notice from a treasurer regarding a bank account

... business a/ c In general, the procedures of nghiệp Nhìn chung, thủ tục mở TK công opening a coporate a/ c are ty (S = “The procedures of opening a coporate a/ c” that’s why we use “are”) more complicated ... more complicated than a personal one (Chủ ngữ =”Các thủ tục mở tài khoản công ty” dùng “are”) phức tạp mở TK cá nhân To close an a/ c, it is necessary to withdraw all the blance on it Để đóng ... There are different types of a/ c to meet the various needs customers: current (checking), deposit Có nhiều loại TK khác đáp ứng nhu cầu khác khách hàng: TK vãng lai (TK ký and savings a/ c, sole and...

Ngày tải lên: 13/12/2013, 03:15

... between banks that have significant local market overlap ex ante may increase local market concentration and market share and allow the consolidated banks to raise profits by setting prices less favorable ... the acquiring bank during the available years before the merger, 2) the acquired bank or banks during the available years before the merger, and 3) the consolidated bank during the available years ... efficiency rank is calculated relative to the peer group of all large banks that had data available over exactly the same time period as the consolidated or merging bank In this way, we control for any...

Ngày tải lên: 06/03/2014, 08:21

... 14.50 Aa2/AA-/AA France July 2015 Nov 2004 9.27 Aaa/AAA/AAA Germany Apr 2016 Mar 2006 5.50 Aaa/AAA/AAA France July 2020 Jan 2004 8.72 Aaa/AAA/AAA Greece July 2025 Mar 2003 7.20 A1 /A/ A France July ... Moody's/S&P/Fitch Italy Sep 2008 Sep 2003 13.40 Aa2/AA-/AA France July 2010 Apr 2006 3.30 Aaa/AAA/AAA Italy Sep 2010 Sep 2004 12.80 Aa2/AA-/AA France July 2012 Nov 2001 14.50 Aaa/AAA/AAA Italy Sep 2014 ... nine years ahead (percentages; daily data; five-day moving averages) (percentages; daily data; five day moving averages) one-year forward real rate nine years ahead one-year forward real rate four...

Ngày tải lên: 16/02/2014, 02:20

... of a balance sheet are still limited, a qualitative survey may actually offer a stronger appraisal of their actual behaviors Section two of the paper presents a brief description of the data base ... identification of financial constraints as an impediment to an increase in output It then graphically appears that a high probability of profit is associated with good performances along both axes ... (1995), Earle and alii (1996), Earle and alii (1997), Berglửf and Roland (1998), Bai and Wang (1998) For an analysis of the shortcomings and measurement errors of the accounting data used in...

Ngày tải lên: 06/03/2014, 08:20

... centralized database of all bank account numbers and making it available to all banking institutions A suitable clearing house agency must be entrusted with the management of this database, including ... of BANP implementation All the member banks would be required to have a local database - a real time replica of the central database (updated at a pre-determined frequency) - of ported bank account ... outlined in the diagram below: Central Database of Ported Bank Account Numbers Customer Acquiring Bank Local Database (Old serving Bank) of Ported Bank Account Numbers Old serving Bank Receipt of...

Ngày tải lên: 06/03/2014, 10:20

... savings bank is a liated with one federal state bank (“Landesbank”) and each federal state bank is a liated with a state (“Bundesland”) or group of states The a liated savings banks own each a ... characteristics, we also use annual balance sheets for the 452 savings banks The savings bank data is also from the German Savings Banks Association By using this proprietary data set, the sample ... characteristics to the average of the group of savings banks, rather than to an individual savings bank In addition to the detailed borrower /bank matched data set, we also use a bank level data...

Ngày tải lên: 15/03/2014, 10:20

... statement Balance sheet Operating statement (budget) Cash flow statement Material flow accounts as satellite accounts Material accounts in physical terms, including MFB Material accounts in monetary ... by a company’s activities makes the task of developing CSR standards fairly daunting (Bhimani and Soonawalla, 2005) Financial reporting has traditionally been the domain of national standard ... costs EMA places a particular emphasis on materials and materials-driven costs because (1) use of energy, water and materials, as well as the generation of waste and emissions, are directly related...

Ngày tải lên: 15/03/2014, 22:20

... information on the Bundesbank's banking data see Memmel and Stein (2008) talks with practitioners of the savings banks and cooperative banks sector, we know 11 From that the average duration for savings ... quality of banking and regional growth Hasan, Koetter, Wedow 11 2007 Welfare effects of financial integration Fecht, Grüner, Hartmann 12 2007 The marketability of bank assets and managerial Falko ... empirical analysis using a large German panel data set Fred Ramb 26 22 2007 Volatile multinationals? Evidence from the labor demand of German firms Claudia M Buch Alexander Lipponer 23 2007 International...

Ngày tải lên: 22/03/2014, 23:20

... disks already contains data, make a backup if needed (all existing data of partitions involved in the process will be lost), and delete or resize existing partitions to create space for the software ... boot loader: Once the configuration installation options are provides, the installation of the system starts: Notice that while the system is installing, the software RAID transparently initializes ... Minor RaidDevice State removed active sync /dev/hda1 Replacing the failed disk When a new disk to replace the failed one is available it can be installed into the system, partitioned to have the...

Ngày tải lên: 18/09/2012, 10:11

... such as B-47s or power plants or selling to large national and global accounts Today’s companies increasingly assign national and global account managers to manage their largest customers Account ... stay relevant and few are sustainable Advantages are temporary Increasingly, a company wins not with a single advantage but by layering one advantage on top of another over time The Japanese have ... She added another value: that many women care about social issues and will patronize a company that cares.19 Greg Carpenter and Kent Nakamoto have challenged a core assumption of marketers that...

Ngày tải lên: 21/09/2012, 17:33

... premises Medical wastes include injurious medical wastes and common wastes  Injurious medical wastes are medical wastes which contain factors that can harm man’s health and environment Those factors ... dumping waste bags to roadsides In particular, Hanoi has thousands of medical stations, making up about 2% of total wastes Only 60 hospitals and medical centers have signed up for waste treatment ... houses are non-standard, unsanitary and highly infectious In some areas, medical wastes are urgent matters because there have been no places for wastes to be gathered even in provincial hospital...

Ngày tải lên: 23/09/2012, 15:38

... c a Ngân hàng là: NGÂN HÀNG TH NG M I C PH N NAM Á Tên vi t t t b ng ti ng Vi t: NGÂN HÀNG NAM Á Tên y b ng ti ng Anh: NAM A COMMERCIAL JOINT STOCK BANK Tên vi t t t b ng ti ng Anh: NAMA BANK ... h p c a Ban Ki m soát c s xem xét n m i quan tâm c a t t c thành viên Ban Ki m soát liên quan n nhi m v , quy n n c a Ban Ki m soát; tri u t p ch t a cu c h p Ban Ki m soát; d Thay m t Ban Ki ... hàng; p Quy t nh thay C ông không ông v : i a m t tr s c tham gia b phi u a B t k h p ng liên quan quan c a c ông ó m t bên c a h p b B t k vi c mua c phi u t c ông ó; ã thông qua quy t n u 42 mà...

Ngày tải lên: 23/10/2012, 13:40

... (Years) All patients AVNRT AVRT EAT From symptom to ablation (Years) All patients AVNRT AVRT EAT RF-Applications (Number) All patients AVNRT AVRT EAT Examination time (Minutes) All patients AVNRT ... Abbreviations AVNRT: Atrio-Ventricular Nodal Reentry Tachycardia; AVRT: Atrio-Ventricular Reentry Tachycardia; AF: Atrial Fibrillation; EAT: Ectopic Atrial Tachycardia; F: French; INR: International Normalized ... defective (5) and insufficient (6) Y-axis: Percentage of patients Panel A: AVNRT Panel B: AVRT Panel C: EAT Comparing the categorical variables before and after ablation in AVNRT patients, applying...

Ngày tải lên: 03/11/2012, 11:44

... vùng; đ a phương to separate (v): ngăn cách; tách ra; chia Ex: Their yard is separated from the factory by a tall fence (Sân nhà họ ngăn cách với nhà máy hàng rào cao.) -» separate (adj): riêng ... eighth century (T a nhà trở thành nơi thờ phụng từ kỷ thứ tám.) -> to worship (v): thờ; thờ phụng; tôn thờ ASEAN (abbr) Association of South East Asian Nations: Hiệp hội nước Đông Nam Á Website học ... atmosphere over the party was warm and friendly (Không khí b a tiệc đầm ấm thân mật.) to pray (v): cầu nguyện; cầu khấn Ex: We all prayed that she would soon recover (Tất cầu nguyện cho cô mau...

Ngày tải lên: 17/01/2013, 09:58

... time Good management is better than good income Great minds think alike Great oaks grow from little acorns Large successful operations can begin in a small way H Half a loaf is better than none ... make the man Appearances can be deceiving Constant occupation prevents temptation When you work you avoid temptation D Dead men tell no tales A dead person cannot cause difficulties by revealing ... appearances E Early to bed and early to rise makes a man healthy, wealthy and wise Easier said than done What is suggested sounds easy but it is more difficult to actually it Empty vessels make...

Ngày tải lên: 18/06/2013, 01:26

... Date of teaching: September 20th, 2006 Period: 06 Activity were a teacher ) b You live in a bike ( I wish I lived in a car ) Form : I wish + S + Past subjunctive + Ask students to look at the ... subjunctive + Ask students to look at the real situations and make wishes • Sample answers : a) I wish I were in the swimming pool now b) I wish I had a computer now c) I wish I lived close to ... d) I wish I drew well + Let students make three wishes of their own Practice Individual Homework - Do exercises / P 12 - Learn by heart the structures Remarks ...

Ngày tải lên: 21/06/2013, 01:27

... The past simple with wish + Give example and explain the way to use Ex : a You are a student ( I wish I were a teacher ) b You live in a bike ( I wish I lived in a car ) Form : I wish + S + Past ... visited * Cues : - Lang Biang Mountain / blimbing - Xuan Huong Lake / walk around - Valley of Love / sightseeing A : I think I’ll take my friends to ………….We can …… B : Good ideas ! I believe they will ... wish + S + Past subjunctive + Ask students to look at the real situations and make wishes • Sample answers : a) I wish I were in the swimming pool now b) I wish I had a computer now c) I wish I...

Ngày tải lên: 21/06/2013, 01:27

... Date: Name: _ English 9_ Unit  Fill in each blank with one suitable word: Japan _four main islands Hokkaido, Honshu, Shikoku, and Kyushu A Japanese lunch is a light ... Communist north, and (REUNIFICATE) _occurred in mid-1975  Rewrite these sentences: Lan & her pen-pal, Maryam started corresponding over two years ago Lan & her pen-pal, Maryam have ... Democratic Republic of Vietnam (North Vietnam) and the former Republic of Vietnam (South Vietnam) Education in Vietnam is universal and _ for children ages to 11 The _language of...

Ngày tải lên: 26/06/2013, 01:27