on the nature of joint strength in paper

... electronically, in whole or in part, is permitted only with the explicit written authorisation of the ECB or the author(s). Information on all of the papers published in the ECB Working Paper ... Lamfalussy, the first President of the European Monetary Institute. Mr Lamfalussy is one of the leading central bankers of his time and one of the main supporters of a single capital market within the ... address the question whether banks use their private information rather in screening than in monitoring borrowers. Using additional information about transaction account behaviour of our sample...

Ngày tải lên: 22/03/2014, 21:20

... technology requiring further training. Thus, continued participation in export markets requires continuous skill upgrading through training. There is also increasing interest in the impact of global ... English education, IT education, soft skills training, business skill training, etc, most of them is due to the lack of education and training in national system. 2.4.2 Education in Vietnam and ... Moreover, those institutes often supply the training program for local workers in international standards. In conclusion, the increase in FDI into Vietnam not only increases the demand for quantity...

Ngày tải lên: 23/04/2013, 11:16

Ngày tải lên: 05/09/2013, 09:08

... teaching. Due to the limitation of the study, the investigator has only made a survey on the current practice of peer teaching in ESP classes at Hanoi College of Sciences. The findings of this ... study The study is divided into three main parts: the introduction, the development and the conclusion. The very first part, the introduction, covers the background information such as rationale, ... research on teaching and learning: The best answer to the question of what is the most effective method of teaching is that it depends on the goal, the student, the content and the teachers. But the...

Ngày tải lên: 29/01/2014, 10:49

... acceptance of consumer loans within these savings banks. 23 The selection model can be identified without using an instrument but would then rely deterministically on the non-linearity of the selection ... that relationships of all kinds have inherent private information and are valuable in screening, in monitoring, and in reducing consumers’ incentives to default. We thank the Deutscher ... access data that has information not only on loan performance, but also on the determinants for the loan approval decision, including the quantifiable credit information on the customer. Our results...

Ngày tải lên: 16/02/2014, 06:20

... meaning. It is the in interaction of the results of these asynchronous processes that the process of comprehension is defined. The processes are independent of the know- ledge representations ... activation of all meanings of each recognized word in HOPE, the determination of the phonetic representation of a recognized word determines the breadth of active competition amon 9 meanings ... marked by intonation or pauses. However, for French this is not the case. Depending on the context, the ending of one word may be phone- tically affixed to the following one called liason. In addition,...

Ngày tải lên: 21/02/2014, 20:20

... single consider the wellbeing of not only themselves but also of other members of the household”. These assertion was corroborated by the findings in Table 1. Table 1 also reveals that there ... urban industrial area of Sango Ota. A total of 11.6% of respondents have no formal education, while the remaining has one form of education or the other while only 4.6% has tertiary education. ... The later is an inverse relationship that is as the perceived effect of industrial water pollution increases the income of respondents decreases. 3.4. Effect of Industrial Water Pollution...

Ngày tải lên: 06/03/2014, 23:20

... interface of business websites  Identifying the formation and meaning of English terms used in interface of business websites  Giving some sugguestions in translating technical terms in business ... as the original wording did upon the ST audience. They argue that “Frequently, the form of the original text is changed; but as long as the change follows the rules of back transformation in ... is defined as a translation principle according to which a translator seeks to translate the meaning of the original in such as way that the TL wording will trigger the same impact on the TC...

Ngày tải lên: 20/03/2014, 01:26

... for inferring gross errors: one is based on the variation of surfaceheight; the otheris based on the variation of height difference (Eq. 1) of neighboring data points. The ... averagevalue of V inside the moving window instead of standard deviation V σ . For example,  in the tests DL8 and DT7, whichuse the average value of V , the number of incorrectly ... reliability of a test is the mostimportantrequirement. ‐Despite the dispute on effectiveness of the simpleinterpolationbyaveraging the height of neighborpoints, the practicalresults in the tests DL1,...

Ngày tải lên: 22/03/2014, 12:20

... 25.1% in comparison with DC (control plot) - 17.1%. Combination of Lipomycin M with NPK and microbial fertilizers makes the amount of effective water in the soil higher than that in the case of ... Lipomycin M ability to keep effective water in the soil of Me Linh District, Vinh Phuc Province show that in the soil samples cultivated traditional medicinal trees, the total amounts of effective ... Lipomycin M three times 10 (at 2-months intervals) 3. Results and discussion 3.1. Effects of Lipomycin M on the amount of effective water in the soil sample cultivated traditional medicine...

Ngày tải lên: 22/03/2014, 12:20

... ethnicity. In conjunction, these allude to the management of the diversity climate within the organisation, which is the focus of the following section. 2.3.1 The Diversity Climate The diversity ... sharing can only work if the culture of the organisation promotes it. Ahmed (2002) concurs by stating that ‘if the wrong cultural norms exist, regardless of the effort and good intention of individuals ... ascertain the perceptions of employees within the banking sector in South Africa. The qualitative phase of the research entailed in- depth interviews with subject matter experts within the industry....

Ngày tải lên: 23/03/2014, 04:21

... license by the competent ministry, and whether information contained in the license for the conduct of foreign trade in controlled goods matches that in the OCD, and the actual condition of the goods. Moreover, ... the Ministry of Foreign Affairs. 21 At the time of the State Union of SCG (31.03.2005 - 05.06.2006) the ministry in charge of requesting opinions was the Ministry of Interior of the Republic of ... 2009, in accordance with the recommendations, standards and the code of conduct of the European Union. The 2005 Law provided for the harmonization of the national legislation with the international...

Ngày tải lên: 23/03/2014, 08:21

... The reason why only a minor fraction of control resides with the ‘oscillo- phore reaction’ is due to the on ⁄ off nature of the oscilla- tions; it is the regulation of the HK-PFK reaction by ATP ... a contemporary point of view, the theoretical motivation for the application of the crossover theorem in the analysis of glycolytic oscillations is weak [27]. Another argument in favour of the PFK hypothesis is ... are composed of only two interacting modes. The properties of these modes are so that one mode activates the other, while the other inhibits the first. The occurrence of the maxima of these two modes is...

Ngày tải lên: 30/03/2014, 16:20

... in the determination of English articles to the exclusion of all other considerations, or use a combined syntactico- statistical method; the aim of all such routines is the selection of one ... printout are the scheme's main features. One of the most discussed problems in the automatic translation of Russian documents into English is the insertion of English articles in the ... means of facilitating research into the question of consumer reaction to it. With these thoughts in mind, a close examination of several texts, in English, was undertaken to determine something...

Ngày tải lên: 30/03/2014, 17:20

... migration status of their spouses and children. The following discussion offers an insight into the complex web of factors considered by respondents in deciding whether to stay or to leave. Reasons ... Nigeria. The overrepresentation of Filipino respondents is explained by the existence of strong community bonds within the Filipino community in Ireland, which facili- tated the success of snowball ... setting in which respondents would feel comfortable discussing their expe- riences [23], and conducted the remaining interviews, at respondents' request, in the research institution. Inter- views...

Ngày tải lên: 18/06/2014, 17:20

Ngày tải lên: 21/06/2014, 06:20

Ngày tải lên: 21/06/2014, 11:20

Ngày tải lên: 21/06/2014, 22:20