s amp p500 eps eps growth and the interest rate

Economic Growth and the Unemployment Rate pptx

... first examines the long-run relationship between the two economic variables and then narrows its focus to the periods of recovery from the postwar recessions The Relationship Between Growth and ... rate will rise If the rate of output growth exceeds the rate of labor force growth, some of the new jobs created by employers to satisfy the rising demand for their goods and services will be filled ... goods and services The share of the labor force that is employed will fall Expressed differently, the unemployment rate will rise Only as long as GDP growth exceeds the combined growth rates of the...

Derivative Exposure and the Interest Rate and Exchange Rate Risks of U.S. Banks ppt

Danh mục: Ngân hàng - Tín dụng

... while the subsequent discussion addresses the sources of these exposures Moreover, they also reveal that the interest rate and exchange rate betas are interdependent, which suggests that some sort ... of these risks The results of this study provide the first formal estimates of the joint effect of derivative exposures on the systematic interest rate and exchange rate risks of U S banks The ... exposure variables used in the second-step cross-sectional estimation The cross-sectional estimation is based on equations (4) and (5) that state the interest rate and exchange rate betas as a...

WORKING PAPER NO. 40 FINANCIAL STRUCTURE AND THE INTEREST RATE CHANNEL OF ECB MONETARY POLICY pptx

Danh mục: Ngân hàng - Tín dụng

... of interest rate contracts are very scarce The composition of the assets side and liabilities side are discussed in turn On the financial assets side, time deposits, bonds and short-term securities, ... various bank credit and deposit rates Section 2.1 discusses some stylised facts Section 2.2 goes on to describe how the pass-through is measured Finally, in Section 2.3 the determinants of the pass-through ... reduces the interest rate cycle asymmetry of the pass-through Second, the size of the market for short-term debt securities increases the responsiveness of the bank deposit rate to the MMR (see...

Tài liệu The Economic Promise of Investing in High-Quality Preschool: Using Early Education to Improve Economic Growth and the Fiscal Sustainability of States and the Nation pptx

Danh mục: Cao đẳng - Đại học

... the needs of working parents Furthermore, states should welcome a diverse set of providers that meet quality standards and the needs of the parents and communities they serve Business leaders ... education and care, and from indirect effects of that spending, because these businesses and their employees purchase goods and services from other businesses Economic Growth Education has long ... studies courses, three science courses, three math courses, two foreign language courses, and a one-semester course in computer science ‡ The United States still has the largest share of adults holding...

Credit Growth and the Effectiveness of Reserve Requirements and Other Macroprudential Instruments in Latin America pdf

Danh mục: Ngân hàng - Tín dụng

... on business loan interest rates and on strengthening the passthrough from policy to deposit and lending interest rates These findings, more generally support the use of RRs as a policy instrument ... lower the volume of credit and drive lending interest rates up (Betancourt and Vargas, 2008) This stresses the role of imperfect substitutability across instruments and markets as a necessary ... in the financial system RRs constrain banks’ funding and also, if remunerated below market rates, act as a tax on banks In response, banks may pass its cost to other agents by raising the spread...

Assessing and Managing Rapid Credit Growth and the Role of Supervisory and Prudential Policies docx

Danh mục: Ngân hàng - Tín dụng

... industries, sectors, or regions); • Use of periodic stress tests of banks’ balance sheets against interest rate, exchange rate, and asset price changes (by banks themselves as well as supervisory ... on the purpose, use, and specific features of the loans All these aspects are relevant to assess the risks and to determine the best policy response, since the magnitude of losses in the event ... intrusive supervisory tool • Use of periodic stress tests of banks balance sheets w.r.t interest rate, exchange rate, and asset price changes (by banks themselves as well as supervisory authorities)...

Báo cáo sinh học: "India''''s ''''gold mine'''' of ancestral bacilli and the looming TB-HIV pandemic" potx

Danh mục: Báo cáo khoa học

... carefully the comparative spread dynamics of M tuberculosis lineages in different settings through a nationwide surveillance and response strategy on the lines of the Centers for Disease Control and ... predominate in due course if their dissemination dynamics change with enhanced HIV transmission Also, their link with several outbreaks of drug resistant tuberculosis worldwide suggests a genetically ... propensity to acquire multidrug resistance as they spread and cross through their host It is clear that there is an ongoing transmission of Beijing in India for which published reference is currently...

Interest Rate Options - A discussion of how investors can help control interest rate exposure and make the most of the interest rate market pdf

Danh mục: Ngân hàng - Tín dụng

... between Interest Rate Options and listed equity options is that the underlying values of Interest Rate Options are based on interest rates and not on units of specific Treasury bills, notes or bonds ... interest rates and listed stock and stock index options have similar benefits and risks They are standardized contracts traded on an exchange regulated by the Securities and Exchange Commission There ... invest based upon their views on the direction of interest rates What are interest rate options? Interest Rate Options are options on the spot yield of U .S Treasury securities Available to meet the...

The Relationship Between Bank and Interbank Interest Rates during the Financial Crisis: Empirical Results for the Euro Area pptx

Danh mục: Ngân hàng - Tín dụng

... policy-controlled to short-term money market interest rates (first stage of the passthrough process) and then to retail bank loans and deposits rates (second stage); ii) the analysis of banks’ price-setting ... bank The first is a real interest rate, while the second is an offered rate The EONIA is therefore more sensitive to expectations about the ECB 's official interest rates, while the EURIBOR is the ... deposits (including deposits turning into a “loss leader”), and typically dampens the rate of pass-through from changes in the central bank s policy rate to market interest rates These results...

Tài liệu IMPACT OF BANK COMPETITION ON THE INTEREST RATE PASS-THROUGH IN THE EURO AREA pptx

Danh mục: Ngân hàng - Tín dụng

... changes in market interest rates The structure of the paper is as follows Section discusses the literature on both measuring competition and the bank interest rate pass-through Section describes the ... presents the spreads between the various bank and market rates We present the spreads on deposits as a negative number as the market interest rates are higher than the bank lending rates on these ... bank interest rates Mortgage loans Market interest rate AT Market interest rate BE Market interest rate DE Market interest rate ES Market interest rate FR Market interest rateIT Market interest rate...

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Tài liệu Deposit Insurance, Institutions and Bank Interest Rates pptx

Danh mục: Ngân hàng - Tín dụng

... terms of interest earned But, are these features not compatible with risk? It is quite difficult to sustain such a thesis The other traditional reason to consider deposits as a “special” asset is ... variables Table reports estimates of the deposit and lending rate regressions: observing the two at the same time sheds additional light on the sources of the dynamics of the bank spread described ... of how deposit insurance affects international bank lending borrowing spreads and interest rates Deposit insurance, institutions and bank interest rates: data and hypothesis to test 4.1 Data...

The Interest Rate Conditioning Assumption∗ potx

Danh mục: Ngân hàng - Tín dụng

... lies between those MPCs that just publish a “staﬀ forecast” giving the forecast conditioned on the staﬀ s own (standard) interest rate assumption, and those where the forecast is issued under the ... understand that the ex ante forecast, unadjusted for the surprise element in the interest rate decision, continues to be used This is reasonable so long as the surprise in the decision was minor, ... crunch,” and so on) or, depending on the sophistication of the model used, risk premiums on the various assets (equities, corporate bonds, and so on) Thus, to allow the public to make sense of the...

What Was the Interest Rate Then? A Data Study pot

Danh mục: Ngân hàng - Tín dụng

... complete description of the development of the interest- rate series in What Was the Interest Rate Then? The objective of the project was to generate interest- rate series for the United States and United ... is the corresponding interest- rate series It is desired that this series be “representative,” and such representativeness has three manifestations: (1) over a year, (2) across interest rates at ... methodological sense Three interest- rate concepts are pursued: short-term interest rate for ordinary funds, short-term interest rate for surplus funds, and long-term interest rate Two of the concepts are short-term...

Bank Risk-Taking, Securitization, Supervision, and Low Interest Rates: Evidence from Lending Standards pptx

Danh mục: Ngân hàng - Tín dụng

... effects yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes time fixed effects no yes no yes no yes no yes no yes no yes no yes no yes no yes no yes no yes # ... effects yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes time fixed effects no yes no yes no yes no yes no yes no yes no yes no yes no yes no yes no yes # ... effects yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes yes time fixed effects no yes no yes no yes no yes no yes no yes no yes no yes no yes no yes # of observations...

Understanding and Managing Interest Rate Risk doc

Danh mục: Ngân hàng - Tín dụng

... as an interest rate swap Investors can invest in fixed rate assets or alternatively invest in floating rate assets and fix the rate using an interest swap Fixed rate assets may offer investors ... or loss represents an opportunity gain or a loss at the time that interest rates changed; • derivatives e.g interest rate swaps – the value of these instruments will change as interest rates change, ... institutions are concerned about the interest rates on assets and liabilities resetting at different times This is known as mismatch risk or repricing risk For example, if the interest rates...

MARKET POWER AND BANK INTEREST RATE ADJUSTMENTS - Documentos de Trabajo N.º 0539 docx

Danh mục: Ngân hàng - Tín dụng

... that arise because these changes displease customers [Okun (1981)] Other times the costs are indirect, as when changes in interest rates induce changes in the quantities of supplied deposits and ... function slopes for banks However, the effect of these factors on the adjustment speed is ambiguous since, as our model shows, it depends on whether the adjustment costs of changing interest rates are ... concentration As for the transmission parameters, the empirical analysis confirms that interest rates are rigid to changes in the money market interest rate and also confirms asymmetries in the speed...

WORKING PAPER NO. 72 BANK CONCENTRATION AND RETAIL INTEREST RATES pptx

Danh mục: Ngân hàng - Tín dụng

... loans Deposit market Money market rate -Interest on demand deposits Demand deposits Money market rate -Interest on savings deposits Savings deposits Money market rate -Interest on time deposits Time ... for deposits, if confidence is high, firms and households may have less need for liquid assets such as deposits and may either invest or spend the money This is only true under the assumption ... Estimation Results: The Role of Demand Proxies Models and were estimated using random effects across products, Model is a two factor random effects across markets and countries Standard errors...

Methods of Policy Accommodation at the Interest-Rate Lower Bound ppt

Danh mục: Ngân hàng - Tín dụng

... similarly had measurable eﬀects on market expectations of the future path of the funds rate, as illustrated for example by OIS rates As I discuss further in the next section, these statements ... reassessed in each decision cycle, so that the interest rate path is a forecast, not a promise” (p 15) If the model of the economy used in such an assessment of the possible forward paths at ... previous ﬁgure Swanson and Williams also measure the eﬀects of surprises in various types of macroeconomic data releases on Eurodollar futures prices (These contracts settle based on the three-month...

Bank Mergers and Deposit Interest Rate Rigidity pdf

Danh mục: Ngân hàng - Tín dụng

... deposit rate spell is defined as a subsection of the quote line for which the deposit rate goes unchanged The definition of the deposit rate spells assumes that if the same interest rate is reported ... illustrates the summary statistics regarding the duration of the deposit interest rates in the sample when I consider a spell end only if the change is sustained for more than a week It shows how ... and merger characteristics in the sample, presented in Table 3, illustrate large variation in the characteristics of the sample banks So for example the sample includes banks with a total asset...

Monetary Policy Transmission in Ghana: Does the Interest Rate Channel Work? pptx

Danh mục: Ngân hàng - Tín dụng

... however, the short-run interest rate pass-through may be less than complete in reality and interest rates may also adjust asymmetrically to rising and falling policy interest rates The sluggishness ... deposit interest rates Tables and report the results for the bank-specific retail time and savings deposit interest rates The results provide strong evidence of the linkages between various interest ... Ghana, the deposit rate equals the prime rate minus 200 basis points and the lending rate equals the prime rate plus 100 basis points on reserve maintenance days (Wednesdays) and on other days equals...

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