representatives opinion and the pension scheme trustees opinion

Generations Model and the Pension System

Generations Model and the Pension System

... arranging that the young care for the old, and transfer part of their labor income to the retired generation The transfers which the young have to pay are then more than offset by the fact that they don’t ... fund rather than transfering it to the old So the current retirees are confronted with a total loss of their pension benefits The income gain of the current and future generations is thus at the ... sure that they have sufficient retirement income when they are old But when they are old, the young people of the next generation will face the same problem: as the interest rate is so low, they will...

Ngày tải lên: 09/04/2014, 19:20

19 294 0
Impact of the Pension on Access to Health and Selected Food Stuffs for Pensioners of the Manonyane Community in Roma, Lesotho as Measured between 2004 and 2006 docx

Impact of the Pension on Access to Health and Selected Food Stuffs for Pensioners of the Manonyane Community in Roma, Lesotho as Measured between 2004 and 2006 docx

... receiving the pension Apart from drinking alcohol, 44% of the pensioners interviewed also smoked, and, as a result, they spent some of the pension money on tobacco for themselves and others The mean ... established whether the pensioners were able to satisfy their hunger with the food they bought with the pension money (Table 5) After receiving the pension 10% were still not able to satisfy their hunger ... provide care for the elderly include the migration of young people and the effects of the HIV/AIDS pandemic The HIV/AIDS pandemic is characterized by the premature death of young and economically...

Ngày tải lên: 22/03/2014, 14:20

5 488 0
Fundamentals of Current Pension Funding and Accounting For Private Sector Pension Plans: An Analysis by the Pension Committee of the American Academy of Actuaries pptx

Fundamentals of Current Pension Funding and Accounting For Private Sector Pension Plans: An Analysis by the Pension Committee of the American Academy of Actuaries pptx

... the company sets assumptions and gathers the participant data used to measure its obligations and determines the fair value of assets in the pension trust It uses these amounts to calculate the ... balance sheet liability (the AML) equal to the total of the prepaid pension cost and the unfunded ABO If the plan’s unfunded ABO is less than the accrued pension cost, or if the plan has no unfunded ... accounting, and one must be careful not to mix the two topics PENSION PLAN COST: THE BASICS The cash contribution and pension expense calculations are both often referred to as the cost of a pension...

Ngày tải lên: 29/03/2014, 14:20

12 392 0
Báo cáo hóa học: " Research Article New Method to Determine the Range of DVB-H Networks and the Influence of MPE-FEC Rate and Modulation Scheme" doc

Báo cáo hóa học: " Research Article New Method to Determine the Range of DVB-H Networks and the Influence of MPE-FEC Rate and Modulation Scheme" doc

... calculate the range and the investigated schemes is described in this section Section presents the results for the different range definitions and the different MPEFEC rates and modulation schemes ... also demand valid MPE tables for 95% of the time Only, we will use a period of 40 seconds for reasons explained in the paper The influence of the MPE-FEC rate and the modulation scheme on the range ... because the influence of the height difference on the range is negligible compared to the influence of the x, ycoordinates CINRR and ER are the average values of CINR and E, respectively, over the samples...

Ngày tải lên: 21/06/2014, 22:20

10 446 0
Architecture and the UML

Architecture and the UML

... class diagram shows the existence of classes and their relationships in the logical view of a system UML modeling elements in class diagrams - Classes and their structure and behavior - Association, ... provide to the actor when the use cases is executed Typical contents - How the use case starts and ends Normal flow of events Alternate flow of events Exceptional flow of events 10 Uses and Extends ... and its subclasses There are two ways to find inheritance: - Generalization - Specialization Common attributes, operations, and/ or relationships are shown at the highest applicable level in the...

Ngày tải lên: 22/08/2012, 10:37

42 576 0
Cambridge.University.Press.Allegories.of.Union.in.Irish.and.English.Writing.1790-1870.Politics.History.and.the.Family.from.Edgeworth.to.Arnold.Oct.2000.pdf

Cambridge.University.Press.Allegories.of.Union.in.Irish.and.English.Writing.1790-1870.Politics.History.and.the.Family.from.Edgeworth.to.Arnold.Oct.2000.pdf

... to the toiling and dying types who made it over to America And once in America, people divided once again: you could say they became the poor and the rich The losers and winners The artists and ... narrative structure, and to the kind of stories that get told and retold about the Irish, so as to reveal both the regularity of English colonial discourse on Ireland and the Irish and the mutations ... take up and extend Said’s insight, in Culture and Imperialism, that the ‘‘convergence between the patterns of narrative authority constitutive of the novel on the one hand, and, on the other, a...

Ngày tải lên: 21/09/2012, 10:39

240 1,2K 5
Cambridge.University.Press.Brittany.and.the.Angevins.Province.and.Empire.1158-1203.Oct.2000.pdf

Cambridge.University.Press.Brittany.and.the.Angevins.Province.and.Empire.1158-1203.Oct.2000.pdf

... on these estates The other contingent lacked the unity of the Richmond tenants These were Bretons from the north-east of the duchy who received grants of land in the midlands, the south-west and ... ± The barons of Leon and Penthievre could construct forti®cations without the permission of the duke;  Á ± The barons of Leon and Penthievre had the right of wreck on the shores of their lands; ... Blain and the à forest of Le Gavre.24 South of the Loire, ducal domains included the castellany of Le Pallet,25 estates on the south bank of the Loire and another in the extreme south-west of the...

Ngày tải lên: 21/09/2012, 10:46

265 1,2K 2
Cambridge.University.Press.Gender.Race.and.the.Writing.of.Empire.Public.Discourse.and.the.Boer.War.Sep.1999.pdf

Cambridge.University.Press.Gender.Race.and.the.Writing.of.Empire.Public.Discourse.and.the.Boer.War.Sep.1999.pdf

... Night and the following day, they were ‘‘everyone’’ and ‘‘London’’ and even ‘‘England.’’ They were created as a group by the newspapers, and this chapter examines the mechanism of their creation and ... the food stocks, and the mood of the garrison The tactics of the Daily Mail captured the attention of the nation; the newspaper dramatized the situation of the town by emphasizing the danger that ... examine both the role of the press in the formation of public opinion about imperialism and the role of the press in the formation of the concept of public opinion itself Mafeking Night marks the powerful...

Ngày tải lên: 21/09/2012, 10:54

221 932 3
Cambridge.University.Press.Globalisation.and.the.Western.Legal.Tradition.Recurring.Patterns.of.Law.and.Authority.Mar.2008.pdf

Cambridge.University.Press.Globalisation.and.the.Western.Legal.Tradition.Recurring.Patterns.of.Law.and.Authority.Mar.2008.pdf

... the Netherlands, Luxembourg, Switzerland, north-east Spain and northern and papal Italy – are clearly within the Western and European purview.7 Ancient Greek philosophy, Jewish spirituality and ... on the mountain There is the hint in the Rembrandt that the seventeenth-century interpretation of Moses had him invested with more personal agency in the carriage of the laws; neither God nor the ... the rise of the state 6.1 The birth of the state 6.2 Legal diversity and universality in the emerging European states 6.3 The decline of the Christian commonwealth 6.4 The arrival of the state...

Ngày tải lên: 21/09/2012, 10:54

378 1,1K 2
Cambridge.University.Press.Poe.and.the.Printed.Word.Jul.2000.pdf

Cambridge.University.Press.Poe.and.the.Printed.Word.Jul.2000.pdf

... Sinbad the Sailor Poe and the printed word and Jack and the Beanstalk; new London editions of these two works appeared the year the Allan family came to England.3 So did new editions of The History ... the Rotunda: ``They have nearly ®nished the Rotunda ± The pillars of the Portico are completed and it greatly improves the appearance of the whole ± The books are removed into the library ± and ... from the form of their original publication, and these removals affect interpretation The appearance of the printed page, however, shapes the reader's understanding of the text it contains ``The...

Ngày tải lên: 21/09/2012, 10:58

165 851 2
Cambridge.University.Press.Press.Politics.and.the.Public.Sphere.in.Europe.and.North.America.1760-1820.Jul.2002.pdf

Cambridge.University.Press.Press.Politics.and.the.Public.Sphere.in.Europe.and.North.America.1760-1820.Jul.2002.pdf

... variety of approaches They examine the structure of the press; the methods used to control it by political authorities and their effectiveness; the journalistic texts themselves; and the political role ... texts, their presentation and format, the topics they covered, the way issues were presented and the messages, overt and implicit, that they contained Such a comprehensive approach to the comparative ... political press was the product of the struggles for independence from Britain and to forge a new nation, and in the Netherlands, the outcome of the Patriot Revolution of the s In France...

Ngày tải lên: 21/09/2012, 10:58

275 862 2
Cambridge.University.Press.The.Crisis.of.Literature.in.the.1790s.Print.Culture.and.the.Public.Sphere.Nov.1999.pdf

Cambridge.University.Press.The.Crisis.of.Literature.in.the.1790s.Print.Culture.and.the.Public.Sphere.Nov.1999.pdf

... conservative propaganda, and with the break up of the radical associations and the consequent erosion of the links between these organisations and other intellectual currents and circles, the conditions ... of the age The complex intersection of these two histories – the political turmoil of the 1790s and the broader hegemonic shift towards the meritocratic bias of the professional classes – demands ... Wordsworth’s observation gathers together fears about the French Revolution, the Industrial Revolution, and 10 The Crisis of Literature in the 1790s the information revolution ( the rapid communication...

Ngày tải lên: 21/09/2012, 11:00

316 973 2
Cambridge.University.Press.The.Works.of.Archimedes.Volume.1.The.Two.Books.On.the.Sphere.and.the.Cylinder.Translation.and.Commentary.May.2004.pdf

Cambridge.University.Press.The.Works.of.Archimedes.Volume.1.The.Two.Books.On.the.Sphere.and.the.Cylinder.Translation.and.Commentary.May.2004.pdf

... taken, the straight between the points either all fall on the same side of the surface, or some on the same side, and some on itself, but none on the other side /5/ And, when ... the center of the sphere, I call the figure internally contained by the surface of the cone, and by the surface of the sphere inside the cone, a “solid sector.” /6/ And when two cones having the ... direction and either one of them is wholly contained by the other and by the straight having the same limits as itself, or some is contained, and some it has common; and the contained...

Ngày tải lên: 21/09/2012, 11:00

387 1,2K 3
Cambridge.University.Press.War.and.the.Law.of.Nations.A.General.History.Sep.2005.pdf

Cambridge.University.Press.War.and.the.Law.of.Nations.A.General.History.Sep.2005.pdf

... individual, hand-to-hand combat Grand strategy, on the other hand, remained the preserve of Tiw.11 In India, too, much the same phenomenon was apparent in the role of Indra, the chief of the Vedic ... negative, then the process was repeated, and a second mission sent This time, the Aztec ambassadors anointed the right arm and head of the other ruler, set a tuft of feathers on his head and gave ... formal demands to the other side and then to inform the other side straight away that Rome was making war against it in the event of their rejection.58 The obsolescence of the fetial procedure...

Ngày tải lên: 21/09/2012, 11:02

456 937 7
Financial liberalisation and the relationship between finance and growth

Financial liberalisation and the relationship between finance and growth

... grow quickly and others not That is, the variation in the dependent variables comes from both the time series and the cross-sections, and some pooling of data is necessary to address the questions ... and liberalization, on the one hand, and growth and growth volatility, on the other, were tradeoffs in democracies We explore briefly both lines of inquiry as a guide to further research 13 The ... IMF’s, is linked to the date of the liberalization Eichengreen forthcoming reviews the data and methodological differences among most of these and other studies (For discussions of the different data...

Ngày tải lên: 24/10/2012, 08:50

44 597 0
Inflation Targeting and the IMF

Inflation Targeting and the IMF

... widening of the exchange rate band and then abandonment of the band altogether.31 Indeed, the dating of 29 The methodology and use is described in Fraga, Goldfajn and Minella (2003) See also Central ... measured by the standard deviation of the variable 21 Are the findings being driven by the way the sample is partitioned and by the choice of comparator countries? The robustness of the results ... the upper panel and the locus of points showing the variability in the exchange rate and inflation is plotted in the lower panel Points to the south and west in Figure are welfare superior, and...

Ngày tải lên: 24/10/2012, 09:27

64 491 1
 Circuit theory of finance and the role of incentives in financial sector reform

Circuit theory of finance and the role of incentives in financial sector reform

... along the circuit, the financial system governs the supply and demand of funds and, at the end of the process, it determines the condition for the closure of the circuit As discussed, the conditions ... to the endtargets and the timeframe They should explain to the public the reasons for agreeing on lower requirements and that they hold institutions to the announced standards This would put the ... of the circuit round and under what conditions They therefore stand to benefit significantly from factoring the long-term market potential of borrowing firms in their risk analysis The higher their...

Ngày tải lên: 24/10/2012, 09:33

55 666 0
Ensuring Financial Stability: Financial Structure and the Impact of Monetary Policy on Asset Prices

Ensuring Financial Stability: Financial Structure and the Impact of Monetary Policy on Asset Prices

... zero even at the 95% level in Canada, Finland, the Netherlands, Norway, Sweden, Switzerland, the UK and the US Moreover, while in some countries, (including Finland, the UK and the US) residential ... Canada, Denmark, Finland, France, Germany, Ireland, Italy, Japan, the Netherlands, Norway, Spain, Sweden, Switzerland, the UK and the US The sample starts in 1986 in order to avoid the more turbulent, ... the whole sample period are available for Australia, Canada, Switzerland, Denmark, Finland, France, the Netherlands, Sweden, the UK and the US For, Belgium we link an older series for small and...

Ngày tải lên: 24/10/2012, 09:40

35 794 0
Facts of Vietnam Freight forwarding industry and the role of Vietnam Freight Forwarders Association (VIFFAS) to the industry in international economic integration processhelpful to Oristar.doc

Facts of Vietnam Freight forwarding industry and the role of Vietnam Freight Forwarders Association (VIFFAS) to the industry in international economic integration processhelpful to Oristar.doc

... the transaction standards and the quality of business activities for enhancing the efficiency of export and import activities, expanding the external economic relations and co-operate with other ... in the Mekong Delta linking to Cambodia The total length of the inland waterway (IW) system is about 40,998 km, mainly in the Red River Delta and the Mekong Delta In the past few years, inland ... during the past term 2.3.1 VIFFAS with the role of member’s representatives Acting as the bridge between enterprises and the Government, the Association has gathered member’s ideas & expectations then...

Ngày tải lên: 27/10/2012, 16:42

31 1,2K 21
 Báo cáo y học: "The association of meat intake and the risk of type 2 diabetes may be modified by body weight"

Báo cáo y học: "The association of meat intake and the risk of type 2 diabetes may be modified by body weight"

... and measurement of anthropometrics and other lifestyle factors Protocols for the SWHS were approved by the Institutional Review Boards of all institutes involved in the study Dietary intake and ... cardiovascular disease between the baseline and follow-up FFQs, only dietary data from the baseline FFQ were included in this analysis For other participants the average of the baseline and follow-up FFQ ... at the time of the interview, 74,942 women remained for the SWHS The major reasons for non-participation were refusal (3.0%), absence during the enrolment period (2.6%), and other miscellaneous...

Ngày tải lên: 31/10/2012, 16:49

8 702 0
w