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Factors influencing borrower’s behavior and decision making patterns in the success of a micro finance model

Factors influencing borrower’s behavior and decision making patterns in the success of a micro finance model

... products, consult behavioral economists and consumer psychologists along with the potential customers to adequately visualize the possible repercussions and implications for achieving desired results ... customers about micro financing by realigning their marketing mechanisms and strategies to attract less educated masses through staff trainings and holding open sessions in these localities and ... Bolnick and Nelson (1990) observed that MFIs have an encouraging influence on small and labor intensive businesses, but it may vary across different sectors Copestake et al (2001) assessed the impact...

Ngày tải lên: 06/09/2013, 05:48

23 553 0
Tài liệu Women’s health & safety: A guide for UNISON safety representatives pptx

Tài liệu Women’s health & safety: A guide for UNISON safety representatives pptx

... of Substances Hazardous to Health (COSHH) regulations, employers must assess the risks of hazardous substances used at work These regulations cover not only chemicals but also all substances, ... easily absorbed Also the dust, if breathed in, can cause asthma UNISON believes that these gloves should never be used Employers must: s Assess the risk caused by all hazardous substances s Decide ... demands s Headaches and eye strain after working on VDU s s Aches and pains in the neck, shoulders, arms or wrists s Back pain s Skin rashes, headaches, sore eyes or throat and breathing problems s...

Ngày tải lên: 13/02/2014, 06:20

14 572 0
Tài liệu A Leader’s Framework for Decision Making ppt

Tài liệu A Leader’s Framework for Decision Making ppt

... leaders sense, categorize, and respond That is, they assess the facts of the situation, categorize them, and then base their response on established practice Heavily processoriented situations, such ... the system constrains the agents), or chaotic systems (where there are no constraints), in a complex system the agents and the system constrain one another, especially over time This means that ... the spokesperson listens quietly Each team s spokesperson visits other tables in turn; by the end of the session, all the ideas have been well dissected and honed Taking turns listening in silence...

Ngày tải lên: 17/02/2014, 21:20

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The Comedy Bible: From Stand-up to Sitcom--The Comedy Writer's Ultimate "How To" Guide

The Comedy Bible: From Stand-up to Sitcom--The Comedy Writer's Ultimate "How To" Guide

... comic 's act becomes the basis for a sitcom (Roseanne), or a screenplay becomes a sitcom (M*A *S* H, Suddenly Susan) Even jokes have become merchandise: Rosie O'Donnell 's slingshot toy has sold over ... Merchandising runny ideas can turn into funny products, such as Pet Rocks, screen savers, or greeting cards Skyler Thomas, who started writing jokes in my class, put his jokes on T-shirts They ... funny and winds up sounding stupid and jokey There 's also no attitude, and this is less like a premise than like a story because il uses past-tense verbs—"1 was standing." The audience is thinking,...

Ngày tải lên: 22/02/2014, 21:34

168 573 0
ERAS Program Director’s Workstation (PDWS) User Guide 2013 docx

ERAS Program Director’s Workstation (PDWS) User Guide 2013 docx

... and/or numbers • Passwords must be between - 20 characters in length and consist of only letters and/or numbers The password is case sensitive Select the appropriate Permission Level using the drop-down ... levels of user access, assign permissions for each task, or you can use the pre-defined levels of access You can have multiple users at each level There are three levels of pre-defined user access ... access to the PDWS be restricted when the equipment is not in use ERAS software is password protected We recommend that each user be given a user account and password to access the PDWS The PDWS...

Ngày tải lên: 08/03/2014, 16:20

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Prostate Cancer Screening : A Decision Guide for African Americans doc

Prostate Cancer Screening : A Decision Guide for African Americans doc

... it useful as a follow up to a suspicious PSA test or DRE If the urologist suspects cancer, tiny samples of the prostate may be removed with a needle This is called a biopsy A biopsy is usually ... urinate; ■ constant pain in lower back, pelvis, or upper thighs ■ If you have any of these symptoms, see your doctor as soon as possible Keep in mind that these symptoms may also be caused by other ... decision is yours Some medical experts believe all men should be offered regular screening tests for prostate cancer Other medical experts not To help you understand both sides of the issue, let s begin...

Ngày tải lên: 15/03/2014, 01:20

20 355 0
Prostate Cancer Screening: A Decision Guide docx

Prostate Cancer Screening: A Decision Guide docx

... these symptoms, see your doctor as soon as possible Keep in mind that these symptoms are also caused by other prostate problems that are not cancer, such as an infection or an enlarged prostate ... firm areas “I want to know more so I can ask my doctor questions.” What is the PSA test? PSA stands for “prostate specific antigen.” PSA is a substance produced by cells from the prostate gland ... accurate are the screening tests? No test is right all the time and that is true of the PSA test and DRE The PSA test is better at suggesting that small cancers are present, especially those toward...

Ngày tải lên: 15/03/2014, 01:20

20 313 1
Concern for Europe’s Tomorrow Health and the Environment in the WHO European Region pot

Concern for Europe’s Tomorrow Health and the Environment in the WHO European Region pot

... industries, which need to be closed In the short term, strict sequencing and prioritization of tasks are necessary and investments should address the most serious health problems Measures to ... affected most, with light industry and some food processing industries also heavily depressed Construction output has fallen less than that of industry Table 1.10 indicates these processes, using the ... causes of mortality Spatial patterns at the subnational level Occurrence of Selected Diseases Structure of total mortality by cause Selected groups of diseases Inequalities in Health Status Conclusions...

Ngày tải lên: 15/03/2014, 19:20

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Protecting Children''''s Health In A Changing Environment - Report Of The Fifth Ministerial Conference On Environment And Health.pdf potx

Protecting Children''''s Health In A Changing Environment - Report Of The Fifth Ministerial Conference On Environment And Health.pdf potx

... noncommunicable diseases linked to environmental conditions and disasters Despite the progress achieved so far, addressing major preventable determinants and diseases, such as obesity, respiratory and ... EFSA increasingly needs to include environmental risk assessments in its work and to provide comprehensive responses using the full range of expertise at its disposal, so it cooperates with national ... ones Environment and health must not be seen as costs but as investments In fact, the environment can be seen as a booming sector, investing in a sustainable future Some existing instruments requiring...

Ngày tải lên: 22/03/2014, 16:22

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MOSBY''''S SPORTS THERAPY TAPING GUIDE pptx

MOSBY''''S SPORTS THERAPY TAPING GUIDE pptx

... SPORTS THERAPIST (PERSONAL ITEMS) SPORTS THERAPIST TEAM KIT BASIC CONTENTS TUF-SKIN SPRAY UNDERWRAP WIDTE ADHESIVE TAPE ELASTIC TAPE (ELASTOPLAST ) ALCOHOL PREP PADS TAPE REMOVER STERI-STRIPS ... QUADRICEPS SUPPORT 76 QUADRICEPS SUPPORT 77 CLOSURES QUADRICEPS SUPPORT (OPTION)" PURPOSE: - To provide support to the quadriceps muscles This technique may be used as an option SU PPLI ES: - tuf-skin ... FASCITIS MOLESKIN ARCH TAPING ACHILLES TENDON TAPING "SHIN SPLINTS" LATERAL COMPARTMENT QJ 34 "SHIN SPLINTS" MEDIAL COMPARTMENT CLOSURES BUNION (HALLUX VALGUS) PURPOSE: - Toreducevalgusstressonthebigtoe(MTP-metatarsal...

Ngày tải lên: 24/03/2014, 02:20

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SUZANNE FLEMING’S STAFF RECRUITMENT SURVIVAL GUIDE pot

SUZANNE FLEMING’S STAFF RECRUITMENT SURVIVAL GUIDE pot

... MANAGEMENT SOLUTIONS FREE TEMPLATES AND FORMS CD Samples include: Application Assessment Forms Inand In-House H.R Systems Duty Statements/Job Descriptions Professional Review Documents Employment ... 35 IT S TIME TO ASSESS THE APPLICATIONS 37 ESTABLISH AN APPLICATION ASSESSMENT PANEL 38 DEMOCRATIC ASSESSMENT 39 A FEW ASSESSMENT TIPS 40 SELECTING ... the Business 36 SUZANNE FLEMING ORGANISATIONAL EFFICIENCY and MANAGEMENT SOLUTIONS IT S TIME TO ASSESS THE APPLICATIONS and that s usually a huge job Assessment must be democratic This means all...

Ngày tải lên: 31/03/2014, 18:20

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frommer's south korea travel guide

frommer's south korea travel guide

... large restaurants and shops Outside most major cities and at open markets, smaller shops, and local restaurants, it s best to use credit cards or cash You can buy traveler s checks at most banks The ... 1598, Korea was attacked relentlessly by Japanese aggressors during what is called the Imjin Waeran and is sometimes referred to as the Hideyoshi Invasions Successive attacks by its eastern neighbor ... OPTIONS Since South Koreans are avid credit card users, it s become easier for visitors to use credit cards in most stores and restaurants Visa and MasterCard are the most widely accepted types,...

Ngày tải lên: 04/04/2014, 12:22

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langford’s starting photography the guide to great images with digital or film

langford’s starting photography the guide to great images with digital or film

... the sensor or film As the distance from lens shown in Figure 8.11, is very rare these days to film is the same as lens to screen (via the as most SLR cameras have some form of mirror), what was ... cameras, such as most compacts, the shutter speed is selected by the camera mechanism itself, according to the brightness of the scene and light sensitivity of your sensor/film The aperture (also ... R A P H Y Accessories A great range of accessories is available for cameras – although almost all are designed for SLR types Figure 8.26 shows the most useful items • Extra lenses Provided your...

Ngày tải lên: 01/06/2014, 10:31

367 259 0
The Extreme Searcher''''s Internet Handbook: A Guide for the Serious Searcher ppt

The Extreme Searcher''''s Internet Handbook: A Guide for the Serious Searcher ppt

... as broad as medicine to something as specific as biomechanics These sites go by a variety of names such as resource guides, research guides, metasites, cyberguides, and webliographies Although ... that every serious user have an awareness of these issues Lastly, the chapter provides some resources useful for keeping up on the latest Internet tools, content, and issues T HE P IECES OF THE ... quick facts, offers some direction on how to find the right site for a specific need, and suggests several dozen sites that most serious searchers should be aware of Chapter Sights and Sounds: Finding...

Ngày tải lên: 27/06/2014, 02:20

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