evidence from a regression discontinuity design

Essays on financial intermediaries

Essays on financial intermediaries

... the annual fee and is reported in basis points Maturity is the duration (in months) between facility activation date and maturity date Collateral is a dummy variable that equals if the loan was ... market capitalization at the last trading day in each May Common stock, nonrestricted exchangeable shares and partnership units/membership interests (in certain cases) are used to calculate a ... Klock, Mansi, and Maxwell, 2005; Anderson, Mansi, and Reeb, 2003; Cremers, Nair, and Wei, 2007; Chava, Livdan, and Purnanandam, 2009; Roberts and Yuan, 2010), few papers have examined the impact...

Ngày tải lên: 12/09/2015, 10:52

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Infinitive or ing form   free english grammar, vocabulary and phrase tests

Infinitive or ing form free english grammar, vocabulary and phrase tests

... ©2015 International House Bristol ...

Ngày tải lên: 27/08/2016, 19:13

3 235 2
Báo cáo y học: "Hepatitis C Virus Serologic and Virologic Tests and Clinical Diagnosis of HCVRelated Liver Disease"

Báo cáo y học: "Hepatitis C Virus Serologic and Virologic Tests and Clinical Diagnosis of HCVRelated Liver Disease"

... Med Sci 2006, 36 TMA-based assay Versant® HCV RNA Qualitative Assay (Bayer HealthCare) is 10 IU/ml (Table 1) Real-time PCR assays, which are also able to quantify HCV RNA, have lower limits of ... they are used as purely qualitative, non-quantitative assays Table Characteristics of current HCV RNA assays RT : reverse transcriptase, PCR : polymerase chain reaction, TMA : transcription-mediated ... Technique Lower limit Dynamic of detection range of (qualitative quantification assay) (quantitative assay) HCV RNA quantification HCV RNA can be quantified by means of target amplification techniques...

Ngày tải lên: 02/11/2012, 09:56

6 612 0
Hydrodynamic and performance of low power turbines: conception, modelling and experimental tests

Hydrodynamic and performance of low power turbines: conception, modelling and experimental tests

... can be also used when the installation condition demands a variable pressure Another important factor is the rotation speed, which a PD pump can attain, lower values and with a constant discharge ... engine has some disadvantages as a non flexible power curve to the variations and the problems in maintaining an ideal seal between the impeller and the chamber, due to the thermal dilatation, causing ... circle movement The transformation of an alternative linear movement of a piston throughout the rotation of the shaft of a generator can be made by a known mechanism as handle and rod, presented...

Ngày tải lên: 05/09/2013, 15:28

14 382 0
MODEL CHOICE AND SPECIFICATION ANALYSIS

MODEL CHOICE AND SPECIFICATION ANALYSIS

... Maximization of R*“, American Statistician, 23, 20-21 Halpem, E F (1973) “Polynomial Regression from a Bayesian Approach”, Journal of the American Statistical Association, 68, 137-143 Hausman, ... of a Polynomial Regression as a Multiple Decision Problem”, Annals of Mathematical Srarisrics, 33, 255-265 of an Ad Hoc Procedure for Estimating Parameters Ando, A and G M Kaufman (I 966) “Evaluation ... nature is pleasant enough to guarantee orthogonal explanatory variables, and they realize that, if the true model does not have such a favorable design, then omitting correlated variables can...

Ngày tải lên: 17/10/2013, 07:15

47 346 0
Word Choice and Point of View

Word Choice and Point of View

... situation, each writer actually communicates a unique message that reveals how he feels about the situation DENOTATION AND CONNOTATION There are many different ways to say dangerous In fact, in the ... sentences? Then, answer the inference questions that follow Group A A Union representatives said that negotiations with management were at a complete standstill B Management said that talks with union ... Memo A acknowledges the reader as a real person with a name whereas in Memo B, the reader is an employee who remains nameless P RACTICE Read the sentences below and answer the questions that follow...

Ngày tải lên: 25/10/2013, 17:20

12 780 1
CHAPTER 8 Consumer Choice and Demand in Traditional and Network Markets

CHAPTER 8 Consumer Choice and Demand in Traditional and Network Markets

... two locations Candidates appraise locations differently Some people like urban life and the pacific coastal areas, and other people like rural areas and the mountains of the Appalachian region ... on An acre of land in Six Mile may cost no more than a few thousand dollars On the other hand, an acre in La Jolla (at this writing) can cost upwards of a cool $1 million (a fact that explains ... people – A and B buy phones then each person has someone to call, and there are two pair-wise calls that can be made: A can call B, and B can also call A As more and more people buy phones, the...

Ngày tải lên: 17/12/2013, 15:18

50 499 0
Tài liệu Lab 4.2.9e Fluke LinkRunner – Cable and NIC Tests ppt

Tài liệu Lab 4.2.9e Fluke LinkRunner – Cable and NIC Tests ppt

... length is within specification This is a basic test of a long cable to determine that all four pairs of wires are intact and have the same length The diagram below shows a good cable test Turn on the ... connected to a patch panel at the other end but not to a hub or switch Plug the cable into the RJ-45 LAN port on the LinkRunner Plug the wire map adapter into the associated patch panel port on ... test the cable run from the patch cable in the work area through all horizontal cabling to the patch panel in the wiring closet c What is the length of the cable? d Does the cable test...

Ngày tải lên: 18/01/2014, 04:20

4 351 0
Tài liệu Lab 4.2.9e Fluke LinkRunner – Cable and NIC Tests docx

Tài liệu Lab 4.2.9e Fluke LinkRunner – Cable and NIC Tests docx

... length is within specification This is a basic test of a long cable to determine that all four pairs of wires are intact and have the same length The diagram below shows a good cable test Turn on the ... connected to a patch panel at the other end but not to a hub or switch Plug the cable into the RJ-45 LAN port on the LinkRunner Plug the wire map adapter into the associated patch panel port on ... test the cable run from the patch cable in the work area through all horizontal cabling to the patch panel in the wiring closet c What is the length of the cable? d Does the cable test...

Ngày tải lên: 18/01/2014, 04:20

4 365 0
Tài liệu Reading and close tests docx

Tài liệu Reading and close tests docx

... How many hectares of forest are lost every year? a an area which is as large as Australia b an area which is three times larger than Australia c about 20 million hectares d it cannot be estimated ... of water clean a puts up b gets up c makes up d call up a learn a as many as a because a to swim b learning b as much as b since b swam c learnt c as lot as c as c swimming d have learnt d as ... by acid rain What is acid rain? The term acid rain actually refers to any form of rain that is more acidic than normal rainwater What causes the rainwater to be so acidic? The most (3)…… cause...

Ngày tải lên: 19/01/2014, 11:20

16 933 3
Tài liệu Female chacma baboons form strong, equitable, and enduring social bonds pptx

Tài liệu Female chacma baboons form strong, equitable, and enduring social bonds pptx

... analyses based on single years, we assigned each female the dominance rank that she held in January of the observation year Not all females were assigned adult ranks at the same age, so we lack ... at particularly high rates and had high CSI values White bars are based on data collected when females did not have young infants Black bars are based on all data collected All analyses reported ... at least year We conducted a parallel set of analyses using the no-gap rule and obtained the same pattern of results in each case Statistical analyses In the analyses presented below, the dyad...

Ngày tải lên: 15/02/2014, 13:20

15 326 0
How To Accelerate Your Internet: A practical guide to Bandwidth Management and Optimisation using Open Source Software potx

How To Accelerate Your Internet: A practical guide to Bandwidth Management and Optimisation using Open Source Software potx

... and sent it to a central package processing hub for international destinations After several days, the package cleared Italian customs and found its way onto a transatlantic flight, arriving at ... information about various aspects of your network operations By carefully analysing this data, you can identify faults, find cases of waste and unauthorised access, and spot trends that may indicate ... book, and the authors were aware of a trademark claim, the designations have been printed in all caps or initial caps All other trademarks are property of their respective owners The authors and...

Ngày tải lên: 15/03/2014, 21:20

313 573 0
The Making of an Investment Banker: Stock Market Shocks, Career Choice, and Lifetime Income docx

The Making of an Investment Banker: Stock Market Shocks, Career Choice, and Lifetime Income docx

... MBA graduated The M &A and Wharton variables are only available for certain years, so the sample size is smaller Standard errors (in parentheses) are adjusted for any correlation within graduating ... are based on two-stage least squares linear probability regressions The dependent variable, which is based on a person’s job as of the end of January in a year at least two and a half years after ... similar and, at least for Panels B and C, largely statistically significant for almost 20 years after graduation 17 I reran the analysis in Table IV separately for each subgroup of investment bankers...

Ngày tải lên: 17/03/2014, 03:20

28 395 0
Informed choice and immunisation programmes ppt

Informed choice and immunisation programmes ppt

... the lap band have resulted in rapid and dramatic weight gain Lifestyle related metabolic diseases are now a primary cause of chronic disease in Australian women and they are underpinned by a lack ... Gardasil vaccine, which targets four types of the human papillomavirus associated with cervical cancer, some vulval and vaginal cancers, and genital warts, is being offered to all women aged ... use the site so that abusers are unable to trace and track usage For health professionals and support services working with these people, a CD and teaching package is also available Flyers on the...

Ngày tải lên: 22/03/2014, 11:20

4 213 0
Nurse’s Manual of Laboratory and Diagnostic Tests pptx

Nurse’s Manual of Laboratory and Diagnostic Tests pptx

... Sulfanilamide AVC vaginal cream Sulfasalazine Azulfidine Sulfathiazole Sultrin vaginal cream, Triple Sulfa cream Sulfinpyrazone Anturane Sulfisoxazole Azo Gantrisin, Gantrisin Sulfones Dapsone DDS ... Renese, Saluron Thiocyanates Trimethadione Tridione Tripelennamine Pyribenzamine, PBZ Troleandomycin Cyclamycin, Tao capsules and suspension Valproic acid Valproate Vitamin A Aquasol A, Alphalin same ... 2003 F .A Davis Company CHAPTER 1—Hematology TABLE 1–5 • and Tests of Hematopoietic Function 17 Drugs That May Cause Blood Dyscrasias Generic Name or Class Trade Names Acetaminophen and acetaminophen...

Ngày tải lên: 23/03/2014, 01:20

688 508 0
The Affordable Care Act Increases Choice and Saving Money for Small Businesses pptx

The Affordable Care Act Increases Choice and Saving Money for Small Businesses pptx

... administrative cost built into them as plans in the large group market They are also at a disadvantage in negotiating with insurance companies because they lack bargaining power The Affordable Care Act ... businesses Administrative Simplification The Affordable Care Act accelerates adoption of standard “operating rules” for health insurance plan administration Operating rules are the business rules and ... the patient • Increased payment accuracy and timeliness •  educed administrative cost and hassle factor for small R businesses • Payment transparency The Affordable Care Act requires standard...

Ngày tải lên: 23/03/2014, 02:20

4 299 0
elementary number theory and primality tests

elementary number theory and primality tests

... Recall that an ideal in a commutative ring A is a non-empty subset aA such that a, b ∈ a =⇒ a + b ∈ a; a ∈ a, c ∈ A =⇒ ac ∈ a As an example, the multiples of an element aA form an ideal a ... the ideal a = a1 , a2 , a3 , By hypothesis this ideal is principal, say a= d Since d ∈ a, d ∈ a1 , , a r = ar for some r But then ar+1 ∈ d = ar Thus ar | ar+1 , ar+1 | ar =⇒ ar = ar+1 ... θ satisfies a polynomial equation of degree ≤ mn Thus each element θ ∈ V is algebraic In particular α + β and αβ are algebraic 2.2 Minimal polynomials and conjugates Recall that a polynomial p(x)...

Ngày tải lên: 31/03/2014, 16:21

117 531 0
biological investigations form, function, diversity and process

biological investigations form, function, diversity and process

... all values in a data set as plus or minus variations from the mean, that is, as measured value – mean value Variance and standard deviation are calculated as follows: variance = Σ (measured value ... (average) value Chance errors in data sets cancel each other out when means are calculated—that is, a value that is too high due to chance error is balanced by a value that is low for the same reason ... instant that a major earthquake has struck a major city, there is a high probability that someone was slamming a car door Did the slam cause the earthquake? Sample size and selection: in statistical...

Ngày tải lên: 10/04/2014, 11:05

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