liaoning 1749 amp 8211 1909 evidence from demographic outcomes

Geographic and Demographic Bank Outreach: Evidence from Germany’s Three-Pillar Banking System potx

Geographic and Demographic Bank Outreach: Evidence from Germany’s Three-Pillar Banking System potx
Ngày tải lên : 22/03/2014, 21:20
... Geographic and Demographic Bank Outreach: Evidence from Germany’s Three-Pillar Banking System Alexander Conrad, Doris Neuberger and ... Sparkassen-Finanzgruppe e.V., Bonn We are grateful for this support Geographic and Demographic Bank Outreach: Evidence from Germany’s Three-Pillar Banking System I Introduction The performance of financial ... does not constitute a problem of access, unless it results from unduly low levels of financial literacy or financial market discrimination Evidence on financial exclusion is scarce, because it is...
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Environmental regulation and economic competitiveness: Evidence from the textile industry in Vietnam

Environmental regulation and economic competitiveness: Evidence from the textile industry in Vietnam
Ngày tải lên : 24/08/2013, 18:48
... firms face ecological requirements from foreign buyers they import ecologically qualified raw material from more advanced textile countries rather than choose from domestic textile producers However, ... Snowball approach From a starting point of a few contacts working in the field of environmental regulation, one contact could lead me to another and the list built up over time I did not “sampling” in ... stakeholders’ demand (from customers, suppliers, green groups, environmental legislatures etc.) Also are there internal pressures contributing to such changes One of the main conclusions from Annandale...
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Tài liệu Báo cáo " Late Eocene metamorphism and ductile deformation age of Con Voi range, the Red River shear zone: evidence from the garnet Sm/Nd dating" docx

Tài liệu Báo cáo " Late Eocene metamorphism and ductile deformation age of Con Voi range, the Red River shear zone: evidence from the garnet Sm/Nd dating" docx
Ngày tải lên : 13/02/2014, 12:20
... Tectonic setting and structural characteristics Analysis of thin section of gneiss samples taken from the Con Voi range evidenced the existence of two parageneses which developed during the deformation ... range, sample VNSH14-2 was selected for garnet Sm/Nd dating It was taken at a quarry located about 30 km on the right side of the road N70 from Yen Bai to Lao Cai The coordinates of the sample ... micas or amphiboles reflected only cooling ages of the metamorphism The technique Th/Pb ion microprobe dating of monazite inclusions in garnets by Gilley [13] showed that the timing of amphibolitic-grade...
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Tài liệu Human-induced changes in US biogenic volatile organic compound emissions: evidence from long-term forest inventory data ppt

Tài liệu Human-induced changes in US biogenic volatile organic compound emissions: evidence from long-term forest inventory data ppt
Ngày tải lên : 14/02/2014, 08:20
... were sampled from a cluster of five or more points Trees 1– in in diameter were sampled from a fixed-radius circular area around each point Larger trees were sampled using variable radius plot sampling, ... separately for each state and followed a twophase sampling procedure known as double sampling 1739 for stratification In the first phase, a random sample of points was located on aerial photographs ... volume (Hansen et al., 1992) For each tree sampled, a number of observations were recorded, including species, status (live, dead from harvesting, dead from natural causes), and diameter at breast...
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Tài liệu Informational efficiency of loans versus bonds: Evidence from secondary market prices pptx

Tài liệu Informational efficiency of loans versus bonds: Evidence from secondary market prices pptx
Ngày tải lên : 16/02/2014, 02:20
... on the name of the borrower) for the three sub samples of data, i.e., loan defaults sub sample, bond defaults sub sample, and bankruptcy sub sample Loans typically have a shortermaturity, and ... loan sales, reaching 42% in 2002 Data and sample selection The sample period for our study is November 1, 1999 through July 31, 2002 Our choice of sample period was primarily driven by data considerations, ... S&P/LSTA Leveraged Loan Index from Standard & Poor’s, the Lehman Brothers U.S Corporate Intermediate Bond Index from Datastream, and the NYSE/AMEX/NASDAQ Value-weighted Index from the Center for Research...
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Tài liệu TAX EVASION ACROSS INDUSTRIES: SOFT CREDIT EVIDENCE FROM GREECE doc

Tài liệu TAX EVASION ACROSS INDUSTRIES: SOFT CREDIT EVIDENCE FROM GREECE doc
Ngày tải lên : 16/02/2014, 03:20
... o¤er di¤erent sample models that not need this assumption, partially as robustness to this assumption The third sample, the credit card sample, is that of credit card applicants from new bank ... Noncompliance with Evidence from Unaudited Tax Returns." Economic Journal, Vol 117(51), pp 327-352 31 Feinstein, Jonathan S., 1999 “Approaches for Estimating Noncompliance: Examples from Federal Taxation ... their incomes support The mortgage sample has the appealing characteristic, re‡ ecting the second goal of subsampling of being nationally representative, of not sampling on predominately ex ante...
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Tài liệu Dissecting the E ect of Credit Supply on Trade: Evidence from Matched Credit-Export Data  pdf

Tài liệu Dissecting the E ect of Credit Supply on Trade: Evidence from Matched Credit-Export Data  pdf
Ngày tải lên : 16/02/2014, 03:20
... supply shock As shown in Table 2, firms in this subsample are larger than in the full sample For example, average debt outstanding in the analysis sample is $909,000 and average exports is $3.8 million ... Effect of Bank Distress: Evidence from the 2007-2008 Financial Crisis’ Cetorelli, Nicola, and Linda Goldberg (2010) ‘Global Banks and International Shock Transmission: Evidence from the Crisis.’ NBER ... conditions of related firms There is no conclusive evidence, however, of their consequences in terms of real outcomes In this paper, we provide evidence of this link Banks subject to liquidity...
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Tài liệu FOREIGN BANK ENTRY AND BUSINESS VOLATILITY: EVIDENCE FROM U.S. STATES AND OTHER COUNTRIES docx

Tài liệu FOREIGN BANK ENTRY AND BUSINESS VOLATILITY: EVIDENCE FROM U.S. STATES AND OTHER COUNTRIES docx
Ngày tải lên : 16/02/2014, 10:20
... Finance-Growth Nexus: Evidence from Bank Branch Deregulation.” Quarterly Journal of Economics 111(3): 639– 70 ——— 1998 “Entry Restrictions, Industry Evolution, and Dynamic Efficiency: Evidence from Commercial ... the United States, banks from other states were long viewed as foreign, and most states strictly forbid entry by banks from other states until the mid-1970s Even banks from other cities within ... unstable by amplifying the effects of wealth changes; this amplification does not appear to be outweighed by more stable banking This result contrasts with the U.S experience, where the dampening...
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Tài liệu Are private banks more efficient than public banks? Evidence from Russia ppt

Tài liệu Are private banks more efficient than public banks? Evidence from Russia ppt
Ngày tải lên : 16/02/2014, 10:20
... efficient than public banks? Evidence from Russia ISBN 978-952-462-897-6 ISSN 1456-5889 (online) This paper can be downloaded without charge from http://www.bof.fi/bofit or from the Social Science ... more efficient than public banks? Evidence from Russia Alexei Karas, Koen Schoors and Laurent Weill Are private banks more efficient than public banks? Evidence from Russia Tiivistelmä Tutkimme ... (2005) but differs from Fries and Taci (2005) Note however that the latter study obtained results on a cross-country sample from 15 transition countries including only a very limited sample of Russian...
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Tài liệu Quantitative Easing and Bank Lending: Evidence from Japan ppt

Tài liệu Quantitative Easing and Bank Lending: Evidence from Japan ppt
Ngày tải lên : 16/02/2014, 11:20
... deposit growth from time t-2 to t-1; ∆log(Depositi,t-2): log deposit growth from time t-3 to t-2; ∆log(Loani,t-1): log loan growth from time t-2 to t-1; ∆log(Depositi,t-2): log loan growth from time ... Baseline regression Our bank-level data are available from September 2000 to March 2009 and are taken from semi-annual balance sheet reports obtained from the Japanese Bankers Association (See Appendix ... Easing and Bank Lending: Evidence from Japan David Bowman, Fang Cai, Sally Davies, and Steven Kamin* Abstract: Prior to the recent financial crisis, one of the most prominent examples of unconventional...
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Tài liệu Accounting Practices and the Market Valuation of Accounting Numbers: Evidence from Indonesia, Korea, Malaysia, the Philippines, Taiwan, and Thailand doc

Tài liệu Accounting Practices and the Market Valuation of Accounting Numbers: Evidence from Indonesia, Korea, Malaysia, the Philippines, Taiwan, and Thailand doc
Ngày tải lên : 17/02/2014, 09:20
... earnings together ranges from 20 to 38 percent for Germany, from 48 to 78 percent for France, and from 14 to 42 percent for the UK They not examine incremental explanatory power Evidence on changes ... of accounting measures Our objective is to provide evidence on the value relevance of accounting numbers from different accounting systems Such evidence should inform the current debate over international ... Market Valuation of Accounting Numbers 453 Table Sample Countries and Firm-Years Sample selection Indonesia Korea Malaysia Philippines Taiwan Thailand Sample size Firm-years 338 902 1,311 139 369 596...
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Tài liệu Interactions Between Workers and the Technology of Production: Evidence from Professional Baseball doc

Tài liệu Interactions Between Workers and the Technology of Production: Evidence from Professional Baseball doc
Ngày tải lên : 22/02/2014, 09:20
... may be available directly from the author IZA Discussion Paper No 3096 October 2007 ABSTRACT Interactions Between Workers and the Technology of Production: Evidence from Professional Baseball* ... interactions could result from fully rational (income maximizing) considerations without relying on behavioral responses Indeed, the remainder of the paper presents evidence from professional baseball ... complements with relief pitchers Table presents summary statistics for the sample of players from the 1970 to 2003 seasons The sample includes all batters who batted at least 50 times in a season and...
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Monetary Policy Surprises and Interest Rates: Evidence from the Fed Funds Futures Market doc

Monetary Policy Surprises and Interest Rates: Evidence from the Fed Funds Futures Market doc
Ngày tải lên : 06/03/2014, 02:21
... and Interest Rates: Evidence from the Fed Funds Futures Market Abstract This paper estimates the impact of monetary policy actions on bill, note, and bond yields, using data from the futures market ... related to the maturity Aside from the different time interval over which interest rate changes are defined, these results also differ from those in section in that the sample includes months in which ... for example, Edelberg and Marshall (1996) found a large, highly significant response of bill rates to policy shocks, but only a small, marginally significant response of bond rates Other examples...
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Credit channel, trade credit channel, and inventory investment: evidence from a panel of UK firms pot

Credit channel, trade credit channel, and inventory investment: evidence from a panel of UK firms pot
Ngày tải lên : 06/03/2014, 08:20
... liquidityconstrained? Evidence from US panel data.’ International Monetary Fund Working Paper No 01/122 Choi, W G., and Y Kim (2003) ‘Trade credit and the effects of macro-financial shocks: evidence from US ... bank credit? Evidence from firmlevel data.’ International Monetary Fund Working Paper No 03/166 Demirgüç-Kunt, A and V Maksimovic (2001) ‘Firms as financial intermediaries: evidence from trade ... to bank finance: evidence from US small business data.’ Mimeograph, University of Lille Arellano, M and S Bond (1991) ‘Some tests of specification for panel data: Monte Carlo evidence and an application...
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Enterprise Adjustment and the Role of Bank Credit in Russia: Evidence from a 420 Firm''''s Qualitative Survey pdf

Enterprise Adjustment and the Role of Bank Credit in Russia: Evidence from a 420 Firm''''s Qualitative Survey pdf
Ngày tải lên : 06/03/2014, 08:20
... and the Role of Bank Credit in Russia: Evidence from a 420 Firm's Qualitative Survey ENTERPRISE ADJUSTMENT AND THE ROLE OF B ANK CREDIT IN RUSSIA: EVIDENCE FROM A 420 FIRM'S QUALITATIVE SURVEY* ... number of observations from 420 to 177 Table provides the results for the Loss equations, calculated first on the whole sample, then on pairs of the sub-groups derived from the MCA analysis The ... Role of Bank Credit in Russia: Evidence from a 420 Firm's Qualitative Survey Micro-economic analysis (Alfandari & Schaffer, 1996; Lehmann and al, 1998) and anecdotal evidence suggest indeed that...
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Information Sharing and Credit: Firm-Level Evidence from Transition Countries ppt

Information Sharing and Credit: Firm-Level Evidence from Transition Countries ppt
Ngày tải lên : 06/03/2014, 08:20
... set provides a similar sample of non-agricultural firms across all countries The sample is dominated by small firms (67%) and private firms (86%) The sample includes firms from service and manufacturing ... representative sample of firms for each of these countries.14 We drop all observations from Uzbekistan and Tajikistan, due to lack of institutional indicators for these countries This leaves us with a sample ... fourth and fifth column of Table we conduct a further sample split based on firm size We not find evidence that small firms benefit more from information sharing than large firms The coefficient...
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THE EFFECTS OF MEGAMERGERS ON EFFICIENCY AND PRICES: EVIDENCE FROM A BANK PROFIT FUNCTION docx

THE EFFECTS OF MEGAMERGERS ON EFFICIENCY AND PRICES: EVIDENCE FROM A BANK PROFIT FUNCTION docx
Ngày tải lên : 06/03/2014, 08:21
... profits from T being different from a vector of l’s, or r(p,z,l,~) - T(p,z,T,~) [l~-(l-l~?J~’] = ~i=l,.o,n-l ~j=l,c,n-l @i pipjlp~ Technical inefficiency is defined as the loss of profits from failing ... to 5, may increase the expected gains from mergers because there may be greater cost savings from the elimination of parallel management structures For example, in the 1986 Wells FargoCrocker ... extra profiti from price changes to the changes in predicted profits from efficiency gains We found that the price effects were dwarfed by the efficiency changes Adding the profits from price changes...
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Human Capital and the Development of Financial Institutions: Evidence from Thailand docx

Human Capital and the Development of Financial Institutions: Evidence from Thailand docx
Ngày tải lên : 06/03/2014, 10:20
... random sample of twelve tambons (subset of an amphoe or county) was chosen The stratification ensured an ecologically balanced sample that included two “forested” tambons Within each sample tambon, ... financial institutions, 262 borrowing groups of the BAAC and soil samples from 1880 agricultural plots This paper uses data from the household surveys and the surveys of financial institutions ... banks accumulated earnings on the banks activities: interest from the pooled saving account, interest proceeds from loans (if any), profits from investment activities less expenses The dividend is...
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Savings Constraints and Microenterprise Development: Evidence from a Field Experiment in Kenya∗ ppt

Savings Constraints and Microenterprise Development: Evidence from a Field Experiment in Kenya∗ ppt
Ngày tải lên : 06/03/2014, 10:20
... during the sample period 2.4 Sampling The sampling was done in three waves, in 2006, 2007 and 2008, respectively Given that we had only a limited budget for data collection, in each wave we sampled ... treatment effects on bodas may suffer from selection bias On the other hand, our estimates of the treatment on male vendors suffer from a tiny sample size All in all, the sample of men for whom we have ... data from the logbooks is relatively noisy While most of our main outcomes are not particularly sensitive to extreme values, business outcomes are For this reason, we present investment outcomes...
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TYING ODYSSEUS TO THE MAST: EVIDENCE FROM A COMMITMENT SAVINGS PRODUCT IN THE PHILIPPINES* pot

TYING ODYSSEUS TO THE MAST: EVIDENCE FROM A COMMITMENT SAVINGS PRODUCT IN THE PHILIPPINES* pot
Ngày tải lên : 06/03/2014, 10:20
... JOURNAL OF ECONOMICS also use lessons from behavioral economics and psychology to design a savings product Aside from the product differences, our methodology differs from SMarT in two ways: (1) we ... household with no other adult Although this subsample is neither more or less likely to take up the product, little inference should be drawn from this small sample of 34 individuals This result is not ... impacts along several demographic and behavioral characteristics In Table VIII we repeat the regressions from Table VI, but interact the treatment indicator variable with one demographic or behavioral...
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