from rags to riches story in the philippines

TYING ODYSSEUS TO THE MAST: EVIDENCE FROM A COMMITMENT SAVINGS PRODUCT IN THE PHILIPPINES* pot

TYING ODYSSEUS TO THE MAST: EVIDENCE FROM A COMMITMENT SAVINGS PRODUCT IN THE PHILIPPINES* pot

... itself, rather than from simply being offered the product. These effects support the point estimates discussed above. In order to calculate the Treatment on the Treated (TOT) effect the savings increase ... indicated if the coefficient on the commitment treatment indicator in the non-SEED regression were the negative of the coefficient in the primary ITT analysis. If all SEED savings lead to new institutional ... regresses change in total savings balances on indicators for assignment in the commitment- and marketing-treatment groups. The omitted group indicator in this regression corresponds to the control...

Ngày tải lên: 06/03/2014, 10:20

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Tài liệu From Burden to “Best Buys”: Reducing the Economic Impact of Non-Communicable Diseases in Low- and Middle-Income Countries pdf

Tài liệu From Burden to “Best Buys”: Reducing the Economic Impact of Non-Communicable Diseases in Low- and Middle-Income Countries pdf

... to mitigate this impact. It brings together findings from two recently completed studies that can inform international policy dialogue, including the UN High-Level Meeting on NCDs. Their ndings ... and by country income category). The total burden is lowest in the low-income countries, in part because the value of lost earnings in this group is low and in part because the total population ... billions) In macroeconomic terms, the key benefits derived from these health improvements include the restored or continued ability of individuals to lead flourishing lives and to participate actively in...

Ngày tải lên: 20/02/2014, 19:20

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An Integrated Approach to Teaching Literature in the EFL Classroom

An Integrated Approach to Teaching Literature in the EFL Classroom

... Stage 6: Interpretation and Personal Response The focus of this final step is on increasing understanding, enhancing enjoyment of the text and enabling learners to come to their own personal interpretation ... used to interpret literary discourse are essentially the same for interpreting any type of discourse. Approaches to Teaching Literature Having decided that integrating literature into the EFL ... Model for Teaching Literature According to Duff and Maley (1990), the main reasons for integrating these elements are linguistic, methodological and motivational. Linguistically, by using a wide...

Ngày tải lên: 06/09/2013, 10:10

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Tài liệu How to Motivate Every Employee- 24 Proven Tactics to Spark Productivity in the Workplace docx

Tài liệu How to Motivate Every Employee- 24 Proven Tactics to Spark Productivity in the Workplace docx

... started the project and gained greater insight into the intri- cacies of the job, you will be willing at that point to revise the expec- tations accordingly. Be sure to keep the goals challenging, ... your employees to put more of themselves into their work, help them find more of themselves in the work they do. Here’s the key: if you want your employees to be motivated to perform at their highest ... thinking: This goes beyond profit shar- ing and stock options. It’s about the attitude instilled in others by you, the manager. Instilling an entrepreneurial mindset requires employees to think...

Ngày tải lên: 09/12/2013, 20:15

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Tài liệu How to Motivate Every Employee- 24 Proven Tactics to Spark Productivity in the Workplace pptx

Tài liệu How to Motivate Every Employee- 24 Proven Tactics to Spark Productivity in the Workplace pptx

... of innovative solutions: Continually emphasize the positive aspects of innovative solution finding and the disadvantages of always doing the same things in the same way. Refrain from penalizing ... certainly train people to do just about anything. But the key to real success and to leading a motivated workforce is having people who really want to do their jobs and who love to come to work. These ... thinking: This goes beyond profit shar- ing and stock options. It’s about the attitude instilled in others by you, the manager. Instilling an entrepreneurial mindset requires employees to think...

Ngày tải lên: 24/01/2014, 00:20

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Tài liệu Understanding Toxic Substances - An Introduction to Chemical Hazards in the Workplace docx

Tài liệu Understanding Toxic Substances - An Introduction to Chemical Hazards in the Workplace docx

... defects by altering the development of tissues in the fetus in the mother’s womb. Other chemicals that harm the fetus are called fetotoxins. If a chemical causes health problems in the pregnant ... factors: its chemical structure, the extent to which the substance is absorbed by the body, and the body’s ability to detoxify the substance (change it into less toxic substances) and eliminate ... it from the body. The toxicity of a substance is the potential of that substance to cause harm, and is only one factor in determining whether a hazard exists. The hazard of a chemical is the...

Ngày tải lên: 14/02/2014, 03:20

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Tài liệu Biodiversity Response to Climate Change in the Middle Pleistocene ppt

Tài liệu Biodiversity Response to Climate Change in the Middle Pleistocene ppt

... Neotoma from the Pit 204 19.1. Specimens of arvicoline rodents from Porcupine Cave 220 21.1. Artiodactyl remains from Porcupine Cave 291 22.1. Repository numbers of all specimens used in the ... some- time in the Irvingtonian (based on the age of the youngest fossil bones) and the late 1800s, when miners opened an adit that intersected the Gypsum Room. Since that time, bones have once again ... once again begun to accumulate in the cave from the processes described previously, but these are easy to differen- tiate from the fossil bones because they are on the surface of the cave floor...

Ngày tải lên: 17/02/2014, 20:20

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Tài liệu SPECIAL EVENT PLANNING GUIDE: Information to assist you in the completion of your Citywide Special Event Permit Application docx

Tài liệu SPECIAL EVENT PLANNING GUIDE: Information to assist you in the completion of your Citywide Special Event Permit Application docx

... through Labor Day due to the summer event moratorium. A waiver to apply for a special event permit to hold a special event in these parks during the summer moratorium or other moratorium time periods ... information you submit to support the application, will be used by the City of San Diego for official city purposes only. To that extent, the city seeks to maintain the confidentiality of the ... The city recognizes that the public has a legitimate interest in possessing information concerning special events, particularly as they directly relate to potential impacts of the event on the...

Ngày tải lên: 19/02/2014, 03:20

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Tài liệu Báo cáo khoa học: An immunomodulator used to protect young in the pouch of the Tammar wallaby, Macropus eugenii pptx

Tài liệu Báo cáo khoa học: An immunomodulator used to protect young in the pouch of the Tammar wallaby, Macropus eugenii pptx

... reduced the response to euge- nin, indicating that eugenin is indeed acting through CCK 2 receptors. To further investigate the interaction of eugenin with CCK 2 receptors, we investigated the effect ... and caerulein both contain a tyrosine sulfate residue; the bioactivity is diminished if the tyrosine sulfate group is hydrolysed [40]. Eugenin corresponds to the caeruleins in having the same first ... reduced in abundance to the baseline. Structure determination of eugenin Because eugenin has an N-terminal pGlu residue, automated Edman sequencing [28] cannot be used to determine the amino acid...

Ngày tải lên: 19/02/2014, 16:20

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Tài liệu Báo cáo khoa học: "Using adaptor grammars to identify synergies in the unsupervised acquisition of linguistic structure" docx

Tài liệu Báo cáo khoa học: "Using adaptor grammars to identify synergies in the unsupervised acquisition of linguistic structure" docx

... grammar, in which the subtrees are specified in advance, in an adaptor grammar the subtrees, as well as their probabilities, are learnt from the train- ing data. In order to make parsing and inference tractable ... parse of that string with a PCFG approximation to the adaptor grammar. This PCFG contains a production for each adapted subtree in the parses of the other strings in the training corpus. A final ... classes from the data, but do- ing this would probably require extending adaptor grammars to incorporate the kind of adaptive state- splitting found in the iHMM and iPCFG (Liang et al., 2007). There...

Ngày tải lên: 20/02/2014, 09:20

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Tài liệu Báo cáo khoa học: A novel nuclear DNA helicase with high specific activity from Pisum sativum catalytically translocates in the 3¢fi5¢ direction docx

Tài liệu Báo cáo khoa học: A novel nuclear DNA helicase with high specific activity from Pisum sativum catalytically translocates in the 3¢fi5¢ direction docx

... all these inhibitors prior to dilution in the unwinding reaction. Under these condi- tions, there was no inhibition of the unwinding reaction (data not shown). This further confirmed that the inhibition ... translocation by the helicase, causing the unwinding reaction to be inhibited. Yet another possibility could be that these inhibitors bind directly to the PDH120 protein and negatively impact upon the catalytic ... the amount of enzyme that unwinds 30% of the DNA helicase substrate at 37 °Cin30min(1 %in one min). For examining the effect of DNA-interacting compounds on DNA unwinding activity of PDH120, the compounds...

Ngày tải lên: 20/02/2014, 11:20

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Báo cáo khoa học: Crystal structure of salt-tolerant glutaminase from Micrococcus luteus K-3 in the presence and absence of its product L-glutamate and its activator Tris pdf

Báo cáo khoa học: Crystal structure of salt-tolerant glutaminase from Micrococcus luteus K-3 in the presence and absence of its product L-glutamate and its activator Tris pdf

... aa; nine aa in total) were located near the interface of the physiological dimer. The C- terminal domain may contain structural features involved in protein–protein interactions to form the physiological ... have arisen from subtle differences in the interactions across the domain interface. All the resi- dues involved here seem to be unrelated to the Tris- binding site residues (including Arg223 ... Ser227 interact with Tris. Tris binding in the TG structure seems to be coupled to the protein local structure in the region encompassing aa 222-228, which is distinct from the corresponding structures...

Ngày tải lên: 06/03/2014, 09:22

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How to Get on in the World A Ladder to Practical Success doc

How to Get on in the World A Ladder to Practical Success doc

... always to the swift, nor the battle to the strong," in the race of business or in the battle of professional life, but usually the swiftest wins the prize, and the strongest gains in the strife. CHAPTER ... begins in the home, where there is the duty which children owe to their parents on the one- hand, and the duty which parents owe to their children on the other. There are, in like manner, the ... deaf to hear; And woe for the lack to the fainting head Of the ringing shout of cheer; Ah! woe for the laggard feet that tread In the mournful wake of the bier. A pitiful thing the gift to- day...

Ngày tải lên: 06/03/2014, 18:20

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Báo cáo khoa học: The autophagic response to nutrient deprivation in the hl-1 cardiac myocyte is modulated by Bcl-2 and sarco⁄endoplasmic reticulum calcium stores ppt

Báo cáo khoa học: The autophagic response to nutrient deprivation in the hl-1 cardiac myocyte is modulated by Bcl-2 and sarco⁄endoplasmic reticulum calcium stores ppt

... from, apoptosis [9,10]. Beclin 1, a class III phosphatidylinositol 3-kinase- interacting protein [11], plays a role in promoting autophagy [12]. Beclin 1 contains a Bcl-2-binding domain which ... MagicRed-Cathepsin B substrate was added to the cells during the last 30 min of an experiment according to the manufacturer’s instructions. Calcium imaging For dye loading, Fluo-4 was dissolved in in ... serve as a point of cross-talk between the autophagic and apoptotic pathways. Recently, a BH3 domain in the Bcl-2-binding domain of Beclin 1 was shown to bind to Bcl-X L [13]. Anti-apoptotic Bcl-2 and...

Ngày tải lên: 07/03/2014, 09:20

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The NINCH Guide to Good Practice in the Digital Representation and Management of Cultural Heritage Materials pptx

The NINCH Guide to Good Practice in the Digital Representation and Management of Cultural Heritage Materials pptx

... you have?' Intellectual value For cultural institutions that are in the process of examining their assets, it is important to first assess their intellectual value to the intended audience. The project ... which should include custodians of the material, should assess whether the analog materials have sufficient intrinsic value and quality to ensure interest in their digital surrogates and to sustain the ... But an investment in this kind of planning will be amply repaid over the life of the project: in the quality of the products, in smooth workflow, in staff morale, and not least in the total project...

Ngày tải lên: 08/03/2014, 14:20

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