... account of some ofthe main determinants ofthe ex-post interest rate spreads ofcommercialbanksThe paper uses pooled annual data of all thecommercialbanks operating in the ECCU over the period ... exhibited is that of a narrowing ofthe foreign banks spread and a widening of those ofthe indigenous banks This could have been as a result ofthe entry of Trinidadian banks to the banking system ... ofthe index, the number of firms in the industry and each firm’s market share The fewer the number of firms in the industry the easier it is for them to coordinate higher prices Similarly, the...
... Signs of Growth Links growth of assets to profitability and other key areas by evaluating the strength ofthe system as a whole PEARLS Objective Executive management tools: monitoring the performance ... system that consists of a set of a financial ratios of indicators that help standardize terminology between institutions • Offer management guidance for credit unions and other savings institutions ... increased 15% Sources: vnexpress and taichinhdientu.vn II Measuring and evaluating performance ofbanks Collect financial information, then analyze and evaluate banks performance based on some...
... make difficult for the economy 2.1.2 The process of formation and development ofthe number ofcommercialbanksThe number ofcommercialbanks based in the province by the end of 2011 was 16, in ... Assess the overall risk of each commercialbanksandofthe banking system and in the area Determine the level and trend of risk for each form of credit, for each type and method of credit Assess the ... and scope ofthe Study Subjects ofthe Study are the contents of state management in diversification of credit activity ofcommercialbanks in HCMC The specific subjects include: (i) theory and...
... the value ofthe convertibles and vice versa This assumption implies that the issue of convertibles does not inuence the market value ofthe rm The assumption is a consequence ofthe Miller and ... on the fourth quarter ofthe year that includes the market crisis periods The second pricing exercise focuses on the performance ofthe models on the rst quarter of each year that represents the ... historical time series of derivatives prices, the combination of equations and model parameters denes the dynamics ofthe state variables in the risk-neutral measure On the other hand, the calibrated...
... commercialbanks This is the main finding andthe new points ofthe thesis - In terms ofpractice: the thesis not only contributes to the theory, its findings, but also contributes to the ... performance of Vietnam commercialbanksThe capacity of middle managers to use the emotion has impact on the transaction department’s performance of Vietnam commercialbanksThe capacity of middle ... intelligence of middle managers ofcommercialbanks in Vietnam According to EI definition of Mayer and Salovey, the emotional intelligence of middle managers ofcommercialbanks in Vietnamis the capacity...
... qualitative and quantitative analyses, drafted the manuscript, and approved the final manuscript WMN contributed to the conception and design ofthe study and participated in the acquisition of data and ... described the trauma children faced during thecrisis period: ▪ There was one boy who was being taken care of by the uncle They stay in Langas Langas was, let me say, it was the heat ofthe violence there ... medication, and at the time ofthecrisis they tried to travel back to the home, the rural home He told us he forgot his medication at home Reaching half ofthe way, he had forgotten his medication There...
... re-equilibrium ofthe cytokine pattern andthe induction of a Th1 response [12-14], low dose of LPS andthe TLR2 ligand peptidoglycan bias the immune response toward a Th2 phenotype and lead to ... provide further insight in the role of TLRs in the immune responseofthe lung epithelium to viral and bacterial infections and their contribution to virus and bacteria induced exacerbations of pulmonary ... we analyzed the regulation ofthe expression ofthe known TLR adaptor proteins in small-airway epithelial cells To examine theimpactof different TLR ligands on the expression ofthe adaptor...
... conservative propaganda, and with the break up ofthe radical associations andthe consequent erosion ofthe links between these organisations and other intellectual currents and circles, the conditions ... by enlightening the understanding, and uniting the sentiments and views of men andof nations, forms a concert of wills, and a concurrence of action too powerful for the armies of tyrants’ (2 ... from the superstitions ofthe weak, andthe imposing craft ofthe subtle’ (323) Thomas Holcroft placed a similar emphasis on the art of printing’ in the defence of this progressivist vision of...
... zero even at the 95% level in Canada, Finland, the Netherlands, Norway, Sweden, Switzerland, the UK andthe US Moreover, while in some countries, (including Finland, the UK andthe US) residential ... also for these countries the existence of cointegration could not be rejected We therefore specify the VAR models in the level ofthe variables Nevertheless, we neither impose the number of cointegrating ... to offset the macro economic effects ofthe collapse ofthe bubble).2 Of course, it is by no means clear that central banks are better able to judge the appropriate level of asset prices and the...
... policies the utilisation of many ofthe restricted antibiotics was decreased andthe trend of resistance rates became downwards after implementation of NARP The amount of money saved increased further ... restricted for the first three days of therapy by NARP, the consumption of these quinolones was unsurprisingly high Besides that the use of oral quinolones for maintenance may contribute to the significant ... specialists just for the first 72 h of treatment but further utilization required IDS approval In this multicenter study we aimed to assess theimpactofthe antibiotic restriction policy on the antibiotic...
... meteorological stations ofthe National Observatory of Athens (NOA) [8] andofthe Aristotle University of Thessaloniki (AUTh) [9] The results for the two decades are compared andthe existing differences ... trend in the eastern and south-eastern parts ofthe Mediterranean, indicating a less frequent expansion ofthe low pressure over the area and therefore a weakening ofthe Etesian winds and a subsequent ... values of HDD were reduced in the second decade, while the monthly and yearly values of CDD were increased The reduction in the yearly values of HDD was in the range of 9.5 to 22% in Athens, and...
... to the food)? FQ (This question might include: the packaging andthe origin ofthe food) • What are the possible results if all (or the majority of) the people were not very concerned about the ... Compare the advantages of letters andthe advantages of phone calls FQx2 • How have mobile phones andthe internet improved the way people communicate today (compared to the days before we used these ... quality or the safety ofthe food? • (Similar to above) In general, are people in China concerned about such matters as the nutritional value ofthe food or the contents ofthe food they buy (for...
... programs of trade and investment liberalization and domestic economic reforms While Thailand was one ofthe most open economies, thecrisis has greatly extended the role andimpactof FDI in ... upgrading in the relevant sectors (Kumar, 1998) In the case of Thailand, this is relevant in the electronics and automobile sectors, two ofthe most important recipients of FDI The influx of new foreign ... In the period ofthe crisis, the importance of FDI as a potential source of net capital inflows has been emphasized At the same time, however, it is important to point out that theimpact of...
... example, evaluated the causes ofthe Great Depression and found that the collapse ofthe financial system - more specifically, the failure of roughly half thebanks in the US between 1930 and 1933 - ... andthe role these play in affecting the economy more broadly The large body of literature reviewing the ‘bank lending channel’ for the effects of monetary policy on the volume of credit in the ... (7) The terms on the left-hand side represent the marginal profit arising from a change in the loan rate The right-hand side is the expected capital adjustment cost multiplied by theimpact of...
... communications by central banks to identify “news” about their recent programs of asset purchases We concentrate on the programs ofthe Federal Reserve andthe Bank of England These central banks both rapidly ... in the case of Federal Reserve announcements, with the effect on the S&P 500 significant at 5percent, and in four of six markets in the case of Bank of England announcements, though none of these ... market participants had therefore formed expectations ofthe possible size and composition of a new round of asset purchases by the Federal Reserve and their response to the November announcement...
... been lost in the Katanga Province • Worsening of fiscal and current account balances of most African countries 1.3 African governments are doing their best to mitigate theimpactofthe crisis, especially ... harmonization and standardization of rules, procedures and processes), unlocking trade opportunities in the regional agenda, and increasing their voice and participation in the Doha Development Round The ... estimates and p: projection -5.4 % 12 Other Publications in the Series N° 1/2008 : The Current Financial Crisis: Impact on African Economies, November 2008 N° 1/2009 : Impactofthe Financial Crisis...
... is the relevance ofthe education to the professional future of a person Universities need to strengthen the causality between an education and a professional future, and given the nature ofthe ... technology author and consultant, and writer for Wired, Discover, and other tech and science publications, said, The key challenge ofthe next five years—I say the because ofthe importance of education ... its population and then expand it to teach the world.” Matthew Allen, professor of Internet Studies at Curtin University in Perth, Australia, and past president ofthe Association of Internet...