... one of these groups as paramount and considers the objective function to be either the maximisation of interest income of savers or the minimisation of the rate of interest ... of the credit union is the nature of the objective function Members include both borrowers and savers: one strand in the theoretical literature takes the interest of one of ... 10 If the result of the income draw in the second period is negative then the agent will be in receipt of the minimum income guarantee and desires to increase consumption then on the expectation
Ngày tải lên: 15/03/2014, 07:20
... might affect the interest rate decisions, they should be incorporated into the estimation model. This study therefore focuses on the impact of forecast uncertainty on the strength of the relationship between ... spreadsheet published on the Bank of England website They refer to the decision of the MPC about the level of the key interest rate, the Official Bank Rate, from 1997Q3 ... relationship between the MPC’s own forecasts and the interest rate decisions of the MPC on the official Bank Rate. The data used are the historical forecasts for British CPI inflation and for the annual growth
Ngày tải lên: 22/03/2014, 23:20
The Determinants of Bank Interest Spread in Brazil ppt
... Another branch of the literature is concerned with the adjustments of bank interest rates to the market interest rate2 These studies show that, in the long run, one cannot reject the hypothesis ... sample of banks rather than on a bank profit maximization model The purpose of this paper is to provide an econometric account of the main determinants of the bank interest margin in Brazil The ... understand the trend of the bank interest spread in the country This paper makes use of panel data techniques to uncover the main determinants of the bank interest spreads in Brazil A question that the
Ngày tải lên: 22/03/2014, 23:20
An Essay on the Principle of Population doc
... down by the scythe of. .. commensurate to the increase of the means of subsistence by the constant operation of the strong law of necessity acting as a check upon the greater ... numbers will shew the immensity of the first power in comparison of the second. By that law of our nature which makes food necessary to the life of man, the effects of these two unequal powers ... subsistence the cause of the great tide of Northern Emigration In the rudest state of mankind, in which hunting is the principal occupation, and the only mode of acquiring food; the
Ngày tải lên: 29/03/2014, 12:20
siburg k.f. the principle of least action in geometry and dynamics
... objects is one of the central topics of the present work In fact, they not always exist as genuine solutions, but they so as invariant measures This is the outcome of a theory by Mather and Ma˜´ ... definite the map φ determines the germ of the minimal action α, and we will show again that the minimal action contains the Birkhoff invariants as Taylor coefficients of α∗ Hofer’s geometry Whereas the ... theorem is a generalization of Thm 6.1.7, because the assumption on the dynamics on Σ are weaker Note, however, that the proof of Thm 6.1.7 did not need Mather–Ma˜´ theory ne Theorem 6.2.11 Let Λ ∈
Ngày tải lên: 24/04/2014, 16:50
state university of new york press kant on causation on the fivefold routes to the principle of causation dec 2003
... the table of principles, because these... if the explanation of the motions of comets were not the same as the explanation of the motions of planets or more generally the ... understanding... and the transcendental proofs for the Principles of Understanding? One straightforward way to think of the difference between them is the level of abstraction The principles ... of Reason” in chapter... clarification So the nature of Kant s causal principle, the nature of his proof for this principle, and the status of his intended proof are three of
Ngày tải lên: 11/06/2014, 12:44
The Principle of Macroeconomics
... allow for the health of our children, the quality of their education, or the joy of their play It does not include the beauty of our poetry or the strength of our marriages, the intelligence of our ... its revenue? Macroeconomics: The study of the economy as a whole • What is the total amount of output of an economy? What is the total amount of income of all the individuals in this economy? ... for the end user Intermediate goods are used as components or ingredients in the production of other goods GDP only includes final goods, as they already embody the value of the intermediate
Ngày tải lên: 03/06/2016, 11:15
The determinants of net interest margins in asean banks in the period 2008 – 2012
... other business firms in the economy, the main objective is profit Efficient operation of the bank is shown in NIM Therefore, the objective of the study was to determine the factors affecting the ... structure In theory, the total equity in the property, the greater the cost of capital due to the higher average cost of equity is higher than the cost of debt However, during the period of economic ... UNIVERSITY OF ECONOMICS INSTITUTE OF SOCIAL STUDIES HO CHI MINH CITY THE HAGUE VIETNAM THE NETHERLANDS VIETNAM – THE NETHERLANDS PROJECT FOR M.A ON DEVELOPMENT ECONOMICS THE DETERMINANTS OF BANK INTEREST
Ngày tải lên: 29/11/2018, 00:03
Influences of autonomous cars on the insurance market from the perspectives of insurance companies and auto insurance agencies
... impacts of the prevalence of autonomous cars on the insurance industry To satisfy the requirements of the AHP [24], the 20 impacts were categorized into three criteria (viz., ? ?the change of auto insurance ... challenges to the way insurance companies business and how they view and manage risk, retail insurance and liability [6] As the size of the automobile insurance pie shrinks, the allocation of the slices ... understand the technologies of autonomous cars, what they mean and the impact they may have on their business so they can then tackle that from an insurance perspective In order to identify the changes
Ngày tải lên: 01/02/2020, 03:41
The determinants of net interest margins in Asean banks in the period 2008 – 2012
... other business firms in the economy, the main objective is profit Efficient operation of the bank is shown in NIM Therefore, the objective of the study was to determine the factors affecting the ... structure In theory, the total equity in the property, the greater the cost of capital due to the higher average cost of equity is higher than the cost of debt However, during the period of economic ... UNIVERSITY OF ECONOMICS INSTITUTE OF SOCIAL STUDIES HO CHI MINH CITY THE HAGUE VIETNAM THE NETHERLANDS VIETNAM – THE NETHERLANDS PROJECT FOR M.A ON DEVELOPMENT ECONOMICS THE DETERMINANTS OF BANK INTEREST
Ngày tải lên: 31/08/2020, 13:55
The determinants of net interest margins in asean banks in the period 2008 – 2012
... other business firms in the economy, the main objective is profit Efficient operation of the bank is shown in NIM Therefore, the objective of the study was to determine the factors affecting the ... structure In theory, the total equity in the property, the greater the cost of capital due to the higher average cost of equity is higher than the cost of debt However, during the period of economic ... UNIVERSITY OF ECONOMICS INSTITUTE OF SOCIAL STUDIES HO CHI MINH CITY THE HAGUE VIETNAM THE NETHERLANDS VIETNAM – THE NETHERLANDS PROJECT FOR M.A ON DEVELOPMENT ECONOMICS THE DETERMINANTS OF BANK INTEREST
Ngày tải lên: 17/09/2020, 12:33
The determinants of net interest margins in asean banks in the period 2008 – 2012
... other business firms in the economy, the main objective is profit Efficient operation of the bank is shown in NIM Therefore, the objective of the study was to determine the factors affecting the ... structure In theory, the total equity in the property, the greater the cost of capital due to the higher average cost of equity is higher than the cost of debt However, during the period of economic ... Suarez (2000) One of the most significant variables in the explanation of the interest margins is the level of implicit interest payment This study -68- found that implicit interest payment are
Ngày tải lên: 01/10/2020, 19:42
(Luận văn thạc sĩ) the determinants of net interest margins in asean banks in the period 2008 – 2012
... other business firms in the economy, the main objective is profit Efficient operation of the bank is shown in NIM Therefore, the objective of the study was to determine the factors affecting the ... structure In theory, the total equity in the property, the greater the cost of capital due to the higher average cost of equity is higher than the cost of debt However, during the period of economic ... UNIVERSITY OF ECONOMICS INSTITUTE OF SOCIAL STUDIES HO CHI MINH CITY THE HAGUE VIETNAM THE NETHERLANDS VIETNAM – THE NETHERLANDS PROJECT FOR M.A ON DEVELOPMENT ECONOMICS THE DETERMINANTS OF BANK INTEREST
Ngày tải lên: 30/12/2020, 16:16
The principle of limitation of human rights under the international covenant on economic, social and cultural rights and its reflection in Vietnam’s constitution and law
... period of time there was a difference between the East and the West on the concept of a democractic society In the documents of the United Nations, there is no mention of the concept of a democratic ... society in the interests of national security or public order or for the protection of the rights and freedoms of others.’ Thus, under the provisions of the international documents of the United ... accordance with the Limburg principles on the Implementation of the International Covenant of Economic, Social and Cultural Rights 2 The implementation of the principle of limitation of human rights
Ngày tải lên: 04/02/2021, 13:18
The microeconomics of insurance by ray rees and achim wambach
... invoice The second branch of the literature analyzes the incentives of the third party to commit fraud without the knowledge of the insured, i.e., when the damaged car is given to a garage the mechanic ... then depend on the amount of money to be gained through misreporting, which itself depends on the slope of the cover function If the insured and the mechanic split the gain by half, then in the ... auditing the claim, while the insured can by exerting effort manipulate the costs of the insurer, i.e., she can make it more or less easy to audit the claim The optimal insurance contract is then
Ngày tải lên: 17/02/2021, 09:39
THE PRINCIPLE OF LEVERACE
... during the third year, the last year of rapid growth. Then they improved during the downturn that followed; but then they grew worse again. Over the entire ten-year history of the firm, there ... most of the actors in those systems. They don't see the "structures" underlying their actions. The purpose of the systems archetypes, such as limits to growth and shifting the ... the reasons for their own decline. This was not for lack of information. They had all the signif- icant facts the same facts that you have after reading this story. But they could not see the...
Ngày tải lên: 17/10/2013, 18:20
Tài liệu Bank mergers and the dynamics of deposit interest rates doc
... ],,( 1+ ∈ ii xxx = 0, otherwise, (12) and where x is the value of the explanatory variable (the time distance to the merger, in our case). The values i x denote the “knots” of the spline, and the coefficients, ... change of market share realized in the year of the merger. That is, we approximate the change of market share caused by the merger as the difference between the bank’s market share in the years ... after the merger 17 . In order to estimate how the effect of the change of market share evolves in the time after the merger, we also introduce a cross-product of CMS and the time after the merger...
Ngày tải lên: 17/02/2014, 03:20
Tài liệu Temi di discussione: Are there asymmetries in the response of bank interest rates to monetary shocks? pdf
... number of degrees of freedom. The exclusion of the interbank rate from the model can be adopted because of the high velocity of adjustment of the interbank rate to the policy rate in the 1990s. ... analyses the pass-through of changes in money market rates to retail bank interest rates in Italy in the period 1985-2002. The main results of the paper are: 1) the speed of adjustment of bank interest ... to the characteristics of the monetary policy impulse. This means that in the long run the pass-through from money market rates to bank rates has the same size independent of the sign of the...
Ngày tải lên: 17/02/2014, 03:20
A Modern Treatise on the Principle of Legality in Criminal Law doc
... fundamental principle of criminal law theory, the principle of personal liability. The four fundamental principles are the outcome of the supra -principle of free choice and derive from it. From the four ... . 8 1.1 The Role of the Principle of Legality in the Criminal Law Theory 1.1.1 The Basic Structure of Criminal Law Theory Criminal law is part of the scientific sphere called “law,” or the legal ... causing the object fall may be. From the supra -principle derive the fundamental principles. In criminal law theory there are four fundamental principles: (1) The principle of legality (2) The principle...
Ngày tải lên: 07/03/2014, 03:20
Báo cáo khoa học:The principle of flux minimization and its application to estimate stationary fluxes in metabolic networks docx
... measure of the probability of favourable mutational events t hat increase the fidelity of an enzyme in the context of the metabolic network. The principle of flux minimization is based on the plausible assumption ... maintaining a given rate of biomass production at a minimum of the total flux. Insofar, the principle of maximal biomass production is a special case of the more general principle of flux minimization. ... with other fluxes in the network. As the fluxes through the NADP-dependent LDH reaction a nd the pyruvate exchange calculated by means of the kinetic model belong to the group of small fluxes, the...
Ngày tải lên: 07/03/2014, 15:20