ITC Foreign Language Centre in Haiphong = Sử dụng bài hát nhằm cải thiện kỹ năng nghe cho sinh viên.PDF
... Design of the study The minor thesis consists of three parts: Part I is the introduction in which the author presents the rationale, hypothesis of the study, aims of the study, scope of the study, ... good chances to make use of these things to make the lessons more interesting and stimulate their students to study 2.3 The subjects The subjects of the research were ten classes of level A chosen ... understand what the native speaker said When asked, most of them said that they felt tired at the end of the lesson and that they had no mood for listening to English on the tape As a teacher of English,...
Ngày tải lên: 30/03/2015, 14:29
The use of songs to improve listening skills for students at ITC Foreign Language Centre in Haiphong = Sử dụng bài hát nhằm cải thiện kỹ năng nghe cho sinh viên20150227.PDF
... Design of the study The minor thesis consists of three parts: Part I is the introduction in which the author presents the rationale, hypothesis of the study, aims of the study, scope of the study, ... good chances to make use of these things to make the lessons more interesting and stimulate their students to study 14 2.3 The subjects The subjects of the research were ten classes of level A ... about the songs they were listening to At the bottom of their choice, only 11.4% of the students show their interest to dictation, even a smaller number of them (5.7%) think that doing the multi-choice...
Ngày tải lên: 30/03/2015, 14:30
A vietnamese –english cross-cultural study on the use of responding to english greetings
... non-verbal factors in real-life communication is fully conscious, the study focuses on the verbal aspects of the act of replying a greeting only - The study is confined only to strategies of replying ... Greeting is the first step of the communication The continual step is responding to the greeting, a decisive agent assuring the success of the communicating Thus, it is essential to take great ... communicating in English II Aims of the study The ultimate goal of this research is - to investigate the specific situations of responding the greetings among learners of English with certain variables...
Ngày tải lên: 10/08/2015, 19:48
the use of pictures to engage young learners in speaking activities at new oriental english school
... not to look at the picture of the group Listening carefully to the description of the group about the picture, they try to find out the matched picture in the second set presented on the board The ... respond to the use of pictures in speaking activities, and how the use of pictures can help them improve speaking skill is not investigated in this study Finally, the study focuses on the use of pictures ... they have to name the cartoon and main characters Discuss the orders of the pictures, and then try to retell the story Finally, they have to present their story in front of the class Let’s talk about...
Ngày tải lên: 27/04/2016, 11:29
An action research on the use of continuous feedback to improve the first year students' pronunciation at the english department, college of foreign languages, vietnam national university, hanoi part 1
... SATISFACTION Over the years, the development of different theories of management and different approached to organization has affected the way we view motivation In the 19th century, the writer Federick ... beat them at the noble art of queuing The British actually look forward to spending their weekends in a queue, waiting for a shop to open or waiting for a parking space at the furniture superstore ... ever decide to visit Britain, you will need to know some of the basic rules of the sport First of all, remember that you only need one person to make a queue If you are alone at a bus stop, for...
Ngày tải lên: 07/11/2012, 14:58
An action research on the use of continuous feedback to improve the first year students' pronunciation at the english department, college of foreign languages, vietnam national university, hanoi part 2
... terms of: (1) The height of the bulk of the tongue in the mouth (2) The front/back position of the tongue in the mouth (3) The degree of lip-rounding (4) The length of vowels (Roach, 1998: 13-14) ... have the habit of pronounce a new-formed word according to the pronunciation of the root one For example, they tend to pronounce the sounds of Exhibition like the sound of Exhibit With the help of ... comparing the accuracy of the students to the target source, with the focus mainly of the pronunciation of single sounds The passages chosen were those which consisted of a large number of words...
Ngày tải lên: 07/11/2012, 14:58
Refusals to invitations the use of vietnamese learners of english and the use of native speakers of english a comparison
... formulas of this language group with those of the NSEs in relation to the interlocutor’s status 22 First, to compare the frequency in the use of the semantic formulas of the two language groups, the ... position backward in the refusals to interlocutors of different statuses The content of the refusals of the VLEs and the NSEs to higher-status interlocutors were quite similar Most of them gave specific ... that the frequency of the use of the speech act of refusal by the Australian NSs of English was different from that by the VLEs Although the VLEs and the Australian NSs of English employed the...
Ngày tải lên: 07/09/2013, 13:31
A study on the use of language activities to enhance 11th grade student's speaking skill in pham hong thai school, hung nguyen district, nghe an province
... possible causes of their inability could be the lack of opportunities to use their theoretical knowledge in purposeful communication They were not exposed to situations when they would be made to use ... and so adapt their presentation to the level of the class Therefore, it is clearly seen that elicitation plays the role as testing tools that teachers can use to measure the level of the class In ... official day to the study to deliver the survey questionnaire to give advance notice about the purpose of the study and the nature of the forthcoming questionnaire as well as the specific time of delivering...
Ngày tải lên: 18/12/2013, 10:03
An investigation into the use of communicative activities in teaching english speaking to 10th graders at upper secondary schools in nghe an luận văn thạc sĩ giáo dục học
... be focused on the content of what they are saying rather than on a particular language form They should use variety of language and the teacher will not intervene to stop the activities; and the ... dominant, while others speak very little or not at all Mother-tongue use: In classes students tend to use mother tongue because it is easier Moreover, they feel unnatural to speak to one another in a ... taught to the students - State the purpose / goal of the activities to the students This provides a context or focuses to help comprehension and allows the learners to concentrate on the task...
Ngày tải lên: 18/12/2013, 10:08
Tài liệu Water Pollution Control - A Guide to the Use of Water Quality Management Principles ppt
... added to the feed of the livestock to enhance the growth and to reduce the risk of disease, as well as information on the toxicity of specific substances to the different species Some examples of ... decree to protect, to restore and to preserve the ecosystem of the Nigerian environment The decree also empowered the agency to set water quality standards to protect public health and to enhance the ... municipalities or agriculture The list of these substances was established on the basis of catchment inventories of point and diffuse sources of discharges of substances into the Rhine The established water...
Ngày tải lên: 26/02/2014, 20:20
Water Pollution Control - A Guide to the Use of Water Quality Management Principles ppt
... collectively to the different parts of the book It is difficult to identify adequately the contribution of each individual author and therefore the principal contributors are listed together below: ... groups to seek out good practices, to analyse them and to reach agreement on the best way forward, the Council is able to give its members authoritative guidance and tools to help them face their ... skills with which to adapt the practices of the industrialised nations to their own circumstances This synergy among members is at the heart of the Council's approach to sector issues By mandating...
Ngày tải lên: 06/03/2014, 23:20
an educator s guide to evaluating the use of technology in schools pot
Ngày tải lên: 08/03/2014, 16:20
Báo cáo khoa học: A region within the C-terminal domain of Ure2p is shown to interact with the molecular chaperone Ssa1p by the use of cross-linkers and mass spectrometry doc
... target (Opti-TOF; Applied Biosystems) MALDI-TOF-TOF MS and MS ⁄ MS spectra were acquired with a MALDI-TOF ⁄ TOFÔ 4800 mass spectrometer (Applied Biosystems) in the positive and reflector mode An ... a decrease in the exposure to the solvent of the amino acid stretch spanning residues 327–335 upon assembly of Ure2p into fibrils [33] Thus, the binding of Ssa1p in the vicinity of this stretch ... built from the X-ray structure of the C-terminal domain of Ure2p and integrates the finding that the N-terminal domain of Ure2p is flexible An enlargement of the region of Ure2p involved in the interaction...
Ngày tải lên: 15/03/2014, 00:20
HYGIENIC PHYSIOLOGY WITH SPECIAL REFERENCE TO THE USE OF ALCOHOLIC DRINKS AND NARCOTICS BEING A REVISED EDITION OF THE FOURTEEN WEEKS IN HUMAN PHYSIOLOGY ppt
... upper, and the lower They closely resemble each other The arm corresponds to the thigh; the forearm, to the leg; the wrist, to the ankle; the fingers, to the toes The fingers and the toes are so ... producing the motions of the body, the muscles use the bones as levers We see an illustration of the _first class_ of levers in the movements of the head The back or front of the head is the weight to ... I. THE SKELETON THE HEAD THE TRUNK THE LIMBS II. THE MUSCLES III. THE SKIN THE HAIR AND THE NAILS THE TEETH IV. RESPIRATION AND THE VOICE V. THE CIRCULATION THE BLOOD THE HEART THE ARTERIES THE...
Ngày tải lên: 15/03/2014, 13:20
Báo cáo khoa học: The use of synthetic linear tetrapyrroles to probe the verdin sites of human biliverdin-IXa reductase and human biliverdin-IXb reductase potx
... The angle of attack is likely to be the same such that the reaction centre for both BVR-B and BVR-A is likely to involve the B-face hydrogen atom attached to C4 of the nicotinamide ring and the ... elevating the concentration of cytosolic biliverdin-IXa The paucity of information on the biliverdin binding site has hampered the development of inhibitors of BVR-A With this in mind, and in the absence ... described [17] The band corresponding to the various dimethyl esters was scraped off, and the pigment extracted into acetone Isomers with the greatest degree of separation on TLC were used in the present...
Ngày tải lên: 16/03/2014, 02:20