bond funds when boring is beautiful

SECTION 10: FOUNDATIONS TABLE OF CONTENTS [TO BE FURNISHED WHEN SECTION IS FINALIZED]

Ngày tải lên : 06/09/2012, 15:57

... the desired resistance is determined using the resistance factor for the static analysis method, equating the factored static analysis resistance to the factored dynamic analysis resistance (see ... resistance during pile installation (see Allen, 2005, for additional discussion on this issue) Once the number of piles with a given nominal resistance needed to resist the factored loads is ... loading This is consistent with past practice that recognizes the skin friction in uplift is generally less than the skin friction under compressive loading, and is also consistent with the statistical...

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Tài liệu về niche small is beautiful

Ngày tải lên : 06/11/2012, 17:06

... www.marry.vn NICHE STRATEGY ‒ SMALL IS BEAUTIFUL SMALL IS BEAUTIFUL HIEU NGUYEN ¦ ngochieu.com ¦ ngochieu@gmail.com OVERVIEW STATS LAUNCH Aug.2010 NICHE STRATEGY ‒ SMALL IS BEAUTIFUL HIEU NGUYEN ¦ ngochieu.com ... STRATEGY ‒ SMALL IS BEAUTIFUL HIEU NGUYEN ¦ ngochieu.com ¦ ngochieu@gmail.com NICHE STRATEGY ‒ SMALL IS BEAUTIFUL HIEU NGUYEN ¦ ngochieu.com ¦ ngochieu@gmail.com NICHE STRATEGY ‒ SMALL IS BEAUTIFUL ... WEDDING WHY SMALL IS BEATIFUL? 10.000.000 Visits/Month x x x x 10% VISITOR 10% AGE: 24‐35 20% PLANNING TO GET MARRIED 20% LOOKING FOR SERVICE NICHE STRATEGY ‒ SMALL IS BEAUTIFUL 150.000 Visits/Month...

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switch how to change things when change is hard

Ngày tải lên : 14/09/2013, 19:12

... that scurry away from people when they're on a diet.) The unavoidable conclusion is this: Your brain isn't of one mind The conventional wisdom in psychology, in fact, is that the brain has two independent ... asked: "When was the last time you felt like your husband was truly listening to you?" It's an ingenious tactic What the therapist is trying to demon strate, in a subtle way, is that the client is ... precisely the mental muscles needed to make a big change So when you hear people say that change is hard because peo ple are lazy or resistant, that's j ust Rat wrong In fact, the oppo site is...

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SECTION 10 FOUNDATIONS TABLE OF CONTENTS [TO BE FURNISHED WHEN SECTION IS FINALIZED] - DRILLED SHAFTS

Ngày tải lên : 29/09/2013, 12:20

... resistance of soil and rock stratum, Resistance when scour occurs, Axial resistance when downdrag occurs, and Structural resistance of shafts 10.8.3.2 GROUND WATER TABLE AND BOUYANCY The provisions ... shaft tip resistance (KIPS) Rs = nominal shaft side resistance (KIPS)  = resistance factor for tip resistance specified qp in Table 10.5.5.2.4-1  = resistance factor for shaft side resistance qs ... tip resistance (KSF) The nominal axial compression resistance of a shaft is derived from the tip resistance and/or shaft side resistance, i.e., skin friction Both the tip and shaft resistances...

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SECTION 10 FOUNDATIONS TABLE OF CONTENTS [TO BE FURNISHED WHEN SECTION IS FINALIZED] - DRIVEN PILES

Ngày tải lên : 29/09/2013, 12:20

... this approach be adjusted to reflect that experience Note that R n is considered to be nominal 10-91 bearing resistance of the pile needed to resist the applied loads, and is used as the basis ... nominal resistance per pile (FT)  = resistance factor, assuming that a dynamic dyn method is used to estimate pile resistance during installation of the pile (if a static analysis method is used ... foundation when using this driving criteria development approach Note that a specific resistance factor for this approach to using load test data to establish the driving criteria is not provided...

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SECTION 10 FOUNDATIONS TABLE OF CONTENTS [TO BE FURNISHED WHEN SECTION IS FINALIZED] - EXTREME LIMIT STATES

Ngày tải lên : 29/09/2013, 12:20

... Consequently, if passive resistance is included in the resistance, its magnitude is commonly taken as 50 percent of the maximum passive resistance This is the basis for the resistance factor,  , in ... with the provisions of this section, elastic settlements may generally be assumed to be less than 0.5 IN When elastic settlements of this magnitude are unacceptable or when the rock is not competent, ... load is transferred to the soil skeleton Consolidation settlement is the gradual compression of the soil skeleton as the pore water is forced from the voids in the soil Consolidation settlement is...

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SECTION 10 FOUNDATIONS TABLE OF CONTENTS [TO BE FURNISHED WHEN SECTION IS FINALIZED] - FOUNDATIONS

Ngày tải lên : 29/09/2013, 12:20

... the desired resistance is determined using the resistance factor for the static analysis method, equating the factored static analysis resistance to the factored dynamic analysis resistance (see ... resistance during pile installation (see Allen, 2005, for additional discussion on this issue) Once the number of piles with a given nominal resistance needed to resist the factored loads is ... loading This is consistent with past practice that recognizes the skin friction in uplift is generally less than the skin friction under compressive loading, and is also consistent with the statistical...

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Tài liệu Taxable Bond Investing: Bond Funds or Individual Bonds? pptx

Ngày tải lên : 15/02/2014, 13:20

... rates rise, a bond s price falls This is because a bond s coupon payments are typically fixed at issuance, leaving the price as the only variable that can adjust to make an existing bond s yield ... additional benefit of bond funds more regular cash flows is that the funds can provide more stable risk characteristics (most important, that of duration—a measure of the sensitivity of bond prices to ... investment-grade bond funds in existence for the decade ended December 31, 2005 As is typical, performance was concentrated in the middle bars of the figure This narrow distribution occurs because, with bonds,...

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Switch: How to Change Things When Change Is Hard (2010) potx

Ngày tải lên : 12/03/2014, 02:20

... that scurry away from people when they're on a diet.) The unavoidable conclusion is this: Your brain isn't of one mind The conventional wisdom in psychology, in fact, is that the brain has two independent ... asked: "When was the last time you felt like your husband was truly listening to you?" It's an ingenious tactic What the therapist is trying to demon strate, in a subtle way, is that the client is ... precisely the mental muscles needed to make a big change So when you hear people say that change is hard because peo ple are lazy or resistant, that's j ust Rat wrong In fact, the oppo site is...

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Municipal bond funds and individual bonds ppt

Ngày tải lên : 15/03/2014, 03:20

... the bond at a discount before maturity When evaluating bonds with the same characteristics but with different coupon payments, it is always best to compare the yield to maturity of the bonds This ... Vanguard Comparison of municipal bond funds and individual bond portfolios Several factors should be considered when evaluating the suitability of municipal bond funds versus individual bonds for ... separately managed bond portfolio; often this translates into higher returns through reduced cash drag b Bond funds provide more consistent risk characteristics (the most important of which is duration)...

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Bond Fund Investing - How bond funds can fit in your investment portfolio pptx

Ngày tải lên : 15/03/2014, 07:20

... at a rate that is set when the bond is issued This is why bonds are often referred to as fixed income investments The term of a bond ends on the bond s maturity date, when the issuer repays to ... these risks: s Interest rate risk Bond funds decrease in value when interest rates rise, and they increase in value when rates fall The risk that a bond fund will rise or fall in value is known ... advantages and disadvantages of investing in individual bonds versus bond mutual funds Figure Individual Bonds Versus Bond Mutual Funds: Pros and Cons Individual Bonds* Bond Mutual Funds Yes, if...

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Analyse criterias when there is an m and a and take a company that you know as an example to analyse your criterias analyses

Ngày tải lên : 08/05/2014, 17:42

... industry visibility Create strange bedfellows, also have an impact on the bottom line Identify, share and discuss opportunities and problems with employees genes Consider carefully the risks involving ... the regular basis on the combination Geography • • • • Affect adverse selection and moral hazard problems in M&A Hinder acquisitions’ efforts to assess the true value Hamper acquisitions’ ability ... mean of survival • Be encouraged mergers growth by tax laws Microsoft acquisition Nokia Microsoft has completed its acquisition of the Nokia devices and services business with $7,2 billion 25th...

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Báo cáo toán học: "H-Decompositions of r-graphs when H is an r-graph with exactly 2 edges" ppt

Ngày tải lên : 08/08/2014, 12:22

... exactly on edge of F is an edge of G then add that single edge to C If the edges of F are not edges of G we discard F After every element of F has been considered, the set C is clearly an H-decomposition ... denoted by α(G), is the maximum number of pairwise non adjacent vertices of G Claim α(Gr ) n r−1 Proof Let A ⊆ V (Gr ) be an independent set Then, |A ∩ B| ∈ {0, 2, , r − 1} for all n distinct A, ... Then, there is m ∈ [t] − {i, j} such that vm − {vi ∪ vj } = ∅ Otherwise, for all m ∈ [t]−{i, j} we have vm ⊆ vi ∪vj = {a1 , a2 , x3 , y3 }, but then we have only two choices for distinct vm ’s...

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Báo cáo y học: " When once is not enough – further evidence of procalcitonin-guided antibiotic stewardship" pot

Ngày tải lên : 13/08/2014, 16:21

... colleagues was larger than previously published PCT trials conducted in the ICU setting Some issues, however, warrant further comment First, although it is likely that the reduction effect was ... the precise microbiologic etiology of the causative organisms and the documented relapse rate, secondary infections or other complications such as reoperations were not mentioned It is conceivable ... routine parameter for the daily follow-up and how this practice influences real-life treatment decisions, outside a controlled study setting There is potential for PCT overuse, as with all diagnostic...

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Báo cáo sinh học: "Prediction error variance and expected response to selection, when selection is based on the best predictor for Gaussian and threshold characters, traits following a Poisson mixed model and survival traits" potx

Ngày tải lên : 14/08/2014, 13:21

... Consider the trait “diseased within the ﬁrst month of life” and assume that a binary threshold model can be used for analysing data Diseased is coded 0, and not diseased is coded To avoid complications ... probability of being diseased is 0.98 (0.5); i.e xi β ≈ −2.054 (xi β = 0) for animals in herd (herd 2) The best predictor of for “not diseased” (diseased) animals in herd is 0.48 (−0.0099) The ... predictor of for “not diseased” (diseased) animals in herd is 0.16 (−0.16) For animals in herd (herd 2) accuracy of selection is 0.15 (0.36) Next, selecting all “not diseased” animals (i.e all...

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Park Shin Hye is beautiful!!!

Ngày tải lên : 02/11/2014, 14:00

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ASTRONOMY: OUR WORLD IS BEAUTIFUL !

Ngày tải lên : 02/05/2015, 14:00

... telescope is located outside our atmosphere and is orbiting around the Earth at 593 km above sea level with an orbital period of about 96 to 97 minutes at a speed of 28,000 km/h Its name is in honor ... diameter of 4,2 m This telescope can obtain images of the cosmos at an 0,1 arc second of resolution International Space Station View from inside the Space Station Hubble’s best This is the Sombraro ... best This is the Sombraro Galaxie also called M104 in Messier’s catalog at a distance of 28 millions light years This is considered one of the best pictures Hubble took Then we have the Ant’s Nebula...

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Small is beautiful schumacher

Ngày tải lên : 28/09/2015, 19:07

... 'uneconomic' result, when the meta-economic basis of western materialism is abandoned and the teaching of Buddhism is put in its place The choice of Buddhism for this purpose is purely incidental; ... recognise that it is practical and need not be surprised that it is highly popular among businessmen What may cause surprise is that it is also considered virtuous to make the maximum use of this ... of subsistence and something to spare Civilisations have been built up, have flourished, and, in most cases, have declined and perished This is not the place to discuss why they have perished;...

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Nghệ thuật trong phim life is beautiful

Ngày tải lên : 23/06/2016, 19:32

... đẹp/ Life is beautiful Bối cảnh: Bộ phim Life Is Beautiful/ Cuộc sống tươi đẹp rạp từ năm 1997 Đã 18 năm trôi qua lần xem lại khán giả đều: “Cười nước mắt” theo nghĩa đen nghĩa bóng Life Is Beautiful ... người Nhưng có ý kiến cho rằng, Life is Beautiful chịu ảnh hưởng từ câu chuyện gia đình đạo diễn Robert Benigni Năm 1943, Luigi - nông dân nghèo sống làng Misericodia Aezzon, Italy từ giã người ... đổi, họ nỗ lực lí trí để vượt qua định kiến đến với tình yêu chân Theo nhận định nhóm phim Life is Beautiful (1997) chịu ảnh hưởng tác phẩm “Không số phận” ( 1975) tác giả Imre Kertesz Nhà văn...

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Are there lives not worth living. When is it morally wrong to reproduce

Ngày tải lên : 01/11/2013, 08:20

... compromised by disability (Harris, 2000b) It may be considered that this argument comparing existence to nonexistence is logically problematic Bonnie Steinbock (1992: p 117) explains this diYculty: ... non-existence Harris argues that if it is possible for a parent to have a child who is not disabled, and that parent chooses to bring to birth a disabled child, the parent is choosing to bring disability ... birth Harris (2000a: p 97) argues: [A] cure for this congenital deafness is discovered, it is risk-free and there are no side eVects Would the parents, in this case, be right to withhold this cure...

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