the five critical elements of every email you create

... that your story fits the profile of their story before you strengthen a culture and then have to change it Your business plan has high potential for failure if you neglect to consider the issue of ... more accurate your assumptions, the more definitive your plans become Your plan fails if your assumptions are grossly off the mark The validity of your story is also questionable if your assumptions ... changes the plan on you If upper management changes its requirements, then you have every right to revisit the goals of the plan Remember that you will resource your plan based on a set of assumptions...

Ngày tải lên: 24/10/2013, 09:20

... “reverse mortgage,” where you borrow against the value of your home Instead of paying your mortgage off, you gradually receive payments up to the amount of the loan Of course this is not saving, ... based on the width of a house Consider another architectural example, the invention of the mansard roof in France Property taxes were often levied on the number of rooms in a house and, therefore, ... 1:34:47 PM The Elements of Investing as important to you as you are to her or to him and, of course, you depend on each other If, after candid discussion, you like what you see about your spending,...

Ngày tải lên: 21/06/2014, 12:20

... the entire decade The 1970s were just as bad And an investor who put everything in at the 1929 peak, like the father of one of the authors, would not have broken even for more than 20 years You ... time If you did, you might be unlucky enough to have put all of your money into the stock market during a market peak in early 2000 An investor who put everything in the market at the start of 2000 ... nature of the program Because if you 64 c03.indd 64 11/3/09 9:41:48 AM Diversify do, you will lose the benefit of buying at least some of your shares after a sharp market decline when they are...

Ngày tải lên: 21/06/2014, 12:20

... funds during the fourth quarter of 1999 and the first quarter of 2000—just at the top of the market—than ever before And most of the money that went into the market was directed to the high technology ... of transactions is the small part of the total cost The large part of the total cost comes from the mistakes he tricks us into 81 c04.indd 81 10/31/09 1:37:01 PM The Elements of Investing making—buying ... Internet funds the stocks that turned out to be the most overpriced and then declined the most during the subsequent bear market And more money went out of the market during the third quarter of 2002...

Ngày tải lên: 21/06/2014, 12:20

... then you can—and should— ignore the exotics They’re not for you or for either of us Beware! If you look hard enough to find a manager who will assure you that he will great things for you in one of ... that the allocation you choose depends critically on your emotional ability to accept big swings in the market value of your portfolio 109 c05.indd 109 11/3/09 10:16:21 AM The Elements of Investing ... 111 11/3/09 10:16:21 AM The Elements of Investing have other investments, be sure to your rebalancing in the tax-sheltered part of your portfolio—your 401(k) or IRA—so you will avoid paying capital...

Ngày tải lên: 21/06/2014, 12:20

... out The Roth IRA offers you “jam tomorrow.” There is no upfront tax deduction, but when you take the money out, you pay no taxes at all You are also allowed to “Roth and Roll.” You can roll the ... tax free Wealthier individuals cannot get the same initial tax deduction, but they enjoy the benefits of the tax deferral *These are the rules as of 2009; the dollar limits may well be raised in ... The Elements of Investing now available that track total stock market indexes in the United States and in the world The table on the opposite page shows the menu of ETFs that we...

Ngày tải lên: 21/06/2014, 12:20

... Bestselling author of A Random Walk Down Wall Street THE ELEMENTS OF INVES TING Bestselling author of Winning the Loser’s Game In his classic book The Elements of Style, Professor William Strunk ... Professor of Economics at Princeton University and the author of the bestselling A Random Walk Down Wall Street Malkiel has served on the President’s Council of Economic Advisers, as Dean of the ... lifetime of financial success The Elements of Investing lays to rest the popular shibboleths that undergird the hyperactive trading of the average investor In it, Malkiel and Ellis skillfully focus their...

Ngày tải lên: 21/06/2014, 12:20

Ngày tải lên: 10/03/2016, 11:30

... If you this, your power will find you It’s up to you If you already possess the power, why not use it? The only thing you have to lose is your misery Self-Coaching Reflection Who you are, what you ... quick fix, they’re left with the tedious work of figuring out why they what they And by this time they’re months into therapy and still acting like the same old wretch What can they do? They’ve already ... But as the sprain heals, it becomes imperative that you discard the crutch and strengthen the leg If you neglect to exercise and strengthen your ankle, what happens? The muscles atrophy and you...

Ngày tải lên: 31/03/2014, 15:21

... marketplace, you have also created a degree of trust from your clientele that can translate into the sale of other products The principal advantages of diversification are the lessening of risk and the ... 2013) The challenge of growth in business: five critical tasks 13 Making the most of current technology and software Making the most of current technology can mean all the difference between the ... if you don’t first know the correct questions to ask in order to gather the information and data you need Even the phrasing of each question can make a notable difference in the quality of the...

Ngày tải lên: 05/11/2014, 22:49

... watchers Read the regulations; outline your program against them Read regulations that not pertain to you — these give you a good idea of what other industry expectations are For example, you might ... needs of the beverage industry The production of most types of beverages involves Þlters of some type These must be checked regularly to be sure that the Þlters, and any materials that they might ... mushroom farm — because of the amount of yeast growth on it The intensity of the yeast and dirt substrate growing in the duct had, in some places, almost Þlled the diameter of 12 to 16 in Keep air...

Ngày tải lên: 25/10/2013, 21:20

... parallel columns — the true vs the false, the right vs the wrong, the timid vs the bold, the ragged vs the trim From every line there peers out at me the puckish face of my professor, his short ... men The samples were then frozen and stored in a stainless steel tank In the lefthand version of the first example, the reader has no way of knowing whether the stain was in the center of the ... volume called The Elements of Style, whose author was the professor himself The year was 1919 The book was known on the campus in those days as "the little book," with the stress on the word "little."...

Ngày tải lên: 10/12/2013, 00:15

... with the unaided eye and is often The Elements of Fiber Cable Management reversible As the macrobend occurs, the radius can become too small and allow light to escape the core and enter the cladding ... services – whether it’s from the MSO headend, a CO, or wireless mobile switching center (MSC) As the amount of fiber dramatically increases, the importance of properly managing the fiber cables ... providers must understand that these new fibers not diminish the need for solid fiber cable management On the contrary, the increase in the sheer number of fibers being added to the system to accommodate...

Ngày tải lên: 21/12/2013, 07:17

... CCustomer class, or you could have the CCustomer class "inherit" all of the code in the CCustomerData class You' ve probably done the former before, so try the latter In the declaration of the CCustomer ... modifying the values in the data row, and thus the dataset In short, the data row holds the original state of the Customers row, whereas the class-level variables hold the current state At the moment, ... constructor, other developers must provide a CustomerID when they attempt to create an instance of the CCustomer class If a corresponding row is in the Customers table, the properties of the class...

Ngày tải lên: 24/12/2013, 06:17

... receives BPDUs from the Root If multiple BPDUs are received, then there must be a loop in the network The BPDU with the lowest cost is the best path to the Root • The goal of every non-root bridge/switch ... After the round of BPDUs, every bridge/switch becomes aware of the lowest Bridge ID (the Root device) Only the Root continues to send BPDUs • BPDUs are sent, by default, every two (2) seconds • Every ... Forward/Filter Compare the destination MAC address of the arriving frame to the dynamically-learned MAC table If the address is in the table only forward the frame out the port specified in the table, thus...

Ngày tải lên: 17/01/2014, 06:20

... www.tailieuduhoc.org the fact that 24 the foreseeable future 59 the truth is 60 then, semicolon with there is/are, substituting 18-19 therefore, semicolon with they vs he/she 60-61 thirdly, misuse of 57 this, ... 45 enthuse, misuse of 45 enumeration, comma in etc 45-46 punctuation of every, compound subject qualified by 10 everybody vs every body 41 pronoun after 60 verb form after 10 everyone pronoun after ... semicolon with time, notation of titles (of persons), punctuation of titles (of works) 8, 38 together with, subjects joined by 10 tortuous vs torturous 62 transition sentences of 16-17 transitive verb(s)...

Ngày tải lên: 20/01/2014, 20:20

... the writer, and therefore what you are, rather than what you know, will at last determine your style If you write, you must believe — in the truth and worth of the scrawl, in the ability of the ... the formal and the informal, the regular and the offbeat, the general and the special, the orthodox and the heretical, the beginner err on the side of conservatism, on the side of established ... the standard to the offbeat Young writers will be drawn at every turn toward eccentricities in language They will hear the beat of new vocabularies, the exciting rhythms of special segments of...

Ngày tải lên: 20/01/2014, 20:20

... and temper of the author If the writing is solid and good, the mood and temper of the writer will eventually be revealed and not at the expense of the work Therefore, the first piece of advice ... or, if you cannot find the right spot, you can move the material to the end of the manuscript until you decide whether to delete it Some writers find that working with a printed copy of the manuscript ... the beginner find the way to a satisfactory style Place yourself in the background Write in a way that draws the reader's attention to the sense and substance of the writing, rather than to the...

Ngày tải lên: 20/01/2014, 20:20

... one, everybody, every one, many a man Use the singular pronoun Every one of us knows they are fallible Every one of us knows he is fallible Everyone in the community, whether they are a member of ... prospect of the Senate but with a prospect of accepting Any sentence in which the use of the possessive is awkward or impossible should of course be recast In the event of a reconsideration of the ... leave on the noon plane" is to talk nonsense Do you mean you' ll leave on the noon plane in a hopeful frame of mind? Or you mean you hope you' ll leave on the noon plane? Whichever you mean, you haven't...

Ngày tải lên: 20/01/2014, 20:20

... men The samples were then frozen and stored in a stainless steel tank In the lefthand version of the first example, the reader has no way of knowing whether the stain was in the center of the ... right in the center of the rug You can call your mother in London and tell her all about George's taking you out to dinner for just two dollars For just two dollars you can call your mother in ... became President in 1889 If the antecedent consists of a group of words, the relative comes at the end of the group, unless this would cause ambiguity The Superintendent of the Chicago Division, who...

Ngày tải lên: 20/01/2014, 20:20