... splicing of the ribosomal RNA precursor of Tetrahymena: involvement of a guanosine nucleotide in the excision of the intervening sequence Cell 27, 487–496 27 Michel, F & Westhof, E (1990) Modelling of ... splicing pathway We predicted these RNA species to represent the 5¢ half and the 3¢ half of the excised intron, an assumption based on the estimated size and on the fact that the similarly organized ... previously reported sequence [19], except for the addition of 21 nucleotides at the 3¢ end of the intron The Nae.L1926 and Nmo.L2563 introns have been assigned the EMBL/GenBank Data library accession...
Ngày tải lên: 18/03/2014, 01:20
... where they might interact Indeed there was no evidence that the RIIa regulatory subunit of PKA is expressed anywhere other than the cytosol and the cytoplasmic surfaces of membranes [29] On the other ... pAR[DRI] vector Of the 750 000 plaques analyzed, two of them hybridized with the probe The sequences of the inserted cDNA were identical In frame with the kgt11 Lac Z coding sequence they contained ... document the enhanced basal PKA activity observed in HIP/PAP expressing cells we examined the effects of HIP/PAP upon the expression of a gene whose promoter is under the control of PKA The cAMP...
Ngày tải lên: 23/03/2014, 13:20
belief about the self a defense of the property theory of content jul 2008
... and the Problem of De Se Belief Cognitive Attitudes and Content The Doctrine of Propositions The Problem of De Se Belief The Property Theory of Content 11 16 Chapter In Favor of the Property Theory ... view of cognitive content xvi introduction The issues concerning the nature of the contents of attitudes are, in some sense, at the intersection of the philosophy of mind and the philosophy of ... properties of the conscious subject of the attitude If the content of a belief, for example, is narrow, then the property of having that belief is itself an intrinsic property of the believer...
Ngày tải lên: 11/06/2014, 00:53
Understanding the Opportunities and Challenges of the Market_2 pot
... are perceived as risky in the public mind, in light of the role of mortgage-backed CDOs in the financial-sector crisis of 2008 With the onset of the crisis, the rate of new CDOs to finance microfinance ... In the 2004 offering, Citigroup/Banamex placed $44 million of peso-denominated five-year bonds.13 Part of the deepening story for Compartamos was a shift in the nature of buyers of the bonds The ... consumers, as in the case of the subprime mortgage debacle in the United States, the damage can spread far beyond a single offending bank It tarnishes the reputation—and the returns of the entire sector...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_3 pot
... recognize the potential of credit bureaus to lower costs.9 Bolivia is one of a number of cases where the microfinance sector banded together in the absence of a private credit bureau Some of these ... areas of northern Mozambique, deep in the rain forest of New Guinea, and in other remote places, there are still people who barely participate in the cash economy But for the vast majority of the ... community The women paid close attention as the Swadhaar of cial filled out the account-opening paperwork and explained the system Then they moved to the ATM to register their fingerprints When I saw the...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_4 pdf
... sometimes other forms of social investing At the end of 2007 there were 91 MIVs with $5.4 billion under management.3 The growth of these MIVs are a significant part of the larger phenomenon of “impact ... crosses the double bottom line at a different point When the microfinance community first considered the idea of commercial microfinance in the early 1990s, the advocates of the approach, myself included, ... has been one of the “five C’s” of credit since banking began The subprime crisis teaches us that the danger lies in the structure of incentives determining whether lenders will apply these principles...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_5 doc
... directed at the press (and hence full of lofty sentiment), the remarks made on the occasion reveal the importance of such access to this isolated settlement of about 2,000 people One of the senators ... proceed despite the often glaring deficiencies of the MFIs in professionalizing their institutions ICICI could assist MFIs to professionalize as their partnerships deepened For their part, MFIs ... integral part of the bank’s overall strategy K.V Kamath, CEO of ICICI Bank, speaking as cochairman of the 2008 World Economic Forum, called inclusion the top issue of the day “To me the main issue...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_6 docx
... payments over the air All these preconditions were present prior to the introduction of G-Cash • Penetration of cell phones The falling cost of technology, combined with the availability of cell phones ... understanding the product and their role in selling it Globe had to present them with a concrete business plan as well as fail-proof demonstrations of the technology in order to earn their trust As of the ... provinces.8 At the time, Absa had the most ATMs and one of the largest branch networks of any bank in the country, and 60 percent of the market for debit cards.9 In 2003, working with the government’s...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_7 docx
... percent of the offering, or 0.2 percent of the bank.7 The IPO involved the sale of approximately 30 percent of the total capital of the company, at an initial price of $3.65 a share The offer yielded ... remove the guarantees after the first year, and it was worried about the effect on the value of the taka of income from the securitization paid to external investors The coarrangers went back to the ... one of the fastest growing MFIs in the region With 187 service of ces operating in 29 of the 32 Mexican states at the time of the IPO, and over 600,000 clients, Compartamos was (and still is) the...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_8 pptx
... Grants from the Equity Foundation will match or add to the savings account Based on the financial situation of the family, the bank might add loans to the above package Equity Bank professionals, ... address some of the information important to the inclusive-finance community, particularly data on the socioeconomic characteristics of clients and the benefit of financial services to them For institutions ... means that the portfolio is fully sold to the Special Purpose Vehicle created to facilitate the transaction There is no link or recourse to the seller (the MFI); the securities are based on the performance...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_9 pptx
... “Microfinance and Capital Markets: The Initial Public Listing/ Public Offering of Four Leading Institutions,” Council of Microfinance Equity Funds, May 2008 “One of the World’s First IPOs in Microfinance ... Financial Services Access for the Poor: The Transformation of Spandana,” Indian Institute of Management, Ahmedabad, working papers, April 2005 Thorat, Usha, “Financial Inclusion The Indian Experience,” ... Parmar, The First Credit Bureau,” working paper, Darden School of Business, University of Virginia, 2006 Piedra, J., “Developing a Successful Credit Bureau: Case of Kazakhstan,” presentation to the...
Ngày tải lên: 20/06/2014, 23:20
báo cáo khoa học: " The role and challenges of the food industry in addressing chronic disease" docx
... Network, supporting the implementation of the WHO NCD Action Plan At the latest meeting of NCD-Net, the WHO Director General and Klaus Schwab, Executive Chairman of the WEF expressed their strongest ... WHO[8] The significance of the IFBA initiative (and difference from others) lies in two dimensions: scale and reach In terms of scale, the ten multinational companies account for around 80% of the ... the European Union and the countries of the Cooperation Council for the Arab States of the Gulf, to allow industry to react according to the different needs and concerns of different Member States...
Ngày tải lên: 11/08/2014, 14:21
Báo cáo y học: " The Self-Assessment Scale of Cognitive Complaints in Schizophrenia: A validation study in Tunisian population" docx
... analysis (PCA) on the correlation matrix of the 21 items of the SASCCS Several guidelines were used to select the number of factors: the Kaiser criteria and the interpretability of the factors Oblimin ... in which the investigator explains to the patient the way he should answer to the 21 Likert-type questions of the scale The patient is asked to read each of the items in which problems of memory ... that of the initial theoretical model which has been the basis of the scale's construction Actually, the scale's items have been distributed after PCA differently from the original structure of the...
Ngày tải lên: 11/08/2014, 17:20
Báo cáo y học: "Statistical assessment of the global regulatory role of histone acetylation in Saccharomyces cerevisia" potx
... shows the R2 (referring to the adjusted R-square statistic, which measures the fraction of explained variance after an adjustment of the number of parameters fitted; see page 231 of [27]) of the ... have different regulatory roles [17-20] We investigated the validity of a cumulative model for the regulatory effect of histone acetylation and also compare the regulatory effects of H3 and H4 ... sensitive to the cutoff threshold for removing ambiguous genes As a quantitative validation of the above observation, we reexamined the validity of equation in modeling the regulatory role of histone...
Ngày tải lên: 14/08/2014, 17:22
Investigating the reading skill challenges of the first-year non-major students of English = Tìm hiểu về những thách thức đổi mới kỹ năng đọc hiểu của sinh viên.PDF
... INTRODUCTION 1 Rationale for the study Aims of the study Significance of the study Scope of the study Method of the study Organization of the study PART TWO: DEVELOPMENT CHAPTER ONE: LITERATURE REVIEW ... 2 COLLEGE OF FOREIGN LANGUAGES - VNU, HANOI POSTGRADUATE STUDIES DEPARTMENT DƯƠNG THỊ HUYỀN INVESTIGATING THE READING SKILL CHALLENGES OF THE FIRST- YEAR NON- MAJOR STUDENTS OF ENGLISH (TÌM ... Suggestions for further study 38 References Appendices Appendix 1: Sample of test Appendix 2: Keys of test Appendix 3: Sample of test Appendix 4: Keys of test Appendix 5: Results of making inferences...
Ngày tải lên: 28/03/2015, 10:34
Lanchester damper effect for quenching the self-excited vibrations of mechanical systems
... n = *{* - B.)2 The intersection of Y\ and Ỉ and of Yi and y3 gives the root of equations (90) and (91) The greatest value of these roots determines the maximum of the amplitudes of corresponding ... now the -case when the damper mass m is small of order c The motion equations then become M x + cx = e[ — A(x — t>) + h ị X — /13Ì 3] , Ú = (11 ) V, mi) = \ ( x — v) The solution of the system of ... amplitudes of corresponding vibration (see fig 7) The abscissas of the Tightest points of intersection of the straight line Yi with the curves y2 and y3 are the values Amo* and Bmax- W can take e approximately...
Ngày tải lên: 08/04/2015, 15:29
Multi-dynamic absorber effect for quenching the self-excited vibrations of mechanical systems with distributed parameters
... , where p is the mass per unit length of the beam material, E is Y oung’s m o d u lu s, and I is the m om ent of inertia of the cross section of the beam The other notations have the same m eanings ... of the previous sections are formally transfered to the case of vibra tion of th e b e a m , and th e analogous conclusions of those section s will also be obtained For the sake of brevity the ... to make use of all facilities of the Institute of Mechanics of TH D arm stadt The support of D A A D is gratefully acknowledged REFERENCES w M M an sou r, Q uenching of limit cycles of a Van der...
Ngày tải lên: 08/04/2015, 15:29
Investigating the reading skill challenges of the first year non – major students of English
... the study, the aims, the method, significance, the scope of the study as well as the organization of the thesis Part two: Development: consists of two chapters Chapter discusses the literature ... students of English” Aim of the study The aim of the study is to investigate difficulties the first year non – major English students at HTCC deal with reading skills Therefore, the objective of this ... encountered with the hope that the students can improve their reading comprehension As a result, I decide to choose the thesis title: “Investigating the reading skill challenges of the first year...
Ngày tải lên: 04/08/2015, 09:39
Comparative genetic analysis of the transcriptional regulatory DNA of the oxytocin and vasopressin genes
... peptides, and the structure and evolution of the genes encoding them Then I discuss the known characteristics of regulatory DNA, and the approaches used to identify and characterize regulatory DNA, ... by causing the water channel, aquaporin, to cycle to the surface in the distal nephron of the kidney (Orloff and Handler 1967) In contrast, receptors of the second family, composed of the vasopressin ... in the ori 34 promote rearrangement of the transgenes in the nuclei of the embryos If the clone was a plasmid, it was fractionated on an agarose gel to separate the insert from the vector The...
Ngày tải lên: 15/09/2015, 22:13