... Reserves): Since loan loss reserves represent a reduction in assets against anticipated losses on specific assets (e.g., a loan), they provide a source of strength against subsequent losses Consequently, ... capital as measured by equity to assets was associated with a higher probability of failure, as was worse asset quality as measured by NPAs to assets, lower earnings as measured by ROA, and worse ... and worse liquidity as measured by Cash & Due to assets, Investment Securities to assets, and Brokered Deposits to assets These results closely follow the univariate results presented in Panel...
Ngày tải lên: 16/02/2014, 03:20
... reflects the benignity of the agent It can be infused rapidly over less than hour without serious infusion reactions, and so far no major toxicities have emerged One trivial possibility is that ... distinct, and therefore its spectrum of clinical usefulness should not be completely overlapping Perhaps it will synergize with rituximab or other biologicals, as is suggested in the lymphoma experience ... arthritis However, it seems unlikely that epratuzumab will be just a Page of (page number not for citation purposes) weaker cousin of rituximab Its mechanisms of action are probably quite distinct,...
Ngày tải lên: 09/08/2014, 08:22
Tài liệu It’s All in a Day’s Work docx
... CERT7 Test Areas Legacy Enterprise Software Open Source Software SourceLabs CERT7 Testing Unit Functional Testing System Functional Testing System Stress Testing System Scalability Profile System ... echo $salt; ?>"> The authentication is performed in check3.php First, the script needs to set up a session, which it does as follows: session_start(); $sessionStarted = true; The $sessionStarted ... address is not that difficult, that is not ideal Because session support in PHP is so easy, sessions make the per- March 2005 ● PHP Architect ● www.phparch.com This is will establish a session...
Ngày tải lên: 11/12/2013, 02:15
Tài liệu It’s All in a Day’s Work ppt
... CERT7 Test Areas Legacy Enterprise Software Open Source Software SourceLabs CERT7 Testing Unit Functional Testing System Functional Testing System Stress Testing System Scalability Profile System ... echo $salt; ?>"> The authentication is performed in check3.php First, the script needs to set up a session, which it does as follows: session_start(); $sessionStarted = true; The $sessionStarted ... address is not that difficult, that is not ideal Because session support in PHP is so easy, sessions make the per- March 2005 ● PHP Architect ● www.phparch.com This is will establish a session...
Ngày tải lên: 17/01/2014, 18:20
IT''''S ALL ABOUT YOU 2011 ANNUAL REPORT docx
... build its financial strength, improve products and services for its customers, and reinvest in the community where it does business Because we are owned by our depositors rather than stockholders, ... were purchased through the Shirley Batsie Memorial Rose Sale, which benefits cancer services at Baystate Mary Lane Hospital The Bank also hosted and staffed a rose sale site outside of its North ... (Losses) Gains on Securities, Trustees, Corporators, Officers and Employees Trustees CORPORATORS OFFICERS EMPLOYEES Chairman Trustees and the following: President & CEO Holly Aitchison Tina Allen...
Ngày tải lên: 29/03/2014, 09:20
Báo cáo y học: "It’s all in the blood: circulating endothelial progenitor cells link synovial vascularity with cardiovascular mortality in rheumatoid arthritis" docx
... atherosclerosis, is well known to be associated with RA In addition to a role for the classical risk factors such as raised levels of low-density lipoprotein cholesterol, there is also strong ... increased synovial vessel density in RA is not just due to angiogenesis, but also to postnatal vasculogenesis, owing to mobilisation of EPC from the bone marrow Secondly, it would seem also that ... arteries is likely to result in hypoxia, in response to which the ischaemic myocardium develops collateral vessels This compensatory angiogenesis seems to be insufficient, however, resulting...
Ngày tải lên: 09/08/2014, 07:20
Báo cáo y học: " Early vs late start of dialysis: it’s all about timing" pps
... surgery was a criterion to initiate dialysis regardless of solute clearance Mortality rates appeared to be dramatically reduced in both studies in the early dialysis groups Similar findings were seen ... disease) classification (simplified RIFLE, or sRIFLE) The earlier initiation group had lower ICU and hospital mortality rates than the late initiation group These results suggest that the severity of ... Replacement Therapy Study Investigators, Bellomo R, Cass A, Cole L, Finfer S, Gallagher M, Lo S, McArthur C, McGuinness S, Myburgh J, Norton R, Scheinkestel C, Su S: Intensity of continuous renal-replacement...
Ngày tải lên: 13/08/2014, 20:21
It''s All About You - The Dietary Guidelines Alliance
... farmers’ market Use the USDA Farmers Markets search to find a farmers’ market near you: http://search.ams.usda.gov/farmersmarkets/ or http://www.nutrition.gov/farmers-markets • Spice up leftovers ... Downsize Choose smaller sizes of foods and beverages, especially those that are higher in calories • Order a small or medium-sized portion instead of large • Offer plain water when kids are thirsty ... broth-based soup or green salad Ask for salad dressing on the side To avoid being influenced by others, be the first to order a healthful meal Be Sensible Family-focused tips • Slow down! It takes 20...
Ngày tải lên: 17/07/2015, 15:56
Mafiaboy How I Cracked the Internet and Why It's Still Broken
... parents, two homes It' s not in my personality to sulk about things, and so at the time I focused on keeping myself distracted with friends and activities It was easy to occupy myself at my mom 's ... way so other users could see their status.) Users trusted the staff designation and so, this program explained, you could use this status to "phish" for account information from other users Basically, ... I was made to sound like some kind of evil genius But the authorities also exaggerated the facts and realities of the case, and this wasn't good for me and my situation Worse, the press seemed...
Ngày tải lên: 22/02/2013, 17:05
NEW SKY 2 - written all over
... 'l¡usefi\ se/l,\ aqs'oN ¿labulse oLls 'sel^alls'so rulue eqssem ¿rPls suo!lsanboN/sa p roÓurs l¡use,laqS rels ulu e sefi\eLls a^llpbaupue a^!l!sod oqM ¿eqqvoJo/u uo!lsano uÁluel\ ¿aoruol\ setñol.lM ... q bu¡ d I 'óu¡r-uuitnns ano¡¡ ¿alll noÁ op slJods qllqM $HPedS S 'vsn eqlq ocslcuErt luorJ sl auoulls UPS 'sluelc ues ossrcuPrd eqlsl 'ppEuBc ul ueeleIJn0AeJ,(¡7n'suea¡ uro¡Isl eloclN e.,reDo ... ¡ /sJaq/stq/sJno^/a utw :sunouold oAtssassod s o q r u e s u el s v Á p ¿"' asoq/i/t:uollsenO &wq s á$rr**A &eq4 p oujec spunos unJ u&lsÍr'1üH ffi lrefot¿ $*1ffi€fn* $$#JPV Étr s .todg s e...
Ngày tải lên: 28/08/2013, 14:14
UNIT 5 - B1(It''''s time for recess)
... and answer: 1/ What you usually at recess? 2/ Do you usually talk with your friends at recess? 3/ What you usually after school? In groups, describe a recess of your school • Time • Students’ feeling ... English class today? Today we have English class at … Number What you often after school? Number Are you interested in learning English? Why? Number What you study in Literature class? We study ... the answer: Which activity is the most popular activity at recess? Talking What is the boy doing? He is playing blindman s bluff What are the girls doing? They are skipping rope In pairs, ask...
Ngày tải lên: 29/09/2013, 08:10
Had better. It’s time … & Can/Could/Would you …? U
... (không mang nghĩa khứ) It s 10 o’clock and he s still in bed It s time he got up (không nói It s time he gets up”) Đã 10 mà anh giường Đã đến lúc anh dậy It s time you did something = Lẽ bạn nên ... người làm việc đó): It s time to go home /It s time for us to go home Đến lúc nhà Bạn nói: It s late It s time we went home Trễ Đã đến lúc nhà Trong câu dùng went - dạng khứ (past) mang nghĩa hay ... phải lau chùi chúng Bạn nói It s about time…, It s high time … để làm mạnh tính chất phê phán: Jack is a great talker But it s about time he did something instead of just talking Jack tên khoác...
Ngày tải lên: 23/10/2013, 15:15
Style - It’s Not What They Say but How They Say It
... YOU MISSED: THEN STUDY: Question Lesson Question Lesson Question Lessons and Question 10 Lesson 11 Question 11 Lesson 11 Question 12 Lesson 12 Question 13 Lesson 13 Question 14 Lesson 14 Skill ... lesson to study for each question you missed IF YOU MISSED: THEN STUDY: Question Lesson Question Lesson Question Lesson Question Lesson Question Lesson Question Lesson 11 The main idea of this ... of some of those passages 110 L E S S O N 15 Word Power: Putting It All Together LESSON SUMMARY This lesson pulls together what you’ve learned in Lessons 11–14, as well as in previous lessons It...
Ngày tải lên: 25/10/2013, 17:20
Organization It’s Everywhere!
... demands to write Visual Writing helps weak writers become betessays, you are not imagining ter writers and strong writers become even things Today s teachers not only stronger, because it teaches ... apparatus—a filter, as brilliant as it is crude The rest of the story is literally history and one of the twentieth century s greatest examples of successful problem solving How did these engineers it? ... processes such as MRIs reveal the brain s electronic and chemical thinking processes as different colors They show that writers who analyze and organize subjects and topics, using word lists and...
Ngày tải lên: 25/10/2013, 17:20
Tài liệu It''''s in the science pptx
... mechanical stress ADC leaves more wire between contact points; provides a more reliable stress resistant connection LSA-Plus IDC versus 110 and 66 Block IDCs LSA-Plus Contacts • Split beam technology ... Distribution Frame easily scales to make the best use of expensive floor space Manages up to 2,304 fiber terminations Uses industry s highest count MPO plug-and-play cassettes Slack storage included ... increase in conduit fill rates versus competitors • 22% less fuel to be burned in case of fire • Better utilization of floor space • Decreased cable size • Fewer and smaller pathways Competitor’s...
Ngày tải lên: 10/12/2013, 17:15
Tài liệu Managing Change in Organizations: It’s Management’s Responsibility ppt
... Management is described as the study of “approaches” or “processes” an organization follows when moving from its current state to a desired state Many academic pieces discuss how changes to structures, ... courtesy so that even negative messages are heard and difficult situations are managed diplomatically • Assess and adapt your message to others so they hear the right message and respond in the desired ... your specific work situation Choose from our more than 700 courses, delivered through Classrooms, e-Learning, and On-site sessions, to meet your IT, project management, and professional skills training...
Ngày tải lên: 17/01/2014, 06:20