... 21 Making and responding to instruct 25 Saying GOODBYE 26 Asking for information 28 Giving direction and instructions 29 Thanking people and responding to thanks ... Making, accepting and declining invitation 32 Making and responding request 33 10 Apologizing and responding 34 11 Making excuses 35 12 Complimenting and responding ... Complaining 37 14 Express opinions, Agreeing or Disagreeing 38 15 Requesting and offering assistance 39 16 Attracting attention and Warning 40 17 Expressing and receiving...
... found in more traditional second language classroom In the CLT class, learners can assign some main roles as follows: - Negotiator: According to Breen and Candlin (cited in Nguyen Thi Van Lam and ... conducted in order to make contributions to the improvement inEnglish teaching and learning in high schools The author, hopefully, shows the support for using peer interaction as an effective way to ... interaction in language teaching and learning • Conduct a survey to get information about the real situation of English learning and teaching with the new textbook at Nguyen Du High School • Analyze and...
... units of EFL-courses and can be applied and practised here At this stage of the 'Standard Reading Exercise' the student has his/her first chance toto check if his/her educated guesses and expectations ... need to be outlined here Task 13: Here the student is asked to reflect on the information gained with reference to his/her reading purpose andto view it critically to see whether and if so how ... longer than a couple of minutes to work through these tasks Task 5: Dealing with this task requires competence in the reading strategy called "skimming" which can and ought to be developed in other...
... speaker begins planning well in advance of the presentation The level of audience interest and background is assessed, and the content of the talk accordingly determined The talk is ordered into a ... understood, and also provides a chance to critique your slides from an audience’s viewpoint, incorporating any last-minute clarifications that might seem appropriate Finally, I like to stand on the ... have one’s voice diminish toan inaudible mumble Some speakers, forgetting to release the switch on a flashlight pointer, splash the beam about the wall and ceiling in a fascinating display that...
... Securities Held in Joint Tenancy 149 Howto Clear Title to Motor Vehicles and Small Boats Held in Joint Tenancy 149 Howto Clear Title to Joint Tenancy Bank Accounts (and Totten Trust ... paperwork and you can use printed, fill -in- the-blanks forms provided by the court This book contains all the forms you’ll need, and we’ll show you howto fill them inand file them Patience and the ... everything in which the decedent had any financial interest—houses, insurance, personal e ffects, automobiles, bank accounts, unimproved land, etc.—regardless of any debts the decedent owed and...
... debate, or you can talk about popular culture and current events Someone can bring in a newspaper article and everyone can read it together and discuss it Reading clubs are another type of English Club ... up and put them in a hat and take turns picking questions Another idea is to get out a dictionary and learn ten new words The group can practise using them and then write a group play that involves ... playing cards is also a good thing to keep in case of extra time You can play a game of cards inEnglish Teaching each other rules inEnglish is a great way to practise speaking and listening...
... become increasingly mass market retail–oriented and interlinked 30 Mergers and Acquisitions inBankingandFinance with pension schemes, performance ratings, name recognition, and “branding” appear ... transactions in Figure 2-1 in the following chapter 14 Mergers and Acquisitions inBankingandFinance COMMERCIAL BANKING Commercial banking encompasses a variety of different businesses involving ... World Financial Sectors Commercial Banking U.S Chartered Commercial Banks Foreign Banking Offices in U.S Banking Holding Companies Savings Institutions Credit Unions Life Insurance Companies Government-Sponsored...
... middle-market banking, private 90 Mergers and Acquisitions inBankingandFinance banking, corporate finance, trading, investment banking, asset management, and perhaps other businesses In effect, financial ... global wholesale banking, noted earlier 82 Mergers and Acquisitions inBankingandFinance Retail Banking Percentage of total deposits held by top 30 bank holding companies Total deposits: $3.6 ... pertains to insurance companies (Cummins and Zi 1998) and broker-dealers (Goldberg, Hanweck, Keenan, and Young 1991) Lang and Wetzel (1998) even found diseconomies of scale in both banking and...
... the largest bank in Switzerland and the world’s largest asset manager, and was closing in on the top players in global wholesale and investment banking • Royal Bank of Scotland, having taken over ... appeared to be consistent and well-executed to focus on three pillars: global private bankingand asset management, wholesale and investment banking, and leadership in domestic retail banking Most ... Casualty in 2000, Associates First Capital Corp in 2000, and European-American Bank, Bank Handlowy in Poland, the investment banking business of Schroders PLC and Peoples Bank Cards in the UK,...
... major banking groups Examples include Banque Indosuez and Banque Paribas in France, MeesPierson and Robeco in the Netherlands, Consors in Germany, and Schroders, Flemings, Warburgs, and Gartmore in ... Figure 7-2 The U.S Financial Services Sector, 2003 205 206 Mergers and Acquisitions inBankingandFinance mixing and matching capabilities in ways the market seems to demand It remains a highly heterogeneous ... between investment bankingand securities, commercial banking, and “commerce” (which included insurance) was later cemented in the Bank Holding Company Act of 1956 European-type universal banking...
... developments in information technology have led to huge demand for continuous analysis of resulting data Data mining can contribute to solving business problems inbankingandfinance by finding patterns, ... DATA MINING INBANKINGAND FINANCE: A NOTE FOR BANKERS Rajanish Dass Indian Institute of Management Ahmedabad rajanish@iimahd.ernet .in As knowledge is becoming more and more synonymous to wealth ... targeting, acquiring, retaining and maintaining a profitable customer base Business Intelligence and data mining techniques can also help them in identifying various classes of customers and come...
... it's too late to stop the expanding of Internet You won't be able to live without it What is now demanded for us is to deal with both positive and negative side of Internet and, hopefully, to change ... been able to bring in increase in the fertility rates of human beings Medicines of today can boost the reproductive rate in human beings There are medicines and treatments, which can help in conception ... able to bring in increase in the fertility rates of human beings Medicines of today can boost the reproductive rate in human beings There are medicines and treatments, which can help in conception...
... repertoire of skills in intrapersonal and interpersonal processing, listening, observing, speaking, questioning, analyzing, and evaluating If you use these processes it is developmental and transfers ... accusing, admitting, apologizing, challenging, complaining, condoling, congratulating, declining, giving permission, giving way, greeting, leave-taking, mocking, naming, offering, praising, promising, ... have to stand in front of the TV? c You’re standing in front of the TV d You’d make a better door than a window One of the most command types of indirect speech act in English, as shown in [D]...
... ability to appreciate important things in life." The interaction between Steve and the alien continues in this vein, with an interesting look at principles of performance management from an objective ... high-performer’s ability to stop and smell the flowers.” The interaction between you and the alien continues in this vein, with you plugging in basic principles related to the topic of contingency management ... you can present within 99 seconds Rehearse your session so you can deliver it in 90 seconds without talking fast and running out of breath • Think auditory Think in terms of story telling and...