... borrowers. - Absolute value of increase in consumer outstanding loans: - Relative value of increase in consumer outstanding loans: 14 collecting debts including principal and interest applied on the ... diversified, including: branches, mailing, telephone, internet, point of sale, etc. There has been an increasing use of the internet as a major distribution channel for consumer credit products. In ... activity in Vietnam s commercial banks. Upon analyzing and evaluating data concerning consumer credit, the thesis focuses on providing the very overview on current state of consumer lending in Vietnam...
Ngày tải lên: 27/10/2012, 16:45
... one of the most vulnerable countries to climate change. Vietnam is also an interesting case for investigation owing to its rare trend of increasing forest cover. The per capita emissions in Vietnam ... development and decision- making processes in REDD+ Readiness. Which difficulties have been generating in the process of implementing REDD? In the process of implementation of REDD at site, we have ... forestry policy makers. In the pilot province of Lam Dong, the pilot exercises on applying the principles of Free, Prior and Informed Consent in the context of REDD+ were internationally recognized...
Ngày tải lên: 23/01/2013, 22:06
PATTERNS OF HOUSEHOLD CONSUMPTION IN VIETNAM
... consumption, of which household expenditure is an official proxy. Main purpose of this paper is investigating determinants of household consumption. Other factors in supply side including price, inflation, ... number of household is living in poor infrastructure such as having bad accommodation, using unpurified water, lighting by petrol in stead of electricity. Thus consumption level of household in ... distance of consumption level of household living in the South with that of household living in two other regions. It can be explained by following reasons: In the North, especially in the...
Ngày tải lên: 04/04/2013, 17:15
Globalization and its effects on the development of educational service in Vietnam
... training. Thus, continued participation in export markets requires continuous skill upgrading through training. There is also increasing interest in the impact of global value chains on upgrading ... moving on to a new higher stage in GVCs. In general, we should divide a GVC into two parts, the part of “brain working” and the opposite part of “simple working”. Vietnam is now in a jail of ... evidence of increased skill content of labour in Korean manufacturing exports. This is indicated by increases in the highest levels of educational attainment and the growth of certain occupations...
Ngày tải lên: 23/04/2013, 11:16
Tài liệu The Role of Community Banks in the U.S. Economy pdf
... enabled banks to pay higher deposit rates than large banks, but also allowed them to maintain higher net interest margins. Indeed, during most of the 1990s, the net interest margin of small banks ... “Small Business Lending and the Changing Structure of the Banking Industry,” Journal of Banking and Finance, August. Sullivan, Richard J. 2000. “How Has the Adoption of Internet Banking Affected Performance ... interest in understanding issues facing community banks. I. THE CURRENT ROLE OF COMMUNITY BANKS The banking system in the United States has always been unique in the sense of containing large...
Ngày tải lên: 16/02/2014, 11:20
Tài liệu Báo cáo " The name of Red River: an evidence of cultural diversity in Vietnam" pptx
... one of the main roots leading to the diversified culture of present-day Vietnam. 1.3. The Red River springs up in China's Yunnan province in the Ailao mountain range. Entering Vietnam ... reasonable indication of indigenous-Vietnamese sources of these Sino or Sino-Vietnamese names. The following pairs are supposed to be reliably indicative of this correspondence: Indigenous-Vietnamese ... the Sinicization and then Sino-Vietnamization process of Austroasiatic-originating words. In other words, Phú Lương and Lô Giang are formally Sino or Sino- Vietnamese, but semantically are Vietnamese...
Ngày tải lên: 27/02/2014, 03:20
BEYOND MICROCREDIT: THE ROLE OF SAVINGS BANKS IN MICROFINANCE potx
... been pioneers in the Latin American microfinance industry. As of today, 7 out of 15 Latin American members are active in microfinance. These members are involved in different ways in the microfinance ... people often lack collateral, and in some cases they have low levels of reading and writing skills. By serving this segment of the population in developing and emerging economies the microfinance industry ... categories of institutions are active in the microfinance field: savings banks, NGOs, financial cooperatives, postal banks, credit unions, etc. Those institutions, known as microfinance institutions...
Ngày tải lên: 06/03/2014, 10:20
The work of savings banks in microcredit in Europe (10 May 2011) Joint conference of the European Savings Banks Group (ESBG) and the European Microfinance Network (EMN) held in Brussels, Belgium pot
... in Europe. Mr De Noose explained that it is important that savings banks continue to be involved in future EU microfinance programmes, taking part in the design of new capacity building instruments ... challenges in the sector are developing a common definition of the terms used in the microfinance sector and involving all the actors in the development of this sector in Europe. The financial ... The growing importance of microfinance in Europe over the past decade was highlighted as well as the growing interest of the European institutions in microfinance, which has become an integral...
Ngày tải lên: 06/03/2014, 10:20
Research " AN ASSESSMENT OF SPATIAL DIFFERENTIATION IN VIETNAM’S SOCIAL-ECONOMIC DEVELOPMENT 1990-2000 " doc
Ngày tải lên: 07/03/2014, 02:20
the impact of corporate cultural in vietnamese companies a case study of vietinbank, hoan kiem branch
... reflecting the business reality by experiencing, thinking and generalizing of business subjects and then used to instruct business activities of an organization. Business philosophy of an organization ... Business accounting and distributing income as the regulation of VietinBank; Examining, auditing internally; Building business plan suitable with local social-economic developing plan. ... Bank of Vietnam. It is one of the four largest State-owned commercial banks of Vietnam, VietinBank’s total assets account for over 20 percent of the market share of the whole Vietnamese banking...
Ngày tải lên: 13/03/2014, 14:20
Báo cáo khoa học: "Good Spelling of Vietnamese Texts, one aspect of computational linguistics in Vietnam" ppt
... there are 27 initial consonants, and 1160 rhyme patterns (including 6 tones). Based on Vietnamese syllable structure, the spelling database is built in a tabular form. Each element of the table ... the correction of a syllable based on the column position of initial consonants and the row position of rhyme patterns, for example, the syllable lamf (work) in the TELEX form, is composed of the initial ... Designing Vietools The error detecting program reads one syllable at a time from the text. The syllable is divided into an initial consonant and a rhyme pattern, paying attention to solving initial...
Ngày tải lên: 17/03/2014, 07:20
Adoption of Mobile Banking in Vietnamese urban areas
... current situation of using Mobile Banking in Vietnamese urban areas in recent years. ã To study factors influencing on the customers adoption of using Mobile Banking in Vietnam. ã To recommend ... situation of using Mobile Banking in Vietnam in the recent years. Chapter 4: Findings about Vietnamese customers’ attitude toward using Mobile Banking The fourth chapter gives out the findings ... factors affecting adoption of mobile bankingin vietnam The following dimensions have been identified as common determinants of predicting the adoption of and Mobile Banking in Vietnamese urban areas....
Ngày tải lên: 09/04/2014, 01:24
Inflationary Implication of Gold Price in Vietnam
... important in explaining the headline inflation in Vietnam during the observed period. Goujon (2006) investigates the determinants of inflation in the dollarized economy of Vietnam in the 1990s using ... leading indicator of inflation, outperforming CPI and the price of oil in predicting future inflation. Tkacz (2007) studies the indicator property of gold prices for inflation by modelling ... is applied in Section 4 to include gold price as one of the determining factors of inflation in Vietnam. Section 5 introduces the empirical testing approaches adopted in the paper. In this section,...
Ngày tải lên: 22/05/2014, 08:14
Review of the Performance and Suitability of Pinus caribaea in Vietnam potx
... trials, included Vietnamese sources of P. caribaea and examined the potential of some hybrid combinations involving P CH. The first of these trials was planted in 1996 at Ha Tay in northern Vietnam ... sites in Central Vietnam; the Central Highlands of Vietnam; and low elevation regions of southern Vietnam in the vicinity of Ho Chi Minh City) on site-types believed to be suitable for pine plantations ... successful in Vietnam. 4 Trials planted on four sites in the northern region of Vietnam in 1976. 5 Forest Science Institute of Vietnam (FSIV) in Hanoi, and partner organizations in other...
Ngày tải lên: 21/06/2014, 06:20
Báo cáo nghiên cứu khoa học " Management of Phytophthora diseases in Vietnamese horticulture - MS2 " potx
... signing in April 2005. 2. Signing of an MOU between Australian and Vietnamese project leaders. 3. Development and distribution of Training Manual. 4. Initial assessment of competency of Vietnamese ... be found in Appendix I. 6. Training of 77 Vietnamese scientists in disease diagnosis and the identification of Phytophthora. 7. Planning of Vietnamese scientific visit to Australia in July, ... Capacity Building 1. Scientific training workshops The Training Workshops in this project aim to fill the current gaps in knowledge of Phytophthora diseases at all levels in Vietnamese horticulture....
Ngày tải lên: 22/06/2014, 12:20
Báo cáo nghiên cứu khoa học " Management of Phytophthora diseases in Vietnamese Horticulture - MS3 " pot
Ngày tải lên: 22/06/2014, 12:20
Báo cáo nghiên cứu khoa học " Management of Phytophthora Diseases in Vietnamese Horticulture - MS5 " pptx
Ngày tải lên: 22/06/2014, 12:20
Báo cáo nghiên cứu khoa học " Status of common carp in Vietnam " pptx
Ngày tải lên: 22/06/2014, 12:20
Báo cáo nghiên cứu nông nghiệp " Improving the Quality of Diagnosis of Animal Disease in Vietnam " pot
Ngày tải lên: 22/06/2014, 13:20
Báo cáo nghiên cứu nông nghiệp " Extension of citrus IPM in Vietnam " pptx
Ngày tải lên: 22/06/2014, 13:20
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