its impact on parenting the infant

... for their banking services The first section of the article reviews the three major changes in the banking system—consolidation, Internet banking, and financial integration The next two sections ... counties Note: Concentration is a weighted average of the Herfindahl-Hirschman Index Source: Summary of Deposits, National Information Center Database II IMPACT OF THE CHANGES ON CONSUMERS Consumers ... called bill presentment In this case, the bank collects the bills itself and transmits them to the consumer over the Internet, where the customer can review them along with his account balances and...

Ngày tải lên: 16/02/2014, 11:20

... mentioned, the randomness of the message is given not only by the iteration and the observation vector, but also by the position in the FG (of course only the messages μPS → ϕ and μϕ → PS ) The ... of iterations (we can consider an arbitrary subset of all iterations) and the observation vector Once the autocorrelation function is given, the solution of the characteristic equation I rxx (s, ... described by the analyzed message (the phase shift in our case) The next point is also a consequence of the phenomenon that the KLT analysis of the message leads to the harmonic functions The harmonic...

Ngày tải lên: 21/06/2014, 07:20

... Scheduler Framework [contribution] Delegation Service Python WS Core [contribution] C WS Core Community Authorization Service OGSA-DAI [Tech Preview] WS Authentication Authorization Reliable File ... Authentication Authorization Web Services Components Components Replica Location Service XIO Credential Management Security Data Management Non-WS Execution Management Information Services Common Runtime ... PROVIDE SERVICES BEYOND VPNs; ARE THESE JUST VIRTUAL LAN SERVICES WITH ETHERNET/LIGHTWAVE CONNECTIVITY? 33 GRID “Computing” – The BT Vision APPLICATIONS ENTERPRISE A WANS LANS APPLICATION “VIRTUAL”...

Ngày tải lên: 30/09/2014, 22:23

... (iii) The Law on the State Bank in 1997 and the Law on Credit Institutions of 1997, amendments to both laws in 2003 and 2004 respectively; the new Law on the State Bank of Vietnam 2010; and the ... reduce the risks to the banking system among other benefits Second, in joining the World Trade Organization, Vietnam has been accepting increased competition, foreign banks have entered the Vietnamese ... governance and its impact on firm performance, it is disturbing that the literature on this topic is so limited in the Vietnamese context In this article, we use the data from the 2009 Survey...

Ngày tải lên: 02/01/2015, 17:33

... (iii) The Law on the State Bank in 1997 and the Law on Credit Institutions of 1997, amendments to both laws in 2003 and 2004 respectively; the new Law on the State Bank of Vietnam 2010; and the ... reduce the risks to the banking system among other benefits Second, in joining the World Trade Organization, Vietnam has been accepting increased competition, foreign banks have entered the Vietnamese ... governance and its impact on firm performance, it is disturbing that the literature on this topic is so limited in the Vietnamese context In this article, we use the data from the 2009 Survey...

Ngày tải lên: 06/01/2015, 19:47

... Correspondence 9890/BGD ĐT-GDTH: The contents of the inclusive education 27 programs is based on the common education program and curriculums that are relevant to the ability and learning conditions ... selected - one on special education and one on inclusive education in Danang and Vinh Long respectively Data collection The survey was conducted with qualitative and quantitative approaches The quantitative ... document that regulates the right of persons with disability to all aspects of the society The Law has one chapter regulating the conditions to ensure the rights of PWD to education The policies to support...

Ngày tải lên: 09/03/2015, 16:52

... (iii) The Law on the State Bank in 1997 and the Law on Credit Institutions of 1997, amendments to both laws in 2003 and 2004 respectively; the new Law on the State Bank of Vietnam 2010; and the ... reduce the risks to the banking system among other benefits Second, in joining the World Trade Organization, Vietnam has been accepting increased competition, foreign banks have entered the Vietnamese ... governance and its impact on firm performance, it is disturbing that the literature on this topic is so limited in the Vietnamese context In this article, we use the data from the 2009 Survey...

Ngày tải lên: 26/03/2015, 08:42

... discussed above, the anoxic and anaerobic conditions are not good for substrate removal Therefore, the decisive tank should riot be anoxic or anaerobic The impact of sludge conceiitration on substrates ... Given the initial sludge concentration in Tank A, the sludge distributions in reactors could be described The sludge distribution in reactors is mainly influenced by hydraulic condition The HRT ... controlled The performance of UNITANK is influenced strongly by sludge distribution Unsteady sludge concentration leads to the variations of' substrates Especially in decisive reactor, the conditions...

Ngày tải lên: 07/07/2015, 10:34

... further address the conditions and expectations underlying these assumptions, about how the respective modes of institutionalised knowledge are conventionally represented in opposition, and the ... theoretical schools The post-marxists use marxist concepts while constantly demonstrating their inadequacies They seem, in fact, to continue to stand on the shoulders of the very theories they have just ... subverting the very same institutional 11 discourse upon which they established their professional careers, for their own professional ambition and profit Further still, this formulation rhetorically...

Ngày tải lên: 11/09/2015, 21:33

... mainly on an input package for hybrid maize The second reason is the below-average rainfall in the two survey years and the concentration of the loan portfolios of the formal lenders on maize, ... for consumption smoothing—is closely linked to the second, and we therefore discuss them together because they both affect the resilience of households in bearing production and consumption risks ... conclusion of this study is that the contribution of rural microfinance institutions to the income of smallholders can be limited or outright negative if the design of the institutions and their...

Ngày tải lên: 16/02/2014, 03:20

... known, the CO2 released can therefore be estimated Together with the level of CO2 concentration obtained in various stations in the earth, it is calculated that 52% of the 14 billion tones of carbon ... that based on hypothesises and models, we cannot yet make accurate predictions on the future climate.Conclusion:Although there are still many problems regarding the relationship of carbon dioxide ... of the terrestrial radiation are now in the infrared (l=4-20 mm) Carbon dioxide strongly absorbs radiation in the to 14-mm wavelength region, which overlaps with the peak of intensity of the...

Ngày tải lên: 21/03/2014, 22:02

Ngày tải lên: 23/03/2014, 05:22

... trade-concentration More specifically, this study provides the background for the concept of retail trade-concentration and its application to emerging economies Then, the status of trade-concentration in ... trade-concentration The following questions are addressed: whether trade-concentration had occurred in the field-site; if yes, what were the causes; and, what were the effects of retail concentration ... national boundaries To understand the process of tradeconcentration, and the consequent retail restructuring, one has to take into account the phenomenon of globalization The proliferation of...

Ngày tải lên: 03/06/2014, 02:21

... had measured the same concept Although detail validity study was not done, the above information could indicate that the Amharic Version of the WHOQOL-HIV had good construct validity The WHOQOL-HIV ... Oromiya regional health Bureau for funding the study The authors appreciate the study participants for their cooperation in providing the necessary information References Conclusion TB/HIV co-infected ... negative correlation with the Kessler scale and the stigma instrument Strong correlation between the Kessler scale and the psychological domain of the QOL instrument indicated that the two instruments...

Ngày tải lên: 18/06/2014, 19:20

... collection There is no accurate population database on the size of the TSCs but reliable estimates suggest that the population may be around 340.000 - 360.000 [12] The sample size calculation was ... of the entire list of Turkish inhabitants in London The available but restricted list of Turkish population supplied by SAfH was used as a database for the selection of one person for each of the ... from the Turkish population living in Turkey [18] These results might be attributed to the higher educational status of the respondents of this study compared to the educational status of the...

Ngày tải lên: 20/06/2014, 16:20

... conventional fluid equations Although these models look promising, the authors did not discuss the correlation between the reduction of well pressure and effective stress resulting in reduction ... perturbation was not only dependent on effective stress but also on the size, geometry and other reservoir properties (i.e reservoir boundary conditions) These experimental results on stress ... result of factors such as the differential stress magnitude, fault models, the friction coefficient on the discontinuity and the strike of the discontinuity relative to the far-field stress σH...

Ngày tải lên: 27/06/2014, 13:20

... NeverRunners based on responses to the question at baseline: "Have you ever run for exercise for a period greater than one month?" The study was approved by the Stanford University Investigational Review ... From 1987 through 1989, subjects responded to the question "How bad has pain or stiffness been in the past week?" and marked their response on the VAS In 1987, the VAS anchors were: = no pain or ... they rated their amount of pain on the VAS If they responded "No", then their pain score was assigned a value of zero Statistical analysis Differences between groups at first evaluation (baseline)...

Ngày tải lên: 09/08/2014, 07:20

... collected: age, educational level (subdivided into three groups: no formal education, primary education; and secondary education or more), socioeconomic status (determined by the monthly household ... and its impact on disease features in women with rheumatoid arthritis Health and Quality of Life Outcomes 2011 9:58 Authors’ contributions BA and NHH conceived the study, participated in its ... with 95% confidence intervals (CI) Odds Ratios were adjusted for the potential confounders (age, educational level, socioeconomic status and treatment) to examine the independent association between...

Ngày tải lên: 12/08/2014, 00:20

... target region either (i) had no impact on shRNA efficacy, (ii) decreased efficacy by 50%, or (iii) or conferred complete resistance, depending upon the location of the mutation within the the target ... additional detail Modeling the impact of cassette deletion on the progression of infection We simulated scenarios containing or fewer shRNAs Scenarios 1, 2, and modeled control combinations of ... and the following combinations: 2.2 (shRNA #3.8) {the combination name representing a shRNA combination (2.×), and the second variant made in the original study (x.2), followed by its component...

Ngày tải lên: 12/08/2014, 04:20

... differentiation and transformation [22,29] Its expression is controlled by DNA methylation [30,31], known to restrict the access of transcription factors to binding sites [32] The +1/+30 region of the ... SV40 promoter The pActin-LacZ vector contains the β-galactosidase gene under the control of the actin promoter The pLTRX-Luc construct was kindly provided by O Schwartz (Unité d'oncologie virale, ... luciferase reporter gene of the pGL3Basic vector Before determining the effect of Tax on these constructs, the Tax M22 expression vector was first tested in the context of Jurkat cells to see...

Ngày tải lên: 13/08/2014, 05:21