the case of misplaced prudence by antonio zanella
howden (ed.) - institutions in crisis; european perspectives on the recession (2011)
Ngày tải lên :
01/11/2014, 11:39
... diachronic profit-seeking due to the contractual nature of their gains Indeed, the contractual promise of payment a priori eliminates the diachronic nature of their profit-seeking The gain of the institutionally ... established the creation of the European Monetary Union (EMU) with the Euro as its currency The idea of the Euro and the EMU arose from the failure of the European Monetary System (EMS) and the Exchange ... any other within the enterprise The ultimate power of decision-making is the power of judgment over the very existence of the enterprise (Knight, 2006; Lewis, 1937) As long as the institution of...
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Tài liệu Michael Hutchison & Kathleen Mcdill - Determinants, Costs, And Duration Of Bank Sector DistressPdf doc
Ngày tải lên :
10/12/2013, 10:15
... during the banking crisis, and after the crisis The number in parenthesis below the mean value is the standard deviation of the variable The number in brackets below 12 the mean value is the probability ... Table shows the economic characteristics of the countries experiencing episodes of banking sector distress at different periods: prior to the banking crisis, the first year of the onset of the crisis, ... the predictions of the model for Japan Section presents the estimates of the model linking the output cost of banking problems to observable characteristics prior to the onset of the crisis and...
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Tài liệu New Network Architecture Digivance® Simulcast Networks Reduce Network Costs and Improve Quality of Service ppt
Ngày tải lên :
10/12/2013, 19:15
... sectors) In the urban LRCS network, the new architecture reduced by 30 percent or more of the total number of RF channels required on a multiple link transport system for a specified amount of user ... supported “Trunking efficiency” is simply the observation that the more voice trunks available - the less the chance of blocking, and is best explained by the Erlang B (nonqueuing requests) formula: ... transceiver’s receive circuitry In the case of Digivance technology, the “central transceiver” is the Base Transceiver System (BTS)/Digivance host location, and the “several radiating points” are...
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CHAPTER 9: Production Costs and Business Decisions
Ngày tải lên :
17/12/2013, 15:19
... costs of course $6,075 Chapter Production Costs and Business Decisions The opportunity cost of the student’s time represents the largest component of the total cost of the course The value of one’s ... hour Thus the marginal cost of planting the additional 150 plants is lower than the cost of the first 100 Up to a point, the more workers, the greater their efficiency, and the lower the marginal ... average product of labor is total output divided by the amount of labor, or Q/L The marginal product of labor is the change in total output brought about by changing the amount of labor by one unit...
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The Costs and Financial Benefits of Green Buildings: A Report to California’s Sustainable Building Task Force pptx
Ngày tải lên :
06/03/2014, 19:20
... including the Air Resources Board, the Department of Finance, the Department of General Services, the Department of Transportation, the Department of Water Resources, the Division of the State ... such as the installation of over an acre of photovoltaic panels on the roof of the Franchise Tax Board Building in Rancho Cordova – which is the largest array on any state office building in the ... calculation of the value in today's dollars for the stream of 20 years of financial benefits discounted by the 5% real interest rate It is possible to calculate the net present value of the entire...
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Expendable Missiles vs. Reusable Platform Costs and Historical Data pdf
Ngày tải lên :
15/03/2014, 21:20
... ered per day over the period of the conflict The vertical axis represents the duration of the conflict in days The blue line is the cost indifference curve The specific value of the cost indifference ... development cost of a new aircraft The increasingly flat part of the line on the right side of the graph represents the case in which the aircraft buy is sufficiently large that the total program ... $600 million assumed in the base case This causes little change in the position of the left side of the indifference curve but doubles the level of the right side That is, if the penetrating aircraft...
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KEy iNFORmATiON ON HEALTH CARE COSTS AND THEiR imPACT 2012 doc
Ngày tải lên :
16/03/2014, 05:20
... analysis by the Census Bureau found that of the various types of expenses that could be used in the development of a new supplemental measure of poverty, out -of- pocket medical costs has the largest ... (below the Federal poverty line, which was $22,050 in 2009 for a family of 4) paid $638 of their medical expenses out -of- pocket in 2009; for the near poor (over the poverty line through 125% of the ... 1999-2010, conducted by the Bureau of Labor Statistics 20 THE HENRY J KAISER FAMILY FOUNDATION Families also are paying more out -of- pocket for health care Another way of gauging the burden of rising health...
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Testing Costs and Testing Capacity According to the REACH Requirements – Results of a Survey of Independent and Corporate GLP Laboratories in the EU and Switzerland potx
Ngày tải lên :
23/03/2014, 05:22
... to the relative low prices of the small labs it includes The third scenario is based on the mean value of the maximum prices of all labs The reason that in case of work package “100-1000 t/y” the ... boundary The ratio mean to median of a sample of observations is a crude measure of the amount of variability (dispersion) in the distribution of the sample It is commonly used to measure the skew of ... areas The first column of the questionnaire included the numbering of the Appendix of the REACH proposal so that the tests were grouped according to their subject (see appendix 1) Under the column,...
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Economic Costs and Benefits of Allocating Forest Land for Industrial Tree Plantation Development in Indonesia pdf
Ngày tải lên :
23/03/2014, 21:21
... determining the current costs (dark grey area) of using these resources These The monopsony sets the price for the inputs on the basis of its profit-maximisation framework, thereby forcing the price ... benefits for the lowest discount rate (4%) The economic costs of this project are about half or even one-third of the costs of the other projects (with the exception of MHP), but unlike the other companies, ... rate) and the lowest economic costs (half or one-third of those of the other companies) The main reason for these low economic costs is the difference in the kind of natural coverage of the areas...
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Recent Developments in Banks’ Funding Costs and Lending Rates pdf
Ngày tải lên :
29/03/2014, 01:20
... for all of their loan products The sizes of the increases have varied considerably across the different loan types, however, reflecting factors such as changes in the banks’ perceptions of the riskiness ... relative to the cash rate, than it was in mid 2007 This overall rise is at the lower end of the range of increases in the main loan types, as through the crisis period, the share of housing loans ... debt issued offshore The improvement in capital market conditions over the past year has seen the cost of issuing new debt decrease to about 80–120 basis points The average cost of the major banks’...
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The Effects of Funding Costs and Risk on Banks’ Lending Rates pot
Ngày tải lên :
29/03/2014, 01:20
... in the share of funding sourced from short-term wholesale debt (domestic and foreign) The share of securitisation has also fallen since the onset of the financial crisis, as the amortisation of ... can be explained by the banks passing on the higher costs of equity capital and the increase in expected losses Consequently, some of the increase in the major banks’ margins from their recent lows ... types of loans will have different amounts of equity allocated to them determined by their riskiness Given equity is a more expensive source of funds than debt, variation in the share of equity...
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Banks’ Funding Costs and Lending Rates pdf
Ngày tải lên :
29/03/2014, 01:20
... Funding The absolute level of banks’ funding costs fell over the second half of 2011, but by less than the reduction in the cash rate There were particularly pronounced increases in the cost of term ... to the cash rate, on the cost of funding banks’ aggregate loan books Overall cost of funding Taking the costs of individual funding sources noted above, and weighting them by their share of total ... changed over the past couple of years, although in the case of large business lending some of the recent stability in margins on outstanding loans is likely to reflect the gradual repricing of facilities...
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Credit Reporting Customer Payment Data: Impact on Customer Payment Behavior and Furnisher Costs and Benefits doc
Ngày tải lên :
29/03/2014, 06:21
... payment reporting The portion of the total costs that should be attributed to the cost of payment reporting” may be debatable Also, there is the matter of the time frame of the costs: immediate, ... in the case of non-financial obligations (The survey did not attempt to check whether this awareness was correct or not.) The key fact in the survey is the very low level of awareness of the ... evidence of the benefits to both the utility and the customer Also important was the learning that occurred by the credit bureaus This made it easier for them to be more responsive to the needs of...
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Green Building Costs and Financial Benefits pdf
Ngày tải lên :
29/03/2014, 18:20
... two of these benefits: the value of peak power reduction and the value of emissions reductions associated with the energy strategies integrated into green building design The Report calculates these ... growth of Time of Use rates (TOU) by Massachusetts utilities, and the creation of congestion pricing in the form of locational marginal pricing allows building owners to capture some of the benefits ... billion dollar Office of Energy Efficiency and Renewable Energy at the US Department of Energy - the largest clean technology R&D and deployment program in the US He is Chair of the Energy And...
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Production, Information Costs, and Economic Organization pdf
Ngày tải lên :
31/03/2014, 05:21
... evidenced in comparisons of the kinds of attention and care imposed on the athletes at the "expense of the team owner" in the case where atheletes' future servies are owned by the team owner with ... has the right to sell his central contractual residual status.8 Other Theories of the Firm At this juncture, as an aside, we briefly place this theory of the firm in the contexts of those offered ... subscribe to a theory of the firm based on the cost of managing, for surely it is true that, ceteris paribus, the lower is the cost of managing the greater will be the comparative advantage of organizing...
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Báo cáo khoa học nông nghiệp " Poor and forest-dependent communities in two communes in Cho Don District, Bac Kan Province are empowered to sustainable manage allocated forests and equitably share costs and benefits " pdf
Ngày tải lên :
21/06/2014, 04:20
... Strengthening awareness on forest management focused on propaganda of the roles and functions of the forest, the right and responsibilities of the forest owner, the responsibilities of the authorities ... For sharing experiences and supporting each other the group was established 3.3 Organize the Forest Forum The purpose of the forest forum is to create the environment for villagers, cards, local ... grazing areas of the villages, not attract the in of the communities Almost households at project site were allocated quite big area of forest and forest land varying to 20 hectares, so they not much...
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Báo cáo hóa học: " Research Article Costs and Advantages of Object-Based Image Coding with Shape-Adaptive Wavelet Transform" ppt
Ngày tải lên :
22/06/2014, 22:20
... undergo the SA-WT and be processed together The total number of coefficients produced by the SA-WT is equal to the number of image pixels and hence to the number of WT coefficients These two sets of coefficients ... edges Of course, the actual success of this approach depends on many factors, such as the profile of edges, the statistical properties of the signal within the objects, and the accuracy of segmentation ... since the reduced energy compaction of WT does influence the efficiency of SPIHT, nonetheless it will help us in our analysis As for the possible gains, they mirror the losses, since they arise for the...
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Báo cáo y học: "Costs and effects of paliperidone extended release compared with alternative oral antipsychotic agents in patients with schizophrenia in Greece: A cost effectiveness study" pdf
Ngày tải lên :
08/08/2014, 23:21
... 3.16 3.16 of -10% of frequency of relapses and €2.42 per stable day in the case of -10% of the duration of relapses), even in the event of a 10% decrease of the frequency and duration of relapses ... that the once per day administration of paliperidone ER, the lack of the need of dose titration [1625], the early realisation of the therapeutic effect that occurs at least by day [21-23] and the ... of the patients and the caregivers and any non-reimbursed out of pocket payments by the patient were not included The time course of the study was year Clinical outcomes There are two types of...
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