competition and efficiency in the banking sector in south africa

... (BIH) and good bank (Landesbank Berlin) In 2007, the city-state of Berlin managed to sell its 81% stake in the Landesbank Berlin for 4.7 13 Ingves, S and G Lind 1996: The Management of the Bank ... assets in the banking sector are deposited in a single bad bank If one bad bank were established for each of the three main pillars of the German banking industry – i.e for the credit unions, savings ... the corresponding author IZA Policy Paper No 10 June 2009 ABSTRACT Bad Bank(s) and Recapitalization of the Banking Sector With banking sectors worldwide still suffering from the effects of the...

Ngày tải lên: 15/03/2014, 10:20

... policy, was the chief novelty of apartheid The power came from the growing wealth and administrative capacity of the industrial state, the faith in state intervention and social engineering common ... African mining wages were slightly less in 1969 than in 1911 In 1973, however, ostensibly leaderless strikes began in the Durban docks and spread to manufacturing industry and the goldmines They ... or percent of the African population, with the main support in the industrial towns of the Witwatersrand and the Eastern Cape But the state broke the campaign by legislation punishing deliberate...

Ngày tải lên: 01/11/2013, 07:20

... (Tin 2001) In the coming decades the youth grew increasingly powerful and played a major role in the liberation struggle The influence of the conflict between state and the youth in South Africa ... POLITICS AND IDENTITY IN SOUTH AFRICAN MEDIA the children themselves in response to the different terrains and adversaries they encountered’ (Tin 2001: 132) These include fighting inside the township, ... on the development of youth subcultures, in South Africa the black youth subculture and black culture in general came together as the youth of South Africa took the lead in the revolt during the...

Ngày tải lên: 15/02/2014, 08:20

... Targeting List’, which provides a list of all the public ordinary schools in the province, arranged from the poorest to the least poor The proposals in the revised ‘Norms and Standards’ address the ... in recent years: in 1996 there were many learners joining the system each year but since the early 2000s there has been little increase in the number of learners (DoE 2000) Learners in provinces ... critical for teaching and learning (and obviously the resource base of schools in poor provinces should be expanded and increased), the quality of instruction: does not inhere in teachers’ formal...

Ngày tải lên: 19/02/2014, 00:20

Ngày tải lên: 07/03/2014, 09:20

... economies and polities, in the thinking of the Development Bank of South Africa. 2 In practice, how to replace existing operational models of thinking in applied and policy analyses, both qualitative and ... historian in South Africa in 1995 has to confront research topics anew in the light of the big national questions as they appear in the post-apartheid setting What are the parameters for bringing a ... South African theoretical scholarship in its simultaneously local and global position One of the interesting features of the South African intellectual scene is the fact that it has strong links...

Ngày tải lên: 15/03/2014, 03:20

Ngày tải lên: 15/03/2014, 04:20

... arise and with it the human being?4 How indeed is there anyone at all out there looking into the night, and asking these questions? These issues are of more than metaphysical interest The scientific ... from the overarching theories brought to fruition in the 20th century The technology in turn deepens our theoretical progress in a continual feedback loop At the beginning of the 21st century, then, ... hand as casting doubt on the divine inspiration of the Bible Kuyperian “neoCalvinism” set the theological pace, with a minority of NGK clergy complaining bitterly about the “verdoppering” of their...

Ngày tải lên: 15/03/2014, 04:20

... and dry in the mud among the victims The fourth year was equally unpropitious, the fall of rain being insufficient to bring the grain to maturity Nothing could be more trying We dug down in the ... until I heard them expressing proper opinions of my pedestrian powers * Several words in the African languages begin with the ringing sound heard in the end of the word "comING" If the reader puts ... under-chiefs The children being spared, their friends invited Sebituane, the chief of the Makololo, who was then in those parts, to reinstate them in the chieftainship Sebituane surrounded the town of the...

Ngày tải lên: 15/03/2014, 13:20

Ngày tải lên: 23/03/2014, 06:20

Ngày tải lên: 29/03/2014, 03:20

Ngày tải lên: 29/03/2014, 05:20

Ngày tải lên: 29/03/2014, 07:20

Ngày tải lên: 18/03/2014, 02:20

Ngày tải lên: 03/06/2014, 02:08

... Springfontein ja, I think it’s Springfontein number one And the reason for that is that in Springfontein you have, it’s on the N1, the Springfontein, you have trucks coming in and out the area ... took place And the reason for that (high rates of HIV infections in Springfontein) is that in Springfontein you have, it’s on the N1, the Springfontein, you have trucks coming in and out the area ... instruments The complete interview guide used to gather the data can be found in the Appendices The items of the guide were adapted and varied according to the person being interviewed, and the...

Ngày tải lên: 19/02/2014, 00:20

... interests of South Africa, in the interests of the Natives, and in the interests of just legislation let the Government withdraw the Bill, and appoint a Commission, and then justice and not injustice ... him gathering in his crops and handing over the white farmer's share of the crop to the owner of the land; watch the farmer receiving his tribute from the native tenants, and see him deliver the ... which were given by the Minister in the course of his interesting and moderate speech, they had nothing They were going into a thing that would stir South Africa from end to end, and which affected...

Ngày tải lên: 06/03/2014, 03:21

... restructuring corporate tax in order to increase the tax collected; • introducing progressive taxes such as land and wealth taxes; and • increasing the level of savings both institutional and personal ... area of Sandton (Fiil-Flynn 2001) Industry benefits the most in this regard To illustrate, average electricity prices for the manufacturing and mining sectors in South Africa are in the order ... contaminated ponds and rivers for bathing and drinking The outbreak has been the worst in South Africa s history and has led to over 100 000 infections, and close to 300 deaths Ironically, the...

Ngày tải lên: 06/03/2014, 04:20

... by THRIP and the Innovation Fund; • The management of the HE-industry linkage; • The outputs of the HE-industry linkages; • The sustainability of the partnerships with HE institutions and SETIs ... elicit information on the following: • The scale of partnership activity in general and then in relation to THRIP and the Innovation Fund partnerships; • The motives and purposes of engaging in an ... (52% as single authors and 39% as coauthors with industry partners) These findings support strongly the argument presented by Ping (1980), in suggesting that involvement in HE institution-industry...

Ngày tải lên: 06/03/2014, 05:22

... main divisions: the public sector and the private sector The dotted lines in the second oval in Figure 1.1 indicate the proportions of nurses working in each of these sectors: about 60% of the ... 60% of the nursing workforce in South Africa is Nursing monograph.indd 4/23/09 2:59:51 PM Introduction employed in the public sector, and the remaining 40% in the private sector The education ... changes in the public institutional landscape, including the closure or merger of colleges and an increasing emphasis on university education of nurses; • changes in the locus of training, with the...

Ngày tải lên: 15/03/2014, 02:20