is the finance industry ethically irrelevant

... income arising from the repayment of the loans underlying the security In the run up to the crisis, banks lent money to borrowers and then sold the ownership of the right to receive the repayments ... excessive risk taking: the role of the industry in laundering the proceeds of crime, and the role of the industry in the facilitation of crime itself Extreme risk taking, along with other damaging ... fraudster’s connection with the yacht is disguised but he gets to enjoy roleplaying Aristotle Onassis on board each summer I refer to this model as the ‘enable, distance, and disguise’ model of money...

Ngày tải lên: 29/03/2018, 13:10

... require the inclusion of JavaScript code that is hosted by the advertiser himself on the publisher’s web site This code enables the content provider to acquire information about the publishing ... destination of the redirections is typically based on the string edit distance between the domain name of the web site participating in the redirector service, and the domain name of the adult web ... Anytime the user tries to leave the web site (e.g., by entering a new address, using the browser’s “Back” button, or closing the browser) a confirmation dialogue is displayed The user is then asked...

Ngày tải lên: 06/03/2014, 21:20

... .001 Hypothesis The higher level of satisfaction with rewards at the primary/focal store, the greater the SOW at the primary/focal store” REJECTED Hypothesis was rejected The higher the satisfaction ... this study will test the hypothesis that customers will make a larger share of their purchases in their focal store if they have a loyalty card It is therefore hypothesized that: 12 Hypothesis ... customers appreciate the rewards they receive, then the loyalty card will be used on each visit If the consumer does not have high satisfaction with the rewards garnered, then the card is likely to be...

Ngày tải lên: 12/12/2016, 20:32

... personal finance, in the end, is not political It is simply about telling people how to handle their money so they can live the life they would like Does it work? Quinn is rueful about all of this, ... the Christian Science Monitor in 1980 “But whether we can continue to sell books to it is another matter.” The publishing establishment was jazzed by another trend that was looming large in the ... make the leap from articulating the problem—your salary is not keeping up!—to suggesting how we can solve the problem on a societal basis is to misunderstand the phenom that is Suze Orman, the...

Ngày tải lên: 29/03/2018, 13:35

... INSOLVENCY OF THE INDUSTRY AND THE FSLIC The cover-up of the S&L debacle was the dominant dynamic during the Reagan administration If the industry was insolvent by $150 billion, then the Federal ... million, then it is irrelevant whether rates continue to fall The other implication is that the acquirer knows that the profit is fictitious and that failure is certain, which maximizes the perverse ... praised them for their efforts, which he said had saved the FSLIC fund from disaster Senior supervisors praised the CEOs who bought failed S&Ls in the mergers, and lauded the high profits the...

Ngày tải lên: 29/03/2018, 13:54

Ngày tải lên: 08/08/2012, 17:20

... service, the size of your success is up to YOU Back to Top Is MLM a scam, legal, moral, ethical, etc? The short answer is: maybe This is the cause of 99% of the flamefests, arguments, and general disagreements ... you will get a larger discount The distinguishing characteristic of this plan is the "breakaway," a position where you "break away" from your upline After this point, the product volume generated ... service, the size of your success is up to YOU Is MLM a scam, legal, moral, ethical, etc? The short answer is: maybe This is the cause of 99% of the flamefests, arguments, and general disagreements...

Ngày tải lên: 22/10/2012, 14:02

... destination is Therefore, the aid created by website establishment by tourism companies contribute little help to the development of the tourism industry in Vietnam 1.1.4 Hanoi Hanoi is the capital ... characteristics, they are “high class” consumers who are ready to pay for these kinds of service They are the customers of these services and the “distant” customers of the company Although there is ... Finish 3.2 Explanation of the research methodology Firstly, the target group is identified The target group is the group of customers the companies are aiming at or provide the service for The...

Ngày tải lên: 07/04/2013, 23:51

... First there is basically visual task, that of deciphering the marks on the page, the brain receiving signals, from the eyes Secondly, there is cognitive task, that of interpreting the visual ... it is wise if they work on their own during the reading process, make full use of the class time to read and the exercises to achieve a full understanding of the text Its is necessary for them ... attention to the paragraph in which the information they need is likely to be embedded 37 It is advisable to limit the time of scanning since this can save the time and make the students try their...

Ngày tải lên: 09/04/2013, 08:49

... situation for the environment but further research is needed The thesis is inspired by the idea of further research on the linkages that should be made on the industry specific basis rather than ... 1995) By the 1992 Constitution, the Politburo of the Communist Party of Viet Nam is the highest policy-making body The President, the Prime Minister, and the Secretary-General of the Communist Party ... itself in Vietnamese law is the idea that everything is a collective effort: the Communist Party, the community, the society, the State There is no article in the LEP stipulates the rights and obligations...

Ngày tải lên: 24/08/2013, 18:48

Ngày tải lên: 30/08/2013, 17:10

Ngày tải lên: 27/09/2013, 00:16

Ngày tải lên: 29/09/2013, 08:10

... , leading to the into the " bubble" financial - caused the financial crisis scale They always find ways to win the economic advantage on their side , pushing the disadvantage of the developing ... in the international division and in the process of globalization They always find ways to win the economic advantage on their side, pushing the disadvantage of the developing countries This ... every component in the system When the borders between nations are protected by tariff barriers , " hard " , then the wave is damped And now when the other border is disabled , the effect due to...

Ngày tải lên: 10/10/2013, 23:41

... 74 The Ku Klux Klan and Real-Estate Agents the typical online dater is either a fabulist, a narcissist, or simply resistant to the meaning of “average.” (Or perhaps they are all just pragmatists: ... have—and the seller is punished for this assumed information And if the car is a lemon? The seller would well to wait a year to sell it By then, the suspicion of lemonness will have faded; by then, ... obstructionism, and intimidation—which, in his view, were displayed by no organization more proudly than the Ku Klux Klan Kennedy saw the Klan as the terrorist arm of the white establishment itself This...

Ngày tải lên: 17/10/2013, 18:20

... process This is shown in figure where the potential through the cell is drawn schematically The potential is reversed through the discontinuity in potential at the interface between the solid ... by-products from the processor, and to optimize the operation of the cell, a surplus of fuel is usually fed to the cell The exhaust from the cell is therefore supplied to a catalytic burner and the heat ... cleaned and moisturized hydrogen-rich reformate is run to the fuel cell’s anode chambers where the hydrogen is oxidized while oxygen is reduced at the cathode Water is used to moisturize hydrogen,...

Ngày tải lên: 19/10/2013, 09:15

... 10 CHAPTER 2: What Is the Managed Preferences System? Typically, this manageability came in the form of DOS batch scripts that ran on machine startup, or at network login (the then-popular Novell ... this utility up through Mac OS X Server 10.3 It officially wouldn’t run any longer under 10.4 While some lamented this decision, it’s mostly because they liked to stick with what they knew The ... baked That’s enough history fast-forward to today, when we’re writing this book Mac OS X v10.6, ‘‘Snow Leopard’’ is the current release OS X is ten happy birthday! Ten years is a good amount of...

Ngày tải lên: 21/10/2013, 22:20

... of their experiences This Place so engages guests that visits average over four hours – and you know the more time they spend, the more money they spend The American Girl Place achieves this ... precisely because it has so thoroughly abandoned the “store” paradigm (Proof? The question visitors already inside the Place most frequently ask of the concierge in the foyer is, “Where’s the ... extending the dramatic structure of the experience online, moving from the real to the virtual and – upon the next visit when the guest can request his past bookmarks be downloaded for him right then...

Ngày tải lên: 25/10/2013, 09:15

... Washington was the first president of the United States of America Thus, we can treat that claim as a fact On the other hand, there is much conflicting evidence for the belief "alcoholism is a disease." ... cancer" is true Because it is extremely difficult, if not impossible, to establish the absolute truth or falsity of most claims, rather than ask whether they are true, we prefer to ask whether they ... determine whether such evidence is good evidence In the next chapter, we discuss other kinds of evidence, as we continue to ask the question, "How good is the evidence ?" Practice Exercises (J) Critical...

Ngày tải lên: 25/10/2013, 15:20