... in the public mind, in light of the role of mortgage-backed CDOs in the financial-sector crisis of 2008 With the onset of the crisis, the rate of new CDOs to finance microfinance fell to a standstill ... and have firsthand exposure to the MFIs For these reasons they are the most suitable investors in the long run, and their importance will rise as the markets in countries like India, Brazil, and ... consumers, as in the case of the subprime mortgage debacle in the United States, the damage can spread far beyond a single offending bank It tarnishes the reputation and the returns of the entire sector...
Ngày tải lên: 20/06/2014, 23:20
... because of the number of clients covered and the number of data points per client The technology requirements and costs of such a system are significant The difference between negative and positive ... areas of northern Mozambique, deep in the rain forest of New Guinea, and in other remote places, there are still people who barely participate in the cash economy But for the vast majority of the ... community The women paid close attention as the Swadhaar of cial filled out the account-opening paperwork and explained the system Then they moved to the ATM to register their fingerprints When I saw the...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_4 pdf
... into the business Among the lessons: partner with nonprofits and government; use a mix of philanthropy and straight business tools; and analyze the needs of customers, employees, and communities The ... debt and/ or equity funds that specialize in microfinance and sometimes other forms of social investing At the end of 2007 there were 91 MIVs with $5.4 billion under management.3 The growth of these ... million, and are just some of the better known of the transactions carried out in the past few years The first MIV, the equity fund ProFund, was created in 1995 by socially responsible investors and...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_5 doc
... is the hardest nut of social-performance monitoring, because of the problem of attribution With tools like the PPI, lenders can tell whether loans are reaching the poor, and even whether the ... champion in the bank, and other strong supporters From the beginning, one of the bank directors led the project, and three key executives were on the board of Credifé A general manager from the bank’s ... directed at the press (and hence full of lofty sentiment), the remarks made on the occasion reveal the importance of such access to this isolated settlement of about 2,000 people One of the senators...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_6 docx
... established the country’s first credit bureau, to the entry of Creditinfo, a small Icelandic credit reporting agency as the owner and operator of the new bureau, and finally to the issuing of the first ... disburse pension and social grants in cash in four provinces.8 At the time, Absa had the most ATMs and one of the largest branch networks of any bank in the country, and 60 percent of the market for ... understanding the product and their role in selling it Globe had to present them with a concrete business plan as well as fail-proof demonstrations of the technology in order to earn their trust...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_7 docx
... Although the average order requested was 6.5 percent of the total offering, the average order filled was only 0.6 percent of the offering, or 0.2 percent of the bank.7 The IPO involved the sale of approximately ... created high demand Compartamos stood out as one of the fastest growing MFIs in the region With 187 service of ces operating in 29 of the 32 Mexican states at the time of the IPO, and over 600,000 ... the banks were expanding rapidly.16 They decided to hold an international tender for a technological partner They were less concerned about the price than the quality and usefulness of the software...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_8 pptx
... Bankers and Investors internship with the bank, and successful interns can work with the bank after graduation The program supports students financially during their stints at the bank and during their ... management, and to help them develop business plans and set priorities for capacity building In administering all these activities, Equity must of course avoid inappropriate mixing of charitable and business ... Table 2004 11 GRI and Triodos Bank, Key Indicators Today, the GRI is headquartered in the Netherlands and works in cooperation with the United Nations Environmental Program and the United Nations...
Ngày tải lên: 20/06/2014, 23:20
Understanding the Opportunities and Challenges of the Market_9 pptx
... et al., “Microfinance and Capital Markets: The Initial Public Listing/ Public Offering of Four Leading Institutions,” Council of Microfinance Equity Funds, May 2008 “One of the World’s First IPOs ... Rural Business Inititive, www.iciciprulife.com “Rural and Agri Banking,” ICICI Bank—Banking Services, ebusiness.icicibank.com Sriram, M S., “Expanding Financial Services Access for the Poor: The ... Access at the Bottom of the Pyramid,” Business Action for Africa Case Study, 2006, www.businessactionforafrica.org Visa Inc., www.visa.com Temenos Gardiner, Murray (manager, Microfinance and Community...
Ngày tải lên: 20/06/2014, 23:20
Vietnam local banks in post-WTO period (a study on strengths, weaknesses, opportunities, and challenges)
... challenges of state own banks 76 Strengths, weaknesses, opportunities and challenges of new and small banks 77 Strengths, weaknesses, opportunities and challenges of strong and active banks 78 Strengths, ... Vietnam, in the market? • How can these banks can capture the opportunities and reduce the challenges in the integrated playground by using their strengths and weaknesses? Scope of w ork For the purpose ... also face the difficulties o f recognizing and exploiting their strengths point and weaknesses to compete in the world market The objectives of (he thesis The objectives o f this thesis are...
Ngày tải lên: 26/03/2015, 08:46
PONTIFICAL COUNCIL FOR JUSTICE AND PEACE: VOCATION OF THE BUSINESS LEADER docx
... clarify the vocation of the Christian businessperson and the role of a true business leader In contribution to the common good:20 As the Compendium of the Social Doctrine of the Church puts it: “Businesses ... political, and economic life The world around us, therefore, presents a complex interplay of light and dark, of good and evil, of truth and falsehood, of opportunities and threats 18 Globalisation: The ... pursuit of the common good are the foundations of the Church’s social teaching Joined with the six practical principles of business, they can offer more Meeting the Needs of the World through the...
Ngày tải lên: 06/03/2014, 21:20
the importance and effective of the ethical principles within an organization (business) to curb fraudulent
... making them an important part of the landscape of the company The increasing relevance of the cost regardless of business ethics is recorded Emphasis is placed on the importance of stressing business ... erosion and destroying morality and traditional of ethnic The smart investor will consider the cash flow statements of the company at first instead of reporting business results, to understand the business ... management and use of property in the original project manager of several ministries and local Through the inspection, the state audit process and the proposal were withdrawn and the State budget...
Ngày tải lên: 13/03/2014, 14:20
CLARIFYING BUSINESS MODELS: ORIGINS, PRESENT, AND FUTURE OF THE CONCEPT pot
... Present, and Future of the Concept by A Ostenwalder, Y Pigneur, and C.L Tucci 1990s This surge coincidences with the advent of the Internet in the business world and the steep rise of the NASDAQ ... of elements and their relationships and allows expressing the business logic of a specific firm It is a description of the value a company offers to one or several segments of customers and of ... Origins, Present, and Future of the Concept by A Ostenwalder, Y Pigneur, and C.L Tucci 21 MANAGE Business models improve the management of the business logic of the firm The business model concept...
Ngày tải lên: 15/03/2014, 21:20
Báo cáo khoa học: "The benefits and threats of research partnerships with industry" pps
... oversees their analysis and interpretation In the analysis of data, a number of techniques may be employed to give the misleading appearance that the sponsor’s product is superior to others Calculations ... scientists had delayed publication of findings for longer than months at the request of the sponsor [15] In an analysis of 30 studies of drugrelated research, Lexchin and colleagues demonstrated that ... of the fundamental goal of medical research, to advance scientific knowledge in order to cure illness and relieve suffering [14] In a 1997 survey, Blumenthal and colleagues found that 19.8% of...
Ngày tải lên: 12/08/2014, 22:21
the antecedents and consequences of shared business-it understanding- an impirical investigation
... less on the level of IT spending or on the technical skills of the IT staff and more on the degree of shared business- IT understanding the level common understanding between the IT and the line ... understanding as the knowledge that the IT organization has about the business unit, the knowledge that the business unit has about the opportunities to apply IT and the common understanding ... processes and there are some areas of overlap between the different studies Specifically, each of the approaches includes aspects of the concept of IS management and the ability to manage the business...
Ngày tải lên: 02/11/2014, 00:46
What are the opportunities and challenges of developing country members in the WTO dispute settlement system
... which the member government bringing the case to the WTO (the complainant) sets out its objections to the trade measure(s) of another member government (the defendant) The two sides are then required ... identify, pursue and defend their WTO rights In theory, without considering the cost of fact-finding specifically, the general cost of litigation in front of the WTO is already high, and more so if ... retaliate in just seven of the hundreds of cases handled by the WTO Second, it is up to the complainant, and not the WTO, to follow through on this authorization to retaliate, and this is rarer still...
Ngày tải lên: 21/05/2017, 15:49
The purpose of online classroom project is to build a web application that supports teaching and learning for the business department in the eastern international university
... format The file will display the information of the faculty with the attached status as: Email already exists, the lack of data, valid data The system will add the valid information into the list and ... lecturers’ profiles or other students’ profiles, this function will allow them to so Only the shared information can be viewed on the profile page if the viewer is not the owner of the account ... to view other users’ data that have been shared On another hand, they can edit their profile and choose which they want to share in public Viewing Profile function Figure 65 Viewing Profile 49...
Ngày tải lên: 29/08/2017, 10:48
Báo cáo y học: "Mirror-Image Arachnoid Cysts in a Pair of Monozygotic Twins: A Case Report and Review of the Literature"
... case of MZ with mirror-imaging of AC in the literature In this case, we describe the second case of MZ with mirror-imaging of AC and discuss the possible clinical implications First, Helland and ... lack of systematic monitoring and follow-up Therefore, a large percentage of patients with AC are probably undiscovered Mirror images, on the other hand, are present in approximately 25% of MZ Therefore, ... consider that it is mandatory to monitor the counterpart of the symptomatic patient with AC as early as possible, irrespective of the absence of symptoms Conflict of Interest The authors have declared...
Ngày tải lên: 25/10/2012, 11:00
Báo cáo y học: "Aplasia and Agenesis of the Frontal Sinus in Turkish Individuals: A Retrospective Study Using Dental Volumetric Tomograph"
... craniotomy because of the proximity of the sinus to the orbit and the anterior skull base [5] The frequency of bilateral absence of the frontal sinus has been reported in 3-4% to 10% of several populations ... reliability between observers and was 0.86 Fig Unilateral absence of the frontal sinus; on the right, the absence of the frontal sinus, and on the left, the limited aeration of the frontal sinus; axial ... sinuses, although there is only one frontal sinus ostium The size of the sinus and, therefore, its anatomic relationships also depend upon the extent of pneumatization [11] The extent of pneumatization...
Ngày tải lên: 25/10/2012, 11:04
Báo cáo y học: " Post-traumatic glioma: Report of one case and review of the literature"
... occurrence of the tumor corresponded exactly one to the other; and (4) there was a more than one year interval between trauma and the appearance of the tumor As regards the pathogenesis of post-traumatic ... time interval between trauma and the appearance of the tumor of at least year, a longer latent period increasing the likelihood of a causal relationship The presence of the tumor must be proved histologically ... at the time of the trauma demonstrating significant injury and the follow-up scans demonstrating tumor at the same site4 With the routine use of CT and magnetic resonance imaging (MRI), some of...
Ngày tải lên: 25/10/2012, 11:48