... Zealand, Ireland, Australia, and Canada were the countries in the black, with a surplus of 5.5%, 1.4%, 1% and 0.7% of GDP, respectively But the U.S andthe U.K were in the red, with a deficit of ... geography or other characteristics beyond the control ofthe country’s government, by the method used to aggregate individual indicators, by the comparability ofthe data, and by the purpose ofthe evaluation ... the haves from the life ofthe community andthe exclusion ofthe have-nots; and, generally, inequality diminishes the richness and flourishing of a society Moreover, extreme levels of inequality...
... understand why they are doing what they are doing andthe consequences of their actions, and if they are to appreciate the limits and possibilities of their practice, it is useful for them to ... social situations in order to improve the rationality and justice of their own social or educational practices, as well as their understanding of these practices andthe situations in which these ... the English public (read private) schools, were introduced to the masses in the UK, andthe colonies, at the end ofthe nineteenth century as a way of ‘civilising the bodies ofthe children of...
... the limit ofthe lower optimum of 130 mg·kg–1 In the subsequent organomineral horizon (Ae/Ep) the values of Ca indicate the lower optimum reserves in the range of 80–160 mg·kg–1, and in 15% of ... underplantings and to verify whether the soil environment is a part of predisposition factors influencing their poor health status MATERIAL AND METHODS Description ofthe area concerned and research plots The ... (Table 3) and fluctuate in the range of 0.17–0.28% In 50% ofthe studied plots they are above the limit value (0.2%) and can be an excessive load for the forest ecosystem The content of this element...
... mobile phone adoption The purpose ofthe study is to better understand the social- cultural and economic phenomena that occur in the OMW families as the result ofthe presence of mobile phones A ... finance the industrialization of Holland andthe expansion of Dutch power in their colonies including Indonesia During the colonial period, using the profits from their cultuurstelsel, the Dutch ... improve the condition of their houses, the quality of their food and clothing and even education can be categorized as human capital investment that can impact the economic development ofthe family...
... ¾Elderly Advertising andthe Media Arguments supporting advertiser control ofthe media ¾Advertising pays the bills therefore they exert influence on the character,content, and coverage of certain issues ... buttons…they are just producing an especially visible manifestation, good and bad, ofthe American way of life.” Stephen Fox The Mirror Makers: A History of American Advertising and Its Creators Social ... regarding the appropriateness of their actions Companies are scrutinized for their ethics Socialand Ethical Criticisms of Advertising ¾ Advertising as untruthful or deceptive ¾ Advertising as offensive...
... part of physicians andthe public in understanding the inevitable competing risks and benefits of medical therapy andthe inherent uncertainties in the current paradigm of drug development For the ... further confusion regarding the understanding ofthe overall relative risk to benefit of these therapies This ‘yo-yo’ reflects evolving science, diminished public tolerance of uncertainty and risk, ... treatment of arthritis and other causes of pain for the foreseeable future The past decades have witnessed multiple changes in the public’s risk perception of these drugs: a low riskof nonselective...
... loan product— the pick and pay mortgage loan The borrowers pick the amount ofthe loan, the term ofthe loan, and what they want to pay each month The repayments selected stay at the agreed level ... as one of Time’s 100 most influential figures ofthe twentieth century, John Maynard Keynes was the author of General Theory of Employment, Interest, and Money and one ofthe fathers of modern ... Government mandarins and academics vouchsafe the contribution of finance to society at large Bankers talk of innovation andthe golden age of finance, the money to be made, andthe money they are...
... and customer is that of debtor and creditor But quoad the drawing and payment ofthe customer’s cheques as against the money ofthe customer’s in the banker’s hands the relationship is that of ... 1.2 Thesis Structure 1.3 Overview ofthe Singapore Legal System 1.4 Overview ofthe Customer’s Duty of Care 1.5 Overview ofthe Bank’s Duty of Care 1.6 Interaction ofthe Two Duties 1.7 The Express ... Court andthe Court of Appeal The Court of Appeal is the highest court in the country since the abolition of rights of appeal to the Privy Council This was achieved in stages,20 culminating in the...
... framework and hypotheses: The impact ofrisk factors to production and business performance in Vietnam 2.6.1 Conceptual framework and hypotheses: The impact ofrisk factors to production and business ... lager number of type of outcomes andthe greater variation among them, the greater level ofriskRisk is objective concept and measured” 2.1.4 Suggested concept in this research: Risk is occurrence ... damage, losses, and negative effects of risks, and make them to be opportunities” (Vân, D.T.H, et al., 2013, page 66) The suggested definition ofrisk management in this research is Risk management...
... The data include information on the price paid, the profits attributable to the net assets being bought andthe effect ofthe transaction on the profit and loss account and balance sheet ofthe ... realistically and to contribute to the success ofthe partnership • Good contract management calls for a comprehensive understanding ofthe key stages andthe risks associated in handling them, regular ... Examining the process andthe results, continued Risk Managing therisk 30) Either due to a lack of expertise or a desire not to interfere with the commercial freedom ofthe partnership, the public...
... piecemeal adoption ofrisk based tools and an uneven use ofthe language and rhetoric ofriskThe elements of risk- based approaches are various At a minimum they entail the use of technical risk- based ... regulatory role All of these initiatives have furthered the prominence ofrisk discourses andthe promotion of riskbased thinking in government However, the emergence of ideas about risk in the regulatory ... gained currency andthe related issue of their merits and limitations The Emergence of Risk- based Regulation: setting the scene Central to our understanding ofthe popularity ofrisk based regulation...
... the first group The interesting feature of this experiment was the handling ofthe “none ofthe above” option by the second group of doctors Assuming that the average competence ofthe doctors in ... expectation of a loss of $3,200 was once again larger than the certain loss of $3,000 When the choice involves losses, we are risk seekers and not risk averse Kahneman and Tversky and many of their ... permission 17 18 THE NATURE OFRISK necessity, long when prices are at the top and short or out ofthe market at the bottom The very fact that they are long at the top shows that they have been...
... the first group The interesting feature of this experiment was the handling ofthe “none ofthe above” option by the second group of doctors Assuming that the average competence ofthe doctors in ... expectation of a loss of $3,200 was once again larger than the certain loss of $3,000 When the choice involves losses, we are risk seekers and not risk averse Kahneman and Tversky and many of their ... permission 17 18 THE NATURE OFRISK necessity, long when prices are at the top and short or out ofthe market at the bottom The very fact that they are long at the top shows that they have been...
... research are those ofthe authors and not represent the policies or positions ofthe Office ofthe Comptroller ofthe Currency, of any offices, agencies, or instrumentalities ofthe United States ... determines the ex post risk characteristics ofthe owner andthe business A higher loan amount implies that both the business and/ or the owner are lower risk, and thereby should reduce theriskof default ... credit risk, market riskandthe interaction of risks He has been a member of various working groups ofthe Basel Committee on Banking Supervision He is Associate Editor ofthe Journal of Risk...
... (2.10) Thus, in the case ofthe paid claims data, the triangles (which have the same dimensions) containing the residuals ofthe observed paid link ratios andthe residuals ofthe ratios of incurred ... those of CL The GDFs will not be the same, however, as the fitted values are not the same for the two models The CL fitted value is the product ofthe factor andthe previous cumulative, whereas the ... derivative is the product of its previous cumulative andthe derivative ofthe factor with 140 respect to the cell value But that derivative is just the reciprocal ofthe sum ofthe previous cumulatives,...
... examine the quality of rest in the cats, “measured” in terms ofthe amount of time they spent engaged in short, medium or long bouts of rest, and also in the number of times they moved about in the ... dominance over others In the same chapter, I also explore the affiliation and agonistic patterns among the cats and report that weight and sex ofthe cat has no effect on this aspect of their social behavior ... stools and other removable “furniture” were then removed from the room andthe cats were observed in the same manner for another five days At the end of each day, the furniture was returned to the...
... microbiological hazards, the health risk is theriskof disease, which in turn translates into theriskof infection The group recommended that the guidelines utilise a best estimate ofriskand not overlay ... the context ofthe now 'classic' conception ofrisk assessment andrisk management applied to chemical hazards Delimiting the position ofthe guidelines to the rational scientific component of ... Assessment ofrisk in the overall framework In this framework, the assessment ofrisk is not a goal in its own right but rather a basis for decision-making and in the first iteration ofthe process...
... be mentioned The calculus of statements is the essence of mathematical logic andthe new step in development ofthe formal logic One ofthe fathers ofthe mathematical theory ofthe information ... coefficient of recognition oftherisk LP-model contribution ofthe sign (grades ofthe sign) in theriskof object 10 E.D.Solojentsev contribution ofthe sign in the mean riskof objects contribution of ... role and place ofthe nonlinear mechanics methods, ofthe theory of probabilities andofthe logic and probabilistic risk theory in modelling andrisk management of catastrophes, non-success and...
... overview ofthe location ofthe Cantons andthe ratio of case and control farms per district A total of 103 farms were infected with EP and farms with APP This resulted in an annual incidence ofthe ... Switzerland The hatched areas in the total view of Switzerland represent the Cantons of Berne, Lucerne and Solothurn The number in each district in the enlarged view shows the ratio of case farms ... health status ofthe farm, the distances involved andthe number of pigs transported, existed in 70% ofthe companies A visual hygiene check of their vehicles was conducted in 58% ofthe companies...