making medical and financial decisions for your partner

... Chemical and Physical Variables and Descriptive Field Information Reporting Units for Chemical Variables, Particles, and Physical and Descriptive Variables Assigning Project-Specific and NARSTO ... the missing code for Char, Date, and Time values • Use '.' (a period) as the missing code for project-derived Date and Time values • Missing codes for Int, Decimal, and Scientific format variables ... (1) match the format of the column's *TABLE COLUMN FORMAT TYPE and *TABLE COLUMN FORMAT FOR DISPLAY; o (2) in general, be negative and large enough to be impossible as actual data, and o (3) use...

Ngày tải lên: 07/03/2014, 02:20

... RM11-24-000 and AD10-13-000 - 24 - condition and results of operation This information is important in developing and monitoring rates, making policy decisions, and informing the Commission and the ... Licensees and Others (Form No 1), 18 CFR § 141.1; FERC Form No 1-F, Annual Report for Nonmajor Public Utilities and Licensees (Form No 1-F), § 18 CFR 141.2; and FERC Form No 3-Q, Quarterly Financial ... capture these financial and non -financial data Therefore, the Commission seeks comment on whether the Form Nos and 1-F should be revised and, if they should, how to revise them to include information...

Ngày tải lên: 29/03/2014, 20:20

... information sorting skills Change yourself into a magnet for information Become a magnet for information! With the idea of the alliance, the meaning of collecting information and sorting information ... words, of making them your partners And how you that? Instead of telling your clients or subordinates that “This is the situation, so just get on with it!” and merely seeking to force through your ... project is your role, and leadership is essential for making your own platform and the alliance Promoting the alliance is a little like being a bus driver, with everybody else as your passengers...

Ngày tải lên: 27/06/2014, 23:20

... Planning for Your Future FINANCIAL CALCULATOR: #51 How to Determine Your Future Financial Needs and How to Fund Them 265 #52 How to Determine How Long Your Money Will Last in Retirement and the ... reevaluate your entire budget Perhaps you have created too tight a straitjacket for yourself Revise your goals and set aside amounts to attain them before allocating the rest of your income to your ... Determine Your Net Worth N et worth is synonymous with your wealth at a single point in time It is the starting point for financial planning and indicates your capacity to achieve your financial goals Your...

Ngày tải lên: 28/06/2014, 08:20

... technician repairing and updating PCs He has been building and maintaining PCs and teaching A+ classes in the New York area for years and loves to tweak PCs for maximum performance and security Robert ... be annoying ■ Delete random files from your hard disk ■ Send random files from your hard disk to random people in your address book, by using your e-mail program, without your knowledge ■ Send ... part of your computer where all of your programs and data are stored is called your hard disk drive (HDD or hard disk for short) Most people have just one, and you may know it better as your C:...

Ngày tải lên: 06/07/2014, 15:31

... technician repairing and updating PCs He has been building and maintaining PCs and teaching A+ classes in the New York area for years and loves to tweak PCs for maximum performance and security Robert ... be annoying ■ Delete random files from your hard disk ■ Send random files from your hard disk to random people in your address book, by using your e-mail program, without your knowledge ■ Send ... part of your computer where all of your programs and data are stored is called your hard disk drive (HDD or hard disk for short) Most people have just one, and you may know it better as your C:...

Ngày tải lên: 06/07/2014, 15:34

... technician repairing and updating PCs He has been building and maintaining PCs and teaching A+ classes in the New York area for years and loves to tweak PCs for maximum performance and security Robert ... be annoying ■ Delete random files from your hard disk ■ Send random files from your hard disk to random people in your address book, by using your e-mail program, without your knowledge ■ Send ... part of your computer where all of your programs and data are stored is called your hard disk drive (HDD or hard disk for short) Most people have just one, and you may know it better as your C:...

Ngày tải lên: 06/07/2014, 15:34

... Association for Social Advancement (ASA), Bangladesh 10 BUSINESS PLANNING AND FINANCIAL MODELING FOR MICROFINANCE INSTITUTIONS: A HANDBOOK resource for members, or achieving significant outreach and financial ... this handbook to help microfinance institutions perform their own business planning, including preparing strategic and operational plans and, especially, financial projections Such plans and financial ... America), and Women’s World Banking (United States) xiii xiv BUSINESS PLANNING AND FINANCIAL MODELING FOR MICROFINANCE INSTITUTIONS: A HANDBOOK The handbook’s structure Business planning for microfinance...

Ngày tải lên: 09/08/2014, 19:21

... the historical financial statements section for fiscal 1997 and fiscal 1996, using their financial statements and making some adjustments to fit the model’s format They left the nonfinancial services ... salaries, real value analyses, and financial sustainability calculations (figure 3.2) Rates can be modified monthly for years and and quarterly for years 3, 4, and They must be entered in annual ... be modified monthly for years and 2, and quarterly for years 3, 4, and Rates are set in annual equivalents, and the model converts them into monthly values, compensating for monthly compounding...

Ngày tải lên: 09/08/2014, 19:21

... financial prudence, discipline, and skill In addition to dealing with the legal and regulatory issues relat- 65 66 BUSINESS PLANNING AND FINANCIAL MODELING FOR MICROFINANCE INSTITUTIONS: A HANDBOOK ... deposits to formally accredited financial institutions The decision about whether to formalize is 67 68 BUSINESS PLANNING AND FINANCIAL MODELING FOR MICROFINANCE INSTITUTIONS: A HANDBOOK one ... authority for loan processing and collections places responsibility for lending decisions with 69 70 BUSINESS PLANNING AND FINANCIAL MODELING FOR MICROFINANCE INSTITUTIONS: A HANDBOOK those closest to...

Ngày tải lên: 09/08/2014, 19:21

... number of depositors and the total amount on deposit by product (for an example see annex 2) 87 88 BUSINESS PLANNING AND FINANCIAL MODELING FOR MICROFINANCE INSTITUTIONS: A HANDBOOK Notes See Robert ... Program/Branch and Admin/Head Office pages.1 This section describes the options and the information covered on the Inst.Cap page (for a printout of the page see annex 2) 89 90 BUSINESS PLANNING AND FINANCIAL ... divides costs between financial costs and indirect nonfinancial costs Financial costs include all interest payments on portfolio financing loans and unrestricted loans.2 Indirect nonfinancial costs...

Ngày tải lên: 09/08/2014, 19:21

... depreciation costs and to help them develop a plan for fixed asset acquisition and ensure that funding is available for that purpose Like the projections for staffing and for other operational ... 115 116 BUSINESS PLANNING AND FINANCIAL MODELING FOR MICROFINANCE INSTITUTIONS: A HANDBOOK FIGURE 6.19 Allocating administrative nonfinancial costs tribution as for financial costs (see section ... calculated directly for each branch office based on its 123 124 BUSINESS PLANNING AND FINANCIAL MODELING FOR MICROFINANCE INSTITUTIONS: A HANDBOOK savings projections and therefore does not need...

Ngày tải lên: 09/08/2014, 19:21

... distill from them the information that is most meaningful for managers and to present it in a concise form The most useful form for financial and portfolio information is performance indicators, ... on its financial services and how much it pays for its debt financing 141 142 BUSINESS PLANNING AND FINANCIAL MODELING FOR MICROFINANCE INSTITUTIONS: A HANDBOOK The loan loss provision for the ... MODELING FOR MICROFINANCE INSTITUTIONS: A HANDBOOK Notes The discussion here on analysis of financial statements and ratios is brief and assumes a basic understanding of financial concepts For further...

Ngày tải lên: 09/08/2014, 19:21

... sheet balances for FY97 Balance sheet balances for FY96 This information is used in trend analysis and for verification of initial balances input elsewhere in the model Information for the older ... Statement FY97 Fin.Services Financial Income Income on financial services Income on Investments Total Financial Income Non -Financial Services Income Financial Costs Interest and fees on borrowed funds ... regional) pages and to name those pages 171 172 INSTITUTIONAL RESOURCES AND CAPACITY PAGE Institutional Resources and Capacity Explanation: This page provides "set-up" information for proceeding...

Ngày tải lên: 09/08/2014, 19:21

... Feb-98 NOTE: In this section, input land and buildings for the entire institution, not just the head office Land Analysis Purchase and sale of Land Total value of land Jan-98 0 0 0 0 Note: Buildings ... Jun-98 Jul-98 Aug-98 Sep-98 10 Oct-98 11 Nov-98 12 Dec-98 Land and Building Analysis Land Analysis Purchase and sale of Land Total value of land Building Analysis Total month's acquisition Undepreciated ... Income Statement Financial Income Interest on loans Commissions and fees incl penalties Indexing income on loans Income on Investments Total Financial Income * Financial Costs Interest and fees on...

Ngày tải lên: 09/08/2014, 19:21

... PLANNING AND FINANCIAL MODELING FOR MICROFINANCE INSTITUTIONS: A HANDBOOK Financial management Primary readings CGAP Management Information Systems for Microfinance Institutions: A Handbook (New ... “Principles and Practices of Financial Management” (New York, 1994), Introduction and chapters and Secondary readings CGAP Management Information Systems for Microfinance Institutions: A Handbook ... current and projected Monthly salary and benefits for each administrative (or head office) staff position, current and projected Estimated monthly operational expenses for each category, current and...

Ngày tải lên: 09/08/2014, 19:21

... cases where the price for the product first increases and later decreases and where the price for the product always decreases and obtains the pricing and inventory allocation decisions vi List of ... cannot afford to purchase the new product and focus on the availability and price of old products 3.2 Pricing and ordering decisions for a product with a two period lifetime In this section, we formulate ... 4.5 PRICING AND ORDERING DECISIONS FOR A PRODUCT WITH AN M ≥ PERIOD LIFETIME - 116 - 4.6 SUMMARY - 119 - CHAPTER JOINT PRICING AND INVENTORY ALLOCATION DECISIONS FOR PERISHABLE...

Ngày tải lên: 14/09/2015, 17:48

... understanding the relationship between money and happiness that’s right for you, and for bringing more of both into your life Even if you nothing to maximize your wealth and well-being, the chances are you ... in life and nancial success It will show you how to become wealthier and more ful lled And it will help you to follow your own path— encompassing your own values, goals, and nancial and investment ... Donohue Group, Inc.) Abey, Arun How much is enough? : making financial decisions that create wealth and well-being / Arun Abey & Andrew Ford -2nd ed p : charts ; cm Previous ed published: [Sydney],...

Ngày tải lên: 15/03/2014, 21:25

... WORTH THE EFFORT? If you intend to change your focus, you need to understand the hidden dynamic You must appreciate the stress you are about to create in your organization and in your workforce Considerations ... based on maximum efficiency for people and equipment for its day The images of riders staying in the saddle for hours with no break, frequent horse changes, and frequent hand-offs to fresh riders ... the United States, and Randall was considered the dean That was because of quality and style When The Six Driving Forces That Affect Your Business Plan 163 the Vietnam War and movies made big,...

Ngày tải lên: 24/10/2013, 09:20