... 1995-2005 (unadjusted for inflation)Notes: Consumer Action data did not report values for 1996 and 1998. CardWeb.com, Inc. data are for financial institutions with more than $100 million in ... amounts of text before reaching the important information, in this case the amount of the annual percentage rate (APR) for purchases. Best practices would dictate that important information—the ... be understandable because they generally included more information in a tabular format than cardmember agreements. Poor Organization and Formatting The disclosure documents the consultant...
... information to be included in a query- focused summary. Several SVMs aretrained using information from pyramidsof summary content units. Their per-formance is compared with the best per-forming ... contains positive, negative and neutraldiscourse markers, respectively. For instance,what’s more is positive, while for example andincidentally indicate lack of relevance.• Two binary attributes ... single one. In terms of theDUC contests1, a query -focused summary has toprovide a “brief, well-organized, fluent answer to aneed for information”, described by a short query(two or three...
... stress for the credit spread parameters 8 Basel III: A global regulatory framework formore resilient banks and banking systems capital incentives for banks to use central counterparties for ... of critical reforms to the Basel II framework. These reforms will raise capital requirements for the trading book and complex securitisation exposures, a major source of losses for many internationally ... Pillar 2 process to adjust for the compression of probability of default (PD) Basel III: A global regulatory framework formore resilient banks and banking systems 29 – For an instrument that...
... provided for students to work more with local multiculturalGlobal HealthAcademic Medicine, Vol. 82, No. 3 / March 2007228Global HealthGlobal Health in Medical Education: A Call for More Training ... country. Inaddition, the FIC’s newly establishedFramework Programs for Global Healthprovides support for NIH-funded U.S. andforeign institutions to help developmultidisciplinary curricula in ... rise, further efforts areneeded to understand the contextualbasis for poor health among thesecommunities.5,6To address the UnitedNations’ Millennium DevelopmentGoals, research efforts are beingspecifically...
... of the performance variable before and after the merger. For the merged bank and its predecessor banks, the absolute performancemeasures (Xi) are the eight-quarter mean of the performance variablebefore ... banks, we regress each performance measureagainst a dummy variable for large merger and an intercept term separately for the three time periods. The dummy variable for large merger equalsone ... variablebefore and after the merger quarter.4 Subtracting the absolute performanceof the peer group from that of the merged bank produces the relativeperformance of the merged bank before and...
... of giving the brain“downtime”—a few minutes to process new information. It is for this rea-son that every chapter contains one or more Reflection Sections, like theone following below.I strongly ... communicationtools❖How humor can be used to make information “feel real”❖How humor and play can help your brain to breathelaugh and learn95 ways to use humor formore effective teaching and trainingCHAPTER2come ... humor!10LAUGH AND LEARNacknowledgmentsFirst and foremost, thanks to Eric Jensen for talking me into writing thisbook way back in 1997, and for his continued assistance as it was beingwritten.Thanks...
... Tips for getting more English Words! BÍ QUYẾT HỌC NHIỀU TỪ MỚILearn by doing ! The body learns faster than ... when we dosomething, we learn faster than by watching or hearing it. Don’t just look and listen for new words. Use them! Speak them. Write them down. Read them. Practice every newword that you ... active in trying to discover new words. If you com acrosssomething you don’t know the English word for, find out what it is! Look it up on theInternet or in a dictionary, then write it down in a...
... EMPLOYERS ARE LOOKING FOR In the fast-paced work environment, employers are looking for graduates who can fit into their organizations; can add value and learning quickly. More and more organizations ... need for students to develop these capabilities has arisen partly from the demand from employers formore employable’ job candidates. Computing and IT graduates need to analyse business information ... issuesThe expectations of the graduates are also changing. More and more graduates are beginning to realize that there is no job for life in our modern world. Their main focus is to maintain...
... customer service." You can't pay for that kind of advertising. The original mistake is largely forgotten and entirely forgiven, replaced by admiration for their approach to remedying the ... I'm still in business, I'll clean your ducts again for free." Jeff's offer was generous and more than we would have asked for, or expected. He proceeded to reclean all the ducts ... that before I left and I didn't. I'm sorry. I will reclean every duct in your house." He continued: "And to make up for the inconvenience, you can call me every year for the...
... vents in tarp.Duct-tape the blower onto the hole and go for a ride.19get some play at a concertshop for love at the marketNot looking for a big commitment? Stay out of the baby aisle!If his ... in refrigerator.Pour into container ; cool before using.Melt in a double boiler. Stir in distilled water. Stir until completely blended.Cool before applying.Stir to blend.Submerge in hot water.Combine ... bangsbell-shaped petticoatplatfor m shoesparasolcenter gaimanbadeep tanwhite or pastel makeuporal decorstreaked hairwide beltTokyo’s Harajuku neighborhood is a mecca for fashionable youngsters,...
... six and discuss reasons for any similarities and differences. x 101 More Games for Trainers Defining the Categories The exercises in this book fall into one or more of these six categories. ... solution: Stacktwo pennies on top of eachother for each of the fourcorners, then place onepenny between each cornerto form a square. 101 More Games for Trainers 5 GAME #5: Group Goals ... MORE GAMES FOR TRAINERS A Collection of the Best Activities from Creative Training Techniques Newsletter by Bob Pike with Christopher Busse 101 More Games for Trainers...
... nature.Management won't ok the spend for your engagement platform or additional people or otherresources. It seems as if the well has dried out for additional funding for your initiatives. In thisarticle, ... objections and solutions for getting more budget freed up and appliedto your social media campaigns.What does social media do for your organization? This is a fair question for management or thepowers ... something.socialmediatoday.comhttp://socialmediatoday.com/adriel-michaud/981141/getting -more- budget-social-media?utm_source=feedburner&utm_medium=email&utm_campaign=Social+Media+Today+(all+posts)Getting more Budget for Social MediaPosted by:Adriel...
... Number of Foreign Words AnnotatedBLEU ScoreNumber of Foreign Words Annotatedthe approx. 54,500 foreign wordswe selectively sampled for annotation cost = $205.80last approx. 700,000 foreign ... estimate the time required for POS annotating. Kapoor et al. (2007) assigncosts for AL based on message length for a voice-mail classification task. In contrast, we show for SMT that annotation ... HNG, for short.HNG solicits translations only for trigger n-gramsand not for entire sentences. We provide senten-tial context, highlight the trigger n-gram that wewant translated, and ask for...
... effort). Structuralinformation can be subsequently downloaded by theusers as a text-formatted file. For a structure with theaccession code 9xyz, the corresponding file would be9xyz.pdb. (For ... measureddata set, is therefore another important parameter ofdata quality.The above numerical criteria are usually quoted for all data and for the highest resolution shell. Unfortu-nately, it is ... analysis for nucleic acids and theircomplexes. Nucleic Acids Res 32, W615–W619.46 Ramakrishnan C & Ramachandran GN (1965) Stereo-chemical criteria for polypeptide and protein chainconformations....