... for foreign banks, they are 2.84 bps and −0.15 bps; for Landesbanks, they are 2.83 bps and 0.50 bps; and for cooperative central banks, they are 4.27 bps and 0.45 bps Thus Landesbanks and cooperative ... bps and −0.87 bps; for foreign banks, they are 0.69 bps and −0.18 bps; for Landesbanks, they are 1.48 bps and 0.53 bps, and for cooperative central banks, they are 2.82 bps and 0.51 bps Thus Landesbanks ... central banks), and 1.68% (Landesbanks) The maximum is 11.58% (a private domestic bank) These numbers illustrate how small any bank in this market is compared with themarket size Landesbanks participate...
... high temperatureand pH accelerated hydrolysis ofthe AKD in water In order to study theeffectsof other factors on the hydrolysis kinetics, theeffectsof temperatureand pH on the AKD hydrolysis ... Science and Technology is accredited by the Commission Colleges and Schools to award the Master of Science and Doctor of Philosophy NOTICE on Colleges degrees ofthe Southern Association ofAND DISCLAIMER ... stretchingband of unhydrolyzed AKD and thus can indicatethe active-AKD presentin the mixture The p peak at 1468 cm-’ indicatesthe -CH2- bendingbandof both hydrolyzedand unhydrolyzedAKD, andthe value...
... cent The expected loss information reported by the major banks is based on the probability that borrowers will default, andthe amount that the banks expect to lose in the event of default Banks’ ... as banks base their pricing on thecharacteristicsofthe individual borrower andthe quality of collateral (such as commercial property or equipment) The available evidence suggests that the ... noted above, for the purposes of loan pricing, banks apply a cost to these funds While the net interest margins ofthe individual major banks differ, the average margin for these banks has fluctuated...
... my mother, father, grandmother and grandfather, who shared their love of reading and learning with me from my earliest memories In their own special ways, they each showed me that education and ... analyzed the strengths and weaknesses of bank- based and market- based financial systems When the bank- based countries of Japan and Germany achieved higher growth rates than the United States andthe ... measures the density ofthe banking industry by the number of firms present in themarket Measuring Competition and Concentration The structure-conduct-performance (SCP) framework is one ofthe leading...
... on the information available about the level of insecurity andthe availability of resources ((Young et al 2005)) The route followed andthe length of stay will depend on the intensity ofthe ... relevant to the study were also obtained and used in the analysis Theoretical framework This study is based on the theory of risk and uncertainty It utilizes the possibilities offered by the Dempster-Shafer ... closely, indicating that there is no simultaneity The Chow tests (F statistics) for all the specification confirm the goodness of fit ofthe model and confirm the stability ofthe coefficients to...
... ceased, the year-end height and basal diameter of each seedling planted in the field was recorded The height was the distance from the ground to the tip ofthe longest branch The diameter was the ... were measured and recorded Seedlings were then cut at the cotyledon scars, andthe shoots and roots dried at 70 °C for days These were then weighed andthe total seedling weights and shoot root ... provide L of water to each seedling as they were planted No further irrigation was provided to these, or to seedlings from the other stock types, during the remainder ofthe study The 1-yearold...
... in most ofthe GABAAR found in the hippocampus, and were chosen based on their relative abundance and their potentially important contributions in GABAAR function When the expression of these proteins ... significant effect on α2 expression Theeffectsof DZ on α1, α3, and γ2 expression were the same as theeffectsof diltiazem on these subunits DZ sig- Gibson et al Journal of Biomedical Science 2010, ... neuronal excitability and pharmacological responsiveness after TBI These studies, therefore, support the hypotheses that TBI alters the constituent proteins ofthe GABAAR and that these alterations...
... replication level ofthe virus and promoting the development of AIDS in SIV-infected monkeys[17] Skowronski and others have shown that the expression of Nef in transgenic mice is associated with the development ... during the course of AIDS Hence, limited information is available regarding the contributions of Nef alone and or in combination with hyperglycemic conditions to the pathogenesis ofthe CNS in the ... the CNS in the context of HIV-1 infection The focus of this study was to evaluate the cytopathic effectsof hyperglycemic conditions in the presence of HIV-1 Nef delivered either through HIV-1-...
... contributions BF, AT, JM and MD designed the study protocol and drafted the manuscript BF, AT, JM performed the animal surgery and carried out the experiments HU helped with the study design and statistical ... hemodynamics and cellular energetics in hemorrhagic shock Am J Physiol 1997, 272:H688-694 Marshall JM, Lloyd J, Mian R: The influence of vasopressin on the arterioles and venules of skeletal muscle ofthe ... vasopressin effects during endotoxin shock in the rat Circ Shock 1990, 30:81-95 Duling BR: The role ofthe resistance arteries in the control of peripheral resistance In Resistance Arteries: Structure and...
... inhaled and deposited in the terminal alveoli of another person The likelihood of this is a function ofthe concentration of droplet nuclei containing viable bacilli andthe quantity of infected ... dealing with the case where the infected individuals remain in the exposed class until they either catch multiple infections or die In the steady state ofthe system of equations (2), we have the trivial ... , z In the former case, the initial conditions are contained in the region of attraction of P0, while in the latter, P+ Here we have q = 1, g < g+, p > p0 and b >b0 Yang and Raimundo Theoretical...
... together, the number of functional CD4+, CD8+ T cell and level of CTL activity in spleen and inguinal lymph node were differentially affected by the routes of administration and formulation of ... administration of non-coating EGFR DNA vaccine andthe amount of CD8+ T cell tumor infiltration Theeffectsof CD8+ T Cell- Depletion or CD4+ T Cell- De pletion on the Efficacy of Gene Gun Administration of ... Vaccines and Therapy 2009, 7:2 http://www.gvt-journal.com/content/7/1/2 Figure The presence andthe therapeutic efficacy of anti-EGFR antibody in serum from the DNA vaccine group of mice The presence...
... theeffectsof ASE noise on the performance of OCDM-based LR-PON Other noise and interference such as shot noise, thermal noise, beat noise, and MAI are included in our theoretical analysis and ... layer of modern optical networks [12] The block diagram ofthe simulation model is shown in Fig The signal spectrums at the outputs ofthe modulator, encoder and decoders are also illustrated in the ... find the best location to put the EDFA in the network The rest of this paper is organized as follows In Section II, we present the architecture of an OCDM-based LR-PON The theoretical analysis of...
... disrupt the physical and mental health ofthe caregivers, but it also disrupts their quality of life (QOL) If medical institutions understand the stress experienced by their staff and their basic ... showed that the QOL was higher when the number of daily work hours was between and 10, rather than between 11 and 12, and was higher when the number of patients cared for during the day and night ... designed to examine the backgrounds and job responsibilities of these Vietnamese care attendants and explore theeffectsof 41 occupational stress on their QOL Methods 2.1 Study Design and Subject Selection...
... on the operations It affects the way a user views and manipulates the data in the database The task refers to the type ofthe problem such as retrieval or update and also to the difficulty ofthe ... separating the effect ofthe data model from the effect ofthe query language The second andthe third sections review the existing researches that compare data models and query languages for the query ... the relationship between the user intentions andthe meaning ofthe data model It is related to the distance between the semantics about real world andthe meaning of constructs provided by the...
... to one another, and whether these policies affect the decisions of young mothers regarding pregnancy and pregnancy resolution One ofthe major goals ofthe 1996 Personal Responsibility and Work ... presenting the results ofthe analysis, I discuss the significance ofthe findings In the final chapter, I provide a summary review ofthe research findings and an overall assessment ofthe current ... LIST OF TABLES Table 2.1 The Hypothesized Main Effectsof Welfare and Abortion Policy on Pregnancy, Abortion and Live Births at the Individual and State Level 29 Table 2.2 The Hypothesized...
... IIa, IIa/x or IIx) The MHC isoform present will dictate the speed that the fibre contracts and thereby the rate of cross bridging cycling and maximal shortening velocity ofthe fibre In human ... functions of each isoform, as a knockout of either ofthe three α isoforms leads to the death of rats and mice before or immediately following birth (Lingrel et al., 2007) Research using isoform ... conducted, and thus the individual roles ofthe β isoforms are unknown Under basal conditions, the β1 has a higher affinity to Na+ and lower affinity for K+ compared to β2, independent ofthe α isoform...
... goal The purpose of this paper is to add some ofthe missing information about the profit efficiency andmarket power effectsof mergers We analyze data on bank megamergers ofthe 1980s, using the ... efficiency effectsof mergers and very little research on themarket power effectsofbank mergers Studies oftheeffectsof mergers on profitability ratios or equity values may confound changes in profit ... of each bank by assigning the most extreme 5% at the top and bottom ofthe distribution to the 95th and 5th percentage points, respectively, to further reduce theeffectsof random error The Me~amer~er...
... analysis and drafting ofthe manuscript SB participated in the design ofthe study, assisted in the recruitment of subjects, did the testing, participated in data analysis and drafting ofthe manuscript ... that reduced push-off force during the stance phase ofthe gait cycle reduces the transitional acceleration ofthe whole body centre of mass and may thus be responsible for the decrease in gait ... walking speed and stride length were observed over the course ofthe day The authors suggested that practice effects could be responsible for the observed increases over the course ofthe trials...
... and count the time for the next dosage (82.7%), 16.3% of them skip the missed dosage and take the next dosage as usual, 1.0% of them did not know what to when they missed one dosage Most ofthe ... during the ARV treatment, they should take the ARV times/day and that the time between the dosages is 12 hours Table 3.11 Knowledge about the side effectsof ARV Knowledge about the side effectsof ... cells > 500 account for the rate of 5,2% and 10,2% A number ofthe patients with the number of CD4 cells