... Make a financial plan Pay off any high interest debts tart saving and investing as soon as you’ve paid off your debts S A ROADMAP TO YOUR JOURNEY TO FINANCIAL SECURITY | Your First Step Making ... A ROADMAP TO YOUR JOURNEY TO FINANCIAL SECURITY | Subtract your liabilities from your assets If your assets are larger than your liabilities, you have a “positive” net worth If your liabilities ... free to ask questions about how and how much your adviser is being paid And if the fee is quoted to you as a percentage, make sure that you understand what that translates to in dollars A ROADMAP...
Ngày tải lên: 06/03/2014, 10:20
... for your children’s education, take a save too early or too late — only not vacation, or buy a home You may have aging parents to starting at all! You’ll learn how to save your support You may ... tool for making a secure retirement a reality: financial planning It will help clarify your retirement goals as well as other financial goals ® ® ™ SAVINGS FITNESS A GUIDE TO YOUR MONEY AND YOUR ... annually Recalculate your net worth once a year It’s a way to monitor your financial health Identify other financial resources You may have other financial resources that aren’t included in your...
Ngày tải lên: 29/03/2014, 18:20
Software Piracy on the Internet: A Threat To Your Security pot
... you want to have out there.” Brian Krebs and Ellen Nakashima, “File Sharing Leaks Sensitive Federal Data, Lawmakers Are Told,” The Washington Post, July 30, 2009 craigslist, Google, and Yahoo! ... JAPAN: In July 2009, BSA settled a case with an architect who was making illegal copies of Autodesk products and selling the pirated software on Yahoo! Japan’s auction site The seller agreed to ... curriculum of many nations To date, the campaign has focused on Singapore, Malaysia, China, Taiwan, the Philippines, Hong Kong and India “Faces of Internet Piracy,” a revealing look at the true stories...
Ngày tải lên: 29/03/2014, 19:20
Báo cáo khoa học: "Veterinary decision making in relation to metritis - a qualitative approach to understand the background for variation and bias in veterinary medical records"
... able to create meaningful data valid in large scale analyses (across herds and veterinary practices) Such veterinarians would generally want to focus on possibilities for across-herd data analyses ... scores as a 'diagnostic tool' related to each individual treatment decision rather than being part of a collaborative data collection For example, they could add rectal temperature and other parameters ... Page of 10 (page number not for citation purposes) Acta Veterinaria Scandinavica 2009, 51:36 cal analyses in the future, and they are highly motivated to use, for instance, multi-factorial analysis...
Ngày tải lên: 25/10/2012, 10:45
Tài liệu Speedwealth - How to make a milion in your own business in 3 years or less doc
... cutter” approach than any other method in history Have you heard of a gentleman named Sam Walton? His little empire is called WAL-MART Sam started with one small store, in one small town, that produced ... wealth by using the “cookie-cutter” approach 42 known as Wal-Mart stores, in hundreds of small towns across America Sam Walton was a true master of the SpeedWealth system He died a few years ago ... popular American products that are not marketed across any borders and thousands of popular international products that are not marketed in the U.S These are all dynamite opportunities! Anyone, and...
Ngày tải lên: 24/01/2014, 07:20
Tài liệu ECTS Users’ Guide: Europe Direct is a service to help you find answers to your questions about the European Union doc
... outcomes-based qualifications frameworks, makes programmes and qualifications more transparent and facilitates the recognition of qualifications ECTS can be applied to all types of programmes, whatever ... which are in that case additional to the standard number of 60 ECTS credits for the academic year Learners are awarded ECTS credits only when appropriate assessment has shown that they have achieved ... institutional Transcript of Record, so that learners can have a record/ proof or confirmation of what they have achieved at each stage of their educational pathway “Credits may be accumulated with a view...
Ngày tải lên: 16/02/2014, 03:20
Tài liệu IMPLANT AND REGENERATIVE THERAPY IN DENTISTRY A GUIDE TO DECISION MAKING docx
... of each treatment approach are detailed in Table 1.2 In addition to the clinical advantages and disadvantages of the above treatment approaches, a cost-benefit analysis must be carried out to help ... morphology may contribute to increased plaque accumulation Deep, sharp clefts, and marked soft tissue marginal discrepancies in adjacent areas have been implicated as factors contributing to inadequate ... and restored with locator attachments A 51-year-old patient presented with a distal extension removable partial prosthesis One implant was placed in each distal extension area Locator attachments...
Ngày tải lên: 16/02/2014, 21:20
Tài liệu AIR UALITY INDEX: A Guide to Air Quality and Your Health docx
... everyone as AQI values increase What the AQI values mean? The purpose of the AQI is to help you understand what local air quality means to your health To make it easier to understand, the AQI is ... detailed state and local air quality Web sites AIRNow’s reports are displayed as maps you can use to quickly determine if the air quality is unhealthy near you Example of a national AQI map available ... area • AQI in the media Many local media—television, radio, and newspapers—and some national media (such as USA Today, The Weather Channel, and CNN) provide daily air quality reports, often as...
Ngày tải lên: 17/02/2014, 22:20
Tài liệu Directing Change A guide to governance of project management pdf
... apply and Auditors 3, the financial reporting and internal control principles and for maintaining an appropriate relationship with decision taking the company’s auditors A. 4 There should be a ... corporate governance manageable steps Note: GoPM is an abbreviation of governance of project management www.apm.org.uk www.apm.org.uk A guide to governance of project management No Governance ... leaders, the resources available fostering a culture of micro-management It is important for the organisation to distinguish to them and the tools and processes they are able to deploy The board...
Ngày tải lên: 18/02/2014, 07:20
Work Smart: Connect a Microsoft Account (Windows Live ID) to Your Domain Account pptx
... compresses and crops the image to 1920 x 1200 In the Enter your email address screen, enter your Microsoft account (your Windows Live ID) You can enter any email address if you don’t already have a Microsoft ... Smart: Connect a Microsoft Account (Windows Live ID) to Your Domain Account Get Started Connect a Microsoft Account to Your Domain Account Swipe in from the right edge of the screen (point to ... account or you can click Sign up for a new email address at the bottom of the screen to create a new email address Tap or click Next In the Help us protect your identity screen, enter the characters...
Ngày tải lên: 14/03/2014, 23:20
Your Credit, Your Home, and Your Future: A Guide to Better Credit, Money Management, and Responsible Homeownership ppt
... to Make a Spending Plan To establish and maintain a good credit record and to demonstrate your ability to manage and repay your debts, make a spending plan and live within it To develop a spending ... 6:37 AM Page 25 ▲ Additional Banking Services ATM An ATM, or automated teller machine, is a machine you can use 24 hours a day to make deposits, withdrawals, and transfer money Unlike a check cashing ... on your account a feature that automatically advances funds into your account to cover items that would cause a check to bounce—you’ll receive a positive tradeline for your credit report As part...
Ngày tải lên: 15/03/2014, 07:20
TAKE A CLOSER LOOK - YOUR EASY TO FOLLOW GUIDE TO CHEKING YOUR BANKNOTES pptx
Ngày tải lên: 15/03/2014, 10:20
A Strategy to Engage the Private Sector in Climate Change Adaptation in Bangladesh docx
... offer a clear road map as to how Bangladesh can evolve a strategy of both adaptation and mitigation of climate change Warmer and more Humid Weather - leading to increased prevalence of disease and ... Communication and coordination of efforts The participants agreed that climate change needed now to be integral to public sector and private sector policy -making at all levels and in all areas A climate change ... can be distinguished, including anticipatory, autonomous and planned adaptation ” • Adaptive capacity: “[t]he ability of a system to adjust to climate change (including climate variability and...
Ngày tải lên: 16/03/2014, 14:21
ELDERLY SERVICES IN HEALTH CENTERS: A Guide to Position Your Health Center to Serve a Growing Elderly Population docx
... are eligible for nursing home placement to remain in the community PACE is usually based in an adult day health center and operates as a small Medicare Advantage capitated managed care plan at ... that vary from state to state and may better enable the center to care for disabled elderly patients Medicare Advantage Medicare Advantage (MA) is the private health plan option for Medicare and ... be comfortable assuming significant financial risk as well as be able to assume the significant regulatory requirements for PACE that parallel much larger Medicare Advantage health plans Despite...
Ngày tải lên: 22/03/2014, 13:20
The 10 Steps To Making a Living Online pdf
... via a website Your website should consist of a HOME PAGE, A CONTACT PAGE, AN AFFILAITE PAGE and a payment button so customers can buy and download your product Paypal offer great easy to use payment ... buttons that automatically link up with your Paypal account Create a Free Viral eBook A great marketing strategy is to create a FREE viral eBook and distribute it to as many people as you can ... FORWARD PART Believe PART Opportunity PART S.M .A. R.T PART The Market Always Comes First PART Develop Your Idea PART Prepare for marketing PART Evaluate your marketing efforts PART Don’t treat your...
Ngày tải lên: 22/03/2014, 20:21
Speedwealth: How to Make a Million in Your Own Business in 3 Years or Less docx
... Conditional Redistribution Rights Welcome to the best selling book, SpeedWealth™, from internationally renowned author and speaker, T Harv Eker You are encouraged to read and forward this book to anyone ... be able to use the information in it to help them toward their own financial independence The conditions for it's redistribution are as follows: 1) You may not sell this book either digitally ... You may not sell this book either digitally or in any printed hard copy format 2) You must forward this book completely intact with all 102 PDF pages included ...
Ngày tải lên: 23/03/2014, 14:20
Make a Difference at Your School! CDC Resources Can Help You Implement Strategies to Prevent Obesity Among Children and Adolescents pptx
... Health, it was adapted for use by the American Cancer Society in collaboration with the American School Health Association, American Academy of Pediatrics, and National Center for Health Education ... programs and policies; create a plan based on data, sound science, and analysis of gaps and redundancies in school health programming; establish goals; and evaluate efforts A well-coordinated ... HECAT covers physical activity, nutrition, and tobacco, along with alcohol and other drugs Available in early 2008 www.cdc.gov/HealthyYouth This tool enables educators to evaluate physical education...
Ngày tải lên: 28/03/2014, 21:20
Radiation threats and your safety: A guide to Preparation and REsponse for Professionals and Community pdf
... produced naturally by radioactive atoms and can have higher energy than x-rays Many radiation therapy machines contain a large radioactive source that emits gamma rays all the time, day and night ... contain varying amounts of radioactive potassium Some examples are bananas, carrots, spinach, sweet potatoes, lima beans, peas, Brazil nuts, and coconuts.* Radon Radon gas is the largest natural ... Radiation threats and your safety A guide to Preparation and REsponse for Professionals and Community Radiation threats and your safety A guide to Preparation and REsponse for Professionals and...
Ngày tải lên: 30/03/2014, 02:20
USING YOUR BRAIN FOR A CHANGE
... decrease the blues and greens, for example 11) Transparency Make the image transparent, so that you can see what's beneath the surface 12) Aspect Ratio Make a framed picture tall and narrow • and ... phobias have phobias of raising their hands in an audience Joan: I have one Do you have a real, flaming phobia? Joan: Well it's pretty bad (She starts breathing rapidly and shaking.) I can see that ... very pleasant—perhaps one that you haven't thought about in a long time Pause for a moment to go back to that memory, and be sure that you see what you saw at the time that pleasant event happened...
Ngày tải lên: 07/04/2014, 00:21
incorporate your business, a legal guide to forming a corporation in your state 6th (2011)
... within a single LLC The business and assets of each series can be managed and operated separately—for example, each series can have separate owners and managers, a separate operating agreement that ... corporate form and its ability to provide an infrastructure to handle changes in corporate management and ownership When you want to redesign your corporate mission and make management and capital ... usually limited partners; investors, bank working capital from genobtains loans backed eral partners; bank loans loans (backed additional by personal business guaranteed by by personal capital assets...
Ngày tải lên: 18/04/2014, 14:07