... subject (the “1996 Study”) and then addressed the benefits to consumers and to the corporations v We first find that the 1996 Study both understated the consumer benefits and overstated the firms’ ... opportunities to sell other products to their mortgage customers These advantages enable depositories to fund some loans at costs below what they otherwise would incur 24 Van Order (2000a) describes the ... judged to be similar to Freddie Mac and Fannie Mae, to the period under consideration, and to how similar other private securities are to Freddie Mac and Fannie Mae securities with respect to such...
Ngày tải lên: 22/03/2014, 20:21
... liberty and democracy of the people and negatively affecting the confidence of the people to the Party, the State and the judicial system This also means the legitimate rights and benefits of the ... legislations and institutions related to the protection of the legitimate rights and benefits of the juvenile in the criminal procedures and under the guidelines by the Party and the State concerning the ... authorities (the investigative agencies, the procuracies, the courts), the law enforcement officers (investigators, the prosecutors, the judges, the jurors, the clerks) and other state agencies and organizations...
Ngày tải lên: 19/07/2014, 08:52
báo cáo khoa học: "Magnitude of risks and benefits of the addition of bevacizumab to chemotherapy for advanced breast cancer patients: Meta-regression analysis of randomized trials" ppt
... definition The combination of chemotherapy and Bevacizumab (Beva) was considered as the experimental arm and chemotherapy as the standard comparator Analysis was conducted in order to find significant ... given the recent concerns pointed out by the US Food and Drug administration (FDA), with specific regards to the lack of significant benefit in OS, and the toxicity profile Moreover, the regulatory ... withheld the indication for breast cancer, and the final decision is still pending The main question raised up by the regulatory committee refers to the eventual amount of benefit related to the addition...
Ngày tải lên: 10/08/2014, 10:21
Customer satisfaction: review of literature and application to the product-service systems
... included into this study 12 The overview of tools for measuring customer satisfaction excluded practical advice on how to develop these tools and how to analyse collected data, due to the general ... subjective norms, and perceived behavioural control These theories provide some input to the discussion held above about social relevant actors and the importance of belonging to a group The Theory of ... is the personal factor named “attitude towards the behaviour”, which refers to the individual beliefs that there will be outcomes and evaluation of these outcomes The second determinant is the...
Ngày tải lên: 04/11/2013, 10:15
Tài liệu Research " CHOICE IN HIGHER EDUCATION: COLLEGE MAJORS. FINANCIAL AID. AND TRANSITION TO THE LABOR MARKET " docx
Ngày tải lên: 18/02/2014, 11:20
Tài liệu REPORT OF THE STAFFS OF THE CFTC AND SEC TO THE JOINT ADVISORY COMMITTEE ON EMERGING REGULATORY ISSUES doc
... have started in stocks underlying the E-Mini and SPY, thereby affecting their prices, we compared the order books of the E-Mini and SPY to that of a basket of large-cap stocks To so, an aggregate ... inventory beyond three to four thousand contracts in either direction The Sell Algorithm used by the large trader responded to the increased volume by increasing the rate at which it was feeding the ... (“CFTC”) and the Securities and Exchange Commission (“SEC” and collectively, the “Commissions”) to the Joint CFTC-SEC Advisory Committee on Emerging Regulatory Issues (the “Committee”) regarding the...
Ngày tải lên: 19/02/2014, 03:20
Tài liệu Báo cáo khoa học: A tyrosinase with an abnormally high tyrosine hydroxylase/dopa oxidase ratio Role of the seventh histidine and accessibility to the active site docx
... suggests that these peaks are due to different enzymes, and that the TH activity is due to the NP_518458 protein, whereas the DO activity is mostly due to the NP_519662 protein As these proteins ... [31] and confirmed in this work According to our proposal that the seventh histidine is not the proton acceptor residue necessary to withdraw the phenolic hydrogen for its co-ordination to the ... the appropriate forward and reverse primers Then the product was cloned in the pFSVK plasmid using the NcoI and SacI restriction sites The resulting plasmid pCN337 was transformed in E coli and...
Ngày tải lên: 19/02/2014, 07:20
Sovereign Debt Crises and Credit to the Private Sector pptx
... on the other hand, the terms of the agreement could change investors’ assessment of the probability of future debt crises and of their losses in case the crisis occurs If the “haircut” (or the ... which means they will demand less credit They will also use fewer inputs, which will push the price of inputs down and lower the input costs, and therefore further lower their demand for credit ... uncertainty and leads to a decline in firms’ investment and their demand for credit; furthermore, it may lead to foreign investors’ concerns about their ability to collect their assets in the future...
Ngày tải lên: 06/03/2014, 08:20
Chernobyl’s Legacy: Health, Environmental and Socio-Economic Impacts and Recommendations to the Governments of Belarus, the Russian Federation and Ukraine pdf
... relating to the opportunity cost of removing agricultural land and forests from use and the closure of agricultural and industrial facilities; and — Opportunity costs, including the additional costs ... the accident and how many more are likely to die in the future? The number of deaths attributable to the Chernobyl accident has been of paramount interest to the general public, scientists, the ... Belarus, the Russian Federation and Ukraine Although these three countries bore the brunt of the impact, given the spread of radiation outside the borders of the Soviet Union, other countries (in Scandinavia,...
Ngày tải lên: 08/03/2014, 06:20
Prevention of Mother-to-Child Transmission of HIV: Expert Panel Report and Recommendations to the U.S. Congress and U.S. Global AIDS Coordinator pot
... results to the woman and her provider Provision of antiretroviral therapy for women who require therapy for their own health and antiretroviral prophylaxis to prevent mother -to- child transmission to ... accessing the test, enabling women to know their infection status and access treatment and care and PEPFAR should support country efforts to make this standard policy and practice Given the dual benefits ... studies to identify the barriers to treatment and care and the degree to which these barriers also negatively impact the completion of the PMTCT cascade PEPFAR must support country-led efforts to...
Ngày tải lên: 16/03/2014, 05:20
Báo cáo khoa học: The antibody to GD3 ganglioside, R24, is rapidly endocytosed and recycled to the plasma membrane via the endocytic recycling compartment ppt
... targeted therapies need the antibody to remain at the cell surface to mediate antibody-dependent and complement-dependent cytotoxicity However, rapid internalization of the antibodies to intracellular ... is desired for cytotoxic effects of toxins or cytotoxic drugs conjugated with the antibody [14] Neither the binding and release of ganglioside antibodies from cell membranes nor their intracellular ... for 45 on ice Then, cells where extensively washed with cold buffer to remove unbound antibody, and the temperature changed to 37 °C to restore transport and thereby allow endocytosis of GD3–R24...
Ngày tải lên: 16/03/2014, 13:20
Báo cáo khoa học: Differential binding of human immunoagents and Herceptin to the ErbB2 receptor ppt
... stimulated receptors and other seemingly unrelated receptors and effectors are engaged in the formation of complex networks and receptor mosaics [22], and may induce membrane bending and remodelling ... which engage other membrane receptors and effectors in the formation of complex networks and receptor mosaics These data strongly imply that ITC on live cells and high-affinity antibodies to ErbB2, ... and ligand, and the binding constants were about 1000-fold higher To verify whether the very high DbH° and affinity constants could be related to events occurring on internalization of the immunoagents,...
Ngày tải lên: 23/03/2014, 06:20
Báo cáo " Post - systemic - functional achievements in language studies and applications to the postgraduate courses structuring syllabus " pptx
... speakers of all the language communities) to understand the environment, to act on the others in it, and also to interpret the relevance of the first two purposes interims of the topics under discussion ... the problems of theme selection (including kinds of predicator theme, adjunct theme, subject theme, non - wh theme, wh theme, etc); theme more clearly expressed in the use of mood (cases of the ... indicative: theme highlighting divided among unhighlighted (or theme focusing), predicated and identified; interpersonal theme and textual theme These make up the whole system of THEME A clear...
Ngày tải lên: 28/03/2014, 11:20
from marx and mao to the market the economics and politics of agricultural transition mar 2006
... OB to OF and price reform increases it further from OF to OD (or first from OB to OC and then from OC to OD if the sequencing of the reforms is the other way around) Third, to what extent are these ... Russia (and in most of CEE and the other CIS nations) to start the reforms? Why did the market liberalization and other reforms happen so fast in some nations and happen only gradually in others? ... products, coffee and cacao, and tobacco) for the domestic consumers and traders Finally, the sector also creates linkages with other domestic industries and generates consumer demand Within the context...
Ngày tải lên: 10/06/2014, 23:16
Letharby architecture and introduction to the history and theory of the art of building docx
... building touches depths and opens the gates of wonder first balanced one stone over two others must have looked with astonishment at the work of their feeling The men who hands, and have worshipped the ... Abydos, earliest of these were of much the same form as tomb of Hieraconpolis From the First Dynasty onwards it became more customary for the tombs to be and the the above the ground as almost ... general scope and powers of architecture might be suggested On the other hand, the wall, the pier, the arch, the vault, are elements which should be investigated like the lever and the screw Modern...
Ngày tải lên: 29/06/2014, 16:20
Current situation of credit activity and solutions to the credit crisis at the military commercial bank the period of 2005 2007
... to ignore these potential customers Whereas, many state-own enterprises got trouble due to long-time being under the government’ custody, they were too fragile to withstand the market storm Therefore, ... hand, the fact took its root from customers’ intentionthey deliberately failed to pay up principle and interest on time On the other, credit staff either failed to remind customers about the principle ... and banking, ability to process and analyze financial information, together with good moral and communications skill Besides, he/she needs to understand the practice of supply and demand on the...
Ngày tải lên: 07/08/2014, 10:25
Báo cáo toán học: "The inverse problem associated to the Davenport constant for C2 ⊕ C2 ⊕ C2n, and applications to the arithmetical characterization of class groups" doc
... due to the nature of the problem, the result has to be essentially empty if we not impose restrictions on the group G, the subgroup H, and the length of the sequence A; the result depends on the ... On the one hand, it is traditional to study inverse problem associated to the various direct problems of Combinatorial Number Theory On the other hand, in certain applications knowledge on the ... Again, the result is only relevant if n is large relative to r, and it is thus essentially no loss, yet helpful in the proof, to impose the condition n ≥ The key to this improvement is to apply the...
Ngày tải lên: 08/08/2014, 12:23
cáo khoa học: " Barriers and facilitators to the dissemination of DECISION+, a continuing medical education program for optimizing decisions about antibiotics for acute respiratory infections in primary care: A study protocol" potx
... study and validated the methods ASA wrote the first draft and revised the protocol FL, ML, AG, JG each reviewed and modified various versions of the protocol All authors have read and approved the ... coefficient to assess the relationship between the variables from the questionnaire Triangulating the data from the retrospective and the prospective components of the study will enable us to suggest ... from 1995 to 2002 [12,13] The probabilistic outcomes of treatments for ARIs and the trade-offs between the benefits and the harms of antibiotics make it difficult to choose the best course of action...
Ngày tải lên: 10/08/2014, 10:23
báo cáo khoa học: " Absorption and translocation to the aerial part of magnetic carbon-coated nanoparticles through the root of different crop plants" potx
... CM and MRI participated in the design of the nanoparticle synthesis and preparation of the suspension, in the design of the study and to the writing of parts of the manuscript JMF contributed to ... out the nanoparticle treatments to the plants and the microscopy study, the processing of plant samples, and wrote the first manuscript draft LC carried out the synthesis of nanoparticles and the ... vascular tissues than the other crops Within the first 24 hour of exposure to the suspension, the nanoparticles can reach the upper part of the plants, and in the case of wheat they accumulate inside...
Ngày tải lên: 11/08/2014, 00:22
báo cáo khoa học: " Training community resource center and clinic personnel to prompt patients in listing questions for doctors: Follow-up interviews about barriers and facilitators to the implementation of consultation planning" potx
... contributions BE, CA, and LE conceived the follow-up interviews and invited JB and KS to participate in their design and coordination BE and CA collected the data and performed the qualitative data ... assigned to each theme Both data analysts (CA and BE) then discussed and agreed upon the creation of subcategories within each theme One of the data analysts (BE) re-coded the transcripts using the ... a color Then one of the data analysts (BE) went through the transcripts line by line, assigned the appropriate color(s) to phrases that fit the themes, and generated summary reports of the phrases...
Ngày tải lên: 11/08/2014, 05:22