how trivial are they

bottiglia (eds.) - consolidation in the european financial industry (2010)

bottiglia (eds.) - consolidation in the european financial industry (2010)

... 6.2 Shareholder structure (controlling/strategic holdings); % on total share capital ( June 2008) 95 6.3 Shareholders by geographical area (controlling/strategic holdings); % on total share capital ... impacts in term of value creation are analysed: these impacts are very considerable for the target bank and combined entity, while the returns for the bidder are lower However, the results tend vary ... which they take place (or from which they derive) M&A operations between banks create new domestic or international groups which largely maintain the same operating characteristics, and are simply...

Ngày tải lên: 04/11/2014, 05:18

265 241 0
INVESTIGATING DIVERSITY IN THE BANKING SECTOR IN EUROPE: THE PERFORMANCE AND ROLE OF SAVINGS BANKS pdf

INVESTIGATING DIVERSITY IN THE BANKING SECTOR IN EUROPE: THE PERFORMANCE AND ROLE OF SAVINGS BANKS pdf

... to discuss the relevant existing evidence What are these effects; how strong are they; how can they be assessed in principle; and to what extent they depend on the different institutional set-ups ... past, and it is even unclear how one should define them Today, they are a very heterogeneous group of financial institutions whose main common feature is that they are not exclusively profitoriented ... 10 | INTRODUCTION 1) They are not only profit-oriented credit institutions6 in that they are committed to also pursue other objectives besides that of making a profit 2) They or, as the case...

Ngày tải lên: 29/03/2014, 07:20

214 489 0
THE FIRST BANK OF THE UNITED STATES - A CHAPTER IN THE HISTORY OF CENTRAL BANKING pdf

THE FIRST BANK OF THE UNITED STATES - A CHAPTER IN THE HISTORY OF CENTRAL BANKING pdf

... several ways For one thing, each shareholder in the Bank of England had one vote Under Hamilton’s plan, the number of votes would be determined by the size of each shareholder’s investment Also, the ... states Southern states, which feared the federal government’s encroachment on their rights, were less inclined to support the bill President George Washington, however, was undecided as to whether ... United States initial investors were foreign, a fact that didn’t sit shareholders could not vote Actually, the IPO did not offer shares for immediate delivery, but rather subscriptions, or “scrips,”...

Ngày tải lên: 22/03/2014, 21:20

20 695 0
Working pAper series no 1041/ A pril 2009: An economic cApitAl model integrAting credit And interest rAte risk in the bAnking book doc

Working pAper series no 1041/ A pril 2009: An economic cApitAl model integrAting credit And interest rAte risk in the bAnking book doc

... exposures are assumed to be non-tradable and held to maturity) and we compare it to economic capital set against credit as well as interest rate risk when interdependencies are ignored We show that ... rates risk and credit risk are highly interdependent and, therefore, need to be assessed jointly Jarrow and Turnbull (2000) are among the first to show theoretically how to integrate interest ... portfolio They simulate correlated interest rates and credit spreads as well as defaults and track future portfolio valuations As they are interested in optimal portfolio allocation they not assess...

Ngày tải lên: 29/03/2014, 13:20

57 1,2K 0
báo cáo sinh học:" Health workforce attrition in the public sector in Kenya: a look at the reasons" ppt

báo cáo sinh học:" Health workforce attrition in the public sector in Kenya: a look at the reasons" ppt

... Therefore it is possible that the health centres in our sample are different from the average health centre in their area (e.g they may be larger in size, better equipped or situated in a larger ... workers, compared to 3% for district hospitals and 5% for health centres However, there were marked differences in the patterns of attrition rates by HRH cadre (Figure 1) At all levels of care, attrition ... why health workers resign have found that the main reasons are low pay; poor working and living conditions at the sites where they are posted [1,23]; and reasons related to the HIV/AIDS epidemic,...

Ngày tải lên: 18/06/2014, 17:20

8 495 0
Antecedents of brand loyality in Vietnam banking sector.The case of Vietnam credit card users

Antecedents of brand loyality in Vietnam banking sector.The case of Vietnam credit card users

... merits, and brands are not significant in their purchase decisions Committed customers are positive in both attitude and behavior They are the highest loyal one to a brand They will continuing ... that they often switched brands However, this rate became 47 percent in 2004 The Wall Street (Nguyen Dinh Tho, 2009) Many researches show that when customers lay their loyalty to a brand, they ... for below questions: Question 1: What are factors affecting loyalty of credit card user? Question 2: How are factors affecting loyalty importance? Question 3: How to increase credit card holder...

Ngày tải lên: 25/11/2014, 00:36

104 448 0
Assecting the sevice quality and customer satifation in retail banking sector from customers perspective AC between state owned commercial banks ang jonit stock commerical banks in hochiminh city

Assecting the sevice quality and customer satifation in retail banking sector from customers perspective AC between state owned commercial banks ang jonit stock commerical banks in hochiminh city

... banks can increase sales, market share, and position in the market Besides, knowing what customers need, what they expect and how they feel about the service they have received is important for ... issued to capture the customers’ perspective about how they satisfy with service offered by these two types of banks The result shows that there are significant differences between two types of ... customers are quite similar in design, and the prices are comparable, but banks were different in the level of service quality When the types of products and services of the banks are similar...

Ngày tải lên: 13/04/2015, 09:45

77 753 0
THE EFFECT OF EARNING, WORKING ENVIRONMENT, AND PROMOTION OPPORTUNITIES ON EMPLOYEES’ PERFORMANCE A COMPARISON BETWEEN THE STATE SECTOR AND OTHER SECTORS IN VIETNAM

THE EFFECT OF EARNING, WORKING ENVIRONMENT, AND PROMOTION OPPORTUNITIES ON EMPLOYEES’ PERFORMANCE A COMPARISON BETWEEN THE STATE SECTOR AND OTHER SECTORS IN VIETNAM

... R R Square Adjusted R Square 765(a) 585 Std Error of the Estimate 579 53715 a Predictors: (Constant), ENV, EARN, PRO b Dependent Variable: PER ANOVA(b) Model Sum of Squares df Mean Square Regression ... values in the Coefficients table show that not exist multicollinearity because VIF of all variables are less than ANOVA(b,c) Model Sum of Squares df Mean Square Regression 10.769 Residual 28.856 ... positions are expected by other, and they are considered as successful ones Therefore, promotion opportunities could motivate employees to performance better Results of data analysis in chapter showed...

Ngày tải lên: 01/06/2015, 20:09

65 540 1
A Study on the Foreign Direct Investment in the Telecommunications sector in Lao PDR

A Study on the Foreign Direct Investment in the Telecommunications sector in Lao PDR

... are performed for the affiliate by the parent And the foreign operation may include some activities that are not performed by the parent, because they are provided by the home country’s infrastructure ... production to firm or industry exports While there are some examples of negative associations, they are not frequent, and positive associations are more common What is noticeable in a review of ... those of the parent, but the industry identifications in most data not distinguish among segments of an industry The foreign operation may omit some parent activities, because they are performed...

Ngày tải lên: 06/08/2015, 11:39

170 534 0
The effect of earnings, working environment and promotion activities on employees performance a comparison between the state sector and other sectors in viet nam

The effect of earnings, working environment and promotion activities on employees performance a comparison between the state sector and other sectors in viet nam

... R R Square Adjusted R Square 765(a) 585 Std Error of the Estimate 579 53715 a Predictors: (Constant), ENV, EARN, PRO b Dependent Variable: PER ANOVA(b) Model Sum of Squares df Mean Square Regression ... values in the Coefficients table show that not exist multicollinearity because VIF of all variables are less than ANOVA(b,c) Model Sum of Squares df Mean Square Regression 32.307 10.769 Residual ... positions are expected by other, and they are considered as successful ones Therefore, promotion opportunities could motivate employees to performance better Results of data analysis in chapter showed...

Ngày tải lên: 06/04/2016, 18:01

62 569 0
RISK MITIGATION IN PROJECT FINANCING IN VIETNAM:  FROM LENDERS’ PERSPECTIVES IN THE PRIVATE SECTOR

RISK MITIGATION IN PROJECT FINANCING IN VIETNAM: FROM LENDERS’ PERSPECTIVES IN THE PRIVATE SECTOR

... business They often receive the support from their parent companies However, the foreign companies are often restricted from some areas of the economy For instance, foreign wholly owned companies are ... brownouts are common Only the telecommunications in main urban has been much improved compared with a few years ago In the main cities, users are unlikely encounter problems, except the high cost However, ... private companies The local private companies are often business oriented, dynamic and flexible, but they are still facing many difficulties Therefore, they can best be a potential partner in project...

Ngày tải lên: 12/04/2013, 21:39

69 485 4
Unit 1: A day in the life of. Listening

Unit 1: A day in the life of. Listening

... statements are True (T) or False (F) Mr Lam lives in District Mr Lam usually gets up early After Mr Lam gets up, he rides his cyclo from District to District Mr Lam’s first passengers are two pupils ... He has got a cyclo - He usually has meals at a foot stall - He drives passengers to everywhere they want HE IS A CYCLO DRIVER PRE-LISTENING Listen and repeat district:/'distrikt/ park:/pɑ:k/...

Ngày tải lên: 21/06/2013, 01:26

10 12,6K 39
unit1:a day in the life of

unit1:a day in the life of

... and his wife in the afternoon? They go to the field again and repair the banks of their plot of land 5 .Are they happy with their lives or not? Why? Yes, they are happy with their live because ... 2:30 ,they go to the field again and repair the banks of their plot of land After dinner They watch TV and go to bed at 10 p.m Sometimes they go and see their neighbours for a cup of tea They ... me 45 munites to get ready A to go B to wake up C to prepare 3.We chat about our work A talk in a friendly way B.learn C.discuss 4.We are contented with what we A satisfied with B disappointed...

Ngày tải lên: 07/07/2013, 01:25

18 3,4K 11
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