... than those inrealestate industry Considering the situation of realestate industry, currently, the realestate industry is facing with the difficulties in borrowing from banks since the excess ... Find out the relationship between firm size and leverage inrealestate industry and fishery industry in Vietnam Find out the relationship between growth opportunity and leverage inrealestate ... supply inrealestateand the bad debt problem caused in the banking industry The government restricts bank loans that flow to the realestate industry in Circular No 13/2010/TTNHNN Real estate...
... with Applications in Environment, Insurance, andFinance Richard L Smith University of North Carolina Contents 1.1 Motivating examples 1.1.1 Snowfall in North Carolina 1.1.2 Insurance risk of ... Padova (Italy), aurini@stat.unipd.it Estimating the extremal index in nancial time series Tao Lin, Rotterdam (Netherlands), lin@few.eur.nl Statistics of extremes in C[0,1] Alexander Lindner, Munich ... searching for trends in extreme value data, using the point process approach The method is applied to the North Carolina windspeed data introduced in Section 1.4 In this kind of example, it is of interest,...
... SEMI-MARKOV RISK MODELS FOR FINANCE, INSURANCEAND RELIABILITY SEMI-MARKOV RISK MODELS FOR FINANCE, INSURANCEAND RELIABILITY By JACQUES JANSSEN Solvay Business School, Brussels, Belgium ... public as it includes undergraduate and graduate students in mathematics and applied mathematics, in economics and business studies, actuaries, financial intermediaries, engineers and operation ... Semi-Markov Models inFinanceandInsurance 231 Exchange of Dated Sums in a Stochastic Homogeneous Environment 231 1.1 Introduction 231 1.2 Deterministic Axiomatic Approach to Financial Choices...
... the number of vertices in the primitive is small, the overhead in setting up the array pointers and enabling and disabling individual arrays may outweigh the savings in the individual function calls ... defined by integral origin, width, and height values measured in pixels 2.2.5 Window Space Window coordinates map primitives to pixel positions in the framebuffer The integral x and y coordinates ... Rendering 19.8.1 19.8.2 19.9 512 Cross Hatching and 3D Halftones Halftoning 515 2D Drawing Techniques 19.7.1 19.7.2 19.7.3 19.8 511 Summary 525 Undo and Resolution Independence Painting in 3D...
... state level coincident index and housing price index to indicate state as well as national business andrealestate cycles The analyses in this essay suggest that there are no distinct and persistent ... national business cycles As a representation of a random industry, we analyze real- estate industry of the United States for two main reasons: one, realestate is one of the dominant industry sectors ... Economic andRealEstate Cycles Related”, found that there are no distinct and persistent patterns between realestate cycles and state level economic uctuations We observe that realestate downturns...
... for which experiment was used to begin to understand the issued involved in comparing realand virtual meetings 1 Introduction There is substantial interest in the use of Virtual Environments ... working with these others on the same task in the real world? The experiment was designed to explore the behaviour of small groups carrying out a task initially in a virtual and continuing in a real ... first in the realand then continuing in the virtual This paper describes a study at a certain incomplete stage - nevertheless the results stand in their own right as a study of what happens in...
... specifying relationships in setting and maintaining standards of indebtedness Central banks stand ‘somewhere’ between government and the private sector, said a Deputy-Governor of the Bank of England ... is in ating or disinflating), money always involves unequal relations between creditors and debtors In ation most hurts consumers with no debts living on fixed savings or unindexed pensions, and ... Britain expanded the audience to the state: ‘Accounts 23 24 EMOTIONS INFINANCE were now legally required to answer the questions, are investors being cheated? and is capital being maintained?’...
... mechanism of this influence can be elaborated as follows In an incomplete contract setting, external finance dependence and the agency problem are inextricably linked and form the defining characteristics ... established that financial development has a significant role in influencing countries’ economic variables For example, King and Levine (1993a and 1993b) and Levine (1997) showed that indeed there ... measured by FINDEV Industry’s Share is the share of the kth industry in ith country of total value added in manufacturing in 1980 In the regression equation, the industry variable external finance...
... unfavorable ratings by looking at firms’ debt financing, capital investments, and operating performance I find that these firms engage in more debt financing and experience an increase in leverage ... of realestateand corporate finance, with a particular focus on REITs and credit ratings I derived my special interest in credit rating from the 2008 financial crisis, in which credit rating ... these firms engage in more debt financing and experience an increase in leverage ratio after the credit rating initiations In addition to the benefits on debt financing, I find that these firms...
... insurance company and investment portfolios 3.3.1 Mathematical appendix Risks in traditional and innovative methods in life insurance Reinsurance risks Extended analysis of insurance risks in a generalized ... pricing and hedging in complete and incomplete markets, which generalizes methods used in the binomial model In Section 2.2 we investigate the structure of option prices in incomplete markets andin ... Press LLC Intro duction Financial andinsurance markets always operate under various types of uncertainties that can affect nancial positions of companies and individuals In nancial and insurance...
... Carlo Methods and Models inFinanceandInsurance CHAPMAN & HALL/CRC Financial Mathematics Series Aims and scope: The field of financial mathematics forms an ever-expanding slice of the financial ... trademarks, and are used only for identification and explanation without intent to infringe Library of Congress Cataloging in Publication Data Korn, Ralf Monte Carlo methods and models infinanceandinsurance ... Methods and Models inFinanceandInsurance Serial test or m-tuple test The frequency test can be generalized in examining pairs of successive RNs Again we have partitioned the single RNs into k...
... be inverted and the parameters α and β may be viewed as functions of vα and vβ α = ψ1 (vα , vβ ), β = ψ2 (vα , vβ ) (1.9) Substituting vα and vβ by their sample values and applying linear interpolation ... ranging between and 134 for different estimates of α and sample sizes Once α and σ have been obtained and α and σ have been fixed at these values, ˆ ˆ estimates of β and µ can be obtained using ... Embrechts, P., Kluppelberg, C and Mikosch, T (1997) Modelling Extremal Events for Insuranceand Finance, Springer Fofack, H and Nolan, J P (1999) Tail Behavior, Modes and Other Characteristics of...
... advertising, shifts the marginal benefit curve outward and results in increases in advertising, as expected In Equation (2-12a), increases in b, the disutility for advertising, shifts the marginal ... will assist buyers in ‘‘getting up to speed’’ in an unfamiliar market Having been instructed by the CEO of an REIT or realestate fund to visit a new city and investigate realestate opportunities ... services 19 20 Private RealEstate Investment Review a case study using actual data in a real setting to illustrate how land users may deal with local government in the face of increased regulatory...
... meeting The pointer word “ ask” can be changed into “want to know” to make the sentence more meaningful and interesting Commands → To infinitive clause In reporting commands and requests, the indirect ... shouldn’t be used in subject position For example, it is very informal to say “Him singing in the shower is an interesting hobby” c Bare- infinitive nominal clause When the to of the infinitive is omitted, ... object Classification According to syntax, nominal clauses can be divided into two main types: finite nominal clauses and non-finite nominal clauses For the finite nominal clauses, there are four...
... paintings had been a well-known phenomenon since Roman times, and such paintings would create the illusion of, for instance, walls containing a window to the outside world or a ceiling containing ... rendering Image cube trajectory Institute of Electrical and Electronics Engineers Internet Engineering Task Force Interaural intensity difference Interaural level difference Infrared light-emitting ... multidisciplinary perspective that integrates media design and engineering, multisensory perception, and social psychology Add to this the increasingly social nature of interfaces and the increase in...
... for more than 600 industries Information and instruction on many financeand accounting topics Information and instruction on many financeand accounting topics Information and instruction from ... businesses, or thinking of doing so • Business people in nonfinancial positions who want to be better versed in financial matters • BBA or MBA alumni who want a refresher infinanceand accounting ... PLANNING AND FORECASTING 223 Choosing a Business Form Richard P Mandel 225 The Business Plan Andrew Zacharakis 260 10 Planning Capital Expenditure Steven P Feinstein 291 11 Taxes and Business...